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BestMoney.com
AmOne Review
Reviews 1,284
AmOne
Visit Site
AmOne
AmOne
Excellent
Reviews 1,284
Bestmoney Staff
May. 17, 2021
3 min read
BestMoney Staff
AmOne summary
AmOne, an established marketplace lender, offers a variety of loan options with good terms and rates through its network of lenders. After comparing available options that suit their specific needs customers can apply for a tailor-made loan for free.
Pros
  • Range of loan terms and amounts
  • Network of lenders offering good deals
Cons
  • Lack of customer support channels
  • Not enough information on rates and terms

AmOne AmOne View Rates

Overview

Founded in 2005, AmOne is dedicated to helping customers find financing solutions. While it does not originate loans, it has helped customers access over $16 billion in funds since its establishment, all free of charge. It provides a simple application that connects you to a broad network of well-respected lenders, while letting you find the right match for you.

Suitable For?

AmOne is ideal if you’re looking to finance projects that require quick funds to be repaid later. It doesn’t limit the purpose of loans you can apply for and it's a great option if you prefer to evaluate your options carefully before getting a loan. AmOne works with a community of established loan providers, and the simple application is a great way to shop around without having to visit every single lender individually.

Loan Features

While AmOne is not directly a lender, its loan partners work with borrowers with a wide range of credit scores and qualifications. If you are working to improve your creditworthiness you can find a loan even when other providers may turn you down. AmOne doesn’t charge fees for services, letting you complete your loan application without an obligation to accept any terms offered by its partners. It also offers a host of educational resources including articles and guides on personal loans, the basics of financing and budgets.

Highlights for AmOne

  • An extensive network of reliable loan providers
  • Good range of loan amounts and terms available
  • No charges for applying or finding a loan
  • Single application for preapproval and matching
  • Compare different offers in a single location
  • Strong educational resources for prospective borrowers
  • Borrowers with all credit backgrounds welcome to apply
  • Flexible loan purposes

Application Process

Applying for a loan with AmOne is a streamlined process. To get started, you fill out a single form to receive pre-approval. This initial step asks for basic information including contact details, financial history, and specifics relating to employment. You’ll be asked to provide:

  • Employment status
  • Annual income
  • Date of birth
  • Contact information such as phone number and email
  • Zip code and basic geographic information

In order to qualify you need to meet the following requirements:

  • Be a US citizen or legal permanent resident
  • Be 18 years or older
  • Have a verifiable bank account
  • Have a steady source of income

Additionally, you may be required to present more information and meet further qualifications by the loan provider you eventually choose to work with.

Once the application process is complete, you’ll be matched with several potential lenders to effectively compare your options side-by-side. When you agree to terms with a provider, you’ll complete the application process directly with the selected lender. It is important to note that at this step AmOne will no longer be involved in the approval process as it only works to connect lenders to prospective borrowers.

Loan Terms

Unlike many direct lenders, AmOne gives its customers choices. It does not originate its own loans, but it does have a network of reliable lenders who specialize in a variety of fields, from medical loans to auto repair. Thanks to this strong network, you can find a loan that is tailored to your needs while benefiting from competitive rates due to the number of available alternatives. When you receive approval through AmOne, you are immediately matched with several prospective lenders who will extend potential offers.

Some of the higher loan amounts offered are only available to customers with excellent credit, but the company’s partners offer a wide enough range that any borrower can find a useful loan with little trouble.

Repayment Terms

You can choose from a substantial range of available loan terms and amounts with AmOne’ partners. The lender network offers loan terms that start as low as 24 months and go up to 84 months. Additionally, you can request as little as $1,000 or as much as $50,000. It is important to note that not all lenders in the network offer the same terms, and that loan specifics are always determined by the loan provider once you’ve accepted a term sheet.

Privacy & Security

AmOne is very transparent about what personal data it collects and what it’s used for. Furthermore, it doesn’t share information with any unauthorized third parties outside of its service partners. It does collect some non-identifiable information to improve services, but all information transmitted to the online site is secured using industry-standard safety measures and encryption protocols.

