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LendingClub Review

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Reviews 1,319

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BestMoney Staff
Bestmoney Staff
Apr. 16, 20214 min read

LendingClub summary

LendingClub​ is a leading name in the personal loan industry in the US. Using a peer-to-peer lending model, LendingClub offers borrowers a range of loan options. With a good reputation, convenient application process, and access to attractive loan terms, it’s easy to see why LendingClub is a top choice for debt consolidation loans, businesses, and personal loan needs.

Pros

  • Loan amounts up to $40,000 available
  • Flexible eligibility terms

Cons

  • Not available in the state of Iowa
  • Funding as long as 3-7 days

LendingClub at a Glance

Loan amount $1,000 - $40,000
APR 6.95% - 35.89%*
Loan terms 3 or 5 year plans
Minimum credit score 600
Time to funding 1 - 3 days**
Soft credit check Yes
Debt-to-income ratio Up to 40%

LendingClub LendingClub View Rates

Suitable For?

  • Borrowers with good credit

LendingClub works with a vast network of investors to provide access to loans for borrowers with credit scores starting at 600.

  • Joint application borrowers

You can add a joint applicant to your loan application but they will still have to go through the credit underwriting process before getting approved for the loan.

Loan Features

Fixed monthly payments

With a LendingClub loan you'll pay a fixed monthly rate throughout the term of the loan, which makes it easier to budget and plan ahead.

Hardship Plan

LendingClub’s Hardship Plan lets you to freeze your loan for up to 3 months if you experience a difficult financial period and are unable to make your loan payments on time.

Rebuild your credit

If you make your payments on time, you can work on rebuilding your credit score because LendingClub will report this activity to the major credit reporting bureaus.

The Application Process

Step 1: LendingClub has a fast online application that requires you to fill out information such as:

  • How much you want to borrow
  • What the loan is for
  • Personal information

Step 2: Next, LendingClub will run a soft credit pull, which will not affect your credit score.

Step 3: Once the application is processed, LendingClub will assign you a grade that will determine which investors will back the loan request and what type of terms you can expect to receive. Only investors can see the grade, not the borrowers, and grades are based on credit history.

Step 4: Once your loan is approved you should carefully read the terms of the loan offer to understand what it entails. Based off of the approved loan amount you should be able to see what your monthly payments are.

Loan Terms

Typical loan terms range from 36 - 60 months with an APR ranging from 6.95% - 35.89%* , and borrowers can request anywhere from $1,000 – $40,000. A P2P Lending market place allows investors to invest in these loans with different terms.

Fees

One downside to LendingClub is the fees structure. Many other lenders do take fees, though, so LendingClub is not alone in this practice. Some of their standard fees include:

  • Origination fee: 1% - 6%
  • Late fee: 5% of payment due or $15, whichever is greater
  • Check processing fee: $7
  • Unsuccessful payment fee: $15

Repayment Terms

  • Flexible terms of 36 or 60 months
  • Late payment fees apply
  • Freeze loan for 3 months if you can’t make payments

LendingClub offers access to flexible repayment terms with plans available for either 3 or 5 years. As mentioned, there is a late payment fee for missed payments or payments that are put through too late to be processed on time. However, LendingClub offers a generous Hardship Plan to its borrowers. The Hardship Plan allows borrowers to freeze their loan for up to 3 months during difficult financial times such as unexpected debt, medical bills, or loss of income or employment. Borrowers will still have to pay the interest payments each month, but that is significantly less than the overall monthly amount due.

Privacy & Security

Each page on LendingClub's website is VeriSign Secured, and all transactions are TRUSTe certified. Additionally, it is a publicly traded company, so there is a lot of information about the company available to the public (such as financial records, reports, and statistics). This kind of public identification ensures that LendingClub is maintaining all the legal requirements, making them a reliable and safe alternative to some of the more anonymous or lesser-known competitors.

Customer Service

LendingClub provides customer service via email as well as phone support, which is available Monday-Friday 6:00am - 5:00pm PT and Saturday 8:00am - 5:00pm PT. Additionally, there is a thorough FAQ section that is neatly broken down into categories. There is also a search function to help facilitate faster answers.

