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9,827 Reviews

Accredited Debt Relief Review

Written by
Danielle Greving
Danielle Greving is a tech and finance writer at BestMoney.com, specializing in personal loans and mortgages. Her work has appeared in MoneyTips, CoinMarketCap and GraniteShares. An avid traveler and former ESL teacher, Danielle blends technical and financial knowledge into accessible insights for everyday readers.

November 13, 2025

2 min

accredited-debt-relief

Accredited Debt Relief Summary

Accredited Debt Relief is a service that helps people consolidate debt, lower monthly payments, and reduce their debt so they can get out of debt faster and more affordably. This company works with unsecured debts and offers a free consultation to determine eligibility and customize a debt savings plan for every applicant.

Accredited Debt Relief Pros & Cons

Pros

No upfront fees
Phone, email, and chat support 7 days a week
Consolidate your debts

Cons

Recommended for $20,000 or more in debt
Not available in all 50 states
accredited-debt-relief

Accredited Debt Relief at a glance

9.2
Editorial score

Online experience

Easy-to-use form, FAQs, program information, mobile app for clients
10.0

Customer services and support

Multiple ways to contact customer support, a wide range of hours
8.0

Geographical availability

The program is available in 29 States
8.0

Types of debt covered

Unsecured debts
10.0

Repayment flexibility

Offers flexible, personalized debt help plans
10.0

Why Go with Accredited Debt Relief

Accredited offers straightforward solutions that can help you get immediate financial relief by significantly lowering your monthly payments. They provide a free consultation with a Consolidation Specialist who will review your debts and determine how much you could save with their program.

The program is recommended for those with at least $20,000 in unsecured debt. Typical clients complete the program in 24 to 48 months.

Accredited’s personalized process sets it apart. Your monthly payments will be tailored to meet your financial needs. Also, the customer support team will help make accommodations if you need to change a payment while you are in the program.

You can also monitor your account and make payments through a secure online Client Dashboard. Accredited’s customer support team is available 7 days a week via phone, chat, or email if you need assistance.

Another reason to choose Accredited is its reputation. They are American Fair Credit Council members, have an A+ rating with the Better Business Bureau, and have earned a 4.9/5 rating on Trustpilot from over 4,800 reviews.

What’s Offered

  • Debt consolidation with affordable monthly payments

  • Free initial consultation and savings estimate

  • Phone, chat, and email support 7 days a week

  • Online Client Dashboard and mobile app for monitoring enrolled accounts

Accredited has a strong reputation that includes:

  • A+ rating from the Better Business Bureau

  • 4.9/5 stars on Trustpilot from more than 4.5k reviews

  • Membership in the American Fair Credit Council

  • Membership in the Association for Consumer Debt Relief

Drawing on its experience in financial services, the company:

  • Significantly reduces your monthly payments (potentially saving you hundreds of dollars)

  • Consolidates your monthly debt payments

  • Helps you get out of debt in 24 to 48 months

Types of Debt Covered

Accredited Debt Relief helps with unsecured debts, including personal loans, medical debt, and credit card debt.

Site Security

Accredited Debt Relief’s online Client Dashboard and mobile app are secured with SSL, and your funds are kept in an FDIC-insured account. All client data, including financial data, is encrypted for storage on Accredited Debt Relief’s servers.

Help & Support

Accredited Debt Relief offers phone, chat, and email support 7 days a week. We found the customer service team to be very knowledgeable and willing to help.

Address

Mailing Address

Accredited Debt Relief, P.O. Box 660442, Dallas, Texas 75266-0442

Offices

9525 Towne Centre Drive, Suite 100

San Diego, CA 92121

1401 Enclave Parkway, Suite 200

Houston, TX 77077

Contact Details

Hours of Operation:

Monday - Friday, 8:00 AM - 11:00 PM EST

Saturday - Sunday, 8:00 AM - 10:00 PM EST


Talk to a Consolidation Specialist: 855-707-6222

Email: customerservice@acrelief.com

Summary

Accredited Debt Relief is an excellent option if you have multiple unsecured debts and are struggling to keep up with your bills. The application process is fast, easy, and transparent. Accredited’s customer service team is highly knowledgeable and available to answer your questions. If you have over $20,000 in debt, we recommend requesting a free consultation with Accredited Debt Relief.

Top 5 FAQs About Debt Consolidation
Is debt consolidation worth it?
If you carry a large amount of debt across different credit cards or loans, debt consolidation may help you lower your monthly payments and interest rates and may help you pay off your debt sooner.
How does debt consolidation affect your credit?
While initially taking out a debt consolidation loan may show up on your credit report as a new inquiry and may cause your score to temporarily drop, you can raise your credit score by paying your bills on time each month and lowering your total debt.
How do I qualify for a debt consolidation loan?
To qualify for a debt consolidation loan, you’ll need to meet certain criteria, such as a credit score of at least 670, an ability to prove income, and a government-issued ID. You may also need to have a certain debt-to-income ratio or other qualifications. Each lender may have its own criteria to approve loan applications.
What is the best way to consolidate debt?
You can consolidate multiple loans and credit card balances by taking out a debt consolidation loan. You then use the loan to pay off previous balances, leaving you with one single monthly payment and interest rate.
How much does debt consolidation cost?
Each debt consolidation lender may charge loan origination fees and other fees. The interest rate you pay will depend on the lender’s rates, your credit score, and your debt balance.
Written byDanielle Greving

Danielle Greving is a tech and finance writer at BestMoney.com, specializing in personal loans and mortgages. Her work has appeared in MoneyTips, CoinMarketCap and GraniteShares. An avid traveler and former ESL teacher, Danielle blends technical and financial knowledge into accessible insights for everyday readers.

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Trustpilot reviews
See what some customers are saying about Accredited Debt Relief
Excellent • reviews 9,827
on
Excellent
91%
Great
5%
Average
1%
Poor
0%
Bad
2%
We upload 100 to 400 Trustpilot reviews to our website daily, displaying them by default from "best" to "worst". You have the option to adjust the sorting criteria. If you wish to see all reviews, you can visit Trustpilot's website here.
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Nate Burns
1 day ago
Justin was great with giving me my…
Justin was great with giving me my options and working to find the best solution. He understood my position and hesitation and patiently talked me through every step and answered every question. I look forward to working with him more while getting dedt free!
Tr
Trumaine
2 days ago
I was skeptical at first just because…
I was skeptical at first just because I’ve never gone through anything like this before. After calming my nerves down the experience is what you make it. Be consistent and trust the process.
Kelly May
2 days ago
Anthony Muscat was SO helpful and…
Anthony Muscat was SO helpful and caring!!
Sa
Sandra
2 days ago
Very easy and they explain everything…
Very easy and they explain everything in detail. Great with my questions too.
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