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AmOne Review

Reviews 2,001
AmOne
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AmOne
AmOne
Excellent
Reviews 2,001
Bestmoney Staff
May. 17, 2021
3 min read
BestMoney Staff
AmOne Summary
AmOne, an established marketplace lender, offers a variety of loan options with good terms and rates through its network of lenders. After comparing available options that suit their specific needs customers can apply for a tailor-made loan for free.

Pros

  • Range of loan terms and amounts
  • Network of lenders offering good deals

Cons

  • Lack of customer support channels
  • Not enough information on rates and terms

AmOne AmOne View Rates

Overview

Founded in 2005, AmOne is dedicated to helping customers find financing solutions. While it does not originate loans, it has helped customers access over $16 billion in funds since its establishment, all free of charge. It provides a simple application that connects you to a broad network of well-respected lenders, while letting you find the right match for you.

Suitable For?

AmOne is ideal if you’re looking to finance projects that require quick funds to be repaid later. It doesn’t limit the purpose of loans you can apply for and it's a great option if you prefer to evaluate your options carefully before getting a loan. AmOne works with a community of established loan providers, and the simple application is a great way to shop around without having to visit every single lender individually.

Loan Features

While AmOne is not directly a lender, its loan partners work with borrowers with a wide range of credit scores and qualifications. If you are working to improve your creditworthiness you can find a loan even when other providers may turn you down. AmOne doesn’t charge fees for services, letting you complete your loan application without an obligation to accept any terms offered by its partners. It also offers a host of educational resources including articles and guides on personal loans, the basics of financing and budgets.

Highlights for AmOne

  • An extensive network of reliable loan providers
  • Good range of loan amounts and terms available
  • No charges for applying or finding a loan
  • Single application for preapproval and matching
  • Compare different offers in a single location
  • Strong educational resources for prospective borrowers
  • Borrowers with all credit backgrounds welcome to apply
  • Flexible loan purposes

Application Process

Applying for a loan with AmOne is a streamlined process. To get started, you fill out a single form to receive pre-approval. This initial step asks for basic information including contact details, financial history, and specifics relating to employment. You’ll be asked to provide:

  • Employment status
  • Annual income
  • Date of birth
  • Contact information such as phone number and email
  • Zip code and basic geographic information

In order to qualify you need to meet the following requirements:

  • Be a US citizen or legal permanent resident
  • Be 18 years or older
  • Have a verifiable bank account
  • Have a steady source of income

Additionally, you may be required to present more information and meet further qualifications by the loan provider you eventually choose to work with.

Once the application process is complete, you’ll be matched with several potential lenders to effectively compare your options side-by-side. When you agree to terms with a provider, you’ll complete the application process directly with the selected lender. It is important to note that at this step AmOne will no longer be involved in the approval process as it only works to connect lenders to prospective borrowers.

Loan Terms

Unlike many direct lenders, AmOne gives its customers choices. It does not originate its own loans, but it does have a network of reliable lenders who specialize in a variety of fields, from medical loans to auto repair. Thanks to this strong network, you can find a loan that is tailored to your needs while benefiting from competitive rates due to the number of available alternatives. When you receive approval through AmOne, you are immediately matched with several prospective lenders who will extend potential offers.

Some of the higher loan amounts offered are only available to customers with excellent credit, but the company’s partners offer a wide enough range that any borrower can find a useful loan with little trouble.

Repayment Terms

You can choose from a substantial range of available loan terms and amounts with AmOne’ partners. The lender network offers loan terms that start as low as 24 months and go up to 84 months. Additionally, you can request as little as $1,000 or as much as $50,000. It is important to note that not all lenders in the network offer the same terms, and that loan specifics are always determined by the loan provider once you’ve accepted a term sheet.

Privacy & Security

AmOne is very transparent about what personal data it collects and what it’s used for. Furthermore, it doesn’t share information with any unauthorized third parties outside of its service partners. It does collect some non-identifiable information to improve services, but all information transmitted to the online site is secured using industry-standard safety measures and encryption protocols.

Help & Support

Getting in touch with AmOne is as simple as filling out an email ticket on the website. There is no option to call or live chat, but email queries are usually answered in as little as one business day.

How AmOne Compares


AmOneFiona
APRAPR: 3.49% - 35.99%APR: 4.99% - 35.99%
Minimum credit scorenone580
Loan amounts $1,000 - $50,000$1,000 - $100,000
Loan term24 - 84 months24 - 84 months
Suitable forComparing a variety of loan optionsPoor-credit borrowers

While AmOne and Credible offer very similar APR and loan terms ranges, AmOne pulls ahead due to the fact that there is no minimum credit score and it lets you compare offers from a variety of different lenders.

