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Top Student Loan Company Reviews

Read student loan reviews, compare providers and choose the right company for your college loans.

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Our Pick

College Ave

College Ave Student Loans is a fintech company that provides private student loans and refinancing for undergraduate and graduate tuition fees. Its sleek online platform makes it easy to apply for and get approved for a student loan quickly and with minimum hassle. The website provides plenty of information about the various loan products, with full transparency on rates and fees.

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Earnest

Earnest

Earnest is a well-known lender that helps people out with personal loans, refinancing, and loan consolidation. Recently, this popular financing option launched the newest branch of its lending program, private student loans, and it has been well received across the board. Earnest private loans provide a 9-month grace period for repayments, no fees, and plenty of repayment options. Check out what else Earnest has to offer.

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Sallie Mae

Sallie Mae

Sallie Mae is a consumer banking service that focuses on providing financial aid to students through loans, savings accounts, and planning tools. One of the most useful options is a private student loan. Sallie Mae offers these loans to almost any type of student from law to business, dental, and more. With flexible repayment terms, generous grace periods, and unusually high approval rates, Sallie Mae might be a top option for students today.

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Ascent

Ascent

Ascent Funding offers fixed and variable rate loans for students in undergraduate or graduate education. You can borrow up to $200,000, apply with or without a cosigner, and take advantage of flexible repayment conditions. If you’re applying alone with a short credit history, there are no minimum credit score or income requirements for eligible juniors and seniors.

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Credible

Credible

Credible is an online loans marketplace that enables borrowers to get pre-qualified offers from its network of vetted lenders. It covers private student loans, student loan refinancing, and a range of other consumer lending products. Borrowers can use the platform to get pre-qualified student loan offers in a matter of minutes without any impact on their credit score.

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MEFA

MEFA

MEFA (Massachusetts Educational Financing Authority) is a non-profit organization that offers undergraduate and postgraduate student loans at very competitive fixed interest rates, and student loan refinancing at fixed and variable rates. MEFA has flexible repayment plans that include deferred payments and an interest-only grace period.

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SoFi

SoFi

With its online application, flexible repayment terms, and lack of fees, SoFi makes applying and getting loans fast and easy. With private student loans, SoFi adds yet another financial support product to its line. As with all SoFi products, these loans come with transparent terms, reliable service, and competitive rates, making it a solid option for student loans.

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Lendkey

Lendkey

LendKey is an online marketplace for private student loans from community lenders. Its lending platform connects borrowers quickly and easily with credit unions and community banks in their area. Through LendKey’s network of community lenders, borrowers are able to find competitive rates on student loans and refinancing.

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Earnest Loans

Earnest Loans

Earnest is a well-known financial technology company that specializes in private student loans and student loan refinancing. Recently, this popular financing option launched the newest branch of its lending program, private student loans, and it has been well received across the board. Earnest private loans provide a 9-month grace period* for repayments, no fees, and plenty of repayment options. Check out what else Earnest has to offer.

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Citizen Bank

Citizen Bank

Citizens Bank offers impressive student loan and refinancing services, giving customers the opportunity to receive the most attractive interest rates with its variety of incentives and deals. It is an ideal solution for customers looking for a flexible multi-year student loan or refinancing solution.

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Custom Choice

Custom Choice

Attending college comes with a tremendous amount of financial responsibility. Custom Choice makes getting a student loan an all-in-one process with a prequalification in minutes, a simple online application and featuring customizable loan options to meet your college needs.

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LendingTree

LendingTree

LendingTree is quite possibly the world’s largest online loans marketplace. It helps connect users with offers for a wide range of loans and refinancing, including student loan refinancing. Thanks to LendingTree, users can compare several trusted lenders in one place and choose the one that is most suited to refinancing their student loans.

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CommonBond

CommonBond

CommonBond is a lender that focuses on private student loans, refinancing options, and even business solutions. With some of the lowest rates, free finance mentors to help you make better financial decisions, and world-class customer experience, CommonBond is redefining the way the world works with student loans. With an eye on customer satisfaction, ease of use, and friendly, helpful support, CommonBond gives students what they need to succeed.

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Education Loan Finance

Education Loan Finance

Education Loan Finance refinancing lets you combine multiple loans into one simple, easy to pay, affordable loan. With some of the lowest interest rates in the industry and a simple application process it's a great option for young professionals who are struggling with repayment of their student loans.

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Ascent Student Loans

Ascent Student Loans

Ascent Funding offers fixed and variable rate loans for students in undergraduate or postgraduate education. You can borrow up to $200,000, apply with or without a cosigner, and take advantage of flexible repayment conditions. If you’re applying alone with a short credit history, there are no minimum credit score or income requirements. You can also enjoy a 0.25% - 2.00% discount when you set up autopay, and a 1% cashback graduation award.

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Stride Funding

Stride Funding

Stride offers student loans through income share agreements. With Stride, you agree to give up a percentage of your future post-graduation salary in exchange for funding now. You only make payments if you’re earning at least $40,000 annually, and the most you’ll pay is twice the amount you borrowed with Stride.