Summary

With the flexibility of long repayment terms, a thoughtful Hardship Plan, and good loan terms overall, LendingClub is a good option for personal loan needs. If time is not of the essence, and you are looking for a reliable loan service, LendingClub is the choice for you.

FAQs

Does LendingClub charge any fees?

LendingClub charges the following fees: origination fee from 1%-6% of the loan, a late fee of 5% of the payment due or $15 (whichever is higher), a check processing fee of $7, and an unsuccessful payment fee of $15. If you decide to pay off your debt early, you’re in luck as there are no prepayment penalties.

What type of credit do I need? 

You don’t need especially high credit to get a loan through LendingClub. The company expects a minimum credit score of 600, and will also check that you have a credit history of 3 years. LendingClub will require a soft credit pull, which won’t affect your rating. The company also works with people with a debt-to-income ratio of up to 40% which is considered high. The bottom line - LendingClub can facilitate loans for people who may have gotten shut out elsewhere, though you’ll want to remember that this tends to mean that you’ll get less favorable loan terms.

How can I use my loan?

For the most part, LendingClub doesn’t restrict how you use your loan. Through LendingClub you can get a personal loan for $1,000 to $40,000 that you can use for just about anything - consolidating debt, paying off credit cards, sudden home repairs, a destination wedding, you name it. That said, the company stipulates on its website that the loans can’t be used for making investments (such as in securities or cryptocurrency), for higher education, gambling, or for anything illegal.

How long will it take to receive my funds?

Typically, users can make it through the entire application, approval and funding process within about 3 days, though in some cases it may take longer. After finishing your online application, when you loan is approved and backed by investors it will be electronically deposited in your bank account. Your bank may take a couple days on their end to approve the deposit. If you want to expedite the process - or prevent any unnecessary delays - make sure to get all your paperwork in order ahead of time.

Physical Address

595 Market Street Suite 200,

San Francisco,

CA 94105

LendingClub LendingClub View Rates

Disclaimers

All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 6.95% to 35.89%. The origination fee ranges from 1% to 6% of the original principal balance and is deducted from your loan proceeds. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. The average origination fee is 5.49% as of Q1 2017. In Georgia, the minimum loan amount is $3,025. In Massachusetts, the minimum loan amount is $6,025 if your APR is greater than 12%. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long term visa and at least 18 years old. Valid bank account and Social Security number are required. Equal Housing Lender. All loans are subject to credit approval. LendingClub’s physical address is: 595 Market St suite 200 San Francisco Ca 94105.

**Based on approximately 60% of borrowers who received offers through LendingClub’s marketing partners between January 1, 2018 to July 20, 2018. The time it will take to fund your loan may vary.

†Per reviews collected and authenticated by Bazaarvoice in compliance with the Bazaarvoice Authentication Requirements, supported by anti-fraud technology and human analysis. All reviews can be reviewed at reviews.lendingclub.com


BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

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Trustpilot reviews

See what some costumers are saying about LendingClub
LendingClub
ExcellentReviews 1,319
on
Excellent
89%
Great
6%
Average
1%
Poor
0%
Bad
4%
  • author
    Yvette Service
    a day ago
    Excellent Experience

    The loan process was simple and efficient. I felt at total ease with the Lending club loan process. The Lending club loan process was the best experience I have ever had. I would recommend them to friends, family, and co- workers.

    ...

  • author
    Herman Oyler
    3 days ago
    Fast and efficient

    Fast and efficient, and informative about what was going on .

    ...

  • author
    Nichol Siler
    3 days ago
    You provided fast and easy approval for…

    You provided fast and easy approval for a very delicate situation. I would recommend you to everyone. Thanks!

    ...

  • author
    JERRY
    May 05, 2021
    OUTSTANDING SERVICE…

    ONE OF THE QUICKEST NO HASSLE LOANS OUT THERE THE FEE IS WORTH IT HAVE DONE REPEAT LOANS WITH NO PROBLEMS

    ...

  • author
    Mike Olinger
    May 04, 2021
    No pain lending process

    No pain lending process. If everyone else did it this way they would make consumers alot more happier

    ...

