The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.

LendingClub Review

Find a customized quote easily

Reviews 2,296

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

BestMoney Staff
Bestmoney Staff
Jun. 18, 20214 min read

LendingClub summary

LendingClub​ is a leading name in the personal loan industry in the US. Using a peer-to-peer lending model, LendingClub offers borrowers a range of loan options. With a good reputation, convenient application process, and access to attractive loan terms, it’s easy to see why LendingClub is a top choice for debt consolidation loans, businesses, and personal loan needs.

Pros

  • Loan amounts up to $40,000 available
  • Flexible eligibility terms

Cons

  • Not available in the state of Iowa
  • Funding as long as 3-7 days

LendingClub LendingClub View Rates

Suitable For?

  • Borrowers with good credit

LendingClub works with a vast network of investors to provide access to loans for borrowers with credit scores starting at 600.

  • Joint application borrowers

You can add a joint applicant to your loan application but they will still have to go through the credit underwriting process before getting approved for the loan.

Loan Features

Fixed monthly payments

With a LendingClub loan you'll pay a fixed monthly rate throughout the term of the loan, which makes it easier to budget and plan ahead.

Hardship Plan

LendingClub’s Hardship Plan lets you to freeze your loan for up to 3 months if you experience a difficult financial period and are unable to make your loan payments on time.

Rebuild your credit

If you make your payments on time, you can work on rebuilding your credit score because LendingClub will report this activity to the major credit reporting bureaus.

The Application Process

Step 1: LendingClub has a fast online application that requires you to fill out information such as:

  • How much you want to borrow
  • What the loan is for
  • Personal information

Step 2: Next, LendingClub will run a soft credit pull, which will not affect your credit score.

Step 3: Once the application is processed, LendingClub will assign you a grade that will determine which investors will back the loan request and what type of terms you can expect to receive. Only investors can see the grade, not the borrowers, and grades are based on credit history.

Step 4: Once your loan is approved you should carefully read the terms of the loan offer to understand what it entails. Based off of the approved loan amount you should be able to see what your monthly payments are.

Loan Terms

Typical loan terms range from 36 - 60 months with an APR ranging from 6.95% - 35.89%* , and borrowers can request anywhere from $1,000 – $40,000. A P2P Lending market place allows investors to invest in these loans with different terms.

Fees

One downside to LendingClub is the fees structure. Many other lenders do take fees, though, so LendingClub is not alone in this practice. Some of their standard fees include:

  • Origination fee: 1% - 6%
  • Late fee: 5% of payment due or $15, whichever is greater
  • Check processing fee: $7
  • Unsuccessful payment fee: $15

Repayment Terms

  • Flexible terms of 36 or 60 months
  • Late payment fees apply
  • Freeze loan for 3 months if you can’t make payments

LendingClub offers access to flexible repayment terms with plans available for either 3 or 5 years. As mentioned, there is a late payment fee for missed payments or payments that are put through too late to be processed on time. However, LendingClub offers a generous Hardship Plan to its borrowers. The Hardship Plan allows borrowers to freeze their loan for up to 3 months during difficult financial times such as unexpected debt, medical bills, or loss of income or employment. Borrowers will still have to pay the interest payments each month, but that is significantly less than the overall monthly amount due.

Privacy & Security

Each page on LendingClub's website is VeriSign Secured, and all transactions are TRUSTe certified. Additionally, it is a publicly traded company, so there is a lot of information about the company available to the public (such as financial records, reports, and statistics). This kind of public identification ensures that LendingClub is maintaining all the legal requirements, making them a reliable and safe alternative to some of the more anonymous or lesser-known competitors.

Customer Service

LendingClub provides customer service via email as well as phone support, which is available Monday-Friday 6:00am - 5:00pm PT and Saturday 8:00am - 5:00pm PT. Additionally, there is a thorough FAQ section that is neatly broken down into categories. There is also a search function to help facilitate faster answers.

