The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.

Top Student Loan Company Reviews

Read student loan reviews, compare providers and choose the right company for your college loans.

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

Our Pick

College Ave

College Ave Student Loans is a fintech company that provides private student loans and refinancing for undergraduate and graduate tuition fees. Its sleek online platform makes it easy to apply for and get approved for a student loan quickly and with minimum hassle. The website provides plenty of information about the various loan products, with full transparency on rates and fees.

Read Review Visit Site

Earnest

Earnest

Earnest is a well-known lender that helps people out with personal loans, refinancing, and loan consolidation. Recently, this popular financing option launched the newest branch of its lending program, private student loans, and it has been well received across the board. Earnest private loans provide a 9-month grace period for repayments, no fees, and plenty of repayment options. Check out what else Earnest has to offer.

Read Review Visit Site

Powered By Credible

MEFA

MEFA

MEFA (Massachusetts Educational Financing Authority) is a non-profit organization that offers undergraduate and postgraduate student loans at very competitive fixed interest rates, and student loan refinancing at fixed and variable rates. MEFA has flexible repayment plans that include deferred payments and an interest-only grace period.

Read Review Visit Site

Credible

Credible

Credible is an online loans marketplace that enables borrowers to get pre-qualified offers from its network of vetted lenders. It covers private student loans, student loan refinancing, and a range of other consumer lending products. Borrowers can use the platform to get pre-qualified student loan offers in a matter of minutes without any impact on their credit score.

Read Review Visit Site

College Finance

College Finance

College Finance offers private student loans powered by College Ave. Until June 2022, College Finance was simply a student loans comparison website that provided advice and guidance to students looking for student loans. It has recently expanded its role and become a provider of student loans itself. A College Finance loan is effectively a College Ave loan which comes with additional extras when you apply for it from College Finance’s website.

Read Review Visit Site

SoFi

SoFi

With its online application, flexible repayment terms, and lack of fees, SoFi makes applying and getting loans fast and easy. With private student loans, SoFi adds yet another financial support product to its line. As with all SoFi products, these loans come with transparent terms, reliable service, and competitive rates, making it a solid option for student loans.

Read Review Visit Site

Ascent

Ascent

Ascent Funding offers fixed and variable rate loans for students in undergraduate or graduate education. You can borrow up to $400,000, apply with or without a cosigner, and take advantage of flexible repayment conditions. If you’re applying alone with a short credit history, there are no minimum credit score or income requirements for eligible juniors and seniors.

Read Review Visit Site

Edly

Edly

Edly is an educational lending platform that offers alternatives to traditional private student loans with income-based repayment loans (IBR loans). A main benefit of an IBR loan is that repayment doesn’t start until you’ve secured a job that pays above the minimum repayment threshold ($30K gross salary per year). This way, graduates who have yet to secure steady employment don’t need to begin repaying their loans until they can afford it.

Read Review Visit Site

Citizens

Citizens is a national bank offering private student loans for undergraduate, graduate, law, and medical degree programs. International students can qualify with a US-based cosigner. You can choose your repayment plan, including whether you want to make interest-only payments or defer your payments. Citizens also offers multi-year loan approval, so you can get a new student loan each year of your program without a new application.

Read Review Visit Site

Lendkey

Lendkey

LendKey is an online marketplace for private student loans from community lenders. Its lending platform connects borrowers quickly and easily with credit unions and community banks in their area. Through LendKey’s network of community lenders, borrowers are able to find competitive rates on student loans and refinancing.

Read Review Visit Site

Earnest Loans

Earnest Loans

Earnest is a well-known financial technology company that specializes in private student loans and student loan refinancing. Recently, this popular financing option launched the newest branch of its lending program, private student loans, and it has been well received across the board. Earnest private loans provide a 9-month grace period* for repayments, no fees, and plenty of repayment options. Check out what else Earnest has to offer.

Read Review Visit Site

Sallie Mae

Sallie Mae

Sallie Mae is a consumer banking service that focuses on providing financial aid to students through loans, savings accounts, and planning tools. One of the most useful options is a private student loan. Sallie Mae offers these loans to almost any type of student from law to business, dental, and more. With flexible repayment terms, generous grace periods, and unusually high approval rates, Sallie Mae might be a top option for students today.

Read Review Visit Site

Citizen Bank

Citizen Bank

Citizens Bank offers impressive student loan and refinancing services, giving customers the opportunity to receive the most attractive interest rates with its variety of incentives and deals. It is an ideal solution for customers looking for a flexible multi-year student loan or refinancing solution.

Read Review Visit Site

Custom Choice

Custom Choice

Attending college comes with a tremendous amount of financial responsibility. Custom Choice makes getting a student loan an all-in-one process with a prequalification in minutes, a simple online application and featuring customizable loan options to meet your college needs.

Read Review Visit Site

LendingTree

LendingTree

LendingTree is quite possibly the world’s largest online loans marketplace. It helps connect users with offers for a wide range of loans and refinancing, including student loan refinancing. Thanks to LendingTree, users can compare several trusted lenders in one place and choose the one that is most suited to refinancing their student loans.

Read Review Visit Site

CommonBond

CommonBond

CommonBond is a lender that focuses on private student loans, refinancing options, and even business solutions. With some of the lowest rates, free finance mentors to help you make better financial decisions, and world-class customer experience, CommonBond is redefining the way the world works with student loans. With an eye on customer satisfaction, ease of use, and friendly, helpful support, CommonBond gives students what they need to succeed.

Read Review Visit Site

Education Loan Finance

Education Loan Finance

Education Loan Finance refinancing lets you combine multiple loans into one simple, easy to pay, affordable loan. With some of the lowest interest rates in the industry and a simple application process it's a great option for young professionals who are struggling with repayment of their student loans.

