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BestMoney.com
AmOne Review
Reviews 1,592
AmOne
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AmOne
AmOne
Excellent
Reviews 1,592
Bestmoney Staff
May. 17, 2021
3 min read
BestMoney Staff
AmOne Summary
AmOne, an established marketplace lender, offers a variety of loan options with good terms and rates through its network of lenders. After comparing available options that suit their specific needs customers can apply for a tailor-made loan for free.
Pros
  • Range of loan terms and amounts
  • Network of lenders offering good deals
Cons
  • Lack of customer support channels
  • Not enough information on rates and terms

AmOne AmOne View Rates

Overview

Founded in 2005, AmOne is dedicated to helping customers find financing solutions. While it does not originate loans, it has helped customers access over $16 billion in funds since its establishment, all free of charge. It provides a simple application that connects you to a broad network of well-respected lenders, while letting you find the right match for you.

Suitable For?

AmOne is ideal if you’re looking to finance projects that require quick funds to be repaid later. It doesn’t limit the purpose of loans you can apply for and it's a great option if you prefer to evaluate your options carefully before getting a loan. AmOne works with a community of established loan providers, and the simple application is a great way to shop around without having to visit every single lender individually.

Loan Features

While AmOne is not directly a lender, its loan partners work with borrowers with a wide range of credit scores and qualifications. If you are working to improve your creditworthiness you can find a loan even when other providers may turn you down. AmOne doesn’t charge fees for services, letting you complete your loan application without an obligation to accept any terms offered by its partners. It also offers a host of educational resources including articles and guides on personal loans, the basics of financing and budgets.

Highlights for AmOne

  • An extensive network of reliable loan providers
  • Good range of loan amounts and terms available
  • No charges for applying or finding a loan
  • Single application for preapproval and matching
  • Compare different offers in a single location
  • Strong educational resources for prospective borrowers
  • Borrowers with all credit backgrounds welcome to apply
  • Flexible loan purposes

Application Process

Applying for a loan with AmOne is a streamlined process. To get started, you fill out a single form to receive pre-approval. This initial step asks for basic information including contact details, financial history, and specifics relating to employment. You’ll be asked to provide:

  • Employment status
  • Annual income
  • Date of birth
  • Contact information such as phone number and email
  • Zip code and basic geographic information

In order to qualify you need to meet the following requirements:

  • Be a US citizen or legal permanent resident
  • Be 18 years or older
  • Have a verifiable bank account
  • Have a steady source of income

Additionally, you may be required to present more information and meet further qualifications by the loan provider you eventually choose to work with.

Once the application process is complete, you’ll be matched with several potential lenders to effectively compare your options side-by-side. When you agree to terms with a provider, you’ll complete the application process directly with the selected lender. It is important to note that at this step AmOne will no longer be involved in the approval process as it only works to connect lenders to prospective borrowers.

Loan Terms

Unlike many direct lenders, AmOne gives its customers choices. It does not originate its own loans, but it does have a network of reliable lenders who specialize in a variety of fields, from medical loans to auto repair. Thanks to this strong network, you can find a loan that is tailored to your needs while benefiting from competitive rates due to the number of available alternatives. When you receive approval through AmOne, you are immediately matched with several prospective lenders who will extend potential offers.

Some of the higher loan amounts offered are only available to customers with excellent credit, but the company’s partners offer a wide enough range that any borrower can find a useful loan with little trouble.

Repayment Terms

You can choose from a substantial range of available loan terms and amounts with AmOne’ partners. The lender network offers loan terms that start as low as 24 months and go up to 84 months. Additionally, you can request as little as $1,000 or as much as $50,000. It is important to note that not all lenders in the network offer the same terms, and that loan specifics are always determined by the loan provider once you’ve accepted a term sheet.

Privacy & Security

AmOne is very transparent about what personal data it collects and what it’s used for. Furthermore, it doesn’t share information with any unauthorized third parties outside of its service partners. It does collect some non-identifiable information to improve services, but all information transmitted to the online site is secured using industry-standard safety measures and encryption protocols.

