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GuideToLenders Review
Reviews 50
GuidetoLenders
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GuidetoLenders
GuidetoLenders
Excellent
Reviews 50
Bestmoney Staff
May. 17, 2021
2 min read
BestMoney Staff
GuidetoLenders Summary
Founded in 2005, GuideToLenders is dedicated to helping customers find the right financing solution. While it does not originate loans, it has helped customers access over $16 billion in funds since its establishment, all free of charge. It provides a simple application that connects you to a broad network of well-respected lenders while letting you find the right match for you.

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Suitable For?

GuideToLenders is ideal is ideal if you’re looking to finance projects that require quick funds to be repaid later. It doesn’t limit the purpose of loans you can apply for and it's a great option if you prefer to evaluate your options carefully before getting a loan. GuideToLenders works with a community of established loan providers, and the simple application is a great way to shop around without having to visit every single lender individually.

Loan Features

While GuideToLenders is not directly a lender, its loan partners work with borrowers with a wide range of credit scores and qualifications. If you are working to improve your creditworthiness you can find a loan even when other providers may turn you down. GuideToLenders doesn’t charge fees for services, letting you complete your loan application without an obligation to accept any terms offered by its partners. It also offers a host of educational resources including articles and guides on personal loans, the basics of financing and budgets.

Highlights for GuideToLenders

  • An extensive network of reliable loan providers
  • Good range of loan amounts and terms available
  • No charges for applying or finding a loan
  • Single application for preapproval and matching
  • Compare different offers in a single location
  • Strong educational resources for prospective borrowers
  • Borrowers with all credit backgrounds welcome to apply
  • Flexible loan purposes

The Application Process

Applying for a loan with GuideToLenders is a streamlined process. To get started, you fill out a single form to receive pre approval. This initial step asks for basic information including contact details, financial history, and specifics relating to employment. You’ll be asked to provide:

  • Employment status
  • Annual income
  • Date of birth
  • Contact information such as phone number and email
  • Zip code and basic geographic information

In order to qualify you need to meet the following requirements:

  • Be a US citizen or legal permanent resident
  • Be 18 years or older
  • Have a verifiable bank account
  • Have a steady source of income

Additionally, you may be required to present more information and meet further qualifications by the loan provider you eventually choose to work with.

Once the application process is complete, you’ll be matched with several potential lenders to effectively compare your options side-by-side. When you agree to terms with a provider, you’ll complete the application process directly with the selected lender. It is important to note that at this step GuideToLenders will no longer be involved in the approval process as it only works to connect lenders to prospective borrowers.

Loan Terms

Unlike many direct lenders, GuideToLenders gives customers choices. It does not originate its own loans, but it does have a network of reliable lenders who specialize in a variety of fields, from medical loans to auto repair. Thanks to this strong network, you can find a loan that is tailored to your needs while benefiting from competitive rates due to the number of available alternatives. When you receive approval through GuideToLenders, you are immediately matched with several prospective lenders who will extend potential offers. 

Some of the higher loan amounts offered are only available to customers with excellent credit, but the company’s partners offer a wide enough range that any borrower can find a useful loan with little trouble.

Repayment Terms

You can choose from a substantial range of available loan terms and amounts with GuideToLenders’ partners. The lender network offers loan terms that start as low as 24 months and go up to 84 months. Additionally, you can request as little as $1,000 or as much as $40,000. It is important to note that not all lenders in the network offer the same terms, and that loan specifics are always determined by the loan provider once you’ve accepted a term sheet.  

Privacy & Security

GuideToLenders is very transparent about what personal data it collects and what it’s used for. Furthermore, it doesn’t share information with any unauthorized third parties outside of its service partners. It does collect some non-identifiable information to improve services, but all information transmitted to the online site is secured using industry-standard safety measures and encryption protocols.

Help & Support

Getting in touch with GuideToLenders is as simple as filling out an email ticket on the website. There is no option to call or live chat, but email queries are usually answered in as little as one business day.

Pros and Cons

There are some areas where GuideToLenders could improve its service:

  • The website is challenging to navigate at times
  • There is a lack of representative information on interest rates and terms from all the partners in the network 
  • Customer service is lacking a live chat or phone option

Even with a few minor drawbacks, GuideToLenders has plenty of advantages:

  • It offers an outstanding range of loan terms and amounts 
  • The extensive lenders’ network offers financing for customers with a wide range of creditworthiness
  • The educational resources provide a helpful starting point if you need more information about the lending process 

Summary

GuideToLenders offers an excellent variety of loan options through its network of lenders with great terms and amounts. You can find the right loan for your needs after comparing available options instead of having to settle on a loan that doesn’t work for you. Thanks to a marketplace that encourages competition and gives you the upper hand in closing loan terms, GuideToLenders offers an outstanding free service with transparent and reliable results.

