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LendingClub Review

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Reviews 1,831

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BestMoney Staff
Bestmoney Staff
Jun. 18, 20214 min read

LendingClub summary

LendingClub​ is a leading name in the personal loan industry in the US. Using a peer-to-peer lending model, LendingClub offers borrowers a range of loan options. With a good reputation, convenient application process, and access to attractive loan terms, it’s easy to see why LendingClub is a top choice for debt consolidation loans, businesses, and personal loan needs.

Pros

  • Loan amounts up to $40,000 available
  • Flexible eligibility terms

Cons

  • Not available in the state of Iowa
  • Funding as long as 3-7 days

LendingClub LendingClub View Rates

Suitable For?

  • Borrowers with good credit

LendingClub works with a vast network of investors to provide access to loans for borrowers with credit scores starting at 600.

  • Joint application borrowers

You can add a joint applicant to your loan application but they will still have to go through the credit underwriting process before getting approved for the loan.

Loan Features

Fixed monthly payments

With a LendingClub loan you'll pay a fixed monthly rate throughout the term of the loan, which makes it easier to budget and plan ahead.

Hardship Plan

LendingClub’s Hardship Plan lets you to freeze your loan for up to 3 months if you experience a difficult financial period and are unable to make your loan payments on time.

Rebuild your credit

If you make your payments on time, you can work on rebuilding your credit score because LendingClub will report this activity to the major credit reporting bureaus.

The Application Process

Step 1: LendingClub has a fast online application that requires you to fill out information such as:

  • How much you want to borrow
  • What the loan is for
  • Personal information

Step 2: Next, LendingClub will run a soft credit pull, which will not affect your credit score.

Step 3: Once the application is processed, LendingClub will assign you a grade that will determine which investors will back the loan request and what type of terms you can expect to receive. Only investors can see the grade, not the borrowers, and grades are based on credit history.

Step 4: Once your loan is approved you should carefully read the terms of the loan offer to understand what it entails. Based off of the approved loan amount you should be able to see what your monthly payments are.

Loan Terms

Typical loan terms range from 36 - 60 months with an APR ranging from 6.95% - 35.89%* , and borrowers can request anywhere from $1,000 – $40,000. A P2P Lending market place allows investors to invest in these loans with different terms.

Fees

One downside to LendingClub is the fees structure. Many other lenders do take fees, though, so LendingClub is not alone in this practice. Some of their standard fees include:

  • Origination fee: 1% - 6%
  • Late fee: 5% of payment due or $15, whichever is greater
  • Check processing fee: $7
  • Unsuccessful payment fee: $15

Repayment Terms

  • Flexible terms of 36 or 60 months
  • Late payment fees apply
  • Freeze loan for 3 months if you can’t make payments

LendingClub offers access to flexible repayment terms with plans available for either 3 or 5 years. As mentioned, there is a late payment fee for missed payments or payments that are put through too late to be processed on time. However, LendingClub offers a generous Hardship Plan to its borrowers. The Hardship Plan allows borrowers to freeze their loan for up to 3 months during difficult financial times such as unexpected debt, medical bills, or loss of income or employment. Borrowers will still have to pay the interest payments each month, but that is significantly less than the overall monthly amount due.

Privacy & Security

Each page on LendingClub's website is VeriSign Secured, and all transactions are TRUSTe certified. Additionally, it is a publicly traded company, so there is a lot of information about the company available to the public (such as financial records, reports, and statistics). This kind of public identification ensures that LendingClub is maintaining all the legal requirements, making them a reliable and safe alternative to some of the more anonymous or lesser-known competitors.

Customer Service

LendingClub provides customer service via email as well as phone support, which is available Monday-Friday 6:00am - 5:00pm PT and Saturday 8:00am - 5:00pm PT. Additionally, there is a thorough FAQ section that is neatly broken down into categories. There is also a search function to help facilitate faster answers.

Summary

With the flexibility of long repayment terms, a thoughtful Hardship Plan, and good loan terms overall, LendingClub is a good option for personal loan needs. If time is not of the essence, and you are looking for a reliable loan service, LendingClub is the choice for you.