Read Review Visit Site

Ascent Student Loans

Ascent Student Loans

Ascent Funding offers fixed and variable rate loans for students in undergraduate or postgraduate education. You can borrow up to $200,000, apply with or without a cosigner, and take advantage of flexible repayment conditions. If you’re applying alone with a short credit history, there are no minimum credit score or income requirements. You can also enjoy a 0.25% - 2.00% discount when you set up autopay, and a 1% cashback graduation award.

Read Review Visit Site

Stride Funding

Stride Funding

Stride offers student loans through income share agreements. With Stride, you agree to give up a percentage of your future post-graduation salary in exchange for funding now. You only make payments if you’re earning at least $40,000 annually, and the most you’ll pay is twice the amount you borrowed with Stride.

Read Review Visit Site

Union Federal

Union Federal

Union Federal Student Loans is powered by Cognition Financial and provides private student loans that cover up to 100% of school-certified expenses, including tuition, fees, books, room and board, transportation costs, and personal expenses. International students are also eligible to apply for school aid with a qualified cosigner who is a U.S. citizen or permanent resident alien.

Read Review Visit Site

Laurel Road

Laurel Road

Laurel Road is a financial institution that is out to help students get the educational funding they need to thrive. In addition to other types of loans, such as traditional student loan refinancing, Laurel Road offers in-school loans. This is a perfect solution for students who are currently in school and need extra funding for various reasons.

Read Review Visit Site

LendGrow

LendGrow

Lend-Grow is an online loans marketplace that is somewhat unique in that it not only connects users with a network of lenders for refinancing the loan but also helps users get out of debt faster by paying and additional .25% APR each month to their loan accounts. This is on top of the low rates and any discounts you may receive from their lenders.

Read Review Visit Site

Purefy

Purefy is a fresh new option for people looking for student loans. With a borrower-based platform, Purefy offers easy online access, fast responses, and friendly loan advisors who can help you decide the rightmove to make. Connected to some of the biggest lenders, Purefy offers some of the most competitive rates in the loan sector too. This lending marketplace isn’t for everyone though. Check out the full review to see if Purefy is right for you.

Read Review Visit Site

LendEDU

LendEDU

LendEDU is a loan marketplace that offers financial assistance and educational tools to help people assess their options and then figure out the right course of action for them. One of the main offerings includes private student loans for those who have maxed out or are not eligible for federal funding. With a wide network of partners, online tools, and an excellent comparison tool, LendEDU competes with the top lending marketplaces online today.

Read Review Visit Site

Sallie Mae

Sallie Mae

Sallie Mae is a consumer banking service that focuses on providing financial aid to students through loans, savings accounts, and planning tools. One of the most useful options is a private student loan. Sallie Mae offers these loans to almost any type of student from law to business, dental, and more. With flexible repayment terms, generous grace periods, and unusually high approval rates, Sallie Mae might be a top option for students today.

Read Review Visit Site

Discover Student Loans

Discover Student Loans

Discover is known for its credit cards, which are used by 50 million cardholders in the United States. Interestingly, Discover Financial Services, Inc. also provides a range of other financial services, including private student loans. Each year, you can borrow up to 100% of your school-certified cost of attendance (including tuition, housing, books, and computer) minus financial aid and federal loans.

Read Review Visit Site

Ascent Students Loans

Ascent Students Loans

Ascent student loans offers fixed and variable rate loans for students in undergraduate or postgraduate education. You can borrow up to $200,000, apply with or without a cosigner, and take advantage of flexible repayment conditions. If you’re applying alone with a short credit history, there are no minimum credit score or income requirements. You can also enjoy a 0.25% discount when you set up autopay, and a 1% cashback graduation award.

Read Review Visit Site

Figure

When it comes to financing your student loans, Figure offers a Home Equity Line of Credit (HELOC) as an alternative to a Parent PLUS loan. By tapping your home equity, you can get the cash you need for your child with lower rates. Figure offers loans up to $400,000, and you can be approved and close in as few as 5 days.

Read Review Visit Site

Splash Financial

Splash Financial is a rookie player making home runs with student loan refinancing. It offers low rates, an easy to navigate website, flexible repayment schedules and special rates for medical residents.

Read Review Visit Site

Discover

Discover

Discover is known for its credit cards, which are used by 50 million cardholders in the United States. Interestingly, Discover Financial Services, Inc. also provides a range of other financial services, including private student loans. Each year, you can borrow up to 100% of your school-certified cost of attendance (including tuition, housing, books, and computer) minus financial aid and federal loans.

Read Review Visit Site

U-fi

U-fi

U-fi makes funding and paying off education debt easier. With lower interest rates than most and flexible repayment terms ranging from 5-25 years, U-fi really takes the squeeze out of student debt. Students and graduates can borrow anywhere from $5,000 up to $300,000, an impressive array. U-fi also charges no prepayment penalty and offers unemployment protection and early cosigner release, policies that show how much this lender wants to help.

Read Review Visit Site

Commonbond

Commonbond

CommonBond is a lender that focuses on private student loans, refinancing options, and even business solutions. With some of the lowest rates, free finance mentors to help you make better financial decisions, and world-class customer experience, CommonBond is redefining the way the world works with student loans. With an eye on customer satisfaction, ease of use, and friendly, helpful support, CommonBond gives students what they need to succeed.

Read Review Visit Site

EDvestinU

EDVestinU is the private student loan lender for the nonprofit New Hampshire Higher Education Loan Corporation. Excluding Washington and California, EDvestinU offers student loans, scholarships, and refinancing nationwide. In addition to flexible repayment options, there are no application, origination, or prepayment fees.

Read Review Visit Site