Help & Support

Getting in touch with AmOne is as simple as filling out an email ticket on the website. There is no option to call or live chat, but email queries are usually answered in as little as one business day.

How AmOne Compares


AmOneFiona
APRAPR: 3.49% - 35.99%APR: 4.99% - 35.99%
Minimum credit scorenone580
Loan amounts $1,000 - $50,000$1,000 - $100,000
Loan term24 - 84 months24 - 84 months
Suitable forComparing a variety of loan optionsPoor-credit borrowers

While AmOne and Credible offer very similar APR and loan terms ranges, AmOne pulls ahead due to the fact that there is no minimum credit score and it lets you compare offers from a variety of different lenders.

When compared with Fiona, AmOne can't compete with the low maximum APR, but it's flexible loan terms and no minimum credit score make it a viable option for a larger range of borrowers.

Summary

AmOne offers a variety of loan options through its network of lenders with good terms and amounts. You can find the right loan for your needs after comparing available options instead of having to settle on a loan that doesn’t work for you. Thanks to a marketplace that encourages competition and gives you the upper hand in closing loan terms, AmOne offers a free service with transparent and reliable results.

FAQs

How much can I borrow?

You can apply for a loan for up to $50,000 with rates from 3.99%. Instead of waiting on a long, tedious process, you can get your funds in as little as 1 day from approval.

What can I use my loan for?

AmOne doesn’t impose any restrictions on how you use your loan, which means you can use it for anything from debt consolidation loans, credit card consolidation loans, home improvements, or even in an emergency.

What credit score do I need to apply?

You don't need to have perfect credit to get a personal loan from AmOne. Instead of going from lender to lender to find something you qualify for, you can let AmOne find the right offers for you and your particular circumstances.

Is AmOne legitimate?

Yes! It is a well-known name in the personal loans industry and has helped its customers gain access to over $16 billion in funds since it was founded.

