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Barclays is a trusted name in banking, and although its roots stretch back to 17th century England, it’s as innovative as any financial institution on the market. Given its reputation, we were anxious to review the latest Barclays offering, online banking, and we weren’t disappointed. Barclays offers high APYs and low or no fees. Now let’s take a closer look at this banking solution.
AARP by Barclays offers competitive CDs with terms from 6 to 60 months, no fees, and no minimum deposit. Ideal for AARP members looking for secure, fixed-term savings with high APYs and fully online account management.

Founded in 1935, Alliant is one of the largest credit unions in the US. It offers an attractive range of Certificates to help you maximize your savings. Alliant’s certificates, which require a minimum deposit of $1,000, feature some of the most competitive annual percentage yields (APYs) in the market, with rates as high as 5.35%. Alliant offers flexible terms of 12-60 months to cater to different savings strategies and timelines.

E*TRADE from Morgan Stanley offers Certificates of Deposit (CDs) through its bank and brokerage platforms. These FDIC-insured CDs (up to $250,000 per depositor) feature fixed, competitive rates, flexible terms from 3 months to 10 years, no minimum deposit for bank CDs, and a 10-day rate guarantee—providing a secure, transparent way to earn predictable returns.

CIT Bank is an online bank that allows you to access banking services securely and conveniently, without leaving home. CIT Bank’s streamlined service model allows it to offer higher interest rates on savings accounts and lower service fees than many of its competitors. CIT Bank is a subsidiary operated by CIT Group, Inc., a financial holding company with over a century of experience.