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AmOne Review

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Reviews 1,105

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BestMoney Staff
Bestmoney Staff
May. 17, 20214 min read

AmOne summary

AmOne, an established marketplace lender, offers a variety of loan options with good terms and rates through its network of lenders. After comparing available options that suit their specific needs customers can apply for a tailor-made loan for free.

Pros

  • Range of loan terms and amounts
  • Network of lenders offering good deals

Cons

  • Lack of customer support channels
  • Not enough information on rates and terms

AmOne AmOne View Rates

Overview

Founded in 2005, AmOne is dedicated to helping customers find financing solutions. While it does not originate loans, it has helped customers access over $16 billion in funds since its establishment, all free of charge. It provides a simple application that connects you to a broad network of well-respected lenders, while letting you find the right match for you.

Suitable For?

AmOne is ideal if you’re looking to finance projects that require quick funds to be repaid later. It doesn’t limit the purpose of loans you can apply for and it's a great option if you prefer to evaluate your options carefully before getting a loan. AmOne works with a community of established loan providers, and the simple application is a great way to shop around without having to visit every single lender individually.

Loan Features

While AmOne is not directly a lender, its loan partners work with borrowers with a wide range of credit scores and qualifications. If you are working to improve your creditworthiness you can find a loan even when other providers may turn you down. AmOne doesn’t charge fees for services, letting you complete your loan application without an obligation to accept any terms offered by its partners. It also offers a host of educational resources including articles and guides on personal loans, the basics of financing and budgets.

Highlights for AmOne

  • An extensive network of reliable loan providers
  • Good range of loan amounts and terms available
  • No charges for applying or finding a loan
  • Single application for preapproval and matching
  • Compare different offers in a single location
  • Strong educational resources for prospective borrowers
  • Borrowers with all credit backgrounds welcome to apply
  • Flexible loan purposes

Application Process

Applying for a loan with AmOne is a streamlined process. To get started, you fill out a single form to receive pre-approval. This initial step asks for basic information including contact details, financial history, and specifics relating to employment. You’ll be asked to provide:

  • Employment status
  • Annual income
  • Date of birth
  • Contact information such as phone number and email
  • Zip code and basic geographic information

In order to qualify you need to meet the following requirements:

  • Be a US citizen or legal permanent resident
  • Be 18 years or older
  • Have a verifiable bank account
  • Have a steady source of income

Additionally, you may be required to present more information and meet further qualifications by the loan provider you eventually choose to work with.

Once the application process is complete, you’ll be matched with several potential lenders to effectively compare your options side-by-side. When you agree to terms with a provider, you’ll complete the application process directly with the selected lender. It is important to note that at this step AmOne will no longer be involved in the approval process as it only works to connect lenders to prospective borrowers.

Loan Terms

Unlike many direct lenders, AmOne gives its customers choices. It does not originate its own loans, but it does have a network of reliable lenders who specialize in a variety of fields, from medical loans to auto repair. Thanks to this strong network, you can find a loan that is tailored to your needs while benefiting from competitive rates due to the number of available alternatives. When you receive approval through AmOne, you are immediately matched with several prospective lenders who will extend potential offers.

Some of the higher loan amounts offered are only available to customers with excellent credit, but the company’s partners offer a wide enough range that any borrower can find a useful loan with little trouble.

Repayment Terms

You can choose from a substantial range of available loan terms and amounts with AmOne’ partners. The lender network offers loan terms that start as low as 24 months and go up to 84 months. Additionally, you can request as little as $1,000 or as much as $50,000. It is important to note that not all lenders in the network offer the same terms, and that loan specifics are always determined by the loan provider once you’ve accepted a term sheet.

Privacy & Security

AmOne is very transparent about what personal data it collects and what it’s used for. Furthermore, it doesn’t share information with any unauthorized third parties outside of its service partners. It does collect some non-identifiable information to improve services, but all information transmitted to the online site is secured using industry-standard safety measures and encryption protocols.

Help & Support

Getting in touch with AmOne is as simple as filling out an email ticket on the website. There is no option to call or live chat, but email queries are usually answered in as little as one business day.