FAQs

Does LendingClub charge any fees?

LendingClub charges the following fees: origination fee from 1%-6% of the loan, a late fee of 5% of the payment due or $15 (whichever is higher), a check processing fee of $7, and an unsuccessful payment fee of $15. If you decide to pay off your debt early, you’re in luck as there are no prepayment penalties.

What type of credit do I need? 

You don’t need especially high credit to get a loan through LendingClub. The company expects a minimum credit score of 600, and will also check that you have a credit history of 3 years. LendingClub will require a soft credit pull, which won’t affect your rating. The company also works with people with a debt-to-income ratio of up to 40% which is considered high. The bottom line - LendingClub can facilitate loans for people who may have gotten shut out elsewhere, though you’ll want to remember that this tends to mean that you’ll get less favorable loan terms.

How can I use my loan?

For the most part, LendingClub doesn’t restrict how you use your loan. Through LendingClub you can get a personal loan for $1,000 to $40,000 that you can use for just about anything - consolidating debt, paying off credit cards, sudden home repairs, a destination wedding, you name it. That said, the company stipulates on its website that the loans can’t be used for making investments (such as in securities or cryptocurrency), for higher education, gambling, or for anything illegal.

How long will it take to receive my funds?

Typically, users can make it through the entire application, approval and funding process within about 3 days, though in some cases it may take longer. After finishing your online application, when you loan is approved and backed by investors it will be electronically deposited in your bank account. Your bank may take a couple days on their end to approve the deposit. If you want to expedite the process - or prevent any unnecessary delays - make sure to get all your paperwork in order ahead of time.

Physical Address

595 Market Street Suite 200,

San Francisco,

CA 94105

LendingClub LendingClub View Rates

Disclaimers

All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 6.95% to 35.89%. The origination fee ranges from 1% to 6% of the original principal balance and is deducted from your loan proceeds. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. The average origination fee is 5.49% as of Q1 2017. In Georgia, the minimum loan amount is $3,025. In Massachusetts, the minimum loan amount is $6,025 if your APR is greater than 12%. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long term visa and at least 18 years old. Valid bank account and Social Security number are required. Equal Housing Lender. All loans are subject to credit approval. LendingClub’s physical address is: 595 Market St suite 200 San Francisco Ca 94105.

**Based on approximately 60% of borrowers who received offers through LendingClub’s marketing partners between January 1, 2018 to July 20, 2018. The time it will take to fund your loan may vary.

†Per reviews collected and authenticated by Bazaarvoice in compliance with the Bazaarvoice Authentication Requirements, supported by anti-fraud technology and human analysis. All reviews can be reviewed at reviews.lendingclub.com



BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

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Trustpilot reviews

See what some costumers are saying about LendingClub
LendingClub
ExcellentReviews 1,831
on
Excellent
89%
Great
6%
Average
1%
Poor
0%
Bad
4%
  • author
    Ava Cole
    8 hours ago
    Very Helpful

    Actually I was surprised how fast from start to finish on processing the loan... Thank you

    ...

  • author
    Nancy
    16 hours ago
    Really quick and easy

    Really quick and easy

    ...

  • author
    Harut Tovmasyan
    18 hours ago
    Simplifying The Lending Process.

    This is my second loan with LendingClub. Let's just say, I've had more issues ordering a simple coffee from Starbucks then the entire loan process with LendingClub. Thank you for simplifying the lending process.

    ...

  • author
    Heather
    18 hours ago
    Seamless process

    Seamless process, fast easy application and exactly what I was looking for with break down of interest rates and terms before fully applying. Thank you!

    ...

  • author
    Donna Tucker
    19 hours ago
    Great friendly agents

    Great friendly agents! I was surprised how quick & easy the application moved on to approval/deny status! Received loan funds deposited same day as approved. I may have been Blessed to get mine that quickly 🙏

    ...

  • author
    Michelle Golden
    19 hours ago
    The exchange was seamless

    The exchange was seamless, easy AND fast. Had the money in my account the very next day. Thank you, LendingClub!