  • author
    Laura
    May 02, 2021
    They were so helpful and made…

    They were so helpful and made everything so easy. Lowered my interest rate on a loan I had that was terrible. I also paid off other bills for the same amount of money I would have to had to pay for just that one loan. So I am very thankful. Thanks again Lending Club

    ...

  • author
    Kym Longstreet
    Apr 28, 2021
    I appreciate Lending Club so much

    I appreciate Lending Club so much. I had 5-6 credit cards that were frustrating me every month because it seemed as if I would never pay them off. My coworker told me about the Credit Karma app. So, I downloaded it and all of my information was available. Lending Club was my first offer; so, I took it not knowing what to expect. Within 5 business days, I received an approval email and I was EXCITED because now I could see the future. My monthly payment to LC for all of my credit cards is approximately $250 less than what I was initially paying for all of my cards combined. LC is the best and now I can focus on paying them off and working on my future goals. I would highly recommend LC.

    ...

  • author
    Michael
    Apr 27, 2021
    Awesome!

    Lending Club was there when I needed them most. The process was simple and easy from start to finish and I was able to pay down a significant amount of cc debt.

    ...

  • author
    Lori Ola
    Apr 27, 2021
    Getting a loan was so easy

    Getting a loan was so easy! The process only took about 5 days from start to money in the bank! Would definitely recommend Lending Club to anyone who needs a loan!

    ...

  • author
    Rose Campos
    Apr 27, 2021
    My Great experience!!

    My Great experience!!

    ...

  • author
    Shawn Graves
    Apr 27, 2021
    Easy and painless...painless you know…

    Easy and painless...painless you know except for the repayment payments lol

    ...

  • author
    Eileen
    Apr 27, 2021
    Very easy

    Very easy, pleasant experience! Loan was funded and deposited to my account in only two days!

    ...

  • author
    Vincent Mariz
    Apr 27, 2021
    Easy and convenient with good terms and…

    Easy and convenient with good terms and a big help to payoff a few credit cards.

    ...

  • author
    Jaime
    Apr 27, 2021
    Very helpful

    Very helpful! Very quick response! Got approved by the next day. Thank you!!!

    ...

  • author
    Ted Graham
    Apr 27, 2021
    My third loan with lending club.

    My third loan with lending club a great company to do business with.

    ...

  • author
    Etta Faye Mueller
    Apr 27, 2021
    Such an easy experience every time I…

    Such an easy experience every time I ask for a loan. Thank you so much!

    ...

  • author
    Philip Bronikowski
    Apr 27, 2021
    Couldn't have been any easier

    Couldn't have been any easier, and the rate was better than the competitors.

    ...

  • author
    Ryan O’dea
    Apr 27, 2021
    You guys are amazing!!!

    You guys are amazing! You guys really helped me out. I got everything I needed from the loan. Thank you so much!!!

    ...

  • author
    Kim Wallace
    Apr 27, 2021
    Quick and Easy

    You guys are awesome! No complications and you actually value your customers who have had loans with you,

    ...

  • author
    Lisa Tryon
    Apr 26, 2021
    Super easy and super fast approval

    Super easy and super fast approval! Received my funds in 2 days.

    ...

  • author
    Jjlogmail.com Lopez
    Apr 26, 2021
    Wow!!!

    SUPERB! Faster and vvveerry EZ! Of course, your attention to my situation really provided a relief that is so helpful.

    ...

  • author
    Russ Holmes
    Apr 26, 2021
    Lending Club has been there for me time…

    Lending Club has been there for me time and time again. No hassle funding in hours. Thanks again!

    ...

  • author
    EVELYN TORIBIO
    Apr 25, 2021
    I applied for a loan and it was approved and processed very fast

    I applied for a loan and it was processed in a very detailed, professional and quicker than expected time.

    ...

  • author
    Arthur Jones
    Apr 24, 2021
    I think you are ok

    I think you are ok. I was not happy with the last loan because of the rate but my new rate is awesome. I’ve been a customer for 6 years and I’ve been somewhat happy.

    ...

  • author
    Jimmie Boykins
    Apr 23, 2021
    My experience dealing with Lending Club…

    My experience dealing with Lending Club could not be anymore pleasant than it already is, honestly. There are many lending institutions available, but I have no doubt made the right choice. I sincerely thank you.

    ...