How AmOne Compares


AmOneFiona
APRAPR: 3.49% - 35.99%APR: 4.99% - 35.99%
Minimum credit scorenone580
Loan amounts $1,000 - $50,000$1,000 - $100,000
Loan term24 - 84 months24 - 84 months
Suitable forComparing a variety of loan optionsPoor-credit borrowers

While AmOne and Credible offer very similar APR and loan terms ranges, AmOne pulls ahead due to the fact that there is no minimum credit score and it lets you compare offers from a variety of different lenders.

When compared with Fiona, AmOne can't compete with the low maximum APR, but it's flexible loan terms and no minimum credit score make it a viable option for a larger range of borrowers.

Summary

AmOne offers a variety of loan options through its network of lenders with good terms and amounts. You can find the right loan for your needs after comparing available options instead of having to settle on a loan that doesn’t work for you. Thanks to a marketplace that encourages competition and gives you the upper hand in closing loan terms, AmOne offers a free service with transparent and reliable results.

FAQs

How much can I borrow?

You can apply for a loan for up to $50,000 with rates from 3.99%. Instead of waiting on a long, tedious process, you can get your funds in as little as 1 day from approval.

What can I use my loan for?

AmOne doesn’t impose any restrictions on how you use your loan, which means you can use it for anything from debt consolidation loans, credit card consolidation loans, home improvements, or even in an emergency.

What credit score do I need to apply?

You don't need to have perfect credit to get a personal loan from AmOne. Instead of going from lender to lender to find something you qualify for, you can let AmOne find the right offers for you and your particular circumstances.

Is AmOne legitimate?

Yes! It is a well-known name in the personal loans industry and has helped its customers gain access to over $16 billion in funds since it was founded.

Physical Address

AmOne

950 Tower Lane, 6th floor

Foster City, CA

94404

AmOne AmOne View Rates

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

AmOne
AmOne
ExcellentReviews 1,105
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Trustpilot reviews

See what some costumers are saying about AmOne
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ExcellentReviews 1,105
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Excellent
86%
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10%
Average
2%
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1%
Bad
1%
  • author
    Fareed Rice
    Jan 01, 1970
    Assistance provided when needed

    I've had so many struggles finding the right personal loan provider. Then I came across AmOne which made my search so much easier. With only entering in my data one time I was able to be matched with several different personal loan providers and was approved and funded the very next day. Kudos for all the good relationships and partnerships you have created. You really help me out when it mattered the most.

    ...

  • author
    CAG
    Jan 01, 1970
    No complaints.

    So far so good. Was an easy process.

    ...

  • author
    Shep
    Jan 01, 1970
    Saved me in a pinch

    A series of SNAFUs involving fumbled paychecks and the pitfalls of working freelance left me in a major financial lurch--during my once-yearly vacation. I was denied for emergency loans through most of my usual resources. AmOne came through and got me what I needed to get back on top of my finances--and allowed me to enjoy the rest of my trip in peace.

    ...

  • author
    Aurora Hernandez
    Jan 01, 1970
    Very easy and fast deposit into my…

    Very easy and fast deposit into my account by same day. I have already recommended it to 2 friends and same result.

    ...

  • author
    Rae Hayo
    Jan 01, 1970
    review of loan

    It was super simple and exactly what I needed

    ...

  • author
    Brandt Stein
    Jan 01, 1970
    Porscha was amazing employee and made…

    Porscha was amazing employee and made it a seamless process. Promote her or give her a raise. What an awesome company advocate. Thanks Brandt Stein Happy Customer

    ...

  • author
    customer
    Sep 23, 2022
    Helpful and informative

    Helpful and informative

    ...

  • author
    Javier Morales
    Sep 22, 2022
    Stefan Anderson went above and beyond…

    Stefan Anderson went above and beyond to help me with the whole process

    ...

  • author
    Latresia
    Sep 22, 2022
    The process was incredibly fast and…

    The process was incredibly fast and professional and I couldn't be happier with the service

    ...

  • author
    Kimberly
    Sep 21, 2022
    Applied through AmOne

    Applied through AmOne. Got matched to a lender and got my loan fast. Thank you!

