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Credible Review

Find a customized quote easily

Reviews 5,140

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

Michael Dinich
Michael Dinich
Jun. 07, 20224 min read

Credible summary

Credible is a free online personal loan brokerage service perfect for anyone with a high credit rating looking to consolidate debt, finance a major purchase, or open a business.

Pros

  • No fees
  • Get responses in minutes

Cons

  • High credit score required
  • Doesn’t work with credit unions or refinancing companies
Credibleat a glance
4.6

Editorial score

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Variety of loan types

Offers all loan types

5.0

Loan amount range

Loan amount $50K+

5.0

Eligibility

Loans available to most credit scores

4.0

Credible Credible View Rates

Overview

Credible is an online loans broker that provides fast and free initial responses, ideal for anyone who needs a loan and doesn’t know where to start. It speeds up the process of hunting for a personal loan by sending your application to multiple providers at the same time and running a soft credit check (which doesn’t affect your credit rating). Credible returns up to 6 preliminary loan offers so that you can easily compare your options and then contact the lender directly to complete the loan process.

With Credible you can get loan offers  from multiple providers and choose the best one for your needs

Suitable For?

Borrowers with good credit scores who want to consolidate their debt. Credible requires a credit score of around 620 and up to qualify for its service, but the lowest APR of 3.99% makes it a potentially cost-effective way to consolidate all debt payments into one.


Loan Features

Credible’s biggest draw is the speed of response. Completing multiple application forms asking for the same information, again and again, is draining and time-consuming, so being able to get responses in minutes from a number of lenders with just 1 application is a big plus. 

Unlike many loan broker services, Credible is transparent about its fees.

You can use Credible to check up on loan offers for different amounts without harming your credit rating, which is useful if you aren’t yet sure how much you will need. With loan amounts ranging from $600 to $100,000, you can get useful loan offers whether you need to redo your home or just bridge a small gap till your next paycheck.

Highlights for Credible:

  • Fast response time
  • No fees for the service
  • Access to multiple lenders at once
  • Side by side comparison guide
  • Faster path to getting the loan; some lenders can process your request within one business day

The Application Process

Credible’s online application process is streamlined and straightforward and can be started by creating a password-protected account. Choose the personal loans option from the drop-down list and complete a 2-page online application. Credible asks about your education history and employment status, annual income, and credit score. You'll have to provide personal identifying information that includes your social security number, date of birth, and address and share how much you want to borrow and why.

After receiving this information, Credible will carry out a short ‘soft credit’ check to verify your credit rating and identification details. These checks don’t affect your credit standing at all. Your credit result and application is then sent on to a number of loan companies.

Within a few minutes, Credible returns up to 6 pre-qualification loan offers. You can compare vital features such as the APR, repayment terms, and requirements at a glance in a clear table, or click through to the website to get more details. Once you find a loan offer that suits you, visit the provider’s website to see if you like their terms and conditions. You’ll finish off the application process on the provider’s website.

Credible requirements:

  • Credit score of 620 and over
  • Citizenship or permanent residency of the United States
  • A checking account in your name
  • You must be over 18 years old

Credible Credible View Rates

Loan Terms

As a loan broker, Credible doesn’t extend specific loan terms. The lowest APR for personal loans via Credible ranges from 3.99%. Loan amounts stretch from $600 to $100,000, making it a flexible site for borrowers who aren’t yet sure what they need.

Consumers should remember that terms can fluctuate even after you receive a pre-qualification offer. No loan terms are guaranteed until the lender has performed a hard credit check and confirmed that your application is accepted, so if you get a good loan offer you should act to secure it quickly.

Repayment Terms

Again, repayment terms vary from lender to lender. The maximum repayment term via Credible is 5 years, with some terms as low as 24 months. This is a relatively short repayment term, which could be a problem for borrowers who want to spread their payments out further so as to pay less each month.

Privacy & Security

Credible has a reputation for being trustworthy with your personal details, but they don’t bear any responsibility for the loan companies that might make you an offer. It’s up to the borrower to check out the prospective lending company thoroughly to make sure that they feel comfortable with their policies and approach.

Help & Support

Credible’s website is clear and easy to move through, with an FAQ section that is simple to find. Their FAQs do not cover all the information you might like to know, such as what the requirements are for application, but they are well organized.

We were pleased with their level of customer service; emails are replied to promptly and comprehensively, and they are careful about staying in touch to answer your questions. Credible has a fast telephone customer service team as well as online live chat.