Physical Address

AmOne

950 Tower Lane, 6th floor

Foster City, CA

94404

AmOne AmOne View Rates

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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See what some costumers are saying about AmOne
AmOne
Excellent
Reviews 1,592
on
Excellent
80%
Great
13%
Average
3%
Poor
1%
Bad
3%
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sandra puckett
a day ago
Not compleat
Doint know yet haven't got no money yet wait till this is complet
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roger pippens
2 days ago
Be nice ever
TV I don't know what you want me to say
L
lisa johnson
2 days ago
This was so easy to get approved…
This was so easy to get approved waiting now on the final of everything.
S
sandra class
2 days ago
Happy customer
They were professional and efficient. They answered all my questions and kept me informed on the steps.
p
pamela grady
2 days ago
It was easy to use and I was happy…
It was easy to use and I was happy with.it
L
lashanda
3 days ago
Quick and easy to understand and…
Quick and easy to understand and complete
G
gwendolyn mcmullen mcmullen
3 days ago
Quick fast secured ready to take on a…
Quick fast secured ready to take on a new challenge in my lif
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kimberly watson
3 days ago
Alone is there for you
This is my first time trying Amone and so far the experience has be wonderful and help full.
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krzysztof tutkaj
3 days ago
I’m installing countertop for kitchen…
I’m installing countertop for kitchen cabinets granite and marble stone work
consumer-image
terry bellikka
3 days ago
I like the way your ad was
I like the way your ad was
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jay
4 days ago
I.feel like they are trusted people who…
I.feel like they are trusted people who are willing to help anyone in need and anyone who really wants to apply and receive a loan so they are able to overcome whatever it is so are able to meet the needs to get done whatever it is without the hassle.
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asti triplett
5 days ago
Called my phone acting as if they were…
Called my phone acting as if they were about to give me a loan then, at the end of the call instead of saying I was approved after asking all these personal questions to be all in my personal business then, they say I'm approved to talk to a debt consolidator, but he stated he was approving me for a loan. Stop tricking people into thinking you're going to give them loans and telling lies while getting all of their personal information.
A
antreshon wright
5 days ago
They Excel my application with no…
They Excel my application with no problem
K
koua
5 days ago
Excellent work and great job
Excellent work and great job
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evans roberts
7 days ago
Good company, good business, helpful, reliable, respectful
I can't really tell right now because this is My very first time using it
R
richard ellis
8 days ago
I was told about it and I thougi Just Wanna give it a try
I was told about it and I thought it was great
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mikki lee
8 days ago
I have done many applications on here…
I have done many applications on here with them to aquire a small loan and I keep getting run in circles. I have no help and I don't know what I'm doing so I can't say anything other than I keep getting excited for nothing
J
jerry williamson
8 days ago
Filling out application
I don't know for sure if this is scam or not so just curious
A
andrew hensley
9 days ago
Just filled out application.
Just filled out application.
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marco anzorena
9 days ago
Rápido atención y todo muy claro PO
Es un excelente servicio atención y te resuelven rápido
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roger alpurado
10 days ago
Well it first time barrow money
Well it first time barrow money
J
jacquelyn thigpen
10 days ago
Learning about AmOne
Everything was easy to understand and to fill out
O
orlando medina
10 days ago
sin problemas
Pude llenar todos los espacios sin problemas
M
michael fogle
11 days ago
Patiently waiting...
Patiently waiting...
J
jason l
11 days ago
Simple process and incredibly quick…
Simple process and incredibly quick processing!
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tae
13 days ago
I am really in need of financial…
I am really in need of financial help!..I’ve applied for job after job and still nothing! Not sure if this is backwards or not lol but I’ve been trying to get obtain some kind of loan or cash advance to get my credit cards paid off which are under $3,000. I know they go by your credit score and blah blah blah which is about right at 600. I’m 33 and no kids and trying to get this taken care of but j just can’t seem to catch a break
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evelyn kline jr
13 days ago
Vary good
Vary good Company
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david sutton
13 days ago
Don't have much to say
Don't have much to say. Did this to get 500 dollar gift card. Otherwise wouldn't have taken the time
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cb oshea
14 days ago
They made things very easy for me
They made things very easy for me
T
tracey lendry
14 days ago
Quick response
Quick response. Provided and explained all options. Great customer service!
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stevie coursey
14 days ago
I don't know yet because I've just got…
I don't know yet because I've just got started on the Earth and for a time you're doing it.
J
jenna jones
15 days ago
Relatively easy process
Relatively easy process
B