    ...

  • author
    Chauncy Carter
    Sep 21, 2022
    The experience was challenging to get…

    The experience was challenging to get through because of the electronic banking and electronic uploads and some things I wasn’t very familiar with. But Angie was able to get it straightened out for us.

    ...

  • author
    Manisha Evelyn
    Sep 21, 2022
    Good and quick service

    Good and quick service

    ...

  • author
    Vev R fb r
    Sep 20, 2022
    This is one of the best things I think…

    This is one of the best things I think any loan group could ever come up with. It just makes things so much easier and alot more understanding by what the situation is at the time and moment. I would recommend this to anyone and gurantee they wouldn't be one bad thing said about. Once again thanks so much Amone you guys are the best and it's a pleasure doing business with you guys.

    ...

  • author
    Joe Sanchez
    Sep 16, 2022
    i was very impressed with the the loan officer i was dealing with he kept me informed of everything that was happening and made sure i understood everything.

    i was very impressed with the professionalism and speed that my loan was serviced, everyone was very respectful and courteous.

    ...

  • author
    Gilbert Pena
    Sep 16, 2022
    Quick approval estimate

    Quick approval estimate

    ...

  • author
    ROBERT HUFFMAN III
    Sep 16, 2022
    Beautiful the advisor was very helpful…

    Beautiful the advisor was very helpful 5 stars across

    ...

  • author
    Alex
    Sep 15, 2022
    VERY SIMPLE AND FAST

    VERY SIMPLE AND FAST

    ...

  • author
    Shamsi Bello
    Sep 14, 2022
    Great and reliable

    Great experience and reliable. I got what I wanted in good time

    ...

  • author
    Collin Hinson
    Sep 14, 2022
    Streamlined experience

    Streamlined experience! Thank you!

    ...

  • author
    Kelly Goodman
    Sep 13, 2022
    The process was fast

    The process was fast, simple and professional. Thank you

    ...

  • author
    Christopher Houston
    Sep 12, 2022
    Very helpful and good service

    Very helpful and good service. 👍

    ...

  • author
    Joseph Henneman
    Sep 12, 2022
    Great Service.

    Great Service.

    ...

  • author
    Deangelo Terrell
    Sep 12, 2022
    Very quick process

    Very quick process! Got approved Immediately & loan was available the next 24hrs great service

    ...

  • author
    Andy Chavez
    Sep 12, 2022
    Very helpful and they were able to help…

    Very helpful and they were able to help me out.

    ...

  • author
    Jasmine Wood
    Sep 11, 2022
    Fast and easy!

    Fast and easy!

    ...

  • author
    Terry Sullivan
    Sep 10, 2022
    Very easy experience

    Very easy experience

    ...

  • author
    Jose Saenz
    Sep 10, 2022
    AmOne gave me a a quick good rates to…

    AmOne gave me a a quick good rates to get the funds within 2 days. I will always look for AmOne whenever I needed funds.

    ...

  • author
    Barbara Jarvis
    Sep 10, 2022
    Thank You for working with me,

    Thank You for working with me,

    ...

  • author
    Cameron Card
    Sep 09, 2022
    Excellent

    The service was exceptional the time and dedication was second to known will recommend Angela in the Jasper Alabama office to everyone and anyone Thank you Angela Cameron Card

    ...

  • author
    Raquel Martinez
    Sep 09, 2022
    Great customer service

    Fast, easy and accessible

    ...

  • author
    Fish
    Sep 08, 2022
    Easy to apply and accept funds.

    Easy to apply and accept funds.

    ...

  • author
    customer
    Sep 07, 2022
    Great experience

    Great experience

    ...

  • author
    Douglas Mcmillen
    Sep 07, 2022
    Thank You For Your Helping Get The Loan

    Thank You For Your Helping Get The Loan

    ...

  • author
    Susan Frentz
    Sep 06, 2022
    Very fast and when I spoke on the…

    Very fast and when I spoke on the phone, the rep was extremely helpful and very professional. Thank you

    ...