    ...

  • author
    E jones
    20 hours ago
    Absolute favorite

    Love this lending group and would recommend for anyone

    ...

  • author
    Frederick Gibbons
    a day ago
    My experience with Lending Club was…

    My experience with Lending Club was wonderful. Fast, easy, and without hassle. I would recommend Lending Club to anyone.

    ...

  • author
    Julie Woodard
    a day ago
    I really appreciate Lending Club

    I really appreciate Lending Club. Very easy to work with. Thank you Lending Club!

    ...

  • author
    DT
    a day ago
    Quick and easy application process

    Quick and easy application process, fast approval. Took a few days to have the loan funded, a little more communication would have been better, but overall working with LendingClub was a very good experience.

    ...

  • author
    RAYMOND
    a day ago
    It was quick and easy and They have…

    It was quick and easy and They have great rates considering It was an unsecured loan . They are half the rate of some of the other people I was very happy with the process and it was done In about 3 days

    ...

  • author
    Faith Miner
    2 days ago
    Aloha Lending Club.

    Aloha Lending Club. I want to say MAHALO (Thank you) for having Faith in me when no one else did. Your customer service and rates are exceptional. Working with me in time of need was a HUGE weight off my shoulders. I hope others will have the confidence and appreciation for your service as I have. Please take care. Yours truly Faith

    ...

  • author
    Michael
    2 days ago
    Great Service

    My experience with lending club was very good. I received my loan in adequate time of service promised. Thanks

    ...

  • author
    Sonia Lingsweiler
    2 days ago
    I love Lending Club

    I love Lending Club! It was all online and the response was fast! Once it was approved, the money was in my account the next day! I've used LC for years and have always been pleased with their process and rates!

    ...

  • author
    Bill Gluth
    2 days ago
    Easy consolidate debt process

    I wanted to consolidate my debt into one payment. Having dealt with Lending Club and having excellent experiences with them in the past, I applied for the loan I wanted. The application process was quick and very streamlined. Within a matter of several days, I had the funds I wanted in my account. Today, all of my outstanding debt is paid, consolidated into one easy payment. The interest rate was excellent, and overall I am very satisfied with this experience. I will use Lending Club for any future needs that may arise. I highly recommend them.

    ...

  • author
    Happy Customer
    2 days ago
    Quick and Easy

    The process was super quick and easy. Everyone at the Lending Club has been very helpful.

    ...

  • author
    Keeping It Honest
    2 days ago
    Easy, efficient, and effortless

    Applying for a loan with the Lending Club was by far the easiest experience I have had working with a lender. The entire process from applying for the loan and getting approved was effortless, efficient and expedient. Thank you Lending Club, I will always contact your company first for all of my lending needs.

    ...

  • author
    Marcela Perez
    4 days ago
    I have used Lending Club services…

    I have used Lending Club services twice. The process has been smooth, fast and extremely reliable. Excellent rates according to your needs. Highly recommended

    ...

  • author
    David Han
    Jul 31, 2021
    I applied for 2nd personal loan with…

    I applied for 2nd personal loan with you. You accepted and I got the loan for debt consolidation. Rate and conditions were a little worse that 1st one, but still acceptable to me. I'm gonna use this fund to lower the debt and save some for interest payment. You are still No. 1 lender to me. Thanks.

    ...

  • author
    Sheila Wakeman
    Jul 31, 2021
    Lending Club is very helpful

    I had no problems with getting either one of my loans from the LendingClub. It was quick and simple and the funds was available within just a couple days from being qualified. I would recommend them to my friends.

    ...

  • author
    Carolyn Anderson
    Jul 30, 2021
    Easy to apply and get approved

    the entire process was easy and I loved that you paid / are paying my creditors directly (still in process). thank you!

    ...

