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Top Online Banking Reviews

Opening a new bank account is an important choice that has to be made carefully. Delve into each online banking review to make the best choice.

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Capital One CD
Feb. 03, 2025
3 min read

Capital One CD

Founded in 1994, Capital One offers banking, credit card, auto loan, and investing services. Capital One 360 CD accounts are available in terms ranging from six months to five years. You can open an account online in less than five minutes, and there’s no minimum deposit requirement. With Capital One 360, you can choose how and when you get your interest, and you can track your account on the go with the Capital One mobile app.

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Marcus
Feb. 03, 2025
3 min read

Marcus

Marcus is an online bank from Goldman Sachs, one of the biggest names in financial services. Marcus by Goldman Sachs specializes in 2 things: high-yield savings products and CDs, and personal loans. It doesn’t offer checking accounts or any day-to-day banking services such as debit cards or wire transfers.

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Synchrony Bank
Sep. 11, 2024
4 min read

Synchrony Bank

Founded in 1932, Synchrony is an online bank offering a range of savings products. Among them is a 9-month certificate of deposit (CD), which stands out for its market-leading annual percentage yield (APY) of 5.50%. This CD has no minimum balance requirements, so you can get started with any amount. Additionally, Synchrony doesn’t charge monthly fees. The bank is a member of the FDIC, which insures your deposits up to $250,000.

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Discover® CD Rates
Apr. 22, 2025
3 min read

Discover® CD Rates

Discover® has been in operation since 1985, and digital in some form since 1995. Its Certificate of Deposit (CD) account lets you grow your money by locking in a high-interest rate for a fixed term of between 3 months and 10 years. Its rates are very competitive compared to other traditional banks. It also has 24/7 support and great security, so if you’re looking for an effective way to save in the longer term, Discover CD is well worth a look.

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Sallie Mae
Feb. 04, 2025
4 min read

Sallie Mae

Raisin is a marketplace that helps you find the best rates for a certificate of deposit (CD) account, savings account, or money market account. The company connects you with accounts that you may not otherwise be able to access, like minority-owned and community-driven institutions. With Sallie Mae powered by Raisin, you’ll earn higher rates than you would if you signed up directly through one of the company’s partner banks.

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