In a Nutshell
- Fees reportedly go as low as 15% of total debt
- Serves residents of 34 states
- No minimum credit score requirements
- Only help with unsecured debts
- Not a member of any of the major trade associations
- Free review
- Caters to all debt sizes, from as low as 10,000 to $100,000
Types of Debt Covered
Fast Track Financial offers services for unsecured debt, such as credit card debt, unsecured personal loans, and unpaid medical bills. It serves customers in 34 states and DC. Unfortunately, Fast Track doesn’t offer services for any secured types of debt. It can’t help with any debt linked to collateral, such as a car loan, mortgage, or tax debt with the IRS.
In order to get a quote, applicants are asked to fill out only first and last name, phone number, email address, state, and level of total unsecured debt. Fast Track doesn’t ask for any sensitive information at this initial stage. There’s no need to enter your home address, employer information, or Social Security number into the online form.
Fast Track isn’t a member of the American Fair Credit Council or International Association for Professional Debt Arbitrators, the 2 main trade associations. This in itself doesn’t mean Fast Track is any less secure than other debt services, but it does mean Fast Track lacks an official seal of approval and that it hasn’t been independently verified for meeting the highest industry standards. That said, those certifications are not required for practicing in this field.
Help & Support
Although Fast Track hasn’t received as many customer reviews as you’d expect from a company operating for more than 7 years, the reviews are overwhelmingly positive and attest to the fact that Fast Track has helped many individuals from around the US. Fast Track offers customer support by live chat or through its toll-free phone number below. It also promises to call applicants within 24 hours of filling out an online request for a free quote.
Fast Track Financial, Inc.
1901 Cypress Creek Rd. Suite 400
Ft. Lauderdale, FL 33309