How Credible Compares


CredibleLendingTree
APR3.99%5.00%
Minimum credit score620none
Loan amounts$600 - $100,000$1,000 - $50,000
Loan term24 - 84 months3 - 180 months
Suitable forDebt consolidationComparing a variety of loan options

When compared to LendingTree, Credible has similar APRs but offers higher maximum loan amounts. LendingTree has more flexible loan terms but if you have good credit you'll be able to take advantage of Credible's favorable rates. 

FAQs

How do I know if I'm eligible for a loan with Credible?

Just fill out the quick and easy application form, and if you qualify you’ll instantly receive personalized, prequalified rates on your Credible Dashboard from all the partner lenders you qualify for.

How much does it cost to use Credible?

It doesn't cost anything. Using Credible is free and while its partner lenders do pay a fee, the fee does not impact the terms of your loan or the amount you pay the lender.

How can Credible help me refinance my student loans?

Credible enables you to compare the student loan refinancing products from multiple lenders you qualify for side-by-side, based on all of the criteria that are important to you, like total repayment amount, APR, repayment options, and monthly payment.

Is Credible legitimate?

Credible has an overall 5-star rating on Trustpilot and is considered to be a reliable lender with a solid reputation.

Summary

Credible is a fast and free online loan brokerage service which returns multiple pre-qualification personal loan offers for borrowers. Appreciated by many consumers for its swift response time and clear comparison tables, Credible is a useful tool for anyone with a high credit rating and a need to consolidate debt, finance a major purchase, or open a business. If you don't have good credit rating, you’ll need to look elsewhere.

Physical Address

101 Green Street Level 2

San Francisco, CA

94111

Credible Credible View Rates

Michael Dinich
Written byMichael Dinich

Michael has worked in personal finance since 1999. He shares unique insights on how to save money, increase income and prepare for retirement. Michael is a sought-after expert in the areas of taxation, personal finance, and health insurance planning. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

Credible
Credible
ExcellentReviews 5,140
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Trustpilot reviews

See what some costumers are saying about Credible
Credible
ExcellentReviews 5,140
on
Excellent
86%
Great
9%
Average
2%
Poor
1%
Bad
2%
  • author
    ruben cruz diaz
    2 days ago
    It was a easy and smooth way to get my…

    It was a easy and smooth way to get my loan 🥰🥰🥰 I recommend it

    ...

  • author
    Rebecca Swiggum
    2 days ago
    Overall a very easy process- had one…

    Overall a very easy process- had one issue with having to upload signed documents multiple times and having representatives tell me different answers but finally figured it out.

    ...

  • author
    Alicia Sheeley
    Jul 01, 2022
    Quick and easy process to get a…

    Quick and easy process to get a personal loan

    ...

  • author
    Tracy Shelton
    Jun 30, 2022
    The process was easy

    The process was easy and straightforward. Customer service was also excellent

    ...

  • author
    Crystal Lightner
    Jun 30, 2022
    My loan experience was amazing

    My loan experience was amazing. They were so easy to work with and now I feel relieved to have lowered my student loan payment by $700/m.

    ...

  • author
    Bethany Hiriak
    Jun 30, 2022
    Amazing

    Loved Credible! Made my refinance so easy!!!

    ...

  • author
    Alexis Fuller
    Jun 28, 2022
    They were great and took care of my…

    They were great and took care of my daughters needs. Thank you

    ...

  • author
    Frank Scarafile
    Jun 27, 2022
    Excellent customer service

    Excellent customer service.All questions answered!

    ...

  • author
    customerteresa
    Jun 26, 2022
    Reliable

    Reliable, accurate

    ...

  • author
    Angel
    Jun 26, 2022
    It was easy to navigate and check the…

    It was easy to navigate and check the information correctly. You also can get some options you didn’t consider or couldn’t find on your own.

    ...

  • author
    Monica N
    Jun 26, 2022
    Excellent customer service and…

    Excellent customer service and communication. Our school loan process was made much easier because of you. Thank you!

    ...

  • author
    Kathleen M
    Jun 24, 2022
    It was quick and easy and gave me…

    It was quick and easy and gave me options to chose from!

    ...

  • author
    Jennifer Gency
    Jun 20, 2022
    Very easy process.

    Very easy process.

    ...