Summary

With the flexibility of long repayment terms, a thoughtful Hardship Plan, and good loan terms overall, LendingClub is a good option for personal loan needs. If time is not of the essence, and you are looking for a reliable loan service, LendingClub is the choice for you.

FAQs

Does LendingClub charge any fees?

LendingClub charges the following fees: origination fee from 1%-6% of the loan, a late fee of 5% of the payment due or $15 (whichever is higher), a check processing fee of $7, and an unsuccessful payment fee of $15. If you decide to pay off your debt early, you’re in luck as there are no prepayment penalties.

What type of credit do I need? 

You don’t need especially high credit to get a loan through LendingClub. The company expects a minimum credit score of 600, and will also check that you have a credit history of 3 years. LendingClub will require a soft credit pull, which won’t affect your rating. The company also works with people with a debt-to-income ratio of up to 40% which is considered high. The bottom line - LendingClub can facilitate loans for people who may have gotten shut out elsewhere, though you’ll want to remember that this tends to mean that you’ll get less favorable loan terms.

How can I use my loan?

For the most part, LendingClub doesn’t restrict how you use your loan. Through LendingClub you can get a personal loan for $1,000 to $40,000 that you can use for just about anything - consolidating debt, paying off credit cards, sudden home repairs, a destination wedding, you name it. That said, the company stipulates on its website that the loans can’t be used for making investments (such as in securities or cryptocurrency), for higher education, gambling, or for anything illegal.

How long will it take to receive my funds?

Typically, users can make it through the entire application, approval and funding process within about 3 days, though in some cases it may take longer. After finishing your online application, when you loan is approved and backed by investors it will be electronically deposited in your bank account. Your bank may take a couple days on their end to approve the deposit. If you want to expedite the process - or prevent any unnecessary delays - make sure to get all your paperwork in order ahead of time.

Physical Address

595 Market Street Suite 200,

San Francisco,

CA 94105

LendingClub LendingClub View Rates

Disclaimers

All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 6.95% to 35.89%. The origination fee ranges from 1% to 6% of the original principal balance and is deducted from your loan proceeds. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. The average origination fee is 5.49% as of Q1 2017. In Georgia, the minimum loan amount is $3,025. In Massachusetts, the minimum loan amount is $6,025 if your APR is greater than 12%. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long term visa and at least 18 years old. Valid bank account and Social Security number are required. Equal Housing Lender. All loans are subject to credit approval. LendingClub’s physical address is: 595 Market St suite 200 San Francisco Ca 94105.

**Based on approximately 60% of borrowers who received offers through LendingClub’s marketing partners between January 1, 2018 to July 20, 2018. The time it will take to fund your loan may vary.

†Per reviews collected and authenticated by Bazaarvoice in compliance with the Bazaarvoice Authentication Requirements, supported by anti-fraud technology and human analysis. All reviews can be reviewed at reviews.lendingclub.com



BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

LendingClub
LendingClub
ExcellentReviews 2,296
Visit Site

Top 5 Debt Consolidation

Freedom DR

Freedom DR

Visit Site
ClearOne Advantage

ClearOne Advantage

Visit Site
Accredited DR

Accredited DR

Visit Site
Fast Track Financial

Fast Track Financial

Visit Site
CuraDebt

CuraDebt

Visit Site

Trustpilot reviews

See what some costumers are saying about LendingClub
LendingClub
ExcellentReviews 2,296
on
Excellent
89%
Great
6%
Average
1%
Poor
0%
Bad
4%
  • author
    Joseph Henry
    12 hours ago
    Great service

    It always a pleasure to reach out to Lending Club management. The employees have a great understanding in regard to customer services. They respond to request extremely quick.

    ...

  • author
    J L
    19 hours ago
    They did a very good job at quickly…

    They did a very good job at quickly processing this loan from start to end. Very easy and pleasant.

    ...

  • author
    Duron Jones
    20 hours ago
    Was quick and easy to gain approval for…

    Was quick and easy to gain approval for the funds. Received the funds sooner than they quoted and had clear and reasonable repayment terms.

    ...