  • author
    DELIA WHARTON
    Apr 23, 2021
    Lending club has a really great service…

    Lending club has a really great service and everything is done online. You submit your application and within 24 to 48 hours you’re approved and the money is sent direct deposit to your account. They make it really easy to apply for a loan and you know exactly what you going to pay.

    ...

  • author
    Bella
    Apr 23, 2021
    Easy-to-use!

    Easy-to-use!

    ...

  • author
    Jay
    Apr 23, 2021
    It was an easy process..

    It was an easy process... I am able to pay off all of my credit cards with an affordable monthly payment. Interest rates are really high but will definitely pay this off ASAP. Thank you!

    ...

  • author
    Kevin Jenkins
    Apr 23, 2021
    Saved $690 a monthly.

    Hats off to the lending Club Team. They made it possible for me to save over $690 a month with a debt consolidation loan. Very easy to work with quick and easy to get the money into my account these guys are the Best. Thanks again lending Club Team 👍

    ...

  • author
    Ella Arvie
    Apr 23, 2021
    Love your service Fast,friendly service…

    Love your service Fast,friendly service with great rates.I told several of my friends about LendingClub. Thank You

    ...

  • author
    Antonio Ocon
    Apr 22, 2021
    The process was incredibly easy

    The process was incredibly easy, fast, and simple. From the time I applied and submitted my loan request to the time I got my funds direct deposited was within a week. Definitely recommend.

    ...

  • author
    Paula S.
    Apr 22, 2021
    Saving Grace

    Lending Club has been absolutely amazing. I have been a loyal customer now for several years and I've never had a negative experience with them. Loan process has been very quick and very straight forward. Absolutely wonderful service!!!!!

    ...

  • author
    Nikki W.
    Apr 22, 2021
    Quick and easy

    Great service and a very fast and easy process. Highly recommend! Thanks, Lending Club!

    ...

  • author
    Cathy
    Apr 22, 2021
    Fast and easy financing.

    Fast and easy financing.

    ...

  • author
    Vicki
    Apr 22, 2021
    I've had loans from Lending Club in the…

    I've had loans from Lending Club in the past. Each time, the process was simple and quick. I always get a low interest rate too.

    ...

  • author
    Victoria Foelske
    Apr 21, 2021
    Awesome service

    I have had several loans and it has always been a smooth ride going thru everything. Fast response also,good interest rates also.

    ...

  • author
    Hilda W
    Apr 21, 2021
    Very easy to do business with.

    My loan application was very short and precise. I got an answer right away. The final approval was within two days. My funds was in my bank account within three days. I financed with Lending Club because their interest rate was the lowest I've ever seen for a personal loan. I knew what my monthly payments would be be even before my final approval. I'm truly impressed with the Lending Club.

    ...

  • author
    Paula Kostelec
    Apr 21, 2021
    LENDING CLUB is a fast, easy way to get a loan!

    Using Lending Club for a personal loan was easy and fast. I applied for my first loan on line. The form you fill out is simple. I recently called for help with my second loan. The customer service rep was amazing! She answered all of my questions and was even able to offer suggestions. The entire process, including the funds being deposited into my account, too less than a week!!! I would recommend Lending Club to anyone who's thinking about getting a loan.

    ...

  • author
    Shantal Roo
    Apr 21, 2021
    Straight fast and to the point

    Straight fast and to the point. Easiest process ever. No Hassels at all which is what I loved the most.

    ...

  • author
    Shelly
    Apr 20, 2021
    This process was amazing

    This process was amazing. You have helped me out with so many things and I am truly thankful for everything.

    ...

  • author
    chakra cheer
    Apr 20, 2021
    Go Lending Club!

    I have taken 2 loans out by this company. Their rates are low, they are very straight- foward, and always answer any questions I may have. Having these loans has greatly reduced the amount of credit card debt I had, and allowed me to make a very expensive car repair. Thank you lending club! I recommend them over any other loan company out there:)

    ...

  • author
    Robert Riebeth
    Apr 20, 2021
    Things Were Organized

    Things were organized, fast/quick, and easy.

    ...

  • author
    Wanda Millner
    Apr 20, 2021
    This is my third time using…

    This is my third time using LendingClub. Application is extremely easy and quick. My favorite feature is that you can check your rate without impacting your credit rate. Highly recommended.

