We earn commissions from brands listed on this site, which influences how listings are presented.
1,073 Reviews

GEICO Review

Nadav Shemer
Nadav Shemer is an insurance expert at BestMoney.com, with a background in financial journalism, hi-tech, and startups. He has covered business, tech, and energy for various publications and enjoys exploring the latest innovations in insurance to help readers make informed decisions.

August 13, 2025

1 min

geico-qs

GEICO Summary

GEICO is one of the largest U.S. auto insurers, offering affordable rates, strong discounts, and an excellent mobile app. Available in all 50 states, it’s best for drivers who value convenience and savings, though it lacks gap insurance and has mixed claims satisfaction scores.

Geico-QS Pros & Cons

Pros

Many discount options
Wide availability, operates in all 50 states + DC
Highly rated, user-friendly mobile app

Cons

Doesn't offer gap insurance
Fewer local agents in some areas
Higher rates for higher-risk drivers
geico-qs

Geico-QS

9

Insurance Features

Wide coverage: liability, collision, medical, rental, roadside.
9.0

Discounts Available

Strong options: bundling, safe driver, military, multi-car.
9.0

Customer Service

24/7 claims & phone/app support; some delays reported.
8.0

Online Experience

Highly rated app, instant quotes, digital claims.
9.0

Direct Insurer?

Sells policies directly, no brokers required.
10.0

Types of insurance offered

GEICO provides a wide range of car insurance coverage, including:

  • Liability (bodily injury & property damage)
  • Collision and comprehensive
  • Uninsured/underinsured motorist coverage
  • Medical payments & personal injury protection (PIP)
  • Optional add-ons: roadside assistance, rental reimbursement, mechanical breakdown insurance

Additional features

  • Discounts: Military, federal employees, students, good drivers, and members of 500+ partner groups
  • DriveEasy: Usage-based program that tracks driving habits (available in many states)
  • Digital tools: Highly rated mobile app for policy management, payments, claims, and digital ID cards
  • 24/7 customer support: Phone, website, and app access

How to apply

  1. Visit www.geico.com or use the mobile app
  2. Enter basic personal and vehicle details for a free quote
  3. Review coverage options and discounts
  4. Apply online, by phone, or through a GEICO agent

Filing a claim through GEICO

You can report accidents or damages online, in the GEICO Mobile app, or by calling their 24/7 claims hotline. The app lets you upload photos, track the status, and communicate directly with adjusters, making it easy to manage the process from start to finish.

GEICO contact details

Website: www.geico.com
Customer Service: 1-800-207-7847 (24/7 support)
Mobile app: GEICO Mobile (App Store rating: 4.8/5, Google Play: 4.5/5)
Headquarters: Chevy Chase, Maryland

Review summary

GEICO offers affordable car insurance with excellent discounts and one of the best apps in the industry. It’s ideal for drivers who value digital convenience and low rates. However, it lacks gap insurance and may not be the best fit if you want in-person service or top-tier claims satisfaction.

How do I know I can trust this review?

Our editors are serious about research - we combine our own experience with the services we recommend with reviews that come from verified users–just like you! Together with reviews from industry experts to ensure you choose with confidence and ease.

Nadav Shemer

Nadav Shemer is an insurance expert at BestMoney.com, with a background in financial journalism, hi-tech, and startups. He has covered business, tech, and energy for various publications and enjoys exploring the latest innovations in insurance to help readers make informed decisions.

Top Car Insurance
NerdWallet
NerdWallet
Read Review|Visit Site
Read all reviews

Must Reads

6 Tips for Finding the Right Car Insurance for You
Dec 13, 2025
We Hope You’ll Never Need to File a Claim, but If You Do
Dec 13, 2025
7 Smart Ways to Lower Your Car Insurance in 2025
Dec 13, 2025
Read all articles