  • author
    pauline sadler
    Jul 30, 2021
    SERVICE…

    I HAVE HAD TWO LOANS WITH THIS COMPANY AND IT HAS NEVER TOOK THIS LONG TO GET APPROVE.IT HAS TOOK OVER A WEEK TO GET APPROVED. THEN I WAS NOTIFIED I WAS APPROVED AND THE LOAN WOULD BE DEPOSIT TO MY ACCOUN.AND THE PAYMENT IS AUTOMATIC WITHDRAWN FROM MY ACCOUNT.I UPDATED THE ACCOUNT AND WAS TOLD IT WOULD TAKE ANOTHER FIVE DAYS TO BE POSTED TO MY ACCOUNT.I WILL PAY THIS LOAN OFF AND GO WITH MY BANK FROM NOW ON. I DON'T THINK YOU REAL WANT ME FOR A CUSTOMER ANYMORE.

    ...

  • author
    Eleanor Seeds
    Jul 30, 2021
    Expect the Best

    The best loan experience ever! I have used Lending Tree twice. The ease and integrity of the process was remarkable. I recommended Lending Tree to my daughter who applied for a loan and couldn’t agree more with my comments relative to her own transactions. Thank you Lending Tree! Eleanor S.

    ...

  • author
    Nelson Muniz
    Jul 30, 2021
    Credit Karma recommended them, it was a great recommendation.

    These people had helped me with a second loan, no questions asked, they set the auto-pay automatically and even give you a chance to change payment date. I appreciate there help very much.

    ...

  • author
    RLS
    Jul 30, 2021
    Extremely easy

    Extremely easy, user-friendly interface and process. Everything has been perfect so far.

    ...

  • author
    DOLORES VELEZ
    Jul 30, 2021
    So far so awesome

    So far so awesome. I have to say that everything so far has gone according to what they tell you in initial contact Once approved and time line set money was dispersed The only this I didnt get was the day the deposit was made but all you have to do is check your account and make sure its there. Fast payments and good service

    ...

  • author
    Jason Santiago
    Jul 30, 2021
    Lending club has helped me once again….

    Lending club has helped me once again in fixing my bad credit . This is my second loan and I've managed to just have one monthly payment. Its been a pleasure and lending club will always have a special place in my heart. Thank you lending club for all the help when others didn't.

    ...

  • author
    Abbie McMullen
    Jul 30, 2021
    Easy process!

    Lending Club made it very easy for us to get a loan. We had the money within two days. So easy!

    ...

  • author
    William Appleton
    Jul 29, 2021
    You have always helped me keep my…

    You have always helped me keep my financial situation in control when I needed to keep things in order. Thanks for your help and I am more than a satisfied customer. Hope to be working together long term.

    ...

  • author
    Nicholas Kissinger
    Jul 29, 2021
    Easier than I thought

    Other than trying to get my email verified - it was smooth any easy! Highly recommend !!!

    ...

  • author
    Monica Dempsey
    Jul 29, 2021
    This loan was very quick anc Easy

    This loan was very quick anc Easy. My payments are very affordable. You guys did great.

    ...

  • author
    David Bell Jr.
    Jul 29, 2021
    Lending Club has helped me TREMENDOUSLY…

    Lending Club has helped me TREMENDOUSLY with getting my scores back up. They accepted my application when others wouldn't. Because of their trust in me, I will always come to them first. This is my 2nd loan with them and it went as smoothly as the first.

    ...

  • author
    Tony
    Jul 29, 2021
    i try to pay my bills on time

    i try to pay my bills on time. Lending Club give me a chance when everyone turned me down. I advise anyone to do business with Lending Club.

    ...

  • author
    Cheryl Lewandowski
    Jul 28, 2021
    The 1st loan process was excellent

    The 1st loan process was excellent. The 2nd loan process went so smooth and easy! Love Lending Club!

    ...

  • author
    Amilcar Arroyo
    Jul 28, 2021
    This is my 3rd loan with The Lending…

    This is my 3rd loan with The Lending Club. I have to say thank you for the fast approval. I recommend this company if you are looking to get a loan.

    ...

  • author
    Lisa
    Jul 28, 2021
    Great company

    I was once again in need of a loan and since lendingClub is always sending me emails and keeping me updated I did not hesitate to visit there website to apply for another loan. This is my third time applying for a loan and there have been wonderful every single time. Easy online process. I was very nervous due to the difficult time I have had last year but they did not fail to approve my loan. I am very grateful for this company and a lot of stress has been lifted off my shoulders. This company is legit so don’t hesitate to apply for a loan.

