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BestMoney.com

LendingClub Review

Reviews 4,958
LendingClub
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LendingClub
LendingClub
Excellent
Reviews 4,958
Bestmoney Staff
May. 17, 2021
3 min read
BestMoney Staff
LendingClub Summary
LendingClub​ is a leading name in the personal loan industry in the US. Using a peer-to-peer lending model, LendingClub offers borrowers a range of loan options. With a good reputation, convenient application process, and access to attractive loan terms, it’s easy to see why LendingClub is a top choice for debt consolidation loans, businesses, and personal loan needs.

Pros

  • Loan amounts up to $40,000 available
  • Flexible eligibility terms

Cons

  • Not available in the state of Iowa
  • Funding as long as 3-7 days

LendingClub LendingClub View Rates

Suitable For?

  • Borrowers with good credit

LendingClub works with a vast network of investors to provide access to loans for borrowers with credit scores starting at 600.

  • Joint application borrowers

You can add a joint applicant to your loan application but they will still have to go through the credit underwriting process before getting approved for the loan.

Loan Features

Fixed monthly payments

With a LendingClub loan you'll pay a fixed monthly rate throughout the term of the loan, which makes it easier to budget and plan ahead.

Hardship Plan

LendingClub’s Hardship Plan lets you to freeze your loan for up to 3 months if you experience a difficult financial period and are unable to make your loan payments on time.

Rebuild your credit

If you make your payments on time, you can work on rebuilding your credit score because LendingClub will report this activity to the major credit reporting bureaus.

The Application Process

Step 1: LendingClub has a fast online application that requires you to fill out information such as:

  • How much you want to borrow
  • What the loan is for
  • Personal information

Step 2: Next, LendingClub will run a soft credit pull, which will not affect your credit score.

Step 3: Once the application is processed, LendingClub will assign you a grade that will determine which investors will back the loan request and what type of terms you can expect to receive. Only investors can see the grade, not the borrowers, and grades are based on credit history.

Step 4: Once your loan is approved you should carefully read the terms of the loan offer to understand what it entails. Based off of the approved loan amount you should be able to see what your monthly payments are.

Loan Terms

Typical loan terms range from 36 - 60 months with an APR ranging from 6.95% - 35.89%* , and borrowers can request anywhere from $1,000 – $40,000. A P2P Lending market place allows investors to invest in these loans with different terms.

Fees

One downside to LendingClub is the fees structure. Many other lenders do take fees, though, so LendingClub is not alone in this practice. Some of their standard fees include:

  • Origination fee: 1% - 6%
  • Late fee: 5% of payment due or $15, whichever is greater
  • Check processing fee: $7
  • Unsuccessful payment fee: $15

Repayment Terms

  • Flexible terms of 36 or 60 months
  • Late payment fees apply
  • Freeze loan for 3 months if you can’t make payments

LendingClub offers access to flexible repayment terms with plans available for either 3 or 5 years. As mentioned, there is a late payment fee for missed payments or payments that are put through too late to be processed on time. However, LendingClub offers a generous Hardship Plan to its borrowers. The Hardship Plan allows borrowers to freeze their loan for up to 3 months during difficult financial times such as unexpected debt, medical bills, or loss of income or employment. Borrowers will still have to pay the interest payments each month, but that is significantly less than the overall monthly amount due.

Privacy & Security

Each page on LendingClub's website is VeriSign Secured, and all transactions are TRUSTe certified. Additionally, it is a publicly traded company, so there is a lot of information about the company available to the public (such as financial records, reports, and statistics). This kind of public identification ensures that LendingClub is maintaining all the legal requirements, making them a reliable and safe alternative to some of the more anonymous or lesser-known competitors.

Customer Service

LendingClub provides customer service via email as well as phone support, which is available Monday-Friday 6:00am - 5:00pm PT and Saturday 8:00am - 5:00pm PT. Additionally, there is a thorough FAQ section that is neatly broken down into categories. There is also a search function to help facilitate faster answers.