Help & Support

Getting in touch with AmOne is as simple as filling out an email ticket on the website. There is no option to call or live chat, but email queries are usually answered in as little as one business day.

How AmOne Compares


AmOneFiona
APRAPR: 3.49% - 35.99%APR: 4.99% - 35.99%
Minimum credit scorenone580
Loan amounts $1,000 - $50,000$1,000 - $100,000
Loan term24 - 84 months24 - 84 months
Suitable forComparing a variety of loan optionsPoor-credit borrowers

While AmOne and Credible offer very similar APR and loan terms ranges, AmOne pulls ahead due to the fact that there is no minimum credit score and it lets you compare offers from a variety of different lenders.

When compared with Fiona, AmOne can't compete with the low maximum APR, but it's flexible loan terms and no minimum credit score make it a viable option for a larger range of borrowers.

Summary

AmOne offers a variety of loan options through its network of lenders with good terms and amounts. You can find the right loan for your needs after comparing available options instead of having to settle on a loan that doesn’t work for you. Thanks to a marketplace that encourages competition and gives you the upper hand in closing loan terms, AmOne offers a free service with transparent and reliable results.

FAQs

How much can I borrow?

You can apply for a loan for up to $50,000 with rates from 3.99%. Instead of waiting on a long, tedious process, you can get your funds in as little as 1 day from approval.

What can I use my loan for?

AmOne doesn’t impose any restrictions on how you use your loan, which means you can use it for anything from debt consolidation loans, credit card consolidation loans, home improvements, or even in an emergency.

What credit score do I need to apply?

You don't need to have perfect credit to get a personal loan from AmOne. Instead of going from lender to lender to find something you qualify for, you can let AmOne find the right offers for you and your particular circumstances.

Is AmOne legitimate?

Yes! It is a well-known name in the personal loans industry and has helped its customers gain access to over $16 billion in funds since it was founded.