    ...

  • author
    Nicole Seale
    Apr 20, 2021
    Great experience!!

    Great experience!!! Lending club made it so easy!!!

    ...

  • author
    Christine Young
    Apr 20, 2021
    Fast and no hassels

    Fast and no hassels

    ...

  • author
    Will Caldwell
    Apr 19, 2021
    I can’t believe how fast and easy the…

    I can’t believe how fast and easy the process was to apply. The accounts were paid off really fast and the other money was in my account before the time that was mentioned. I will definitely tell people about this loan.

    ...

  • author
    Joe Emerson
    Apr 19, 2021
    Great Experience!

    Great Experience!! Everything went smooth! Thank you!!

    ...

  • author
    James
    Apr 19, 2021
    They're really not much to say it was…

    They're really not much to say it was five star all the way within a day and a half my loan was approved and funded and the money was in my bank account paid off all my credit card bills now I'm saving $400 a month great job thank you once again for your help this is my third long with you

    ...

  • author
    Barry Schneble
    Apr 19, 2021
    review

    so far so good. time will tell but pleased at this time.

    ...

  • author
    Letha Hassen
    Apr 17, 2021
    I wanted a lower rate for my credit card

    I wanted a lower rate for my credit card. The process was fast and easy. This is my second time using them and I’m very happy with them.

    ...

  • author
    Liz Monge Pacheco
    Apr 17, 2021
    I have never had anything but…

    I have never had anything but professional and timely experiences with Lending Tree. Other lenders may make additional promises about rates and service, but I find that Lending Tree is consistent, delivers what they promise, and give me the better rates. The process is hassle free and you will know what you qualify for in a timely manner. I have had several loans now and every experience has been great!

    ...

  • author
    Bruce Howard
    Apr 16, 2021
    Very up to date on everything always…

    Very up to date on everything always keeping me posted on my credit score and available loans.Looking forward to doing more business with you

    ...

  • author
    Angela H.
    Apr 16, 2021
    The loan process was easy and funding…

    The loan process was easy and funding quick.

    ...

  • author
    Sherry Mckee
    Apr 16, 2021
    This was our 2nd loan through Lending…

    This was our 2nd loan through Lending Club. Very seamless process from start to finish. Would highly recommend 👌👍

    ...

  • author
    Cindy Fantigrossi
    Apr 16, 2021
    With all that’s taking place in my…

    With all that’s taking place in my life, and with this being my 3d loan with Lending Club I’d give this company 10 stars. I just can’t say thank you enough!! I’d recommend and have recommended this company because they work to help with nothing ever attached.

    ...

  • author
    Jana S. Jackson
    Apr 16, 2021
    I have gotten the best interest rate…

    I have gotten the best interest rate from Lending Club. Are fast and efficient. Transferred money real fast with no hassle. Thank You

    ...

  • author
    Yolanda
    Apr 15, 2021
    I got it was very simple to apply I…

    I got it was very simple to apply I have gotten 2 loans from them with no problems if I can lots more peoples can Thank you

    ...

  • author
    Barbara Manning
    Apr 15, 2021
    Getting this loan from Lending Club has…brought me peace of mind and comfort!

    Getting this loan from Lending Club has brought me great satisfaction just knowing that one of my expenses (the biggest one) has been paid in full. I just couldn't see the end on that particular expense. LC was there to help me put this into action with an approved loan. Thank you Lending Club!

    ...

  • author
    Milton Boone
    Apr 15, 2021
    Lending Club is unbelievable

    Lending Club is unbelievable. They have really help me out. I would recommend their services to anyone and everyone.

    ...

  • author
    Bigdog
    Apr 15, 2021
    Everything came in a timely manner

    Everything came in a timely manner

    ...

  • author
    Troy
    Apr 15, 2021
    Always A Great Experience

    This is my fourth loan with Lending Club. The rates are competitive, and the process is quick and easy. My experience has been consistently positive. I highly recommend Lending Club.

    ...

  • author
    Laura
    Apr 14, 2021
    Easy process

    I have had a few loans with Lending Club in the past years and like always it's an easy and quick process. I don't have any complaints on applying or receiving a loan. No penalty if you pay loan early.