    ...

  • author
    Gene Salmen
    Jul 28, 2021
    Sure I'm glad that they contacted me to…

    Sure I'm glad that they contacted me to carry my problem almost immediately So thankful

    ...

  • author
    Kamaria M
    Jul 28, 2021
    This is my third time working with…

    This is my third time working with Lending Club the process is simple and quick I will always use them and will tell my family and friends about Lending Club

    ...

  • author
    Mark Matalucci
    Jul 28, 2021
    A very fast and easy transaction

    A very fast and easy transaction! Very happy with Lending Club

    ...

  • author
    Tammie Ernest
    Jul 27, 2021
    Very is application process and fast…

    Very is application process and fast getting money. The only problem i have wish they had a number for cuato.er service to talk to someone if your have a question that needs answered now to finish application.

    ...

  • author
    James
    Jul 27, 2021
    Easy Peasy

    Applied, approved, that's it. Simple enough. No hassle process.

    ...

  • author
    Michael Walton
    Jul 27, 2021
    Thank you LendingClub 2020 and the…

    Thank you LendingClub 2020 and the starting of 2021 has been rough on my company with God’s Grace and your lending we are pulling out of a hole:) Thank you for being easy to work with

    ...

  • author
    fran
    Jul 26, 2021
    I had a good experience with the loan…

    I had a good experience with the loan processing. It was very easy process.

    ...

  • author
    IE
    Jul 26, 2021
    The transaction was very quick and…

    The transaction was very quick and efficient. No one pressured me or made me question my decision.

    ...

  • author
    Jean Sellers
    Jul 26, 2021
    Try it!! Awesome

    Mail in offer rec’d and I was approved . Only took 3 days to rec my cash

    ...

  • author
    Matt G
    Jul 26, 2021
    Multiple Uses

    I have used the Lending Club multiple times in the past 3 years. My experience has been superb everytime and the loan servicing takes days, not weeks or Months. The rates are competitive. You can go elsewhere for slightly better rates, but not teamed with flawless service.

    ...

  • author
    OC Smith
    Jul 26, 2021
    Always strike all your arrows …

    I had already had a loan with Lending Club and had just finished paying it off. Then I bought a house and I assumed that I would not be able to get another. But to my surprise they were able to secure a loan for me and I am now streamlining my bills from many to a few. I thank Jehovah God and Lending Club for being there for me.

    ...

  • author
    James Stewart
    Jul 26, 2021
    Quick and easy

    Quick and easy

    ...

  • author
    Julie Campbell
    Jul 26, 2021
    Thank you for making my loan application simple and granting it in a speedy manner

    Thank you for making the loan application simple and distribution of the funds very quickly

    ...

  • author
    Jose Galarza
    Jul 26, 2021
    Very happy with the fast service

    Very happy with the fast service, again thank you very much.!!

    ...

  • author
    Ken Borao
    Jul 26, 2021
    This is my second loan from Lending…

    This is my second loan from Lending Tree. The loan process is so easy and quick. Their service is exceptional.

    ...

  • author
    Javier Cruz
    Jul 26, 2021
    An excellent institution

    An excellent institution, works pretty fast. As soon as you get your application approved the next day you have the money in your personal account.

    ...

  • author
    T.Gonzalez
    Jul 26, 2021
    Exceeded my expectations

    Exceeded my expectations. The process was smooth and at lightening speed!

    ...

  • author
    Rhonda Garner
    Jul 26, 2021
    At first I was very skeptical and…

    At first I was very skeptical and unsure. After applying and obtaining an immediate response , my credit report stated this was a legit company I felt relieved . The loan I received helped tremendously and the payments are low!

    ...