Physical Address

AmOne

950 Tower Lane, 6th floor

Foster City, CA

94404

AmOne AmOne View Rates

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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Trustpilot reviews
See what some costumers are saying about AmOne
AmOne
Excellent
Reviews 1,284
on
Excellent
84%
Great
10%
Average
2%
Poor
1%
Bad
3%
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keith winslow
11 hours ago
Awesome
I'm thankful for lending companies, that's still will to help the American people
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martin pacheco vargas
17 hours ago
Pues excelente espero sea cierto y…
Pues excelente espero sea cierto y poder salir de mis deudas
A
aaron scott
a day ago
If I get the loan that will be a big…
If I get the loan that will be a big blessing . My wife passed almost a year ago . And she was my back bone I'm left with starting over totally over and I could use the help very much and if I get it I will most be greatful to let everyone know
R
rowan nulton
a day ago
Easy and quick
Easy and quick. The loan company also understood my income issues. Would definitely use AmOne again.
J
jaime flores
a day ago
Easy and fast
Byron helped with my loan process and made it a wonderful easy experience!
R
ryanne udave
a day ago
My mother was the back bone to our…
My mother was the back bone to our company she recently got sick an retired. I'm doing everything by myself. We have a dog grooming business. Also around the cold seasons business is slow because everyone leaves thier pet fury to stay warm.
R
roy bradley
2 days ago
Taking care of family away had to move in…
Stepmother passed away had to move in with my father He's 76 years old. Pay the rent ($500.00) Half of all the bills and it's got me behind because I had previous obligations, a vehicle and credit cards and I'd like to pay all that off and have one payment.
D
david vickery
2 days ago
This is open and honest I like seeing…
This is open and honest I like seeing that for a change
J
jeffrey seelow
2 days ago
Very fast service
Very fast service. Very good agent that was very helpful. Very quick reply and the money was available right away.
R
rick burkhart
2 days ago
Great promp and constructive
Great promp and constructive
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george cooper
2 days ago
Help When Needed
I was in a automobile accident 19 March 2022. I needed financial help. AmONE found me a great match good interest rate. Thanks
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ruben santos
2 days ago
Muy bueno 👌
Excelente programa muy bueno
J
janet childs
3 days ago
You were very prompt in responding to…
You were very prompt in responding to my request. You followed through with a phone call and asked questions that are not listed on certain websites. Everyone’s need is different and it was good that you followed up with me.
G
george shimer
3 days ago
The Help I Needed
The customer service people were very helpful and they guided me threw and explained all the details
B
beverly dennis
4 days ago
Amazing results!
I had the greatest experience with Amone. They made everything easy, The process was streamlined from pre approval to completion of the loan. It was very efficient. Definitely would recommend and trust them to them find you a loan!
M
monica
4 days ago
Good👍🏼 excelente
Good👍🏼 excelente
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lula singleton
4 days ago
Great!
Don't push. Helpful.
T
travis
4 days ago
CC Consolidation
The agent was very helpful.
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jacqueline tazel
4 days ago
grateful i been needing help thank you for reaching back
VERY GRATEFUL!
M
mj
5 days ago
Easy process
Easy process
E
elizabeth fry
5 days ago
I can't give review due to the fact I…
I can't give review due to the fact I haven't heard anything as far as approval yet
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sheila steinbrecher
5 days ago
Was quick and easy
Was quick and easy
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shelia cleaves
6 days ago
I experience good help and good …
I experience good help and good overall patience
M
mickey reynolds
6 days ago
Good
Good I love the ideal to getting that kind of money
S
sandra jackson
7 days ago
Great service
Great service
C
chrtopher
7 days ago
Quick and easy
Quick and easy
B
bienvenido rodriguez
7 days ago
Yes yes
Super great yessss sir
M
michael stafford
7 days ago
Home Improvement
The whole process was very simple and smooth. Non of the normal hassle from a normal bank.
R
raul gomez
8 days ago
Can't say nothing yet cuz I don't know nothing
I don't know nothing yet so I can't say anything if it's good or bad get my loan and I'll be happy I'll be more than happy to tell everybody
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brian calcote
9 days ago
Fast
Fast, friendly and easy. Definitely recommend this service.
L
leroy northam
9 days ago
Easy process was appreciated
Easy process was appreciated
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ed duda
9 days ago
I feel that this ended in a scam
I feel that this ended in a scam, as I only selected one provider to file the necessary documents with, but another claimed funding me and created pending deposits to my account. After I contacted them and told them I had not engaged their services they first told me they couldn’t cancel the pending payments to me, yet today I see where the pending payment to my bank has been reversed. Had I followed their instructions and sent the amount to them I would now be out over $1500.