  • author
    Kyle
    Jun 19, 2022
    Very easy to arrange

    Very easy to arrange, straight-forward process, with excellent economic options and minimal follow-up steps.

    ...

  • author
    terry lyerly
    Jun 18, 2022
    Accidentally got on Credible looking at Sofi loan

    Accidentally got on this website exploring a Sofi loan , not realizing it was Credible and put in some of my info before i caught it , figured since I didn't finish I would be okay. Started getting Emails from Credible to finish , I guess they capture your info before you even submit it. I just ignored them , but felt uneasy that they had gotten my info. They claimed that Sofi had approved me and I'm wondering how and even had terms, since I didn't even really finish my application , I still ignored them although more emails came. Now today I get an email from Prosper / WebBank that they have pulled my credit record, I have never been on their web site, the only conclusion is Credible is "shotgunning" my info out there without my permission. I will probably seek legal advise , this company should not be able to exist, stay away from them, be very careful when you click on a web site you think is the company you are looking for and it's not a third party representing the site.

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  • author
    ALVARO ARTURO
    Jun 17, 2022
    excellent

    excellent customer services

    ...

  • author
    Kathy Tobacco
    Jun 16, 2022
    Quick and fast

    Quick, fast service...thanks!

    ...

  • author
    KEITH GAYLORD
    Jun 16, 2022
    Put me on a company that took care of…

    Put me on a company that took care of my needs. Thanks.

    ...

  • author
    Joseph
    Jun 16, 2022
    4 Stars...close to 5

    I would rate this as five stars if it was a little more direct. Credible found me a good rate with a lender quickly and that part was great. It is just a lot of back and forth between the applicant, Credible and the lender until it is finally finalized. Nothing against Credible...they did their part great. I guess I just knocked it down a star for having the middle man all the way up until the loan is disbursed.

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  • author
    Brenna
    Jun 15, 2022
    Easy to use but…

    Easy to use but I feel like there could be more options for loans

    ...

  • author
    Ann Patterson
    Jun 14, 2022
    We were able to find the best interest…

    We were able to find the best interest rates for my daughter's student loan and select the most competitive option--at a rate well below the others.

    ...

  • author
    Steve Burgess
    Jun 12, 2022
    Get service great rate

    Credible was a one stop shop for the best student loan rates available. Almost to easy 🙂

    ...

  • author
    Addie Hall
    Jun 09, 2022
    Found the best deal.

    Found the best deal.

    ...

  • author
    brandi dixon
    Jun 09, 2022
    Fast and efficient

    Fast and efficient

    ...

  • author
    Sam
    Jun 08, 2022
    Only Company to offer Lower Rates

    Relatively easy to complete and was the only source that was able to offer a lower interest rate after several attempts with other companies.

    ...

  • author
    Benjamin Mathis
    Jun 07, 2022
    Effective for finding lenders

    Effective for finding lenders. Note that repeat document upload between credible and lender may be necessary.

    ...

  • author
    Christopher
    Jun 05, 2022
    Such an easy process!

    Such an easy process!

    ...

  • author
    Timothy Williamson
    Jun 04, 2022
    My loan

    Quick and not stressful.

    ...

  • author
    Debra W.
    Jun 04, 2022
    Credible is the go to for student loan…

    Credible is the go to for student loan refinancing. Experienced customer service is my first reason to go to Credible and quick response time is the second reason. Every thing is laid out just waiting on you decision to move forward. They have the answers and are always helpful.

    ...

  • author
    Gari
    Jun 01, 2022
    great experience

    great experience

    ...

  • author
    Thomas Polselli
    May 21, 2022
    Thanks

    Thanks I just tried to get a loan

    ...

  • author
    David
    May 19, 2022
    Great Service

    Great Service, Multiple price points and options. Will definitely use Credible in the future.

    ...

  • author
    Jessica Chan
    May 19, 2022
    It was very helpful

    It was very helpful! Easy process, user friendly. Definitely will recommend it to friends and family.

    ...

  • author
    Travis Adamek
    May 18, 2022
    Please stop issuing emails with…

    Please stop issuing emails with credible.cc and then providing that to the lender. It is such a pain to have to figure out to reset you password or access your account. This is the second time I’ve used credible for refinancing and I don’t think I’ll use credible again.

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  • author
    Kimberley Braswell
    May 18, 2022
    Relatively easy to apply to at least…

    Relatively easy to apply to at least one of the many options presented.