  • author
    Shiba Henry
    Sep 04, 2022
    My experience was awesome and the…

    My experience was awesome and the process was smooth. I really appreciate how I was able to see all the rates, amount, and monthly payment which took out the guessing.

    ...

  • author
    Michael Mccraigie
    Sep 04, 2022
    Very easy to user friendly application

    Very easy to user friendly application, low hassle, straight to the point , easiest loan I’ve ever done

    ...

  • author
    Billie Cowart
    Sep 04, 2022
    I needed to consolidate sum bills so I…

    I needed to consolidate sum bills so I googled best personal loans and AmOne showed up and found me several offers for the amount I needed. The first one I applied for I received. Thank you for taking all the hard work and searching process upon yourself and making it so easy for me.

    ...

  • author
    Joseph Devita
    Sep 03, 2022
    Thank you I thought I was in the dark

    Thank you I thought I was in the dark

    ...

  • author
    Vanessa Kent
    Sep 03, 2022
    I was happy with my experience and very…

    I was happy with my experience and very grateful. Everyone was kind and helpful. I would recommend everyone to come there. It was quick and easy with no run around.

    ...

  • author
    JustAnswer Customer
    Sep 02, 2022
    Very Satisfying

    Thanks a great lot for being there when I needed you. I must say how professional your staff was from the beginning to the end. Recommending someone to you would be my pleasure. Once again thanks.

    ...

  • author
    Steph Curry
    Sep 02, 2022
    Wonderful Experience

    Wonderful Experience. Great service.

    ...

  • author
    Farrel
    Aug 26, 2022
    Wonderful Experience

    Wonderful Experience

    ...

  • author
    Joseph Anaya
    Aug 18, 2022
    I asked for a 100$ laon and i get 841$…

    I asked for a 100$ laon and i get 841$ from disability im down syndrome and attention deficate disorder and they wouldnt and couldnt give me a loan i asked nicely what do they want for measly 100$ loan a house for collaterial?????

    ...

  • author
    Mags
    Aug 03, 2022
    As Easy as 1, 2, and 3

    Easy, convenient and instant results.

    ...

  • author
    Earthwindenfire
    Jul 30, 2022
    Love my platinum card

    Love my platinum card! Fee of almost 700 dollars seemed high at first, but after 2 months of use I already have over 1000 dollars in points and rewards.

    ...

  • author
    Mark Rodriguez
    Jul 22, 2022
    Loan offered insufficient

    Loan offered insufficient. Thank you

    ...

  • author
    Kard
    Jul 22, 2022
    I wasn’t approved and your company sent…

    I wasn’t approved and your company sent me an email now saying I am … and was attached to this survey I am beyond confused

    ...

  • author
    J Parker
    Jul 21, 2022
    I loved the whole process of viewing…

    I loved the whole process of viewing and comparing the various offers from different companies all on one page. the loan amounts, the monthly repayment amount and how long it would take to repay the amount was so transparent. I didn't need to do any figures on paper or in my head. Everything was done for me, even to the total amount of repayment for the loan. All i needed to do was to choose the company, the amount I needed and the percentage of repayment on the loan. It was the easiest process I've ever dealt with. I was approved in matters of minutes! What a relief it was and I thank you so much AmOne.

    ...

  • author
    Lisa Gatta
    Jul 21, 2022
    I haven't done anything yet.

    I haven't done anything yet.

    ...

  • author
    Michael P.
    Jul 21, 2022
    You literally saved me from going…

    You literally saved me from going under. I was struggling financially. But after I was approved and received a refinance loan I was able to relax again, because I’m now back on track and gained some momentum to building my credit and a greater understanding of how to put my money to a greater use. Thanks.

    ...

  • author
    Nicole Smith
    Jul 21, 2022
    Great loan servicing company

    Great loan servicing company , meets your needs

    ...

  • author
    Douglas
    Jul 21, 2022
    They pointed me in the right direction…

    They pointed me in the right direction for right loan that fit my needs thank you

    ...

  • author
    Dee
    Jul 20, 2022
    Very helpful

    Very helpful

    ...