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Union Federal

Union Federal

Union Federal Student Loans is powered by Cognition Financial and provides private student loans that cover up to 100% of school-certified expenses, including tuition, fees, books, room and board, transportation costs, and personal expenses. International students are also eligible to apply for school aid with a qualified cosigner who is a U.S. citizen or permanent resident alien.

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Laurel Road

Laurel Road

Laurel Road is a financial institution that is out to help students get the educational funding they need to thrive. In addition to other types of loans, such as traditional student loan refinancing, Laurel Road offers in-school loans. This is a perfect solution for students who are currently in school and need extra funding for various reasons.

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LendGrow

LendGrow

Lend-Grow is an online loans marketplace that is somewhat unique in that it not only connects users with a network of lenders for refinancing the loan but also helps users get out of debt faster by paying and additional .25% APR each month to their loan accounts. This is on top of the low rates and any discounts you may receive from their lenders.

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Purefy

Purefy is a fresh new option for people looking for student loans. With a borrower-based platform, Purefy offers easy online access, fast responses, and friendly loan advisors who can help you decide the rightmove to make. Connected to some of the biggest lenders, Purefy offers some of the most competitive rates in the loan sector too. This lending marketplace isn’t for everyone though. Check out the full review to see if Purefy is right for you.

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LendEDU

LendEDU

LendEDU is a loan marketplace that offers financial assistance and educational tools to help people assess their options and then figure out the right course of action for them. One of the main offerings includes private student loans for those who have maxed out or are not eligible for federal funding. With a wide network of partners, online tools, and an excellent comparison tool, LendEDU competes with the top lending marketplaces online today.

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Sallie Mae

Sallie Mae

Sallie Mae is a consumer banking service that focuses on providing financial aid to students through loans, savings accounts, and planning tools. One of the most useful options is a private student loan. Sallie Mae offers these loans to almost any type of student from law to business, dental, and more. With flexible repayment terms, generous grace periods, and unusually high approval rates, Sallie Mae might be a top option for students today.

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Discover Student Loans

Discover Student Loans

Discover is known for its credit cards, which are used by 50 million cardholders in the United States. Interestingly, Discover Financial Services, Inc. also provides a range of other financial services, including private student loans. Each year, you can borrow up to 100% of your school-certified cost of attendance (including tuition, housing, books, and computer) minus financial aid and federal loans.

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Ascent Students Loans

Ascent Students Loans

Ascent student loans offers fixed and variable rate loans for students in undergraduate or postgraduate education. You can borrow up to $200,000, apply with or without a cosigner, and take advantage of flexible repayment conditions. If you’re applying alone with a short credit history, there are no minimum credit score or income requirements. You can also enjoy a 0.25% discount when you set up autopay, and a 1% cashback graduation award.

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Figure

Founded in 2018, Figure is a fintech company that has made a name for itself by using AI and blockchain to assess applications for home equity loans and mortgage refinancing. Now it is adding student loan refinancing to its list of products – with the promise of assessing refinance applicants quickly and with minimum hassle. Figure’s main target audience is Millennials with $55,000+ household income and a desire to buy their own home.

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Splash Financial

Splash Financial is a rookie player making home runs with student loan refinancing. It offers low rates, an easy to navigate website, flexible repayment schedules and special rates for medical residents.

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Discover

Discover

Discover is known for its credit cards, which are used by 50 million cardholders in the United States. Interestingly, Discover Financial Services, Inc. also provides a range of other financial services, including private student loans. Each year, you can borrow up to 100% of your school-certified cost of attendance (including tuition, housing, books, and computer) minus financial aid and federal loans.

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U-fi

U-fi

U-fi makes funding and paying off education debt easier. With lower interest rates than most and flexible repayment terms ranging from 5-25 years, U-fi really takes the squeeze out of student debt. Students and graduates can borrow anywhere from $5,000 up to $300,000, an impressive array. U-fi also charges no prepayment penalty and offers unemployment protection and early cosigner release, policies that show how much this lender wants to help.

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Commonbond

Commonbond

CommonBond is a lender that focuses on private student loans, refinancing options, and even business solutions. With some of the lowest rates, free finance mentors to help you make better financial decisions, and world-class customer experience, CommonBond is redefining the way the world works with student loans. With an eye on customer satisfaction, ease of use, and friendly, helpful support, CommonBond gives students what they need to succeed.

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EDvestinU

EDVestinU is the private student loan lender for the nonprofit New Hampshire Higher Education Loan Corporation. Excluding Washington and California, EDvestinU offers student loans, scholarships, and refinancing nationwide. In addition to flexible repayment options, there are no application, origination, or prepayment fees.

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Citizens

Citizens is a national bank offering private student loans for undergraduate, graduate, law, and medical degree programs. International students can qualify with a US-based cosigner. You can choose your repayment plan, including whether you want to make interest-only payments or defer your payments. Citizens also offers multi-year loan approval, so you can get a new student loan each year of your program without a new application.

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Edly

Edly

Edly is an educational lending platform that offers alternatives to traditional private student loans with income-based repayment loans (IBR loans). A main benefit of an IBR loan is that repayment doesn’t start until you’ve secured a job that pays above the minimum repayment threshold ($30K gross salary per year). This way, graduates who have yet to secure steady employment don’t need to begin repaying their loans until they can afford it.

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