    ...

  • author
    Laura Parker
    May 18, 2022
    In under 30 minutes

    In under 30 minutes, on a Saturday morning, i applied, was approved, and received a loan document to e-sign. For months, I had been evaluating offers via US mail, email, and even text, with what I thought were high loan interest rates, plus a 6% “origination” fee. Turns out, I was correct. I saved 8% more by going on Credible.com, and there were no added fees. Also, I received the loan check the following Friday! Apparently, CREDIBLE represents valid lenders who want to do business with honest and responsible consumers.

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  • author
    Brianna Mcewen
    May 18, 2022
    Easy to use and very accurate

    Easy to use and very accurate. Credible gave me offers for refinancing that were more helpful and BETTER than every other site I checked. Really grateful for this resource.

    ...

  • author
    Nelson Baker
    May 17, 2022
    Outstanding customer service

    Outstanding customer service. Would recommend this company to anyone

    ...

  • author
    A satisfied customer
    May 17, 2022
    Very reliable.

    Very reliable.

    ...

  • author
    Wendy Wiesen-Chapman
    May 16, 2022
    college loan review

    Very easy to use. So nice to be able to complete the application from home.

    ...

  • author
    N. Pope
    May 16, 2022
    Thank you for finding me a very…

    Thank you for finding me a very competitive interest rate for my personal loan. The whole process was easy and reliable.

    ...

  • author
    Chuck B
    May 16, 2022
    Set is up with a great match and better…

    Set is up with a great match and better deal. Super easy. Customer service was extremely helpful and remedied are random issues!

    ...

  • author
    Anna Herrera
    May 15, 2022
    Credible is a great option

    The website was helpful and Easy to use. Thanks for helping me find a great way to refinance my student loans

    ...

  • author
    roselyn
    May 11, 2022
    Great work

    Will recommend Credible they will help find the best loan that suit your needs. Thanks for helping me.

    ...

  • author
    Mohamed Gismala
    May 10, 2022
    Excellent service

    Excellent service

    ...

  • author
    John Timmerman
    May 10, 2022
    Great

    Tis was really great. Thank You

    ...

  • author
    Patrick Kearney
    May 10, 2022
    Fairly easy process to get a loan

    Fairly easy process to get a loan. Had some problems getting signatures back to them. (They said they couldn't read on of the dates. Could have been communicated better. )

    ...

  • author
    ES
    May 10, 2022
    Lowered parent loan rate

    Finding a better rate for my parent loan was quick and easy, and my payments are now lower.

    ...

  • author
    David Colon
    May 10, 2022
    They help me get a loan to consolidate…

    They help me get a loan to consolidate my debt

    ...

  • author
    Rich
    May 09, 2022
    Got a good rate and wrapped up the loan…

    Got a good rate and wrapped up the loan in 3 days!

    ...

  • author
    Mitch DeGregorio
    May 08, 2022
    It was a very quick and simple process

    It was a very quick and simple process. My Daughter got the money she needs for college. It was a bit too quick and easy I think. Seems like we skipped steps that I would expect in a loan process. Maybe it’s because I was only a co-signer. Would have also been nice to have received a summary with all the details of the loan in a summary document.

    ...

  • author
    ZK
    May 06, 2022
    Student Loans

    Found the best rate for refinancing my student loans. Process was quick and organized.

    ...

  • author
    Unhappy customer
    May 04, 2022
    Great Job

    Great job helping me refinance one of my student loans.

    ...

  • author
    J.A.
    May 04, 2022
    Applied with co-buyer process was…

    Applied with co-buyer process was timely and very easy.

    ...

  • author
    Ted
    May 03, 2022
    Streamlined, simplified and expedited an otherwise very clunky process

    You managed to streamline and simplify this otherwise clunky process as much as possible with results about as quickly as could be expected.

    ...

  • author
    Ademola Omotayo
    May 03, 2022
    Thank you for helping refinance my…

    Thank you for helping refinance my student loans. Process was efficient and seamless.

    ...

  • author
    Laura Fante
    May 02, 2022
    Excellent and quick customer service.

    Quick and Easy Process!

    ...

  • author
    Justin M
    May 02, 2022
    This is the second time we have used…

    This is the second time we have used credible and we love how easy the process has always been. We recommended it to our friends!

    ...