  • author
    Brandon Rice
    Jul 20, 2022
    My agent Vanessa was absolutely…

    My agent Vanessa was absolutely awesome!! She helped me with every question and concern I had. I would definitely recommend to my family and friends. Thank You!!

    ...

  • author
    Santry Patterson
    Jul 20, 2022
    Loan

    They are very fast acting whenever it comes to loans

    ...

  • author
    Jonathan Beaulieu
    Jul 20, 2022
    The service was great

    The service was great, they were straight forward, honest and were a great help in my time of financial turmoil.

    ...

  • author
    Barack Montero
    Jul 20, 2022
    Great customer service

    Great customer service

    ...

  • author
    Andrew Weiner
    Jul 18, 2022
    Very easy to deal with.

    Very easy to deal with. Excellentexperience.

    ...

  • author
    Tom
    Jul 17, 2022
    They didn’t have what I wanted.

    They didn’t have what I wanted.

    ...

  • author
    Brittney L.
    Jul 17, 2022
    Grateful

    I had the pleasure of having Eric Cox help me through this stressful process. He was beyond helpful and made me thoroughly happy with my choice of going through your company, to secure the most Important loan of my life! My husband and I are now able to start our IVF process. If you know what that is, you know! Thank You so much!!!!

    ...

  • author
    brandon
    Jul 16, 2022
    Fund the correct loan

    I found the loan I needed through AmOne. AmOne reached out to me to ensure I saw all my options.

    ...

  • author
    Jose Pittman
    Jul 16, 2022
    Angela from Marlton

    Angela from Marlton, NJ office is a great asset to the team and made everything smooth and went the extra mile for my situation. I greatly appreciate her work ethic and hard efforts

    ...

  • author
    Nikki Ungard
    Jul 16, 2022
    Joe at Main One Finance was easy to…

    Joe at Main One Finance was easy to talk to and helped us with any with any questions we had

    ...

  • author
    FourJz Custom Cakes
    Jul 15, 2022
    Who has made the perfect vocational choices

    It’s good to know there are people in the world, who’ve made a most excellent vocational choice. I may not be a rescuer, but I’m a helper. This is your team rescuing me. I am soooo grateful

    ...

  • author
    Malia Kamahele
    Jul 14, 2022
    It was a seamlessly process

    It was a seamlessly process, fast and convenient. I highly recommend this company for their service and dedication in getting the loan that you need.

    ...

  • author
    Lisa Yachymiak
    Jul 14, 2022
    Review

    Easy to apply

    ...

  • author
    Walter Buongiorno
    Jul 14, 2022
    It was pretty easy

    It was pretty easy, I did talk to a person during the experience and she was really helpful, I had couple of questions and she explained to me, I appreciate your business.

    ...

  • author
    KAS
    Jul 14, 2022
    Good experience

    The experience went very well for me minus a few screen problems, which were resolved same day. Received money as promised once loan was approved. Would use again in the future if needed.

    ...

  • author
    Lars Persson
    Jul 14, 2022
    This was a very easy thing to do and…

    This was a very easy thing to do and the support was awesome

    ...

  • author
    Patrick Whitfield
    Jul 13, 2022
    So far good now let’s work on seeing…

    So far good now let’s work on seeing what results we can get people will pitch ur anything but let’s see what y’all can do

    ...

  • author
    Scott
    Jul 13, 2022
    Personable assistance

    Responded quickly after online sign up. Spoke with three people based on my needs and everyone was very helpful.

    ...

  • author
    Michael
    Jul 13, 2022
    Don’t know who this is

    Don’t know who this is

    ...

  • author
    Roxanna Collazo
    Jul 13, 2022
    fast answer and the service look very…

    fast answer and the service look very confidence

    ...

  • author
    PGG
    Jul 12, 2022
    Thank you for the loan I really needed…

    Thank you for the loan I really needed the money

    ...

  • author
    Belinda Salvestrini
    Jul 12, 2022
    Easy process for services.

    Easy process for services.

    ...

  • author
    Clepha Phanor
    Jul 12, 2022
    Thank you so much may God continue to…

    Thank you so much may God continue to blessed everybody

    ...

  • author
    Jeffery Wilson
    Jul 12, 2022
    Quick response but interest rate on…

    Quick response but interest rate on high side

    ...