Summary

With the flexibility of long repayment terms, a thoughtful Hardship Plan, and good loan terms overall, LendingClub is a good option for personal loan needs. If time is not of the essence, and you are looking for a reliable loan service, LendingClub is the choice for you.

FAQs

Does LendingClub charge any fees?

LendingClub charges the following fees: origination fee from 1%-6% of the loan, a late fee of 5% of the payment due or $15 (whichever is higher), a check processing fee of $7, and an unsuccessful payment fee of $15. If you decide to pay off your debt early, you’re in luck as there are no prepayment penalties.

What type of credit do I need? 

You don’t need especially high credit to get a loan through LendingClub. The company expects a minimum credit score of 600, and will also check that you have a credit history of 3 years. LendingClub will require a soft credit pull, which won’t affect your rating. The company also works with people with a debt-to-income ratio of up to 40% which is considered high. The bottom line - LendingClub can facilitate loans for people who may have gotten shut out elsewhere, though you’ll want to remember that this tends to mean that you’ll get less favorable loan terms.

How can I use my loan?

For the most part, LendingClub doesn’t restrict how you use your loan. Through LendingClub you can get a personal loan for $1,000 to $40,000 that you can use for just about anything - consolidating debt, paying off credit cards, sudden home repairs, a destination wedding, you name it. That said, the company stipulates on its website that the loans can’t be used for making investments (such as in securities or cryptocurrency), for higher education, gambling, or for anything illegal.

How long will it take to receive my funds?

Typically, users can make it through the entire application, approval and funding process within about 3 days, though in some cases it may take longer. After finishing your online application, when you loan is approved and backed by investors it will be electronically deposited in your bank account. Your bank may take a couple days on their end to approve the deposit. If you want to expedite the process - or prevent any unnecessary delays - make sure to get all your paperwork in order ahead of time.

Physical Address

595 Market Street Suite 200,

San Francisco,

CA 94105

LendingClub LendingClub View Rates

Disclaimers

All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 6.95% to 35.89%. The origination fee ranges from 1% to 6% of the original principal balance and is deducted from your loan proceeds. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. The average origination fee is 5.49% as of Q1 2017. In Georgia, the minimum loan amount is $3,025. In Massachusetts, the minimum loan amount is $6,025 if your APR is greater than 12%. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long term visa and at least 18 years old. Valid bank account and Social Security number are required. Equal Housing Lender. All loans are subject to credit approval. LendingClub’s physical address is: 595 Market St suite 200 San Francisco Ca 94105.

**Based on approximately 60% of borrowers who received offers through LendingClub’s marketing partners between January 1, 2018 to July 20, 2018. The time it will take to fund your loan may vary.

†Per reviews collected and authenticated by Bazaarvoice in compliance with the Bazaarvoice Authentication Requirements, supported by anti-fraud technology and human analysis. All reviews can be reviewed at reviews.lendingclub.com



BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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LendingClub
Excellent
Reviews 4,958
on
Excellent
88%
Great
6%
Average
2%
Poor
1%
Bad
3%
R
rene alvarez-gonzalez
8 hours ago
Cloud nine.
It was a pleasant experience. Based on my record I believe I could’ve been given a better rate, I was checking my notes and I saw a rate offered at $601 instead I’m paying $664. Anyway the transaction materialized. I’m pleased with the results. I thank Lending Club for a magnificent response to my recent transaction. You’re the best so far in my financial experiences
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pam daniel-davis
12 hours ago
Lending Club Loans
Lending Club makes borrowing so easy & they fund you fast, fast , fast!
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jacqueline harp
13 hours ago
Good experience!
Applying for a loan with Lending Club was extremely straightforward. I appreciated the clear explanation of terms, payment schedules and interest rates. The loan was also distributed very quickly.
s
symone
15 hours ago
I love Lending Club
I love Lending Club. I just got my fourth loan with them. I have excellent credit and they give me loans that I can't even get from my credit union! I've told friends about them and they've gotten loans also. It's great to know that when I need extra cash, I don't have to jump through hoops. Lending Cub makes the process easy and pain free. They are great!
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david maynard
20 hours ago
Fast response got what I need thanks
Fast response got what I need thanks
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leo hernandez
a day ago
How easy it was the proses from start…
How easy it was the proses from start to finish. Excellent rate.
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jody hotaling
a day ago
Being there and responding so quickly…
Being there and responding so quickly with approvals based on past loan history
c
customer
2 days ago
Ease of application process
Ease of application process. Quick to response to questions.
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anne muzzy
2 days ago
This is my 4th loan through lending…
This is my 4th loan through lending club and they have been fantastic. Quick review and approval and funds deposited quickly.
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dj abreu
2 days ago
Class Act, look no further for a reputable lender
The relationship ive had over the years with Lending Club has been the most impactful financial asset of my life. Their eligibility process, loan breakdown/offers and lightning fast deposits when you need it is unmatched. I can honestly say i wouldnt be in such a good position, 3 personal loans later, without L.C. Pay your payments on time and create a consumer/banking relationship that can truly benefit both parties. Stellar company.
E
edward hamell
2 days ago
As always
As always, fast and efficient service, Thanks Lending Club
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nikki
2 days ago
Such an easy process without all the…
Such an easy process without all the hassles and headache and if approved the funds are there in less than a week. This is my 3rd loan and I haven’t encountered any issues or problems.
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gordon brown
3 days ago
Helping people who normally have a hard…
Helping people who normally have a hard time getting loans give them a chance to prove there self thanks 😊
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janice seay
3 days ago
The Lending Club process was clear and…
The Lending Club process was clear and most of all understandable. I appreciate the different options that were presented.
J
jamie shipp
3 days ago
loan experience
the loan process was easy, quick and user friendly.
B
bruce william miller
3 days ago
Terrible ....I am missing a $6000…
Terrible ....I am missing a $6000 transfer
C
cherlyn kinney
3 days ago
Lending club handled my application in…
Lending club handled my application in a timely manner. Quick snd easy to apply.
N
naytay
4 days ago
This is my second time using LendingClub for a personal loan
I used LendingClub for a personal loan in the past with exceptional results overall. A few years later, I'm pleased to know that nothing has changed with regards to their service, loan expediency, and stellar rates. Thanks again for your help!
M
margaret shull
5 days ago
No more worries…
What an absolutely great experience this was!!!! Wish I would have done it long before now. My credit cards were eating me up! I did everything online, never talked to a person, got an email my loan had been sent and sure enough, money was in my bank account! Now, instead of years in debt paying high interest rate cards, I now have an affordable payment with the end in sight!!!! Such a huge load off my mind!
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robert james ii
6 days ago
Thank you all for your cooperation!
Thank you all for your cooperation!! Thank you👍
T
tonia epps
6 days ago
When your in need of help and advice
Normally, I would do the application thru email but something told me to call! The Customer Service Representative was amazing! I mean she helped me from the beginning to the end! Customer service skills are a ten! Any problems that I had she fixed it right away! Thank you for all you have done.
B
bruce william miller
6 days ago
I currently have $6070 of my current…