    ...

  • author
    Thomas Eidell
    Apr 14, 2021
    Best experience

    After we got over the initial glitches with the paperwork everything went smooth everybody was very professional I would recommend you to anybody I'm very pleased

    ...

  • author
    Kathy Akey
    Apr 14, 2021
    The Lending Club has been a life saver…

    The Lending Club has been a life saver for me. I have had several loans, and they make it so easy with great payments.

    ...

  • author
    Amy Smiley
    Apr 13, 2021
    Great!

    So far so good! I have received 2 personal loans through Lending Club. Both times the process was quite seamless and very quick direct deposit to my bank account to pay off some very high interest credit cards. I would highly recommend!

    ...

  • author
    Valued Customer
    Apr 13, 2021
    Very helpful as always

    Very helpful as always

    ...

  • author
    Hassan Abidi
    Apr 13, 2021
    Fantastic experience from start to…

    Fantastic experience from start to finish. I am a happy customer of LendingClub. Very professional team and an efficient process from start to finish

    ...

  • author
    Joe Eichelberger
    Apr 12, 2021
    I needed to consolidate some debt that…

    I needed to consolidate some debt that I had accrued and having used Lending Club in the past, I applied for a loan. The process is fast, precise, and simple. My loan was approved, told 3-5 days for funds to enter my account. I had my funds in 2 days. I highly recommend people to at least look into using Lending Club. My credit is average, Lending Club trusted me with a loan when my bank of over 11 years would not.

    ...

  • author
    Aaron Meadows
    Apr 12, 2021
    Everything was great

    Everything was great. Fast response time and explainable process.

    ...

  • author
    Juana Rivas
    Apr 12, 2021
    Excellent great it was fast and easy to…

    Excellent great it was fast and easy to apply and received the approval on two days. It have been a great decision to apply for a loan with lending club there are great and happy with the service. Thanks

    ...

  • author
    E. Johnson
    Apr 12, 2021
    Very easy application process

    Very easy application process; competitive interest rates, funds deposited directly into account within days.

    ...

  • author
    Febe Saob
    Apr 12, 2021
    Excellent service and hassle free…

    Excellent and hassle free service.

    ...

  • author
    D Morrone
    Apr 12, 2021
    Very simple,painless experience.

    Very simple,painless experience and now I have consolidated my debt! Thank you!

    ...

  • author
    Justine
    Apr 12, 2021
    I cannot recommend this company enough

    I cannot recommend this company enough. What a great experience. Quick process, easy to navigate and understand and the staff that work for Lending Club were all extremely helpful and professional. Thank you Lending Club!

    ...

  • author
    Kimberly
    Apr 12, 2021
    The process was simple and fast!

    The process was simple and fast! Thank you so much!

    ...

  • author
    Nate
    Apr 12, 2021
    Excellent service

    Smooth transition, very easy process. Excellent service.

    ...

  • author
    Patricia Lowery
    Apr 10, 2021
    I've dealt with your company for…

    I've dealt with your company for years....as always the service has been fast, efficient and professional. You know up front what to expect. Great service.

    ...

  • author
    Jon Nelson
    Apr 10, 2021
    No Pay Off Penalties

    I needed a loan that didn't have any early pay off penalties, and I needed it quick! Lending Club was a pretty quick turnaround. 4 days is all it took and the money was in the bank! I was able to handle my business on time! Very happy!

    ...

  • author
    Jewel Marie
    Apr 09, 2021
    Excellent experience from start to…

    Excellent experience from start to finish! Everything was done online. Documents and ID uploaded online. Money was deposited directly into my savings account within a few short days of all of my info being accepted!

    ...

  • author
    SMW
    Apr 09, 2021
    The online lending process was a breeze…

    The online lending process was a breeze and the fees and rates were affordable for a short-term loan.

    ...

  • author
    Jackie T.
    Apr 09, 2021
    Lending Club processed my application…

    Lending Club processed my application fast. I could also reached them by phone. It was great.

    ...