When compared with Fiona, AmOne can't compete with the low maximum APR, but it's flexible loan terms and no minimum credit score make it a viable option for a larger range of borrowers.

Summary

AmOne offers a variety of loan options through its network of lenders with good terms and amounts. You can find the right loan for your needs after comparing available options instead of having to settle on a loan that doesn’t work for you. Thanks to a marketplace that encourages competition and gives you the upper hand in closing loan terms, AmOne offers a free service with transparent and reliable results.

FAQs

How much can I borrow?

You can apply for a loan for up to $50,000 with rates from 3.99%. Instead of waiting on a long, tedious process, you can get your funds in as little as 1 day from approval.

What can I use my loan for?

AmOne doesn’t impose any restrictions on how you use your loan, which means you can use it for anything from debt consolidation loans, credit card consolidation loans, home improvements, or even in an emergency.

What credit score do I need to apply?

You don't need to have perfect credit to get a personal loan from AmOne. Instead of going from lender to lender to find something you qualify for, you can let AmOne find the right offers for you and your particular circumstances.

Is AmOne legitimate?

Yes! It is a well-known name in the personal loans industry and has helped its customers gain access to over $16 billion in funds since it was founded.

Physical Address

AmOne

950 Tower Lane, 6th floor

Foster City, CA

94404

AmOne AmOne View Rates

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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See what some customers are saying about AmOne
AmOne
Excellent
Reviews 2,001
on
Excellent
80%
Great
13%
Average
3%
Poor
1%
Bad
3%
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marie mccrary
2 days ago
A representative called me immediately…
A representative called me immediately and referred me to Americor’s who was wonderful.
D
donna meunier
2 days ago
Working with Judy was very easy
Working with Judy was very easy. She was so kind and understanding.
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stephen osei
2 days ago
Exellent work the person l spoke
Exellent work the person l spoke With have the facts about things we spoke about
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hector mendieta
3 days ago
Good
Metohe23ma
L
lisa meehan
3 days ago
The representative was awesome
The representative was awesome. Very clear on the rates.
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tammy hickman
3 days ago
I am just running around and around…
I am just running around and around with these companies. I just need the money to help a child in my family get buried. I can pay them!
L
leticia ramos
4 days ago
Me atendieron muy bien
Me atendieron muy bien
V
victoria little
6 days ago
Amazing service
Amazing service. Punctual delivery...
J
john wright
6 days ago
The got me the loan was professional…
The got me the loan was professional and swift
R
ruben sanchez
6 days ago
Grand services
Grand services, good communication.
J
jorge rivas
7 days ago
Fast and clear service no games
Fast and clear service no games
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gale
7 days ago
I need to keep my home
I need help with my behind pmts or I'm going to be homeless
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gbentinc
8 days ago
Totally misleading
Totally misleading. I was looking for a very small loan. I told the up front not a DMP. Guy hung up on me. I call back same guy answers said sorry we got disconnected and said could help with a loan. Put me on hold while checking into it. Then another guy came on talking about I had to get in touch with my credit score. I told him I was looking for a loan not a Debt Management Program. He instantly said ok have a nice day. I said thanks for being liers and hung up. If you're looking for a Debt Management Program they possibly can help you. If you're looking for a loan, even a very small loan don't bother with them. Typically bait and sswitch.Up front honest is definitely not this companies strong point.
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juanita plyler
8 days ago
Was very helpful and I am so happy for…
Was very helpful and I am so happy for that.ty all of you very very much
M
mitchell ross
8 days ago
Matched with great lender that in turn…
Matched with great lender that in turn provided loan within 24 hours.
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dariamni espinal
8 days ago
Es una empresa confiable
Es una empresa confiable. Y a muy buena tasa sus préstamos.
B
beverly marshall
9 days ago
Listened well
Listened well
W
william rice
9 days ago
Polite knowledgeable and very helpful
Very polite and answered all may questions. Did a great job.
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ann ann
9 days ago
Ann. can't speak about the loan
I can't speak about the loan, but they are quick to help you and this is most important. I would appreciate some help. I would even recommend my friends and family members.
G
geraldine muncey
9 days ago
Everyone was pleasant and very…
Everyone was pleasant and very professional
W
ward hendrix
9 days ago
Very high LOAN origination fee
