10 Reasons to Get Travel Insurance For Your Next Adventure
Aug 15, 2023
The Ultimate Guide to Choosing the Best Travel Insurance
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Feb 19, 2025
1
Best for Fast Claims
9.8
BestMoneyscore
Popularity
Based on visits in the past 7 days
10.0
Brand Reputation
Based on web trends
9.7
Faye
Whole-trip travel insurance that’s comprehensive, quick and person-first
Available Nationwide
Quick claims & reimbursements 100% online
24/7 support for emergencies, advice & more
Access 20K doctors via telemedicine in minutes
Option to add 'Cancel for Any Reason'
Personalized quote in under 1 minute
Read Review2
9.3
BestMoneyscore
Popularity
Based on visits in the past 7 days
9.0
Brand Reputation
Based on web trends
10.0
Allianz
Helping 70+ million people annually
24/7 travel assistance
Operating in 70+ countries
Allyz® TravelSmart App
3
9.2
BestMoneyscore
Popularity
Based on visits in the past 7 days
8.8
Brand Reputation
Based on web trends
9.6
TravelInsurance.com
Easily compare quotes for international or domestic travel insurance
3 easy steps to buy + best price guarantee
Compare the market in just a few minutes
Over 100,000 verified customer reviews
4
8.9
BestMoneyscore
Popularity
Based on visits in the past 7 days
8.5
Brand Reputation
Based on web trends
9.1
Generali
Travel insurance from a name you can trust
Affordable, award-winning coverage
Free look refund period
Multiple policy options to choose from
5
8.7
BestMoneyscore
Popularity
Based on visits in the past 7 days
8.0
Brand Reputation
Based on web trends
9.2
Squaremouth
Find a travel insurance policy that best matches your coverage needs
Largest travel insurance marketplace
Compare 100+ policies from notable providers
Award-winning daily customer service
6
9.1
BestMoneyscore
Popularity
Based on visits in the past 7 days
8.3
Brand Reputation
Based on web trends
9.8
IMG
Get a fast quote or choose from over a dozen plans
15+ extensive insurance plans to choose from
Covers up to $8,000,000 for medical expenses
'Cancel for any reason' coverage available
7
8.6
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.8
Brand Reputation
Based on web trends
9.0
Travel Insured International
Extensive travel coverage for any adventure
Covers cancelations, medical expenses, & more
24/7 support available anywhere in the world
Simple online claims process
8
8.2
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
8.7
Freely
Simplified travel insurance with a single bundled plan with optional extra coverage
Available for all U.S residents
Get a quote in minutes with the Freely app
24/7 access to medical & emergency specialists
22,024 travelers
compared insurers via BestMoney this month
BestMoney Total Score
Our product scores consist of a combination of the following 3 components:
Popularity
BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.
Brand Reputation
Semrush is a trusted and comprehensive tool that offers insights about online visibility and performance. The BestMoney Total Score will consist of the brand's reputation from Semrush. The brand reputation is based on Semrush's analysis of clickstream data, which includes user behavior, search patterns, and engagement, to accurately measure each brand's prominence, credibility, and trustworthiness. If a brand does not have a Semrush score, the BestMoney Total Score will be based solely on the Click Trend Score and Products & Features Score (read below).
Features & Benefits
BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page.
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Our Most Popular for Travel Insurance 2025
Most Popular on BestMoney
9.8
BestMoneyscore
Popularity
Based on visits in the past 7 days
10.0
Brand Reputation
Based on web trends
9.7
Faye
Whole-trip travel insurance that’s comprehensive, quick and person-first
Available Nationwide
Quick claims & reimbursements 100% online
24/7 support for emergencies, advice & more
Access 20K doctors via telemedicine in minutes
Option to add 'Cancel for Any Reason'
Personalized quote in under 1 minute
Read ReviewFAQs about Travel Insurance
When should I buy travel insurance to get full benefits?
Buy travel insurance right after booking your trip to qualify for full coverage. This includes early protection for pre-existing conditions and options like travel insurance cancel for any reason.
What is travel insurance cancel for any reason?
It’s an optional upgrade that lets you cancel your trip for almost any reason and still get up to 75% reimbursed. Ideal for uncertain plans or flexible travel.
Do I need international travel insurance if I have U.S. health insurance?
Yes, most U.S. plans don’t cover care abroad. International travel insurance protects you during overseas emergencies and medical treatments.
How do I compare travel insurance quotes effectively?
Use a travel insurance comparison site to review coverage, benefits, and exclusions side by side. Look for transparent travel insurance quotes from trusted providers.
What makes the best travel insurance international policy better than basic plans?
The best travel insurance international plans offer higher medical limits, evacuation, and more add-ons. Basic plans often have limited benefits and fewer custom options.
What is travel insurance and why it matters
Travel insurance protects travelers from financial losses when trips don’t go as planned. It can reimburse you if you cancel a prepaid trip, face medical emergencies abroad, lose luggage, or require an emergency evacuation. Whether you're looking for domestic coverage or the best travel insurance international options, having a policy in place gives peace of mind.
- Travel insurance covers trip cancellations, medical emergencies, baggage issues, and more.
- Essential for overseas trips where your health plan may not apply—that’s where international travel insurance steps in.
- Many travelers opt for travel insured international providers for extended overseas support.
Types of travel insurance coverage
Before choosing a plan, compare your options using a travel insurance comparison platform. Here's what to look for:
- Trip cancellation, interruption, and delay
- Protects against unexpected changes due to illness, weather, or emergencies.
- Opt for travel insurance cancel for any reason to gain flexibility.
- Baggage and personal effects
Covers lost, stolen, or damaged items.
Often requires first claiming with your airline or card provider.
- Medical insurance
- Pays for medical care abroad, excluding certain pre-existing conditions.
- A must-have if you're considering best travel insurance for international travel.
- Emergency evacuation & repatriation
- Covers transportation to medical facilities or back home.
- Accidental death or flight accident
- Provides financial coverage in case of fatal or disabling incidents.
What add-ons are available with travel insurance?
Basic travel insurance policies often include 24/7 support. For more protection, consider add-ons:
- Extreme sports coverage
Rental car protection
Dental and vision benefits
Flexible travel insurance cancel for any reason options
Cost and how much coverage you need
Typical travel insurance costs 4% to 10% of your total trip value. Compare travel insurance quotes based on your trip length, age, and coverage needs.
- Travel insured international policies may offer better coverage for remote destinations.
- Use a travel insurance comparison tool to evaluate premiums vs. benefits.
Should I choose single-trip or multi-trip travel insurance?
- Single-trip policies are ideal for vacations up to 30 days.
- Multi-trip policies (often from travelers insurance providers) cover multiple trips per year.
- Be mindful of duration limits and exclusions on these policies.
How to choose the best travel insurance provider
Choosing the best travel insurance involves more than price:
- Review exclusions in the fine print
- Consider age-based policy limits
- Check user reviews on travelers insurance companies
- Compare travel insurance quotes and family vs. solo plans
If traveling abroad, seek out best travel insurance international options to ensure full protection.
When is travel insurance worth it?
You should consider travel insurance if:
- You can’t afford to lose prepaid costs
- Your health insurance won’t cover international care
- You're doing high-risk activities
You want best travel insurance for international travel coverage
AI was used in the creation of this content, along with human validation and proofreading.