  • author
    Suleika Enriquez
    a day ago
    The process was easy

    The process was easy, and the funding was quick. I highly recommend Lending Club!!

    ...

  • author
    CARVIN STUART THOMAS
    a day ago
    Excellent customer service and…

    Excellent customer service and processing of loan application exceedingly efficient

    ...

  • author
    Carol Watkins
    a day ago
    Loan process was easy to do

    Loan process was easy to do. There was one hick-up in the process. The first attempt to deposit the money in my bank account was returned because the deposit was coded wrong. Got that fixed and received my money yesterday.

    ...

  • author
    Ruth Ann Livoti
    a day ago
    So far so good

    So far so good, I haven't made a payment yet, but the process was really simple. I received my money quickly, and Lending Club is very good about keeping you updated. Would definitely recommend Lending Club.

    ...

  • author
    Ray W.
    a day ago
    I was impressed with how easy it was

    I was impressed with how easy it was. From the beginning to the end, it went smoothly. I would recommend Lending Club over any of the others and I checked them all. The rate was better and the communication and process was great and really simple.

    ...

  • author
    Big Leto
    a day ago
    Quick and efficient they came through…

    Quick and efficient they came through when I needed it

    ...

  • author
    A G
    2 days ago
    I applied for a loan with this company…

    I applied for a loan with this company and told everything was good. They wanted a credit card statement to verify my address. I provided this, then they said that would not work. I talked with them and they said wanted a utility bill, I asked if a cable bill would work and they said yes. So I provided a copy of my cable bill. Then they called me and told me that would not work either. I asked them what else they wanted, they asked for a cell phone bill. So, I provided my cell phone bill. I am nowe being told i am not approved because I did not provide the documents to verify my address when I have provided everything they have asked for.

    ...

  • author
    Marie Augustave
    4 days ago
    The process was very quick and I get…

    The process was very quick and I get the money in a timely manner.

    ...

  • author
    Clifton Rider
    Oct 16, 2021
    You Guys are the best

    You Guys are the best, always 100% satisfaction this will be the second time I appreciate it it’s a pleasure doing business with you unlike some of the banks thank you again Cliff Rider

    ...

  • author
    bene_dee
    Oct 16, 2021
    I did not expect much

    I did not expect much. I needed a new roof before the rain arrives this year. Lending Club came through and after reviewing my credit history, they approved a loan so I can get that new roof. Thank you Lending Club.

    ...

  • author
    Keith Johnson
    Oct 15, 2021
    Im glad up helped me out

    Im glad up helped me out. I have been a good customer in the past.. Why shouldn't you. Im a little spread out right now and your help will get me back in check. Thanks a million... .no thanks a 20k

    ...

  • author
    Jeremy Snyder
    Oct 15, 2021
    Thank you! The best lender around!!

    It's amazing how easy the application process online really is!! The communication is first rate! This lender is the best!!! Thank you so much!!

    ...

  • author
    Maclalena Asher
    Oct 15, 2021
    Wonderful experience

    Easy application to apply also a very speedy response back wonderful rates excellent company when I get ready to buy my home this is who I'm going through!

    ...

  • author
    Shannon
    Oct 15, 2021
    Such a quick and easy process

    Such a quick and easy process, very user friendly!

    ...

  • author
    Carrie Young
    Oct 15, 2021
    It’s so fast and easy to get a loan…

    It’s so fast and easy to get a loan with Lending club. I paid off my first loan and was in need of another and I got an email with two loan offers within 24 hours I submitted my application and within two days it was approved and the funds deposited the following day!!!

    ...

  • author
    LosAngelesPat
    Oct 14, 2021
    My 2nd Loan with LendingClub

    On the 1st of next month, I pay off my 1st load with LendingClub... And beginning on the 7th, I start payments on my 2nd load... This loan wasn't as much as the first one, but I had some emergency expenses come up... and who do I call.. NOT Ghost Busters... LendingClub... As smoothly as the first loan, was approved and had the money in my checking account in just a few days... Hopefully, when this Loan is paid off, I'll have monies to invest in LendingClub...