Very high LOAN origination fee. Very high interest rate.
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burke
9 days ago
I will be referring this company to…
I will be referring this company to other people so far they can possibly get a little more secure financial loan
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ibarra ibarra
10 days ago
It was fast and easy not a a lot of…
It was fast and easy not a a lot of questions ask and approved in instant
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derrick ellis
10 days ago
they were accurate and they knew what they were doing
They help me very with anything I asked them Plus they were doing l a very good job I like the way they did business
M
ms
10 days ago
Great job
Great job at helping me create this review
T
tammy wilson
11 days ago
There's no hidden fees
They were very honest it was quickly done and no hidden fees
A
april
11 days ago
Easy application process
Easy application process
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pedro duran
11 days ago
That good that you are helping people…
That good that you are helping people that need help like me
D
diannam
12 days ago
AM ONE IS GREAT
I'm very excited to be part of A-one
M
michael warner
13 days ago
Amy Rock Star Service
Amy was a great help, walked me through the process and explained everything. Very quick to call me with updates. The highest quality service I experienced. I will definitely recommend to anyone. Thank You
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eugene marshal
14 days ago
I like the window selection
I like the window selection
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richard kaleohano
15 days ago
I'm so happy that amone have help me…
I'm so happy that amone have help me out on the loan that I tried to get an finally I got a lender you have made my day happy
K
kassandra vazquez
15 days ago
Customer Service
David B. Was such a great help. And he did things my way and pace. Definitely will recommend. Thank you David!
A
ana gutierrez
16 days ago
I was able to get my questions answered promptly. …
I was able to get my questions answered quickly and very helpful professional. Looking forward to see how it works out to get some relief from my debt to start a new year with a plan in motion to payoff my debt.
S
shawntae dillard
16 days ago
Easy process and I was funded
Easy process and I was funded. Thank you
L
linda destefano
16 days ago
My counselor
My counselor, Zach, was so professional, pleasant and helpful!! I may not have signed on had I gotten a different assistant!! He was extremely supportive and explained the program in a way that made me accept something that I have turned down several times before!!
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shane grissom
16 days ago
Helpful and excited
Helpful and excited
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verlinđa williams
17 days ago
What they need to know.
Awesome, Magnificen
G
gary
17 days ago
Sounds sketchy, but good customer service
Very good customer service but it really sounds like a sketchy program! It’s almost like they get you into their program, take your money and hold until the creditor charges off the debt… then they pay it for a very reduced amount, truth be told, anyone can do that!
R
ricardo strick
17 days ago
A great company that was to able to…
A great company that was to able to help with my financial needs
M
martelis diarra i
18 days ago
Expedience and concise.
Expedience and concise.
F
felica madison
19 days ago
The entire staff how efficient they…
The entire staff how efficient they we
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bryan driggers
19 days ago
I didn't like it
I did not like it to much at all really
I
iva scarbrough
20 days ago
Even though you couldn't do the loan
Even though you couldn't do the loan, you found someone that could.
R
rebecca
20 days ago
A Great Experience
Francesca was so diligent in finding the best solution for me. When I went into the office to sign the paperwork, she was very thorough and extremely friendly and caring.
G
gloria winters
20 days ago
Well I was surprised that the…
Well I was surprised that the application was viewed that quickly and the people I talked to walked me thru everything I need to do they were kind and patient and very understanding
T
terry striker
20 days ago
It was so easy and fast
It was so easy and fast
R
robert strickland
20 days ago
It was all easy.
It was all easy.
P
paul
21 days ago
This is bull
This is bull sh they only want to create Securities using your SSN bull s
T
travis harris
21 days ago
The service and professionalism.
The service and professionalism.
A
antonio ceja
21 days ago
melissa owens customer service was…
melissa owens customer service was great , she was straight forward , honest, and knowledgable, great service over all!
L
louis
21 days ago
1,2,3 that's how it was
1,2,3 that's how it was. The interest rate was great in comparison to others
B
brenda nosal
21 days ago
Was a fast process and the people I…
Was a fast process and the people I worked with were pleasant and efficient
T
tracy ohanrahan
22 days ago
Dennis Sullivan was an excellent…
Dennis Sullivan was an excellent representative. He was very self-explanatory on all the steps that would be taken. I felt extremely comfortable speaking with him and making this huge decision in my life.