  • author
    Annette Dixon-Brown
    Apr 09, 2021
    Debt Consolidated

    Thank you Lending Club!!! I secured a debt consolidation loan with a monthly payment equal to the amount I was paying in interest on one credit card. The process was easy and funds posted to my bank account in 3 days after applying.

    ...

  • author
    Michael Redel
    Apr 09, 2021
    This company is amazing easy and quick

    This company is amazing easy and quick

    ...

  • author
    Berthony
    Apr 09, 2021
    LendingClub was very professional

    LendingClub was very professional

    ...

  • author
    JJ
    Apr 09, 2021
    I absolutely 💯loved my experience

    I absolutely 💯loved my experience. The loan itself. The advice that I put to use that came with the loan. And the use and ease of the actual account information link. I'm an army veteran. So I'm very particular about professionalism.

    ...

  • author
    Omar Fabian
    Apr 08, 2021
    Thank you guys ,you have made it easy…

    Thank you guys ,you have made it easy and I would definitely recommend The lending club .

    ...

  • author
    Kevin Seybert
    Apr 08, 2021
    Lending Club had the best interest…

    Lending Club had the best interest rates for my debt consultation loan.

    ...

  • author
    Marshall Haughton
    Apr 08, 2021
    Great service

    Great service. I have used Lending Club in the past and will use them again if needed.

    ...

  • author
    MATTHEW
    Apr 07, 2021
    Easy to use…

    Easy to find out how much you qualify for, how much the interest will be, and then getting the money in a timely manner.

    ...

  • author
    CMAC
    Apr 07, 2021
    This loan was "funded" on March 31st

    This loan was "funded" on March 31st. the money has yet to hit my account, or show up in some of the other loans I was paying off. We are 7 days in.

    ...

  • author
    Allan Hutchinson
    Apr 07, 2021
    Credit builder

    Thank you for trusting me with a loan,I will fulfill my responsibility,I will earn your trust for future opportunities, thank you, Allan

    ...

  • author
    Rey Garcia
    Apr 07, 2021
    This was an easy process

    This was an easy process. The one only thing they did ask for is extra paperwork from me but it’s understandable but overall money was deposited to my account really quick. Would recommend them and use them in the future if needed.

    ...

  • author
    Margaret W
    Apr 07, 2021
    Perfection, if there is such a thing.

    Lending Tree provided me with everything that I needed to get a good loan. Great rates, convenient payback schedule, professional service reps, the whole nine yards. Yes, I would definitely recommend their services to friends and loved ones as well.

    ...

  • author
    Jeff
    Apr 07, 2021
    Very professional from start to finish

    Very professional from start to finish, Thank you!

    ...

  • author
    Daniel Lloyd
    Apr 06, 2021
    When I heard that radius bank will now…

    When I heard that radius bank will now be known as Lending Club bank, I was thrilled. During the pandemic Radius was the only bank with great reviews that made setting up a business and personal account seamless, I mean it was so easy to set up during the break of covid 19 that a cave man could do it🤠. Lending Club with their ability to make loans as easy is also a plus. I believe that companies like lending club with their smart A.I technology is the future...I am happy to bank with radius now lending club..:)

    ...

  • author
    Dwen Richards
    Apr 06, 2021
    No Stress Loan Experience

    The process was stress free and customer service personnel was professional and knowledgeable. From application to approval the entire process was expedient

    ...

  • author
    Holly
    Apr 06, 2021
    I thank you for making my loan easy

    I thank you for making my loan easy. I will definitely spread the word that Lending Club is the best!

    ...

  • author
    Josephine H.
    Apr 06, 2021
    Great

    Great, repeated experience The process was quick and efficient.

    ...

  • author
    Byron Watson
    Apr 07, 2021
    Almost Debt Free

    This makes my 5th loan from your company, and I just took out my 6th loan. Before I was able to consolidate my credit card debt, I was drowning in interest payments and was unable to pay on the principal due to the high interest rate. I am currently down to 2 credit cards and I have saved thousands of dollars in interest. I am happy that I found LendingClub and would highly recommend this company to anyone in credit card debt.

    ...

  • author
    Cheryl Butler
    Apr 06, 2021
    This is my 3rd or 4th loan thru Lending…

    This is my 3rd or 4th loan thru Lending Club. They have always come thru for me when I needed help.

    ...

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