    ...

  • author
    Alan
    Oct 14, 2021
    Second Time Around

    I was introduced to the company a couple of years ago. Was approved in a couple of days and they got all my bills paid and we were able to get our lives back. Now that Covid is almost over (fingers crossed) we had to rely on Lending Club once again. This time went faster than the first time and we had our money in 24 hours. We will always use Lending Club in the future.

    ...

  • author
    Consumer
    Oct 14, 2021
    Surprisingly I had a great experience

    Surprisingly I had a great experience. It was seamless. I applied and two days later I saw the funds in my account. It helped that I had a prior loan with LC with no late payments. I would recommend LC to any and everyone!

    ...

  • author
    Lee b Holloway
    Oct 14, 2021
    This is my second loan with this…

    This is my second loan with this company. No problems whatsoever. I got my loan in a timely manner.

    ...

  • author
    Tom Mccarthy
    Oct 14, 2021
    I HAVE USED THE LENDING CLUB FOR…

    I HAVE USED THE LENDING CLUB FOR SEVERAL LOANS OVER SEVERAL YEARS--THEY MAKE THE PROCESS EASY AND FAST--THEY ARE GREAT-

    ...

  • author
    Carol Kindle
    Oct 14, 2021
    Great experience

    Great experience. No hassle, competitive rates. This is the second experience i have had with Lending Club and i am hoping it will go as well as my first.

    ...

  • author
    anthemsc
    Oct 14, 2021
    Definitely a great first experience

    Definitely a great first experience. I needed funds fast due to an unexpected cross country move and it was a easy process.

    ...

  • author
    Marianne Everling
    Oct 14, 2021
    Recommendation

    Hi, thank you for making my loan experience easy and hassle free, and for keeping me updated as to the status at all times! I will definitely recommend you to any one I know that needs a loan!

    ...

  • author
    LW
    Oct 14, 2021
    Easy and fast

    The application and process was very easy and fast. Received money within 48 hours.

    ...

  • author
    Gokhan Ekici
    Oct 14, 2021
    Thank you

    Thank you ! Just in time you saved me, great ! Nice doing business with you, your loan saved me....

    ...

  • author
    Derek Flemington
    Oct 14, 2021
    How Lending Club became my preferred lender

    This loan application process was quick and easy. I really got the feeling that the Lending Club wanted to lend me money and wanted my business.

    ...

  • author
    Michael
    Oct 14, 2021
    LendingClub,

    LendingClub, I have used them in the past. Rates are Good. Service is Good and fast when needed the most.

    ...

  • author
    Don Rains
    Oct 14, 2021
    Long Time Coming

    Lending Club has been after my personal loan business for years. Much to my surprise and regret, that I did not use their services years ago, I secured a loan that had the best rate ever and the ease of application and approval time was fantastic. I'm a TRUE believer and forever customer. Thanks LendingClub.

    ...

  • author
    James Herrin
    Oct 13, 2021
    This will be my third loan through…

    This will be my third loan through Lending Club good place easy process easy people to talk with would recommend them

    ...

  • author
    david aguayo
    Oct 13, 2021
    Individual customer

    Great company to work with prompt and quick very nice and friendly

    ...

  • author
    Michael Brunyansky
    Oct 13, 2021
    the loan prosess was fine

    the loan prosess was fine. then before receiving the funds i realized that i did not need the loan. i called and cancelled the loan. the person on the phone cancelled it. she explained everthing. i waited to see the money removed. the loan was not cancelled. i had to recall to get a follow up. the reqest was sitting in hold file. the second call did work. things are good. i would recomend lending club f

    ...

  • author
    Dale Ramey
    Oct 13, 2021
    No hassle loan

    I had my first loan from Lending Club and paid it off. Lending Clubs on line site made it very easy to complete an application for a new loan. It had easy to follow instructions and my loan was approved and the money in my account in a couple of days.

    ...

  • author
    Mazie Parkmond
    Oct 13, 2021
    Another Great Experience!