brinton robinson
15 days ago
Having the multiple options to choose…
Having the multiple options to choose regarding what you are looking to accomplish as it relates to your financial situation.
K
kelly
15 days ago
They were great
They were great
O
oswaldo
16 days ago
Pasión aventura
Espero que todo lo que estamos empezando sea de mucha ayuda en esta página se les agradece
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lamont farris
16 days ago
My identity has been stolen I'm behind…
My identity has been stolen I'm behind on rent light bill and gas and water I'm hoping that someone can help with this rental problem I have thank you and have a blessed day I'm also disabled I have a hold of my stomach and a bullet in my spine I don't want to be outdoors I thought maybe I'll tell you a little bit about my situation thank you again
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john jackson
17 days ago
They have help me to start building my…
They have help me to start building my credit something that I wanted to do that no one else would help me
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maggie fuentes
17 days ago
Service happy
Super fast and accurate loved it
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alvin diomampo
18 days ago
Machine operator
Machine operator
J
jj
17 days ago
It was very easy and I had no problem
It was very easy and I had no problem
J
jenn johnson
19 days ago
Simple
Simple, efficient & professional. I didn't feel like I had been "cross examined". Everything is clear & upfront. Thank you for this opportunity.
C
cedric sims
19 days ago
Excellent people
Excellent people
D
dshon jordan
21 days ago
Remake great…superstar
Really like it hopefully I make great money
E
ethel
22 days ago
Paying their bills on time
I have 21 years with the of Arkansas Correction. Working with inmates files and helping parole inmates out of the states
L
lonna white
23 days ago
Ease of access!!!
This app is easy to install & very helpful in navigating my account!
K
karen meadows
24 days ago
Helping Americans that have strong family.
I felt that someone really is listening with a kind and honest heart.
T
thelma lane
24 days ago
I can't say but am trying to help my…
I can't say but am trying to help my daughter her house she has helped everyone she love to give she has lose her husband an friends and her little sister so I like to help her thank you for everything
c
carl
24 days ago
So far they haven't done anything for…
So far they haven't done anything for me, but im in dier need of a home to rent or buy. I'm staying in a hotel at the moment and need som help to get a home in the country. I will write a better review once I see if they can help me out.Carl
N
napoleon lewis
25 days ago
It's been a pleasure
It's been a pleasure
E
ev
25 days ago
Hopefully I get approved
Hopefully I get approved
D
douglas moore
25 days ago
Others First
I'm in need of whatever I can get. I do for everyone else but myself.
L
lawanda
25 days ago
God is good
I can't do a writing on this because I haven't done anything with this company yet I'm trying to
B
bree pek
a month ago
It was easy to apply
It was easy to apply, I was surprised by this opportunity. I will be able to get ahead finally.
B
bernard bracey
a month ago
To get the necessary help that they need.
Reaching out to those in need, also helping people out of their financial struggles.
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deborah's michel
a month ago
Need a loan for my eye surgery and…
Need a loan for my eye surgery and didn't know how I was going to get the money for the surgery. So a close friend got me your link. Thank you.
J
jimmy thompson
a month ago
Struggling self employed guy
Well I'm a struggling guy that's self employed. This loan would help me get back on my feet. It would be a blessing to get it in this time of need.
W
wm.bradley gay
a month ago
surviving in real time.
I have been offered to get help.no one else has done this for me.i thank you from the bottom of my heart.
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everett calloway
a month ago
You help
Quick and easy
S
samantha warner
a month ago
Help
They offered help
L
lori anthony
a month ago
Fast and easy
Fast and easy
A
amy rentie
a month ago
It was easy to fill out but puzzled…
It was easy to fill out but puzzled about if I got the loan
D
d. p.
a month ago
My experience this far
This has been a very easy experience so far. Hopefully I will get the emergency funds that I need to improve my situation soon. I will write another review at that time. Thank you
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isaac aspera
a month ago
Very good exp gave help when I needed…
Very good exp gave help when I needed it would recommend it to alot of families an business owner needing financial help..
J
jennifer gibson
a month ago
I'm homeless and I have cancer just in…
I'm homeless and I have cancer just in need of a home.
M
michelle y
a month ago
Single mother trying to provide for a…
Single mother trying to provide for a 17 year old boy keeping him in food let alone clothing and he be getting ready to go to college here soon next year it's just been me and him our whole lives and we just need a little bit of help catch up on things and get a vehicle so we can get back and forth to work
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kassie
a month ago
Waiting for a response to hear back if…
Waiting for a response to hear back if I got the loan
M
michelle
a month ago
How am I suppose to review something…
How am I suppose to review something that I haven't received yet.
M
maria scott
a month ago
Me and my boyfriend just got a new home…
Me and my boyfriend just got a new home .we are trying to get new stuff for our home,but we have all these bills to pay ,
L
lesa