Physical Address

GuideToLenders

950 Tower Lane, 6th floor

Foster City, CA

94404

GuidetoLenders GuidetoLenders View Rates

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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See what some costumers are saying about GuidetoLenders
GuidetoLenders
Excellent
Reviews 50
on
Excellent
76%
Great
14%
Bad
10%
R
ryan
2 years ago
I was able to find a lender to help me…
I was able to find a lender to help me consolidate my debt. I really appreciate it.
E
earnest
2 years ago
Happy happy able to get work done on…
Happy happy able to get work done on the house and pay down bolls
k
kellie fitzgerald
2 years ago
First off nothing went as promised
First off nothing went as promised, I was assured checking lenders would not have any impact on my credit, yet it did. Actually three lenders did a hard pull of my credit file causing my score to drop significantly. Of those three I did finally get approved by one of those lenders but at a very different rate and time to close than promised. I would never tell anyone to use this service. Just go online and do some research yourself.
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nelson
2 years ago
Truly helped me at a time that it was…
Truly helped me at a time that it was needed. They did not try to hit me with a 300% interest rate either. Plan to grow my creditworthiness with this company. Thanks
A
aileen
2 years ago
I’m been having a lot of trouble…
I’m been having a lot of trouble financially lately and needed help and upgrade has helped me so much!!! Words can’t describe how thankful I am for their help!!! Thank you so very much!!!
C
cindy
2 years ago
No good outcome
Didn’t hear back from anyone.
A
andrea englert
2 years ago
Awesome help
Awesome help! Thank you!!
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tom
2 years ago
Recieved multiple offers quickly and…
Recieved multiple offers quickly and found the perfect fit for me. Get a lot of emails and calls but that is the whole point if you want to find the right one. I highly recommend.
M
miguel
2 years ago
Thank you for your help
Thank you for your help. Your referral was fast and they helped me fast. I applied and within 3 days had the funds in my account and some of my credit cards paid. Thank you
O
oceangrl
2 years ago
I was able to locate a local and…
I was able to locate a local and reliable lender who was able to offer me a loan with reasonable payments very quickly. I had the funds I needed within 72. hours. The lender had a high BBB rating as well as high customer satisfcation rating. Thank you for the invaluable assistance.
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pete lehotan
2 years ago
I got a lot of BS offers that placed me…
I got a lot of BS offers that placed me into a never ending queue of loan applications to entities that were not even lenders.
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mohoganie
3 years ago
A Better Guide to Lending Services
I wanted to get my finances in order and thought that consolidating my credit card debt would be the best way to start. I used "Guidetolenders" and they sent me a list of lending companies. I especially liked searching for lenders this way because it saved me a lot of time. I did not have to search lenders on my own (very time consuming). Utilizing "Guidetolenders" was an easy and convenient way to provide me with the service(s) that I needed. I was introduced to a lender that satisfied all my needs. Now I am on my way to paying off my credit card debt (in 5 years)!!!!!!! Whooohooo!!!!
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wisdom
3 years ago
Guidance to immediate lender with…
Guidance to immediate lender with approval within 24 hours. Much appreciation. Enjoy your day!
C
charles arterbury
3 years ago
I had a lot of lenders contact me,but…
I had a lot of lenders contact me,but of course u can’t get the best rate b/c of the inquiries to your credit,but I did choose 1 & received what I need it,& I had to tell a lot of leaders I already received funds!
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tim mcelfresh
3 years ago
Acceptance of Application
I was skeptical at first about how easy it was too apply for the loan- but with in a matter of minutes I was accepted and got exactly what I needed- the untire process was very easy and hassle free- thank you again-
K
kay collins
3 years ago
Got a loan high interest but we have…
Got a loan high interest but we have bad credit
J
johnnie
3 years ago
The loan process was easy and…
The loan process was easy and quick....I was approved instantly and when I went in to finalize the papers my loan officer and take the time to explain everything and offer me the extra insurance is that came with it and my overall experience was real good
S
sean
3 years ago
The customer service was great with…
The customer service was great with helping me understand my situation and how to get out of it.
G
gamaliel
3 years ago
I have been trying to get a loan for a…
I have been trying to get a loan for a long time and no luck at all, but thankfully for OneMain I got the loan i need it. Great service and professional 👍🏻👍🏻. Thank you OneMain for the opportunity to better my credit.
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madison
3 years ago
I was looking for a small loan to pay…my upcoming medical bills