  • author
    Anthony Smith
    Jul 11, 2022
    My experience with AmONE was an awesome experience

    My experience with AmONE was not a stressful process. It was also easy to submit the documents needed.

    ...

  • author
    Alfreida Evans
    Jul 11, 2022
    It was informative and helpful to me.

    It was informative and helpful to me.

    ...

  • author
    Donna
    Jul 10, 2022
    This has been the easiest

    This has been the easiest, most convenient process.

    ...

  • author
    Zubair Bari
    Jul 10, 2022
    V good about use your app

    V good about use your app

    ...

  • author
    Diane
    Jul 10, 2022
    Everything was nice and professional!!

    Everything was nice and professional!!

    ...

  • author
    Stephanie Serna
    Jul 09, 2022
    THANK YOU!!!!

    The only company that approved my request! Thank you!! You really helped me out!!

    ...

  • author
    Donna Kelley
    Jul 08, 2022
    THE CONVERSATION MADE ME FEEL BETTER…

    THE CONVERSATION MADE ME FEEL BETTER ABOUT MYSELF. THE AGENT MADE ME FEEL GOOD ABOUT MYSELF BECAUSE I KNOW THAT I CAN BE DEBT FREE AND I CAN BE SOMEBODY WITH YOUR HELP.

    ...

  • author
    Lindsey Kimble
    Jul 08, 2022
    Great experience

    Great experience with you guys! Ya'll have helped me rather quickly and hassle free all of the time. Thanks so much!

    ...

  • author
    Tyler Bonaparte
    Jul 08, 2022
    Great Experience

    Great Experience. Very Professional.

    ...

  • author
    Sabrina Miller
    Jul 07, 2022
    HELP

    You were there when no one else was and I greatly appreciate it.

    ...

  • author
    Pamela Robertson
    Jul 06, 2022
    I experienced exceptional customer…

    I experienced exceptional customer service with my agent with me getting the best service I needed.

    ...

  • author
    Wendy Kistela
    Jul 06, 2022
    Don't have any

    Don't have any

    ...

  • author
    Kenneth Gay
    Jul 02, 2022
    I spoke to an agent

    I spoke to an agent, Joe Sickles, he went over all the options that would hlep me out for my financial future and I signed up to begin a program with National Debt Relief. My program begins on July 20, 2022.

    ...

  • author
    Demarrio Powell
    Jul 01, 2022
    It was actually pretty mind blowing

    It was actually pretty mind blowing

    ...

  • author
    Bruce
    Jul 01, 2022
    I appreciate the fast service!

    I appreciate the fast service! Bruce

    ...

  • author
    Robin Mckinney
    Jul 01, 2022
    it was greatly appreciate

    it was greatly appreciate! great customer service!

    ...

  • author
    Stephanie Reyes
    Jul 01, 2022
    You didn’t help me at all

    You didn’t help me at all. I was referred to you by OneMain. After a lot of pages I had to go through and fill out you ended up giving me OneMain. What was the point

    ...

  • author
    Enjoli Griffin
    Jul 01, 2022
    Never received a loan

    Never received a loan

    ...

  • author
    Jj
    Jul 01, 2022
    All good

    All good fast

    ...

  • author
    monique brown
    Jun 29, 2022
    Save your credit

    They sent me to the help that I needed. Great experience

    ...

  • author
    Matilda Casas
    Jun 27, 2022
    Great customer service Jesus Japa…

    Great customer service Jesus Japa followed the best practices - like valuing my time, he had a pleasant attitude, and provided very knowledgeable and resourceful resources, he took things a step further to so that I could exceed with this loan.

    ...

  • author
    Suzan Rolin
    Jun 16, 2022
    Everyone I spoke to were very polite…

    Everyone I spoke to were very polite and understanding. My needs were taken care of and I was set up with a great consolidation plan that I am very pleased with. Thank you

    ...

  • author
    Mike
    Jun 16, 2022
    Happy customer

    AmOne is a customer first kind of company. They want to ensure that you have a plan that is right for you to get back on track.

    ...

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