    I always have a good experience with Lending Club and am so grateful that they are available to help me when I need to make a purchase. I get the money into my account quickly and I like that I am able to pay automatically through bank drafts.

    ...

  • author
    Arlene Colantuono
    Oct 13, 2021
    Such a great pleasure & experience…

    Such a great pleasure & experience getting a loan with Lending Club. No pressure or convincing me to refinance my home. All I wanted it due is to pay off my credit cards at a much faster rate & lower interest. I was approved right away. The money was in my account within a couple days. I would highly recommend Lending Club to anyone who is interested. A plan on spreading my great experience to anyone interested in getting a loan. Thanking you for accepting me.

    ...

  • author
    Ricky Sep
    Oct 13, 2021
    Thanks for the approval on my loan was…

    Thanks for the approval on my loan was easy and fast ..

    ...

  • author
    Evan Throckmorton
    Oct 13, 2021
    Was given a great quote

    Was given a great quote, the process took literally minutes, I was approved and the money took less than a week to get to my accounts. I’m finally free from the chains of paying off credit card debt, which could have taken me ten years to pay off. Now I have a consistent monthly payment that I can keep track of that won’t feel like every time I take a step forward, I then take two steps back thanks to interest charges.

    ...

  • author
    Greg Scott
    Oct 13, 2021
    Working with the Lending club was quick…

    Working with the Lending club was quick and easy, submitted my information and got my loan in 3 days. Terms are good and it's now my only bill besides my car payment, wonderful, so tired of paying all those high interest bills every month and watching the balance barely move, thanks Lending Club

    ...

  • author
    James Nelson
    Oct 13, 2021
    The service loyalty is made of

    Far exceeded any other service I considered. And the service was in fact phenomenal. They did everything a company should do to earn customer loyalty, and also helped improve my life when other banks and credit companies treated me like I was just a number, with numbers

    ...

  • author
    Lori Rose
    Oct 12, 2021
    I wish I had done this years ago!!

    I wish I had done this years ago!!! Words cannot describe how easy it was to go through the Lending Club loan process!! What a relief to see zero balances on my high interest rate cards and know that my one simple payment every month is working towards a goal. There is a light at the end of the tunnel. Lending Club is professional and has a positive vibe, once your account is set up you have access to many tools, including an awesome blog. I could go on and on but will leave it at “call now”!!!!!! You will be glad you did!

    ...

  • author
    Jane Rodman
    Oct 12, 2021
    Best ever!

    This had to be one of the best experiences ever. Easy and quick!

    ...

  • author
    Sandy
    Oct 12, 2021
    Entire process was quickly handled…

    Entire process was quickly handled getting my loan in 2 days.

    ...

  • author
    David
    Oct 12, 2021
    Thank you

    Thank you , Loan was fast no hiccups and very easy and simple to apply . In a matter of 10 minutes was approved and loan was in my account less than 24 hours later.

    ...

  • author
    Brenda Craig
    Oct 11, 2021
    Great service

    Great service! No hassle...

    ...

  • author
    Sangeetha
    Oct 11, 2021
    Quick response

    Quick response, on-time application processing and easy customer service.

    ...

  • author
    Ekaterina Maltsev
    Oct 11, 2021
    Great service!

    Great service! The loan processing time was very quick and turn around for approval super fast too! The funds were available almost right away! Thank you for helping out!

    ...

  • author
    Marcia Montes
    Oct 11, 2021
    Quick and easy!

    Quick and easy!

    ...

  • author
    Marcia Janssen
    Oct 10, 2021
    They were very helpful and fast

    They were very helpful and fast. I like the fact that you can pick the length of the loan and the day that you want to make the payment. I give them a five star rating.

    ...

  • author
    Anita Slater
    Oct 10, 2021
    Got what I needed right when I needed…

    Got what I needed right when I needed it. Did exactly what they said they would do. Very Reliable. Highly Recommended!!!

    ...

  • author
    Roger Stewart
    Oct 10, 2021
    Great experience

    Fast service, great rates...