  • author
    Janet Springer
    Jul 26, 2021
    I have (2) loans with Lending Club

    I have (2) loans with Lending Club. When covid hit in 2020 we lost income. I had a modification and called in my last payment for the (3) months. I was a few hours later than I usually call in because of a family emergency. They did not tell me I had to call in before 3:00 in daytime. They took my payment on the date it was due. I called back the next day and talked to Angela, She told me I had to pay Mar, April, & May 6 weeks, that I would not be considered late. I told her that was a rip-off, because I called in on the 14th as usual. I did as asked then they reported me late at the bureas, and I have never been late. They are liars.

    ...

  • author
    Christina Kim
    Jul 26, 2021
    Second time around with you guys and…

    Second time around with you guys and it’s always good this time my rates are a little high but still service was awesome.

    ...

  • author
    J M Mick LaMotte
    Jul 25, 2021
    This has been a very easy

    This has been a very easy, stress free transaction that is greatly appreciated. It is just unfortunate that I may have to file bankruptcy due to problems that occurred afterwards. Thank you for such an awesome experience.

    ...

  • author
    JJ Sears
    Jul 25, 2021
    Overall easy process and good outcome

    Overall, the experience was positive. The process was very simple and painless. My only complaint, and it may be minor, is that you are paying interest as soon as the loan is funded. However some bills might not get paid for 4 to 5 days. They are accruing interest as well. So you are accruing interest on the same debt twice at the same time. Again, that might be minor, but it seams a bit odd to me.

    ...

  • author
    Shehla Khan
    Jul 25, 2021
    The process was very easy and fast

    The process was very easy and fast

    ...

  • author
    Jon
    Jul 24, 2021
    Easy and fast

    Easy and fast

    ...

  • author
    van Courtney
    Jul 24, 2021
    Happy customer

    I was able to get the amount requested. Application was simple. I was approved the next business day. My money was deposited within 48 hours.

    ...

  • author
    Fred Hampton
    Jul 24, 2021
    Lending Club has helped me out. not Once…but Twice

    Lending Club has helped me out not once but twice. Both times zero hassle and quick relief. Thanks to Lending Club I am now organized and in better control financially. Thank You.

    ...

  • author
    Oswaldo moreano
    Jul 24, 2021
    Speedy,accurate,and just in time,you've…

    Speedy,accurate,and just in time,you've pointed me in positive direction,thank you

    ...

  • author
    Bonnie Drane
    Jul 23, 2021
    Great work Thanks

    Great work Thanks

    ...

  • author
    Patrick McDonald
    Jul 23, 2021
    Lord in Heaven Lending Club Is A Heavenly Gift

    Lord in Heaven. What ah Life Saver Lending Club is ! The interest rate for a loan is smart and fair. A Client is able to get a lower interest rate than the credit cards in many instances. People do find themselves cornered on the life continuum. For example your wife is receiving cancer surgery. She almost passed away in the ICU. Lending Club came thru like Champions for me. i was able to shift Lending Club financing into liquid to pay balances off on some really horrendous hardship maniacal cruel high interest box store lending institution loans. The loan approval was almost instant from Lending Club. The cash floated into the bank account within 24 hours. i was able to slay debts that were killing my Family. Lending Club trusted me and saved us thousands upon thousands on serious killer debts. Lending Club is fair to borrowers. Lending Club supports Equal Opportunity lending and they are outstanding. They lend you money so you can slay debt. it is like getting a second chance at financial life. Give Lending Club a try. Borrow at the low interest rate and pay off high interest debt to give yourselves a breather. i am so excited to pay off more debt. Lending Club is the ticket to a better financial life. When you finally get your financial house in order; You will be blessed with beautiful top tier top of line line lowest interest rates as your asset to debt ratio will be sparkling. You are entrusted to honor all debts. Life is better at the top of the rarefied fiscal responsibly of life. i love it when you pay off a Lending Club loan; They show a pop surprise congratulations party icon. So encouraging you want to come back because you are no longer behind the eight ball; You can slay debt like a Dragon Slayer. All Thanks to The Lending Club.

    ...

  • author
    barbara waite
    Jul 23, 2021
    I am totally happy and satisfied how…

    I am totally happy and satisfied how easy and quick it was to get the loan. Having excellent helped I'm sure. But I recommend you guys to many people often!!