I was looking for a small loan to pay some bills during these hard times caused by the pandemic and these fine folks got me connected with OneMain Financial and the whole process was completed very quickly, I had the money i needed in my account. Thank you for the help!!
J
juan
3 years ago
Trust pilot got me a lender in just a minute
My credit barely picking up, I applied thinking that I wasn’t gonna get approved for a $1000 loan and it turned out I got approved for $3500 in just minutes. Trust pilot got me to the right lender in less than a minute.
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michael
3 years ago
Excellent!
Excellent! The best ever in my opinion.
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jim swatos
3 years ago
Shady Company
Somehow, this site is full of identity thieves. Got 4 email right in a row saying you have applied for credit, Um, no I have not I'm still in bed. So now my credit report got shot and I had to sign up for LifeLock. Thanks to the shady people operating this site.
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thomas
4 years ago
Requested a personal loan through their…
Requested a personal loan through their website and got pushed to debt relief both through 7 calls from Accredited Debt Relief, who I guess they sold my info to and from GuideToLenders themselves. Crazy since I have over a 750 credit score and got offered decent rates. Guess they make more money if I'm willing to trash my credit score and go into bankruptcy. Very disappointing experience.
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ivy
4 years ago
Thanks for helping me find the perfect…
Thanks for helping me find the perfect match for me. I was approved within days, and received my loan shortly after.
B
brian
4 years ago
It was easy to find a great rate
It was easy to find a great rate
J
jose
4 years ago
Todo fue muy rápido y estoy plenamente…
Todo fue muy rápido y estoy plenamente agradecido y que Dios les bendiga grandemente
P
phillip
4 years ago
Early thing went as well as possible…
Early thing went as well as possible thank you for your service
C
cindy
4 years ago
Was able to get the help I needed
Was able to get the help I needed, quick and honest. Very happy. Thank you.
S
shawn
4 years ago
Great site worked well set up with best…
Great site worked well set up with best loans
C
carl
4 years ago
great helped me find new cards
great helped me find new cards. that will help me with my credit score
J
john
4 years ago
Was quick and on point thank you
Was quick and on point thank you
K
kevin r
4 years ago
Great results.
Great results.
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tommy
4 years ago
thank you so very much for the quick…
thank you so very much for the quick response got the hook up with in three days thank you
S
sherie
4 years ago
Easy process
Easy process. Very happy with results
S
salvatore
4 years ago
I will be always grateful
I will be always grateful, they were the only one to give me a chance despite my only 13 month credit history. They called me immediately for some additional questions and told me that i would have received an answer within few hours and they kept their word. At the phone they were very kind and made me feel at ease. I would highly recommend them to everyone, especially people in my situation that are new in the Country and are doing everything by the books to try to establish a credit history. Thank you
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wallace
4 years ago
They were upfront and didn't pressure
They were upfront and didn't pressure
L
laylee
4 years ago
Satisfied Customer
I received fast, honest offers and was able to make a decision based on the information provided.
B
becky
4 years ago
Best rate
Got me a better rate than I had found anywhere else :)
E
eric
4 years ago
Easy process
The process was quick, easy and painless. The interest rate is competitive with credit card rates.
S
sandysea
4 years ago
GuidetoLenders experience
I put my information in the templates & received a list of lenders with rates & loan amounts almost instantly. I researched the ones I thought would serve me best, then chose the one I used. Very easy, clear & concise.
p
paul
4 years ago
happy camper
I would recommend this company to anyone. IT was quick and easy, they answer all of my question. I receive my loan within a few days.
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gracie
4 years ago
fast and easy
I’m glad that they make it easy and fast for any loans. Thank you.
R
richard
4 years ago
You made finding lenders very easy.
You made finding lenders very easy.
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rachel walker
4 years ago
Better than my Credit Union
I was able to find a company to finance my personal loan with a lower interest rate and finance charge than my own credit union :) :)
J
jose
4 years ago
very good experience
very good experience
S
shaun
4 years ago
Great group of lenders available
Great group of lenders available. I searched through and found a good offer. Better than Lending Tree
C
carla
4 years ago
found a great lender and had money in a…
found a great lender and had money in a few days.
S
scott
4 years ago
The process was simple and quick.
The process was simple and quick.
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michael
4 years ago
THANKS IT WAS VERY EASY AND FAST.
THANKS IT WAS VERY EASY AND FAST.