    ...

  • author
    Lorring Jess
    Oct 09, 2021
    Thanks alot lending club for once again…

    Thanks alot lending club for once again being there for me, I've paid off my major debt, now I can begin to breathe once again.

    ...

  • author
    Mary Brown
    Oct 09, 2021
    Leading club is the best place to ask…

    Leading club is the best place to ask for consolidate loan bec they are quick n easy I get mine 2 day after

    ...

  • author
    Tina Eddins
    Oct 09, 2021
    I love Lending Club

    I love Lending Club. This is my second loan with them. I had no issues and I recommend them to anyone needing a zero-hassle loan.

    ...

  • author
    Bryan whitlow
    Oct 09, 2021
    Quick easy and painless.

    Quick easy and painless. Did it all with my phone.

    ...

  • author
    Milton
    Oct 09, 2021
    it was easy for me got the offers from…

    it was easy for me got the offers from credit karma applied and in a few days i got approve help me out a lot

    ...

  • author
    Jyslinn
    Oct 09, 2021
    Emergency taken care of

    When an emergency came up, I needed to find a loan quick. Lending Club was quick and efficient and didn't make me feel as if I was jumping through a hundred hoops. The auto-pay helped a lot. I definitely will recommend this company if anyone needs a loan quickly and with no hassle.

    ...

  • author
    William Toler
    Oct 09, 2021
    Always a positive loan experance

    Always a positive loan experance, this is my fourth loan. Process is quick, fair, and easy. Thank you Lending Club.

    ...

  • author
    Lucy Reynolds
    Oct 09, 2021
    Goodbye credit card debt.

    The whole process from start to finish is simple. Just received our second loan to consolidate credit cards and have saved thousands in interest. Kept the term short to pay off quickly. Lending Club has helped us be more control of our debt with terms that we can manage. I finally see the end in sight.

    ...

  • author
    Dev Tiwari
    Oct 08, 2021
    The process was seamless and very fast

    The process was seamless and very fast. Highly recommend to everyone in need of a loan.

    ...

  • author
    Ed
    Oct 08, 2021
    Excellent service

    Excellent service. As a repeat customer getting a new loan, the service could not have been better. Received approval and dispersal of funds within 24 hours.

    ...

  • author
    Carole Lewis
    Oct 08, 2021
    I love this company

    I love this company. Applying was quick and easy. Within hours, I knew that I had been approved. The next day, the money was in my account.

    ...

  • author
    Serbia Suze
    Oct 08, 2021
    Stop sending your spam to my home.

    Stop sending your spam to my home.

    ...

  • author
    mike green
    Oct 08, 2021
    Forever greatful to be part of and…

    Forever greatful to be part of and customer to such a great service. I love lending club. Thank you so much!!!

    ...

  • author
    Josue Piste
    Oct 08, 2021
    Applied online

    Applied online. With in 10 minutes I was approved. Money hit my bank account 1 day later and 3 days later hit the rest of my credit cards. Highly recommend!!!!

    ...

  • author
    Tyrone Conard
    Oct 07, 2021
    Lending Club has been great to me

    Lending Club has been great to me. I would recommend them for anyone seeking a personal loan.

    ...

  • author
    David Jimenez
    Oct 07, 2021
    In control

    Learning too lead a long needed financial plan Lending Club is the cash choice.. thanks again David Jimenez.

    ...

  • author
    Tony G
    Oct 07, 2021
    So Far I couldn't be Happier

    So Far I couldn't be Happier! I had some unexpected Expenses ( new car engine) that used up my Savings (that were going to pay off credit card balances) So I chose Lending Club Option.

    ...

  • author
    Cedrick Miller
    Oct 07, 2021
    This was such a wonderful experience

    This was such a wonderful experience. Everyone I dealt with had absolutely great customer service. I was pleasantly surprised by the way I was taken care by every individual that I had to ask questions about or needed information on something.

    ...

  • author
    Duane Bryant
    Oct 07, 2021
    Amazing

    Amazing, easy and fast process

    ...

