Travel Insured International Review
Reviews 1,288
| KDF | Explanation |
|---|---|
| Customization Options | Add-ons include CFAR, rental car coverage, and more |
| Number of Policies | 3 primary plans: Worldwide Trip Protector, Protector Lite, and Cruise Protector |
| Emergency Medical Limit | Up to $100,000 (Standard) and $200,000 (Premium) |
| Emergency Support | 24/7 travel assistance and telemedicine access |
| Online Experience | User-friendly portal, rate comparisons, claim tracking, mobile-optimized |
Travel Insured International, a Crum & Forster company founded in 1994, is one of the more recognized names in U.S. travel insurance. With strong financial backing and more than two decades of experience, it provides plans for various trip types and risk levels.
Its offerings include medical coverage up to $200,000, trip cancellation up to 100%, and extras such as “Cancel for Any Reason” and identity theft resolution. Travelers can choose from three primary plans and optional upgrades to tailor coverage to their needs.
Travel Insured International is a U.S.-based travel insurance provider offering policies through its underwriter, Crum & Forster. All plans are available to U.S. residents, with coverage that spans trip cancellation, interruption, delay, lost baggage, emergency medical expenses, and more.
Its tiered plan structure provides flexibility for budget-conscious travelers and those who prefer premium protection. Each plan includes a base level of coverage with optional add-ons like CFAR, rental car damage, and coverage for pre-existing conditions (when purchased within 21 days of initial trip payment).
Travel Insured is suitable for:
U.S. travelers seeking high-value medical and evacuation coverage
Travelers with pre-existing medical conditions, if they meet time-sensitive requirements
Cruise travelers, as there is a plan specifically designed for cruise protection
Individuals needing 24/7 travel support and telehealth access
| Plan | Standard | Preferred | Premium |
|---|---|---|---|
| COVID-19 Sickness | Yes | Yes | Yes |
| Trip Cancellation | 100% | 100% | 100% |
| Trip Interruption | 125% | 150% | 175% |
| Trip Delay | $1,000 (up to $150/day) | $1,000 (up to $200/day) | $1,000 (up to $300/day) |
| Baggage Coverage | $1,000 | $1,500 | $2,000 |
| Baggage Delay | $200 | $300 | $500 |
| Sporting Equipment | N/A | $1,500 | $2,000 |
| Medical and Dental Coverage | $50,000 | $150,000 | $200,000 |
| Emergency Evacuation | $250,000 | $500,000 | $1,000,000 |
| Pre-existing Conditions | No | No | Yes (if conditions apply) |
| Cancel For Any Reason (Add-on) | N/A | N/A | 60% of penalty (not in NY) |
Travel Insured offers three core plans:
Worldwide Trip Protector: Broadest coverage with top-tier limits and CFAR options
Worldwide Trip Protector Lite: Budget-friendly with essential coverage
Cruise Protector: Tailored for cruise-related risks
Each policy comes with detailed terms including trip cancellation, medical expenses, and emergency evacuation coverage. Some plans may include or allow riders for pre-existing conditions, CFAR, and car rental damage.
Getting a quote and buying a plan online is straightforward. Users enter trip details, compare plans, and customize their protection through add-ons.
Takes less than 10 minutes
Available in all U.S. states except where restricted for certain add-ons (e.g., CFAR not in NY)
Pre-existing condition coverage requires purchase within 21 days of initial trip deposit
Click “Get a Quote” and input trip dates, traveler info, and trip cost
Review side-by-side plan comparisons
Choose add-ons like rental car damage or CFAR
Enter payment and receive documents via email
Pricing varies based on trip cost, traveler age, and optional add-ons
Sample Premium for 45-year-old on $4,000 trip: ~$180 for base plan
Cancel For Any Reason adds 40-60% to the total cost
No hidden service fees; all costs displayed transparently before purchase
No dedicated mobile app is available at this time. However, the Travel Insured website is fully mobile-optimized, allowing policyholders to file claims, download policy documents, and contact support from any device.
Backed by Crum & Forster, a reputable insurer founded in 1822, Travel Insured offers strong financial security. The site uses SSL encryption for safe data handling and provides secure payment processing. Travel assistance includes emergency coordination, medical referrals, and ID theft support.
Phone: 1-800-243-3174
Email: customercare@travelinsured.com
24/7 Travel Assistance through partner On Call International
Policy documents and FAQs available online
No chatbot, but phone support is prompt and human-operated
Physical address: 855 Winding Brook Dr., Glastonbury, CT 06033
Travel Insured International offers dependable travel insurance with high medical and evacuation limits, strong customization options, and reliable emergency support. It’s especially well-suited for travelers seeking comprehensive protection and flexibility in how and why they cancel.
Having explored the features and benefits of this product, you might be curious about how it stacks up against its competitors. We encourage you to visit our comprehensive comparison chart for a broader perspective. This chart offers a detailed juxtaposition of this product with other leading brands, highlighting differences in features, pricing, and customer ratings. It’s an invaluable resource for contrasting your options and making an informed decision that best suits your needs. Don’t miss out – take a moment now to view our comparison chart and see how your chosen product compares in the wider market.
AI was used in the creation of this content, along with human validation and proofreading.