I currently have $6070 of my current loan unaccounted for because apparently the funds were sent to an account that I do not have. Because of that I am paying on 2 loans when one should of been paid off
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lawrence mckee
7 days ago
Every aspect of the process went…
Every aspect of the process went smoothly and timely.
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shallana austin
7 days ago
Lending Club Made it Happen!
Lending Club made it easy for me to apply for my loan. This is the second time they’ve helped me achieve financial freedom. I would definitely recommend them to family and friends.
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ashley morrison
7 days ago
I’m not one to write reviews… but.
I’m not one to write reviews… but.. this was a truly great and simple experience! Turn around time in less than 3 days. Couldn’t be happier!
p
paul
8 days ago
repeat borrower
great company, quick decisions, especially with borrowers with many types of income Repeat borrower ,have had 4 different experiences
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john adrian
8 days ago
Great experience from start to end
Great experience from start to end. Glad I choose you guys will be doing it again
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scott mcalpine
8 days ago
I have been a customer with lending club for over 5 years!
I have been a customer with lending club for about 5 years now and I have had nothing but great experiences. They helped me to clean up some debt issues and they've helped me obtain some personal goals as well. I have not had one problem. I can't say enough to explain how good this has been. I recommend this company to anyone who needs debt consolidation, money for personal reasons or any other needs. They are the best!
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shonda oliver lappin
8 days ago
Very friendly and knowledgeable
Very friendly and knowledgeable
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luis maceo
8 days ago
In needed times we learn how effective…
In needed times we learn how effective a lender can be. LendingClub has been the best option and fast problem solving I ever have seen. Reliable and effective. Thanks
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lena abrams
8 days ago
This is my second time getting a loan
This is my second time getting a loan, absolutely an amazing experience. I would not ever go anywhere else for a loan. They make it sooo easy!! Thank you!!
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samantha sanchez
8 days ago
I am on my second loan
I am on my second loan. Fast funding the first time. The second time took a bit longer but it was understandable since I was still paying off the first loan. Glad it got approved! LendingClub has helped me through the tough times will forever do business with them.
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ggg
8 days ago
Lending Club (Paul) reached out and…
Lending Club (Paul) reached out and advised I was approved for a loan. I had to provide my routing number and account number. They filed a claim with my bank, which is fraudulent. They stole $ 2300.00 from me. I was not aware as to what they had done, until they already had my money. Please take this seriously...do not do business with this company
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juanita zepeda
8 days ago
Company is awesome they are quick and…
Company is awesome they are quick and no games they are straight to the point. I have been telling lots of people and they have had a great experience also
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pedro villeda
9 days ago
Amazing team always helping me when I…
Amazing team always helping me when I really need help thank you so much for gime support l love you guys
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albert mckinley
9 days ago
The Operator that assisted my after I…extremely polite and courteous in answering my questions.She was Great
The Operator that assisted my after I filed my application was extremely helpful while i was preparing my application.Thank You
S
sajan sunny
9 days ago
Excellent service and quicker than I…
Excellent service and quicker than I imagined. I am very pleased with the website as well as it easy to navigate and enter my information. 10/10 would recommend.
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malvin seale
9 days ago
4th loan and each one seems easier
4th loan and each one seems easier. Thank you!
K
kenneth gormley jr
9 days ago
They were very professional on all…
They were very professional on all aspects of the process of getting my loan I highly recommend lending club I’m satisfied
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heather kelley
10 days ago
I love lending club
I love lending club. I’ve used you guys several times and my credit is better than ever. I’ll always use you guys. Thank you so much.
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richard
10 days ago
This company is utter trash
