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Top Online Banking Reviews

Opening a new bank account is an important choice that has to be made carefully. Delve into each online banking review to make the best choice.

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Mar. 26, 2026

1 min read

Synchrony CD

Synchrony Bank's Certificate of Deposit (CD) product offers a secure, fixed-interest savings option with no minimum deposit requirement. With terms ranging from 3 months to 5 years and APYs that regularly exceed traditional banks, Synchrony Bank stands out in the online banking space for its flexibility, safety through FDIC insurance, and multiple CD types to suit various savings strategies.

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Oct. 19, 2025

3 min read

Capital One CD

Founded in 1994, Capital One offers banking, credit card, auto loan, and investing services. Capital One 360 CD accounts are available in terms ranging from six months to five years. You can open an account online in less than five minutes, and there’s no minimum deposit requirement. With Capital One 360, you can choose how and when you get your interest, and you can track your account on the go with the Capital One mobile app.

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Nov. 04, 2025

2 min read

Select CDs from Barclays

AARP by Barclays offers competitive CDs with terms from 6 to 60 months, no fees, and no minimum deposit. Ideal for AARP members looking for secure, fixed-term savings with high APYs and fully online account management.

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Feb. 10, 2026

3 min read

Bread Savings CD

Bread Savings is part of Bread Financial, a financial services company that dates back to 1983. As an online bank, Bread Savings is known for its variety of high-interest certificates of deposit (CDs) and a savings account. The company has a mobile app and helpful customer service—plus, opening an account online is quick and easy. While the minimum opening deposit is $1,500, there are no monthly maintenance or online statement fees.

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Dec. 02, 2025

4 min read

Certificate of Deposit

E*TRADE from Morgan Stanley offers Certificates of Deposit (CDs) through its bank and brokerage platforms. These FDIC-insured CDs (up to $250,000 per depositor) feature fixed, competitive rates, flexible terms from 3 months to 10 years, no minimum deposit for bank CDs, and a 10-day rate guarantee—providing a secure, transparent way to earn predictable returns.

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Sep. 23, 2025

3 min read

CIT Bank CD

CIT Bank is an online bank that allows you to access banking services securely and conveniently, without leaving home. CIT Bank’s streamlined service model allows it to offer higher interest rates on savings accounts and lower service fees than many of its competitors. CIT Bank is a subsidiary operated by CIT Group, Inc., a financial holding company with over a century of experience.

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Feb. 09, 2026

4 min read

Alliant Credit Union Certificate

Founded in 1935, Alliant is one of the largest credit unions in the US. It offers an attractive range of Certificates to help you maximize your savings. Alliant’s certificates, which require a minimum deposit of $1,000, feature some of the most competitive annual percentage yields (APYs) in the market, with rates as high as 5.35%. Alliant offers flexible terms of 12-60 months to cater to different savings strategies and timelines.

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