  • author
    SD
    Oct 07, 2021
    Extremely Happy

    At first when I viewed the loan I closed it and thought this is going to take forever to fill out and probably will be denied. Even though I thought my income would be somewhat sufficient, I thought my credit score will hurt me. I decided to attempt the process and it was the easiest ever to complete. I was approved right away for exactly what I requested and my monthly payments I received is so affordable. Now I can have a peace of mind and the heavy load was lifted off my shoulders. Thank you so much LendingClub. I would highly recommend for anyone to apply.

    ...

  • author
    Estee Creel
    Oct 06, 2021
    Easy quick

    Easy quick, peace of mind , second time using, highly recommend

    ...

  • author
    Got One
    Oct 06, 2021
    they are the best lending club company…

    they are the best lending club company so far they help me get a loan to get out of another debt i had with out income proof wow i really appreciate it it really help me with my debts

    ...

  • author
    abc denver limousine
    Oct 06, 2021
    Excellent

    Perfect, as usual, great experience with you Thanks for your help

    ...

  • author
    rmigs
    Oct 06, 2021
    Easy

    Easy, quick, simple!

    ...

  • author
    Laura Lowe
    Oct 06, 2021
    Very helpful with my credit card debt…

    Very helpful with my credit card debt consolidation! Very fast application process and had money directly deposited within days.

    ...

  • author
    Lesley Koz
    Oct 06, 2021
    Easy peasy!

    Easy peasy! I paid off my 1st loan and got a 2nd to consolidate my credit cards. It took about 5 minutes to fill out my info and was approved and money was in my account 2 days later! I got an excellent rate for 36 months too. This not only improved my credit rating by paying off my credit cards, it also put me in a higher category for Credit Karma. Totally happy with Lending Club.

    ...

  • author
    James Lockey
    Oct 06, 2021
    Language barrier

    Language barrier. But at the end it all worked out. We all have to start somewhere. Patience is more important now than ever before. I will recommend you to others. Thanks

    ...

  • author
    Veronica Campos
    Oct 06, 2021
    this is the first time I have applied…

    this is the first time I have applied for a loan to consolidate my credit cards. it was fast and easy. I will definitely be referring Lending Club to my family and friends.

    ...

  • author
    Mickey Henley
    Oct 06, 2021
    THANK YOU FOR SUCH A RAPID RESPONSE!

    I love the rapid way that you guys responded to getting me the money...I have had a hard time the past year, my little brother was beat to death for his medication. He had NO life insurance so his funeral was more than expected, this loan gives me a chance to give him a headstone! THANK YOU FOR YOUR HELP, I set up for automatic payments to be deducted from my account at the bank! Thank you, again and God Bless your company!

    ...

  • author
    craig tuley
    Oct 05, 2021
    Returning customer

    Returning customer applied for loan and was approved within minutes and loan was in my bank account within 2days.

    ...

  • author
    Ginger Day
    Oct 05, 2021
    This loan is expensive

    This loan is expensive, but necessary for my piece of mind. No other lender will loan $20K unsecured to a run of the mill widow who wants to fix a few things in her 100 year old house. The process took a week after application, and the money was in my bank. LC did not ask questions, I was free to do with the money what I wanted. This is my second loan with them. The first was to redo a kitchen and bath. No one else would lend me what I needed. My credit is decent, but to secure a home equity loan is jumping through hoops with tons of paperwork. While they do charge fees for granting the loan, and high interest, they are easy to deal with. Online communication has improved over the last 3 years, best way to ask questions. I will probably do this one more time.

    ...

  • author
    Ronald
    Oct 05, 2021
    Lending Club always help me when I am…

    Lending Club always help me when I am in need. I had a loan from Lending Club before and paid it off early. Now, they gave me a loan to consolidate some bills. Thanks Lending Club!

    ...

  • author
    Ron
    Oct 05, 2021
    Lending club was fast and did what they…

    Lending club was fast and did what they said. Thank you!

    ...

