Laura Gariepy

Investment property loans cost more and require stronger credit, bigger down payments, and solid reserves, but they can build long‑term wealth if you buy conservatively and stress‑test cash flow.

Home equity loans work best for one‑time, fixed costs and stable payments, while HELOCs fit phased or uncertain expenses but add payment and rate risk if you overspend or rates rise.

A 0% APR offer can give you a break from high card interest, helping you pay down debt or cover a big purchase without interest for a limited time. The savings only stick if you follow the rules: pay on time, watch for fees, and plan to pay it off before the promo ends.

When you own a business, you have to spend money to make money. You also have to keep tabs on what you buy and how much you spend. Your business expense tracker could be a simple paper-based running log or a complex financial software.

When a crisis strikes, your rewards balance shouldn't be a source of stress; it should be your fastest way home.

As a freelancer, solopreneur, or side hustler, you’re a company of one. It doesn’t matter if you’ve always dreamed of starting a business or if self-employment fell into your lap: Smart money management is the key to your entrepreneurial success.

From free upgrades to trip protection, discover the hidden credit card benefits that make holiday travel smoother and more affordable.

0% intro APR ending soon? Here’s what happens when the promo ends and how to avoid costly interest: confirm your end date, set a payoff target, and choose the best next step, from faster payments to a balance transfer or rate reduction.

Choosing the right mortgage lender is one of the most important financial decisions you'll make as a homebuyer.

Credit card travel insurance offers financial protection against trip cancellations, delays, lost baggage, rental car damage, and travel accidents when you pay for your trip with an eligible card.

The Blue Business® Plus Credit Card from American Express, our partner, could be a great addition to your wallet if you want a basic rewards card that gives you a solid return on all your company purchases. However, you should likely explore other options if you travel often or want a higher reward rate in select spending categories.

The Business Platinum Card® from American Express is known as a top-tier business rewards credit card. The card from our partner may be a good addition to your wallet if you plan to use it to book frequent business travel. On the other hand, you may want to explore different options if you won't fully use the card's benefits to offset the high annual fee.

The American Express Platinum Card® is a popular travel rewards card from our partner. The card may be ideal for you if you book a lot of flights and hotel stays or want to enjoy a suite of travel-related perks. However, if you want to earn rewards for making everyday purchases, like groceries or restaurant meals, you may want to check out other cards, like the American Express® Gold Card.

The American Express® Gold is a solid rewards credit card, offering points for both everyday and travel purchases, from our partner. The card could be a great addition to your wallet if you use it regularly to buy groceries, pay for restaurant meals, or book flights. However, if you want a card with more luxurious travel benefits, you should probably look at other options, like the American Express Platinum Card®.

The American Express Blue Business Cash™ Card from our partner is a solid cash back card for business owners who want to earn rewards without worrying about specific spending categories. However, other cards may be a better fit if you'd like a higher reward rate or would prefer to receive your cash back in your bank account.

The American Express® Business Gold Card from our partner rewards you generously for spending in select business-related categories and booking trips through American Express® Travel. Plus, being a cardholder gives you access to several travel-related perks that can protect and enhance each journey. However, the card has a high annual fee, so you'll need to ensure you get enough value from being a cardholder to justify the ongoing cost.