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Marcus is an online bank from Goldman Sachs, one of the biggest names in financial services. Marcus by Goldman Sachs specializes in 2 things: high-yield savings products and CDs, and personal loans. It doesn’t offer checking accounts or any day-to-day banking services such as debit cards or wire transfers.

Founded in 1932, Synchrony is an online bank offering a range of savings products. Among them is a 9-month certificate of deposit (CD), which stands out for its market-leading annual percentage yield (APY) of 4.10%. This CD has no minimum balance requirements, so you can get started with any amount. Additionally, Synchrony doesn’t charge monthly fees. The bank is a member of the FDIC, which insures your deposits up to $250,000.

Barclays is a trusted name in banking, and although its roots stretch back to 17th century England, it’s as innovative as any financial institution on the market. Given its reputation, we were anxious to review the latest Barclays offering, online banking, and we weren’t disappointed. Barclays offers high APYs and low or no fees. Now let’s take a closer look at this banking solution.

Discover® has been in operation since 1985, and digital in some form since 1995. Its Certificate of Deposit (CD) account lets you grow your money by locking in a high-interest rate for a fixed term of between 3 months and 10 years. Its rates are very competitive compared to other traditional banks. It also has 24/7 support and great security, so if you’re looking for an effective way to save in the longer term, Discover CD is well worth a look.

Founded in 1935, Alliant is one of the largest credit unions in the US. It offers an attractive range of Certificates to help you maximize your savings. Alliant’s certificates, which require a minimum deposit of $1,000, feature some of the most competitive annual percentage yields (APYs) in the market, with rates as high as 5.35%. Alliant offers flexible terms of 12-60 months to cater to different savings strategies and timelines.