M
mayo ojeda
9 days ago
Easy application and great service
Easy application and great service. Fast and easy.
P
peter mesa
10 days ago
It's in god's hands
I still in process so hope all goes good and well could help me tremendously...thank you
J
john grant
10 days ago
I went through the process to get help…
I went through the process to get help and I was told I'm eligible and now waiting to hear from a lender.
J
jay kaufmann
10 days ago
We will see
We will see, don't know yet.
S
stephen bishop
10 days ago
super easy.....
The process was super easy.....
J
joseph florentino
11 days ago
I’m trying for the loan
I’m just writing to see if this is legit
K
kathleen d
11 days ago
NOT ADA friendly nor do they follow…
NOT ADA friendly nor do they follow instructions. Jeff G transferred me to Shawn (or Sean) of Century Support after I stated I did not want to do settlement. Both Jeff nor Shawn asked if this was a convenient time and spoke so fast that you couldn't even take notes. Shawn/Sean never called me back. BOTH could not answer basic questions nor willing to set up a better time to talk. I was at work!
C
curt fincher
11 days ago
My great experience
Every single thing about this experience has been great 5 stars. Highly highly recommend.
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antoinette martin
11 days ago
Helping when help is needed
Helping when help is needed
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oso bear
12 days ago
El cliente quedó satisfecho
La rapidez del trámite en que se efectuó la recopilacion de datos
K
kenneth birchfield
12 days ago
I just like the way you got the things…
I just like the way you got the things where it works.
L
larry s davis
12 days ago
Friendly and detailed people in which to do business.
I made the initial call to AmOne in response to an email that I received. The representative was friendly and answered my every question. I felt I was getting accurate information and decided to proceed. The process was complete in less than 24 hours.
E
erin parks
13 days ago
Experience was painless it was quick…
Experience was painless it was quick minimal questions
S
shunte
13 days ago
This loan will help me and my kids…
This loan will help me and my kids move. The staff was great. The process was longer than other places I have used. This is the first time I’ve ever had to go in to an office even after constantly uploading some of the same documents multiple times.
V
veronica washington
13 days ago
I would like for you guys to know that it works they help. Do you have great information regarding the loan very patient and on time
The introduction to the company
J
jason r ford
14 days ago
Sales person was helpful and that knew…
Sales person was helpful and that knew what that are doing. Not only that but that are easy to talk with that made tealcat easy
C
charity z maiza
14 days ago
I heard on Social media how they've…
I heard on Social media how they've been helping people to resolve their bill problems so I decided to give it a try
J
jp
15 days ago
Fast and easy
Quick process - for me, it was less than 24 hours from application to approval, and once I was approved, the money was in my account the next day.
J
john perez
16 days ago
Easy application
Easy application and process is smooth not difficult to navigate and to reply with information requested.
J
joseph piana
16 days ago
The experience went very smooth and…
The experience went very smooth and quick
L
leroy daniels
17 days ago
Still waiting on my loan
Still waiting on my loan
B
belkis cruz
17 days ago
Customer services was very informative and listen very close to what i was talking
I appreciate the opportunity to have only one account and feel that I am learning about savings
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john greene
17 days ago
Best business that don't give you the business.
You are trying to help me in my hour of need.and I'm greatful to you .and when things look there tuffest. People who are in need can look up to you for having there backs. And I want to say thank you deeply from the bottom of my heart
D
darryl jones
20 days ago
Build credit make live love
Just helping
F
fred spratley
20 days ago
Money
I think it is good
N
noemi molina
21 days ago
I am fat I have 3 kids 3 boys
I am fat I have 3 kids 3 boys
K
kimberly finney
21 days ago
Fast, and easy courteous service.
Fast, and easy to use website as well as courteous service.
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lee
21 days ago
The approval was easy enough
The approval was easy enough. I got passed to someone who wanted to review my entire budget, with the goal of debt consolidation. That wasn’t the aim of my initial call.
H
hugo avila
22 days ago
Application card
Good service
a
amorsita
22 days ago
Rosie explain everything well
Rosie explain everything well
J
john casiano
23 days ago
Octavia the person that helped me…
Octavia the person that helped me through the prossess was very patient seeing as how I am computer illiterate
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gene burns
24 days ago
Quick and easy reasonable
Quick and easy reasonable
W
willie hosey
24 days ago
Itwillgetverygood
Itwillgetverygood
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manuel antonio
24 days ago
Excellent and expedited service
Very polite and cordial
M
m.b
25 days ago
The process was fast and easy.
The process was fast and easy.
B
bud stidham
25 days ago
This company was fast accurate and…