    ...

  • author
    Beth Freeman
    Jul 23, 2021
    The process was easy and it allowed me…

    The process was easy and it allowed me to refinance all my credit card debt to a much more manageable lower interest rate loan. My only complaint was that it took a week before the review was finalized. But I am sure that had to do with the volume of applications that they receive and my being anxious to have it completed. :-)

    ...

  • author
    Andres Ospina
    Jul 23, 2021
    Great customer service..

    Great customer service... and super fast aprove!!!!

    ...

  • author
    Liz
    Jul 23, 2021
    This is the easiest process to obtain a…

    This is the easiest process to obtain a loan. This is my 2nd loan. I would highly recommend Lending Club.

    ...

  • author
    Angel Sandoval
    Jul 23, 2021
    Quick and easy process

    Easy to apply and quick response, funds arrived quickly and really helped clear up some debt.

    ...

  • author
    Joseph Gracia
    Jul 23, 2021
    I appreciate that I was treated as a person.

    I appreciate that I was treated as a human being instead of an just another digit. It is what I need to get to fix an issue that I have had for quit some time that now I can take care of right away and pay with a price that I can afford. Thank you to the man who helped me and have a great day!

    ...

  • author
    Deborah Repash
    Jul 23, 2021
    The process was very quick and the…

    The process was very quick and the entire transaction went very smooth. I don’t care much for the interest rates honestly they are high, hence the four stars instead of five.

    ...

  • author
    Jaden Nixon
    Jul 23, 2021
    Fast and Reliable

    Fast and Reliable

    ...

  • author
    Teresa hall
    Jul 22, 2021
    I was so happy to consolidate my bills

    I was so happy to consolidate my bills! Thank you so much LendingClub for the loan

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  • author
    James
    Jul 22, 2021
    Have an existing Lending Club account…

    Have an existing Lending Club account and decided to use them again. Their process is much smoother and streamlined than other similar Credit companies. I highly recommend Lending Club for ease of use and quick funding.

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  • author
    Karen Fleming
    Jul 22, 2021
    Lending Club Made Debt Consolidation Simple

    Keeping it simple, I applied for a loan for debt consolidation. The whole process only took about two weeks. I gave Lending Club my information, how much money I would need to eliminate my debt, and how much and who to send the money to, and they followed my exact requests. It was seamless. My first payment is next month. I look forward to saving about $300/month in interest from credit cards. Thank you so much, Lending Club!

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  • author
    Lashunda Huel
    Jul 22, 2021
    Wonderful professionalism

    The process was nice and smooth. Received my loan within the 2 to 3days waiting period. In time for me to handle my business. I would refer them to anyone.

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  • author
    Ginny Nash
    Jul 22, 2021
    They were helpful and fast

    They were helpful and fast. Website could use some work simplicity but very little needs to be changed.

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  • author
    Tom Harter
    Jul 22, 2021
    Excellent customer service from start…

    Excellent customer service from start to finish; kept me well informed on every step of the process- easy and fast. Would highly recommend!

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  • author
    Mardee
    Jul 21, 2021
    I am so thrilled with how easy and…

    I am so thrilled with how easy and painless the process was. Lending Club was suggested to me by Credit Karma. I am so excited to work on my credit and bringing my outstanding credit under control. Thank you so so so much.

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  • author
    Roger
    Jul 21, 2021
    This was a great experience

    This was a great experience. We received the offer in the mail and we felt safe in going online and responding. The process was fast and very positive. The money was available very quickly. I highly recommend The Lending Club !!