This company is utter trash. I had a large amount of money in a savings account but pulled it out when I realized how difficult it is to get any help with my account. The website is difficult to navigate and it is a pain to do anything at all. The real kicker is this. Last year, I asked for my 1099-INT for my taxes and it was sent to me twice via Docusign. It was then sent the next day and the next day for weeks. I can't block Docusign in my email because I need it for work. It was sent by someone named Rachel Harris. I emailed her back directly asking her to stop. I received no response and it continued. I was eventually able to get it to stop but I don't remember how. Which brings me to today. I asked for a couple of bank statements two weeks ago and the Docusign emails started again. It is Rachel Harris again and she does not respond to emails. Here I am writing a review because I don't know how to get them to stop. I truly hate Lending Club and will NEVER do business with them again. The worst, most unprofessional bank I have ever encountered. The level of incompetence is astounding! I can't believe I ever trusted them with such a large amount of money. Thank God I cut ties with them. Stay away from this place!
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erin
11 days ago
Quick and easy
Quick and easy. I got a good loan at a lower rate than my other cards I wanted to pay off. Helpful and friendly phone tech help. Thank you!
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kimberely acklie-neuhalfen
12 days ago
Easiest loan I've ever received
Easiest loan I've ever received! No hassle at all and completed super fast. I have gotten loans before through Lending Club and it has always been a breeze!
M
michelle s
13 days ago
Lending Club saved Christmas
Lending Club saved Christmas. Wish I could have financed all my debt. This helps and my kiddos will get gifts this year.
S
shuaib salam
13 days ago
Splendid Lending Club
Splendid Lending Club! Requested funds came in very quickly as per expected. Thank you for your services!
C
charles davis
13 days ago
I already had a good first experience…
I already had a good first experience with Lending Club. This was my second loan. Lending Club helped me in getting a second one. They worked with me, informed me of my chances and within a week I had the loan with a reasonable repayment schedule.
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armando avila
13 days ago
It was the smoothies and most painless…
It was the smoothies and most painless transactions I have ever done. I will definitely use them again.
J
janet wynn
13 days ago
It was quick and easy.
It was quick and easy.
J
jerome a mundy
14 days ago
Easy application
The loan process was quick and easy. Just a few questions to verify information.
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glenda griffin
15 days ago
Lending Club makes it easy
Lending Club has a very organized and easy process when applying for a loan. Talking to a representative if needed was very helpful and pleasant.
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john frize
15 days ago
Seemless process
Seemless process. I was approved in minutes and has access to funds in two days. Never a hassle.
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lazysnk
16 days ago
These guys are fast with decisions
These guys are fast with decisions, and deposits. Have used several time and always satisfied because they deliver what they promise.
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mark r
16 days ago
The entire process was easy and…
The entire process was easy and completed they way they said it would.
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brenda blazowski
16 days ago
Very easy and fast
Very easy and fast. Makes the loan process not feel like a burden.
J
joseph
17 days ago
Borrowing made easy
The process is very easy and i was provided an update in a timely manner
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arthur lawrence
17 days ago
Great service
Great service. Paid a couple of credit cards and put excess money in my bank.
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jim bonpietro
17 days ago
Lending club is a great community for…
Lending club is a great community for loans they get the job done BRAVO LC
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gabriel pec
17 days ago
Excellent service
Excellent service
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gisela semeraro
17 days ago
Application for the loan was easy to…
Application for the loan was easy to understand and answer. Very communicative with texts and Gmail over the status of the loan. The transfer of the loan into the account was lightning speed fast. Very satisfied 😌
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anne robinson
18 days ago
They gave me a loan when others…
They gave me a loan when others wouldn't. The loan was fast and instant. I never spoke to anyone. The website is great and offers options on payments. I'm satisfied with them. They are great
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george
19 days ago
Great customer service And a timely…
Great customer service And a timely loan processing.
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meg tseveenjav
20 days ago
Fast and easy process.
Fast and easy process.
A
agw
20 days ago
You couldn't have made this any easier…
You couldn't have made this any easier for me! Thank you so much!
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tommy
21 days ago
Seamless process
Seamless process , fast and completely transparent. The rates in my category and easy terms. Saving thousands paying off high interest rate credit cards and loans. You won't regret using this lender.
J
joe
21 days ago
This is my second loan with Lending Club. They are quick and easy to work with, and definitely my first choice*****
This is my second loan with Lending Club
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lisa pageau
21 days ago
Easy and quick
Easy and quick, money in less than 24 hours! Thank You!
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susana torres
21 days ago