  • author
    BK
    Apr 30, 2022
    Completely satisfied with my children's…

    Completely satisfied with my children's student loan consolidation. Everything went smoothly and am looking forward to the savings on my new lower interest rate. Moehla was charging me 7 plus on interest. Not anymore! Thank you!

    ...

  • author
    savannah G
    Apr 29, 2022
    I want to give 5stars because my friend…

    I want to give 5stars because my friend had a good experience and even got a bonus do to size of her loan. The search for loans was super easy to review and sort and once i got started the process didn't take but 2 weeks to finalize. I have a low rate at new bank, but unfortunately the referral bonus for me and my friend did not go through... I guess it can take some time 30 days, but I am at that point and neither of us have info about it or if it will happen on a 60K loan transferred.

    ...

  • author
    Robert Gervasoni
    Apr 23, 2022
    Ease of application and response was…

    Ease of application and response was handled professionally.

    ...

  • author
    Monica
    Apr 22, 2022
    Very happy with Credible

    Very happy with Credible. It helped me find the best rate!

    ...

  • author
    Paula J Walton
    Apr 22, 2022
    Credible was AMAZING!

    Credible was very quick to give me multiple quotes for my inquired loan. These quotes were good for several weeks which allowed me time to review and calculate each quote and determine which loan offer was the best savings over a time period. Once I chose the best offer suited for my needs, the application process through the financial institution was very simple and painless. If I ever need another loan, I will definitely return to Credible and use their services. Thank you, Credible for all your help.

    ...

  • author
    Louise Schaetzle
    Apr 21, 2022
    Communication during application…

    Communication during application process was very difficult if not impossible.

    ...

  • author
    Sandra
    Apr 21, 2022
    Great experience

    Great experience, it was fast and easy.

    ...

  • author
    Rebecca Jones
    Apr 20, 2022
    Quick and easy way to find refinancing…

    Quick and easy way to find refinancing deals for college loans.

    ...

  • author
    Susan Trifiletti
    Apr 20, 2022
    Easy to use

    One stop shopping which saved me time and effort looking for the best rates. It was easy to use and quick.

    ...

  • author
    Jeramy White
    Apr 20, 2022
    Don't count on using the same email address

    If you've EVER had a loan with Upstart, you cannot request a new loan using the same email address. Having the ability to do this would make it much more likely that I would use Upstart in the future.

    ...

  • author
    Katherine Hamburger
    Apr 19, 2022
    Everything was great we were given lots…

    Everything was great we were given lots of choices and were able to find a plan to fit our needs.

    ...

  • author
    David Wangerien
    Apr 18, 2022
    Super fast loan approval with a great…

    Super fast loan approval with a great rate!

    ...

  • author
    Erin Young
    Apr 18, 2022
    AlaWays understanding axxcx cuff

    AlaWays understanding axxcx cuff

    ...

  • author
    Jennifer Chisholm
    Apr 18, 2022
    This service was super fast and easy to…

    This service was super fast and easy to use. It helped me find a great rate for my student loan refinancing. I would definitely recommend it to anyone looking to refinance!

    ...

  • author
    Jessica S.
    Apr 17, 2022
    Fantastic tool

    Great customer experience and very user friendly. Credible helped me compare rates and pick the best option for my situation. The refinance worked out great and they even sent me a gift card reward after the refinance completed.

    ...

  • author
    Thomas Casadonte
    Apr 17, 2022
    Helped find a good rate for me but get…

    Helped find a good rate for me but get ready to be bombed by ads and spam.

    ...

  • author
    Zacchary TenHuisen
    Apr 16, 2022
    Easy Refinance

    Credible made it easy to compare loans and find a good rate.

    ...

  • author
    Ash
    Apr 14, 2022
    Everyone was very helpful when I called…

    Everyone was very helpful when I called and explained everything very well.

    ...

  • author
    Beatriz Cruz
    Apr 12, 2022
    Trying to see which loan would be best…

    Trying to see which loan would be best for a private institution that provides aviation classes that is not a college. Not everyone is helping with loans since its not a college.

    ...

  • author
    Kristin Turner
    Apr 12, 2022
    Easy and efficient to use

    Easy and efficient to use. In my opinion showed the widest variety of loans to choose from allowing me to find the best one for me.

    ...

  • author
    Erik Hagstrom
    Apr 11, 2022
    Credible found me the most competitive…

    Credible found me the most competitive student loan refi rates in just seconds. The second refi I've done via Credible. Painless

    ...