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  • author
    Arthur Carson - Miami, FL
    Jul 21, 2021
    I was being solicited by emails to take…

    I was being solicited by emails to take out a personal loan to reduce my credit card balances. I did have a couple of zero interest cards that were about to start charging me interest in a couple of months. I started an application with a different company but I didn't like some of the requirements (W2s & 1040!) so I never finished the app. It wasn't that important anyway. A loan would help but isn't necessary. Then I got a solicitation from Lending Club. I've seen some articles on this organization in some investment newsletters I read, so I knew they were legit. It was very easy to apply and I was approved almost instantly. I specified three credit cards that I wanted to pay off, with the account numbers and amounts. Within two business days, the difference between the loan amount and the amount paid to the three credit cards was deposited into my checking account as agreed. I was blown away. By the third business day all credit cards were paid off as I requested. I am extremely satisfied with the experience. The interest rate will save me money, and I intend to repay early anyway. I swear I am not related to anyone who works at Lending Club, I am just very happy with their service.

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  • author
    Deacon
    Jul 21, 2021
    Fast and efficient👍

    Fast, efficient application and funding process!

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  • author
    Tonya Jackson
    Jul 21, 2021
    Fast and easy

    Fast and easy

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  • author
    Jill McCracken
    Jul 21, 2021
    LendingClub is awesome

    I was very pleased with how quick Lending Club’s process was and how fast the money was in my bank account. I would recommend them to anyone needing a loan.

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  • author
    David Primeau
    Jul 20, 2021
    Was a very easy process with no…

    Was a very easy process with no hassles. Approved me for the amount I needed to pay off some debts. Payment is lower than my past debts. Would recommend to anybody.

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  • author
    Carrissa Flippo
    Jul 20, 2021
    Smooth and Timely

    The process was smooth and having direct payments to credit cards holders was very nice.

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  • author
    Allie Ford
    Jul 20, 2021
    Wow ! Thanks

    Wow ! We needed money to redo some things and in two days it was in my account direct deposited! Thanks !

    ...

  • author
    Linda Martinez
    Jul 20, 2021
    Easy to apply

    Easy to apply

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  • author
    john
    Jul 20, 2021
    My second time around with LendingClub

    My second time around with LendingClub, I can't say enough good things about this company. They do what they say and deliver on time without wasting time or hassles. This company is a strong recommend in my book

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  • author
    Vicki Haefele
    Jul 20, 2021
    You were amazing

    You were amazing. Professional and thorough and much quicker than I expected. Thank you.

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  • author
    Eric and Susan Underwood
    Jul 20, 2021
    Excellent service I was approved and…

    Excellent service I was approved and had the money in the bank in less than 5 days

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  • author
    Miguel A.Morales Morales
    Jul 20, 2021
    Thanks everything was great

    Thanks everything was great. Fast transaction and deposit In my account. THANKS

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  • author
    Billye Lucas
    Jul 20, 2021
    Awesome Company!!

    This company is awesome! They have enabled me to manage my credit, consolidate, and get funds in times of crisis. The process is quick and easy to get a decision and amazingly fast to get your money once funded. If you keep your end of the bargain by paying on time, they keep theirs and make themselves available again when you need them.

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  • author
    MM
    Jul 20, 2021
    Two time customer

    I’ve had a previous loan through Lending Club that was very easy. I like that you can check a rate without affecting your credit and then getting a lower rate than most others. Overall, Lending Club offered the best terms for me.

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  • author
    Scott
    Jul 20, 2021
    Simply put…AMAZING!

    Lending Club made this process very easy and painless. Spoke to several customer service reps when I had questions and the staff was very helpful and knowledgeable. Definitely go with the direct payments to your lender if possible for the lower interest rates. Everything was said and done in less than a week. Thank you Lending Club!!

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  • author
    Ryan
    Jul 20, 2021
    Smoothest, Easiest Personal Loan

    Smoothest, Easiest, Quickest way to get money without a crazy interest rate. I really like Lending Club.

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  • author
    Latasha Boyd
    Jul 20, 2021
    Leaning has been good to me

    Leaning has been good to me

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  • author
    Mitchell Fowler
    Jul 20, 2021
    My Second Time

    This is my second loan from Lending Club. Love the whole process and how it easy it was to get the money I needed into my account in record time.

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  • author
    Christina T
    Jul 19, 2021
    I received my loan quickly with no long…

    I received my loan quickly with no long wait. I am grateful it help me catch up on bills. Definitely recommend anyone to go with LendingClub.

    ...

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