  • author
    Garry Jordan
    Oct 05, 2021
    Extremely easy start to finish

    Extremely easy start to finish! A pleasure to work with. Approval was fast and money was direct deposit very next day. Highly recommended.

    ...

  • author
    ike milkin
    Oct 05, 2021
    Quick application process

    Quick application process, quick review and success. Thank you.

    ...

  • author
    JORGE DEL VILLAR
    Oct 04, 2021
    Great lending club soon as I pay this…

    Great lending club soon as I pay this 10000 loan will get another to buy me a nice truck thanks guys

    ...

  • author
    Stevie
    Oct 04, 2021
    You guys did great I just wished I…

    You guys did great I just wished I would have made it a $7000 loan instead of $5000 thought that would pay off all my bills but it did not so I’m not sure if I would be able to add to that or not thank you

    ...

  • author
    Linda Jackson
    Oct 04, 2021
    I have always used Lending Club when I…

    I have always used Lending Club when I had a need to do so. I had my funding within two days. I can not express how I am so greatful for Lending Club.

    ...

  • author
    Carl Love
    Oct 04, 2021
    Lending club made it fast and easy for…

    Lending club made it fast and easy for me to get a loan at great rates.

    ...

  • author
    Earnestine
    Oct 04, 2021
    The process for obtaining my loan was…

    The process for obtaining my loan was so quick and easy, everything done from my phone. I have been a customer of Lending Club for several years now and highly recommended them to anyone needing a loan for any amount or reason.

    ...

  • author
    Marilyn White
    Oct 04, 2021
    I appreciate the help getting my…

    I appreciate the help getting my finances on track.

    ...

  • author
    mary long
    Oct 04, 2021
    I was looking to find a little loan to…

    I was looking to find a little loan to pay off a few credit cards off, so, I tried Lending, application was so easy and fast,then I was approved, money was in my account in a few days. So happy! I would reccomend anyone who's looking for a loan to try Lending Club. Thank you Lending Club!

    ...

  • author
    Jamie “Fletcher_” Butler
    Oct 04, 2021
    This process was so quick and easy

    This process was so quick and easy! 10/10 - I no longer dread the loan process, it has been an awesome experience. I would refer anyone to use lending club!

    ...

  • author
    David Kanute
    Oct 04, 2021
    Great experience with lending club

    Great experience with lending club, and their website is easy to use

    ...

  • author
    Ronald
    Oct 04, 2021
    Got it done!!!

    Got it done!!! Thanks

    ...

  • author
    Michael Taylor
    Oct 03, 2021
    I applied and was approved and money in…

    I applied and was approved and money in the bank in just a few days and a better interest rate than my credit cards

    ...

  • author
    Jeff
    Oct 02, 2021
    Amazing and fast

    Amazing and fast. I needed some relief right away and it was handled professionally and expeditiously.

    ...

  • author
    Julie Paul
    Oct 02, 2021
    Impressive Service

    This was by far the easiest financial move that I have made. They made it simple & FAST. Thanks so much!!

    ...

    site logo

    Copyright © 2009-2021 Natural Intelligence Ltd. All Rights Reserved.

    By using our content, products & services you agree to our Terms of Use and Privacy Policy.

    • About Us
    • Cookie Policy
    • Terms of Use
    • Partner with us
    • Privacy Policy
    • Contact

    Designed to help users make confident decisions online, this website contains information about a wide range of products and services. Certain details, including but not limited to prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice. Though based on meticulous research, the information we share does not constitute legal or professional advice or forecast, and should not be treated as such. Company listings on this site DO NOT imply endorsement. We are not a loan provider or a broker and we do not offer loans or mortgages directly to end users, but only allows users to match with lending partners and platforms that may extend a loan. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. Any matching request submitted through our website does not constitute a loan application and you will have to submit a loan application to the respective lender before the lender provides you with an actual offer. We do not warrant that you will be approved for a loan, nor that you will be offered a loan with the same terms presented on our website.

    Reproduction in whole or in part is strictly prohibited.