Simple and fast
The ease of completing the loan is what I liked the most. Super helpful. I would definitely recommend (and I have)
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lillian tillson
21 days ago
I haven't received the money yet but I…
I haven't received the money yet but I was told I was approved a week ago. So I will let you know when I get it..
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richard gallegos
22 days ago
Very easy with the online process
Very easy with the online process
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john pham
22 days ago
Never recommend it to anyone!!
Never recommend it to anyone!!! Scammed me for 4k!!! First, they leave you to add balance, and then when you first try to send your money, they ask for documents, and then THEY DECIDE TO CLOSE YOUR ACCOUNT. When I asked about my money, they told me AT A LATER DATE, 'You will get an email.' NEVER USE THESE SCAMMERS. Now I'm going to hire a lawyer and defend against them in court. THAT IS FRUSTRATING. ANOTHER SCAM SCHEME. Do you think we are imbeciles? Or what is going on here? My 4k was stolen (SCREENHOT ATTACHED).
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allison sinder
22 days ago
The loan was fine….until I paid it off…
The loan was fine….until I paid it off with a large check, per the instructions on their payoff letter, overnight, to their chosen address. 7 days later and 25 minutes listening to their Custer service give me excuses….still have not credited my payoff to my account. The check was cashed 7 days ago, by lending Club, Now telling me it will take another 10 days to credit?! This company is a scam. Holding money for nearly two weeks before crediting my account and reflecting PAID IN FULL. Customer service is a joke, will do anything to avoid giving you access to a supervisor, all double talk. Deal with your local bank, skip lending club.
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karina chavez
22 days ago
Great easy and excellent interest rate…
Great easy and excellent interest rate at an affordable price
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angie
22 days ago
As a valuable returning customer I feel…
As a valuable returning customer I feel my recent loan took too long to process. This is very discouraging when considering doing business with Lending Club in the future or recommending friends to use this company.
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joe galindo
23 days ago
Ease of application and speed in…
Ease of application and speed in processing.
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cari myers
23 days ago
This is the 2nd time I've used…
This is the 2nd time I've used LendingClub. The application process is so easy, and the money came through within about 2 days. I didn't even shop around for a loan this time because of the wonderful experience I received on the first time. Thank you, LendingClub!
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sue north
23 days ago
Establishing a new loan was as easy as…
Establishing a new loan was as easy as I have ever experienced. Your system with repeat customers is a model! Thanks again!
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marlene briones franco
24 days ago
The experience with Lending Club was EFFICIENT!…
The experience with Lending Club was easy and quick! This is my third time utilizing Lending Club. I guess that says it all!
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drew h
24 days ago
Quick and easy application/approval
Quick and easy application/approval process. Payments to credit cards were made within 3-4 days. Remaining loan money was deposited into my account 2 days before that. Thank you for helping me get my debt under control!
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jeffrey jacobs
24 days ago
3rd loan thru Lending Club
3rd loan thru Lending Club Best rates, easy to apply, confirm & receive
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barbara reed-digia
24 days ago
An easy way to borrow!
Simple, fast and convenient.
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tm
a month ago
The loan process was super easy and…
The loan process was super easy and really quick. I was able to pay off all my credit card debt and get set on a track to actually pay my debts off.
M
michael may
a month ago
When you need to consolidate
Quick processing, reasonable varieties of options and most importantly gives us a chance to pay debt down!
A
alice conley
a month ago
Easy
I had a previous loan with Lending Club, and because of their good service, I applied to them again for another loan to help with a financial solution. The things that I appreciate about Lending Club are: 1) The choice of interest rates and length of loan to suit my individual needs. 2) The simplicity of the application. 3) Making it easy to submit additional information required, and the quick response that information was received and they were working on it. 4) The whole process took less than two weeks from application to disbursement of funds. If I know of anyone who needs a loan I will certainly recommend Lending Club. , 4) Quick response
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larry r
a month ago
Being able to get money online is…very convenient
Being able to get money online is great, very convenient. This worked very smoothly in the application. The online description said something about getting approved and getting the money fast. That is what caught my attention. Two days later I had to write and ask what is happening. The man was great, told me what I needed to know. I think to improve service, please keep people informed on timeframes. Where the loan is in the process. After I found out my timeframe, I was patient and got rewarded with the money I needed. It all was easy. Thank you for the ease!