  • author
    Bruce Hettinger
    Apr 11, 2022
    Easy to use and results in minutes.

    Easy to use and results in minutes.

    ...

  • author
    Scott E
    Apr 10, 2022
    Best experience for refinancing student…

    Best experience for refinancing student loans no hidden fees right up front with everything. I recommend Credible!

    ...

  • author
    Ann Padron
    Apr 10, 2022
    I was very satisfied with credible’s…

    I was very satisfied with credible’s prompt response to my financial needs! I couldn’t ask for anything more!

    ...

  • author
    Brandon Duprel
    Apr 08, 2022
    Overall very easy and user friendly

    Overall very easy and user friendly. I did have to completely start over my application and was never given a reason as to why the original one was thrown out. But wasn’t bad at all otherwise

    ...

  • author
    Jonathan Fuller
    Apr 07, 2022
    Interface made it very easy to review…

    Interface made it very easy to review lenders and submit documents

    ...

  • author
    Micheal Lee
    Apr 07, 2022
    Not used it yet but am hoping it works…

    Not used it yet but am hoping it works so I change it

    ...

  • author
    Jan Adelman
    Apr 06, 2022
    Very helpful in finding a lender for…

    Very helpful in finding a lender for refinancing my daughter's student loans at a MUCH lower interest rate.

    ...

  • author
    Arnold, Mo
    Apr 06, 2022
    Quick, easy process.

    Quick process. Good communication. Easy to consolidate my school loans. I would recommend Credible.

    ...

  • author
    Emily Shaw
    Apr 06, 2022
    The Credible Team was efficient and…

    The Credible Team was efficient and very helpful.

    ...

  • author
    David Symm
    Apr 06, 2022
    Loan fell thru

    Had an experience about a year back with credible they did a good job connecting me with a lender. However, after a lot of work uploading info, we weren't approved for the loan (student loans re-fi) after all . That was a disappointment.

    ...

  • author
    THANIKA INTANU
    Apr 04, 2022
    THANIKA INTANU

    THANIKA INTANU

    ...

  • author
    Jean Pierre
    Apr 04, 2022
    They are very helpful and the have…

    They are very helpful and the have courtesy They are responsible

    ...

  • author
    Sarah B.
    Apr 04, 2022
    Easy and reputable

    They made the process of searching for the best refinancing offer for my student loan fast and thorough. Lots of helpful information on making the best decision.

    ...

  • author
    Kelly McCoy Whittington
    Apr 03, 2022
    Very simple process and my loan was…

    Very simple process and my loan was done and funded within 2 weeks. Uploading documents was easy and I now have a substantial savings on interest.

    ...

  • author
    customer
    Apr 03, 2022
    Found a good rate and the refinance…

    Found a good rate and the refinance process was easy.

    ...

  • author
    Scott Taylor
    Apr 02, 2022
    I had a lot of skin contact issues with…

    I had a lot of skin contact issues with the strips and the battery was shot on the monitor, I could not get through a day at work without it running down.

    ...

  • author
    Kaitlyn
    Apr 01, 2022
    Was a smooth process

    Was a smooth process. I got my student loan!!

    ...

  • author
    Alyssa Bellamy
    Mar 31, 2022
    Easy to use and understand!

    Easy to use and understand!

    ...

  • author
    Molly Mccarthy
    Mar 31, 2022
    thank you very much

    thank you very much. you were patient with me during this process. very stressful time but you were great throughout each correspondence. Molly

    ...

  • author
    Rick
    Mar 29, 2022
    I have a perfect credit rating.832…

    I have a perfect credit rating.832 three bureaus.i have no bad marks and everything is upto date. I applied for personal loan maybe around 100k they came back with 10k at the worst APR Pposible 34.9999% how does this happen to someone with perfect credit. Their computer Is flawed.

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  • author
    Shawn
    Mar 30, 2022
    Update - Issue resolved

    This site offered unacceptable rates and high origination fees inconsistent with my overall credit history. I submitted a claim under the "Best Rate Guarantee" but it was rejected because of a misunderstanding about the deadline. I offered an explanation and requested an exception to process the guarantee but it was denied. I would not do business with this site or recommend them to others. UPDATE 3/29/2022: The management team from Credible reached out to me and offered to honor the Best Rate Guarantee. I appreciate them contacting me to stand behind their guarantee.

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