a month ago
It's real easy to apply
I loved it didn't take long take to fill out your guy application one of the easiest thing I did so far in life. Made me feel very happy about meself its been a long time since I felt this feeling thank you.
S
shannon
a month ago
Need the money to help with rent and…
Need the money to help with rent and lig hff t bill single mom about vf to be evicted
J
jennifer dale
a month ago
Is a quick process
Is a quick process, I am a single mother and work full time hopefully I can get some help.
J
jennifer carter
a month ago
Me and my fiance just moved into a…
Me and my fiance just moved into a house in Panama City we're struggling with bills we only have one ride so he is only able to go to work it's hard when u only have one ride to get back and forth to work I don't want to lose our home but bills are coming to fast and he can't pay everything on his own just need a lil help .anything helps
T
tammy kirk
a month ago
I'm trying to take care of my family I…
I'm trying to take care of my family I have 2 kids in school n I work part time just need a lil help
T
tina blumenstock
a month ago
I am looking for an opportunity to…better my living situation
I am looking for an opportunity to better my living situation
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markys detailing
a month ago
Helping save lives
It was more up to date then most sites . Also it's self service which is great
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romain bonte
a month ago
Thanck you 😊
Thanck you 😊
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linda martin
a month ago
Application very easy to feel out
Application very easy to feel out. Very straightforward. Waiting for results.
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jaymes hawthorne
a month ago
I'm writing this review because I really need some help on getting a place to live im currently homeless and I'm wearing out my welcome at family and friends establishments, Thank you?!!
I have not an experience yet, because I haven't got the loan as of yet , still waiting!!!!
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marquis dunn
a month ago
Pay back ur loans
Well you must pay it loan I won't to fix my car so I can go back to school so I can start a business
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darlene ellis
a month ago
Pleasant experience
Very easy to follow simple the questions were right on point just point blank questions easy to answer them. All over a great feeling
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upul chathuranga
a month ago
Minisunta udau kirima dewa gunayak
asarana mini sunta udau kirima ithama oda deyaki asarana apita udau awashai me mothe udau karana siyalu denata dewi pihitai
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cindy herring
a month ago
It's important to people that when they need help help that there are some people left that is honest and legit.
Not hard to apply
A
andrew lopez
a month ago
Great 😃
Great 😃. The best
C
carolyn pounders
a month ago
I just applied it was easy steps
I just applied it was easy steps. Waiting to see if I'm approved
E
eli thompson
a month ago
Being able to get help when I need it…
Being able to get help when I need it most .
C
claudia
a month ago
I'm still waiting if I get approved for…
I'm still waiting if I get approved for a loan. I just want to pay my rent and not get evicted. I'm the only one that provides for my kids and I just don't want for us to be without a home and food.
S
sylvia vercher
a month ago
They are helping people with real life…great people
They are helping people with real life problems like not having enough money to pay your bills
D
dennis grieson
a month ago
Home
Looking forward to a painless process to get into a new home.
A
ads eio
a month ago
Thanks approuved my account fast
Thanks approuved my account fast
T
thomas
a month ago
Hope to get my loan fast and prompt…
Hope to get my loan fast and prompt asap now.
T
tony wallace
a month ago
Trying to help my family a better place to live
Just trying to help out my family pay back bills light bills just can't never sign to get ahead just trying to make a better life for all of us I'm doing the best I can I can really use this and they really help me out a lot
C
carolyn r barlow
a month ago
Being a single Mom of a highschool &…
Being a single Mom of a highschool & college Son with braces just trying to keep him in clothes that fit he's 17 11th grader & college and enough to eat I have a good job no child support in 4 yrs.,I just need a little help make our home better insolated during Summer and winter. Thank you Carolyn Barlow
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felicia marks
a month ago
I have some debt and house repairs that…
I have some debt and house repairs that I need done.
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carlton brown
a month ago
Bills
I'm bills that need to be paid, I really need help
T
tina herring
a month ago
Easy web site
Easy web site. Hoping this comes through to help me get back on my feet.
T
theresa mcgregor
a month ago
Hopeful of God's Grace
I am trying to move my family to a better place to live. I'm on a fixed income and it's hard taking care of my young daughter and elderly mother. I am praying this loan comes through for me and my girls.
C
claudia
a month ago
Waiting to see if I get a loan to pay…
Waiting to see if I get a loan to pay my rent and buy some food for my kids.
Y
yolanda white
a month ago
Fast service
Fast service
S
scott shier
a month ago
easy to use interface
easy to use interface, application was not time-consuming.
E
ej
a month ago
The approval was really fast!!
The process of applying was so easy online. Once all the documents were uploaded, approval was within a few minute.