Natasha Etzel

The Citi Rewards+® Card, from our partner, is a solid choice for those looking to earn rewards on everyday purchases without paying an annual fee. It’s ideal for those who aren’t big spenders. It earns rewards at an evaluated rate on supermarket and gas station spending. However, the bonus rewards are capped at $6,000 in spending per year.

Credit card trends 2026 will likely bring shifting rewards and benefits, more focus on borrowing costs, and wider use of digital payments like wallets and installments. Expect stronger fraud tools, more biometric authentication, and more AI-driven, personalized rewards. The takeaway: track changes, know your APR, and pick payment options that fit your budget.

Holiday shopping can be expensive, but the right credit card helps you earn rewards, save on interest, and stretch your budget while you prep for the season.

The Chase Ultimate Rewards® is a rewards program where users can earn Chase Ultimate Rewards® points through their Chase credit cards, which can be redeemed in many ways, including for travel or cash back. You can strategically maximize your earnings and get more value from your rewards through bookings made on the Chase Travel and Dining portals.

The Citi Double Cash® Card, from our partner, is a cash back rewards card with no annual fee. You can earn an unlimited 2% cash back rewards. You earn 1% cash back when you make a purchase and 1% cash back when you pay off the purchase. You must pay at least the minimum amount due each month to earn rewards with this credit card.

Cash back credit cards allow you to earn rewards on purchases, typically through flat-rate or bonus categories like dining, groceries, and gas. Maximizing rewards depends on understanding your spending habits and choosing the right card. Consider sign-up bonuses, caps, and redemption options to boost earnings. For more insights, read the full article below.

The Citi ThankYou® Rewards is a high-value credit card rewards program available to eligible Citi credit cardholders. Through this program, you can earn Citi ThankYou® Points when you make purchases with a qualifying Citi credit card. There’s a lot of versatility in how you can redeem your ThankYou® points, including cash back, gift cards, points transfer, and travel bookings.

Previously known as the Citi Premier, the Citi Strata Premier®, from our partner, has been rebranded and includes new benefits. This rewards credit card has a $95 annual fee and earns bonus rewards in several popular everyday purchase categories — plus, there are no spending caps. New cardholders can earn a generous 60,000-point welcome bonus offer.