Is Online Banking Safe? Know the Risks and How To Protect Yourself
Feb 24, 2026
What Is a High Yield Savings Account and How They Work?
Feb 24, 2026
Enjoy the Best of Both Worlds with a Money Market Account
Feb 24, 2026
You can save time and money by banking wherever you are. You can make deposits, pay bills, and monitor your account more closely, without ever driving to a branch office or standing in line.
The bank saves money, too, by not maintaining brick-and-mortar branch offices. It can pass savings on to you in the form of fewer fees and higher interest on your savings. The best online banking banks often provide these benefits, making online banking a cost-effective and efficient option.
If you still need to get cash from an ATM, don’t worry. When you use an ATM from another bank, the fees are deducted from your account. However, at the end of every statement period, CIT Bank reimburses your account for up to $30 for ATM fees.
CIT Bank offers the latest online and mobile banking services, including:
In addition to offering mobile and online banking, CIT Bank provides traditional banking services, including:
| Account | APY | Minimum to Open |
|---|---|---|
| Platinum Savings | 3.75% | $100 |
You can use online and mobile banking 24 hours a day, 7 days a week. You can also check your account balance by telephone anytime, day or night.
For questions about a new or existing account, customer service is available Monday through Friday, 9:00 a.m. to 9:00 p.m. (ET), or Saturday 10:00 a.m. to 6:00 p.m. (ET).
Call: 855-462-2652 (U.S. calls)
626-535-8964 (Outside U.S. - toll call)
Mail forms to:
CIT Bank, N.A.
P.O. Box 7056
Pasadena, CA 91109-9699
For convenient access to your CIT bank accounts, download the mobile app on Google Play or the App Store. Follow the set-up process and enroll your device.
After you set up your account on your mobile device, you can manage your money anytime, anywhere. You can take a picture of a check to deposit it in your account, transfer money between CIT Bank accounts and accounts at other institutions, check your balances and history, and see statements.
If you have eChecking and the mobile app, you can also use Bill Pay, send or receive money from friends using Zelle®, or make payments online or in stores using Apple Pay® or Samsung Pay™.
According to CIT, it works to protect your privacy by using physical, electronic, and procedural safeguards. CIT does not use email or texts to request your personal information, and any personal information that you request to be sent to you by email is encrypted.
In term of security, they use measures to keep your accounts and information safe, including:
CIT Bank, a trusted name in banking for over 100 years, offers user-friendly online and mobile banking services to make your life easier and to help you save money. You can earn competitive interest rates on savings and retirement accounts, do daily banking tasks, and keep a close eye on spending and other transactions, all without traveling to the brick and mortar branch of a bank.
For complete list of account details and fees, see our Personal Account disclosures.
1. Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. *APYs—Annual Percentage Yields are accurate as of January 9, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. The Apple Pay logo and Apple are registered trademarks of Apple Inc. The Samsung Pay logo and Samsung are registered trademarks of Samsung Electronics Co., Ltd.
Sally Herigstad is a personal finance writer at BestMoney.com, specializing in student loans. She has been writing about personal finance since 1998 and is the author of Help! I Can’t Pay My Bills. A licensed real estate broker in Washington state and a retired CPA, Sally combines decades of experience with practical insights to help readers navigate financial challenges.