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carmela de lorenzo
a month ago
Very Easy Process!!
Very easy process. No Bull. Just results. If you have the numbers Lending club is a no brainer! No phone calls, no jumping through hoops. I did the loan on line and was approved within 2 days. The money was in my account the same day!!
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dawn isom
a month ago
We have had several loans with…
We have had several loans with LendingClub. The convenience & how fast they expedite the process is just amazing. We have always paid the loans off early, no prepayment fees, just a convenient process for us
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liberty hayes
a month ago
Fast and Easy
So easy to apply and my loan was processed, completed and paid out within days. Thank you LendingClub for helping me get on the road to being debt free!
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veronica herrera
a month ago
Many thanks
Many thanks. Amazing as always
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dino sorma
a month ago
LendingClub has treated me well…
LendingClub has treated me very well over the years, from auto-refinancing to personal loans to credit consolidation. Thank you LendingClub for helping secure my financial future.
S
samantha jones
a month ago
Scammers, Liars, PREDATORS
The application for the loan is a consumer AGREEING to accept a loan (if approved). This information is hidden in the application and not explicitly stated or explained by this lender. They approved the $40,000 loan, did not notify me and sent money to creditors on my behalf without my informed consent. No communication outside of the application occurred. I collected all funds disbursed from the creditors and gave the amount loaned to me in full within the 30 days required to cancel the loan. Lending Club has recuperated the entire amount from my account and it should be closed. I have repeatedly asked for a letter that says that my loan was cancelled and that this financial tie has been severed. This lender refuses to provide the documentation and is still showing that I owe the loan to this creditor on my credit reports. Furthermore, it has reported to the credit bureaus that I owe more than was loaned to me. They are alleging I owe $40,180. This lender has been unresponsive, deceptive, uncooperative and deceitful. Predatory practices all around and bad customer service. Bad record keeping. I’m not sure why the US government is allowing them to continue to practice in the financial industry.
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sonia irizarry
a month ago
very impressed about the service
very impressed about the service
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lyne d
a month ago
Grateful
Giving me a chance to do good, positive. Believing in me that I'm responsible; and helping me t get out of debt. Thank you for your support
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r. forsythe
a month ago
Great rate and an easy process
Great rate and an easy process. This is my third loan with Lending Club. They've been an important part of helping me get my finances under control.
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abigayle hatcher
a month ago
Poor service
Poor service
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valerie
2 months ago
They are clearcut as to what is…
They are clearcut as to what is specifically needed. Simple steps guide you through the process. Once good payment history is established through them, the ability to get future loans is excellent.
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darrell grigsby
2 months ago
you guys are always there for me…
you guys are always there for me thankyou darrell.
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eduardo caro
2 months ago
Excellent service
Excellent service, attention, opportunity and professionalism. They have helped me a lot. This is my second loan.
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jerome grimes
2 months ago
THERE WHEN NEEDED
I HAVE BEEN WITH LENDING CLUB FOR A FEW YEARS NOW. WEATHER IT WAS HELP WITH EVERYDAY FINANCES, VACATIONS AND MEDICAL. I'VE TAKING A FEW LOANS TO HELP WITH OR UNEXPECTED COST AND REPAID IN A TIMELY MANNER AND THEIR THERE WHEN I NEED IT. EASY PROCESS FROM VERY FIRST ONE TO THIS ONE. EXCELLENT!
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becky
2 months ago
When I need it the most
When I need it the most, they are a click away fast and easy thank you for helping me
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ginna
2 months ago
Seamless process
Seamless process, steps were easy to follow when filling out the information needed for the loan. I also like how I can directly pay a creditor instead of waiting for the entirety of the funds to hit my bank account. Also, having a discount from the fees when paying a certain amount to a creditor is awesome as well! One star was subtracted because after I receive the email of having all steps completed, it was not clear to me about if my loan got approved or not. I was in limbo for about two weeks after submitting my application on 9/30/23. I called customer service and they ensured I was not missing everything so that was nice at least.