This company was fast accurate and helpfull.
B
billy rye
a month ago
That it's easygoing
That's it was a great help and easygoing for people to apply for a loan
W
william lavenberg
a month ago
Very quick and very easy to get
Very quick and easy and easy to get time texting
W
william johnson
a month ago
You match me with only one lender
You match me with only one lender, and happens to be a lender that just declined me for a loan earlier this week. This is a scam.
D
diane k.
a month ago
No loans here…just consolidating debt.
I applied for a straight-forward business loan online. This company reached out trying to get me to consolidate my CC debt. Wasted my time and since then, I am getting FLOODED with SPAM phone calls and texts like never before!! 😡 They did the Bait & Switch >> Did they sell my private information??
K
kimberly santagata
a month ago
Easy
It was easy to follow the steps.
D
demetrius cakouros
a month ago
Very easy
You called me and walked me through the whole process - very easy.
S
stephanie
a month ago
It was an easy process
It was an easy process
T
tim great
a month ago
Needhlpe
Make A Lee it killer leg X less Needhlop
N
nathon peterson
a month ago
It took forever
It took forever even though I was pre approved and u made it sound like everything could be done from home but no had to drive two hours
A
albert munoz
a month ago
Life it's self
Well honest trust an life it's self is beautiful thank u.
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nathaniel miner
a month ago
Review notice
Simple questions not difficult or leading
J
john henro
a month ago
Credit
Good experience and fast service. Polite people.
A
afghan janan
a month ago
Tanx for help
Tanx for help
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clayton shell
a month ago
Employees were very kind and went the…
Employees were very kind and went the extra mile.
C
christopher
a month ago
quick efficient no surprises
Very simple processes several different options based on what matters, apr, monthly payment,etc
C
cynthia
a month ago
Success!!!
Because I was able to be matched up with someone successfully.
t
troy burge
a month ago
The person was friendly
The person was friendly. What I wanted to do is not what they were trying to do.
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katheann woodroffe
a month ago
A Great Match!
I was matched and was able to obtain a loan within a 24 hour period. A representative followed up with me to make sure that the funds were received and that there were no problem. The customer service is excellent. I highly recommend this company if you are looking for a loan.
R
rosa parga
a month ago
My agent milton was very professional
My agent was very professional . And explain every step very well and he answer every question i had . Thank you millton
D
darryl craig
a month ago
Done
I hope this is real
D
debbie pauscher
a month ago
Staff is professional
Staff is professional, courteous and great to work with - They made sure we got the best deal on our loan too
S
steven stowers
a month ago
I keep thinking to be going around in…
I keep thinking to be going around in circles so I think i'm just going to quit and go somewhere else i'm tired of the bullcrap that people keep saying they could do how to believe him
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kyawthiha thiha
a month ago
I work is online shop.
I work is online shop.
N
niels andersen
a month ago
Ease of application
Ease of application. I tried several other loan companies, but they were much more Henderson and complicated and demanding. I enjoyed how easy and quick the process was.
J
joseph raymond
a month ago
I am an Uber driver I've Ben working…
I am an Uber driver I've Ben working for Uber for 5 years I love the job but last Fri I got into an accident and got hurt I do about 97 trips a week I made about 1900 in one week and I have proof of it I just want to fix the repair on my 2019 Dodge journey I can't work right now because my car is recked and I I need help to fix it Uber wants a 2000 dollar deductible and I don't have the money right now to do that I'm fighting with the insurance company now a drunk driver hit me and ran the hole side of my car is damage and I don't have the money to fix it if u can help that would be great thank u
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jose arciniega
2 months ago
No mucho pero ,te dice lo que es y no…
No mucho pero ,te dice lo que es y no echa mentiras, como otras compañias
D
dallevanta wiggins
2 months ago
Very trustworthy
Very trustworthy
K
kimberly alerio
2 months ago
It was quick
It was quick, easy and surprising. Ty
K
kim jones
2 months ago
Experience great
Experience great
J
joseph macdonald
2 months ago
I applied because my dog had jumped off…
I applied because my dog had jumped off the boat and hit her belly on the dock and busted her belly sack open and really needed a loan really quick even though it wasn't much and my credit score wasn't the greatest they were able to help me and save my dog's life thank you so much.
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arturo montellano
2 months ago
Trust pilot gave me my life back
This company has answered my prayers and gave me the chance to consolidate my bills andclean up my credit score with there trust in me I will never let them down now I can hold my head up and maybe I'll buy my wife a house thank you,trust pilot
A
amber alexander
2 months ago
Super easy and fast transaction!
Super easy and fast transaction!