J
jason taylor
22 days ago
Very informative
Very informative
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andrew sperhac
23 days ago
What loan?? Its a marketing site.!!!!
I havent even applied yet and seen nothing but adds. Now they want a review about my loan experiance. People needing a loan PROBABLY aint got money to spend. Real wisdom here man. Ya!! I dont know if i can trust this site for a loan if they dont know what to sell to their clients. Wow !!!
N
natasha castillolopez
24 days ago
Very professional and friendly and…
Very professional and friendly and knowledgable.
H
hiram hernandez
24 days ago
Thumbs up
Fast quality service
A
af mesbahuzzaman
25 days ago
Excellent service and sincere
Excellent service and sincere, committed
A
alforis lawrence
a month ago
I was Totally impressed with the…
I was Totally impressed with the Professionalism in every aspect of the conversation, Ms. Erica Haney took me through every step with patience and accuracy. I am over whelmed with the results my near future of financial freedom. Thank You !!!
J
jaimee flowers
a month ago
I got the loan in one application!!
I got the loan in one application!!! I was expecting a ton of phone calls, Thankyou for not giving my # out. Credit cards are paid already. Great experience 👍 Again Thankyou-jaimee flowers
N
nancy behnke
a month ago
I wanted debt consolidation loan
I wanted debt consolidation loan. I have never missed a payment and was told to stop paying and get loans renegotiated. I want to pay my bills. Bad advice. I did get my loan through someone else.
D
david tillman
a month ago
Loan that fits your needs.
They we're very professional, and gave me a chance when others wouldn't.
L
lori vazquez
a month ago
Everyone I spoke to was courteous and…
Everyone I spoke to was courteous and patient with me. My funds were sent to my account faster than I expected. Will recommend to everyone I know who needs a loan.
E
eddy smith
a month ago
Simple & Amanda was helpful
Simple & Amanda was helpful
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gary mccarty
a month ago
It is good make money.
It is good make money.
M
marie carrasco
a month ago
Professional
Professional. Courteous. Great listener. Respectful
C
consumer
a month ago
The easy information. Im having trouble getting a picture of my drivers license
The easy information, and it was pretty easy to throughout that hard
L
lucius beal
a month ago
Lost business
After I was transferred from the 1st person the 2nd person started asking me the same questioned that I just answered. I asked, doesn't he already have all of that information from the 1st guy and he hung up on me.
B
bonnie lincoln
a month ago
Quick and easy
Quick and easy
V
valerie audino
a month ago
Very helpful
Very helpful
J
james lacrosse
a month ago
I just started so I am still evaluating…
I just started so I am still evaluating but I must say that I was helped by a great representative that took care of my fears and anxieties over getting help for my credit issues.
M
miguel blanco
a month ago
Very helpful they explained everything…
Very helpful they explained everything with all details I’m so glad
A
antonio
a month ago
I like it because I have liver failure…
I like it because I have liver failure and cancer and it looks like you guys are the one to give me that opportunity so I can pay for my medication
S
sandra fernandez
a month ago
Very helpful customer service.
Very helpful customer service.
D
diane johnson
a month ago
Diane Johnson On November 6th 2023
Diane Johnson On November 6th 2023, in seaking with your representative I appreciated how questions I had was cleared up with information and wording I could clearly understand.
B
bridget catlin
a month ago
Super rude and disrespectful.
Super rude and disrespectful.
D
dulcie somuah
a month ago
It was very easy and the people were…yes, easy and nice
It was very easy and the people were very nice.It wasn’t too long of a wait.
R
regina madden
a month ago
AmOne person was pleasant.
The Amone person was very pleasant but who they connected me to for help was a different story . Initially John was helpful but we got disconnected. When I received a call back I spoke with Ryan who was useless. After just a couple of minutes he said “there is nothing we can do for you. I tried to explain that before I got disconnected John had said there was a solution . Ryan did not want to hear it and I basically felt like I was bothering him
O
oscar hernandez
a month ago
excellent atención
excellent atención
G
gary brooks
a month ago
Everyone was friendly and courteous.
Everyone was friendly and courteous.
K
kathleen burke
a month ago
It was a very fast acceptance loan
It was a very fast acceptance loan. They are very nice and friendly. I would recommend them easily!
W
we
a month ago
The set me up with the perfect lender
Set me up with the perfect lender. I was able to get the whole amount I ask for ($6000). Whole thing was completed and funded within 2 days. Best past is no early payoff penalties and you can call the office directly if you to pay extra just towards principal. Super nice feature since it is a variable interest rate based on balance. Really easy experience.
C
cheryl bollinger
a month ago
Excellent Customer Service !
Excellent Customer Service !! They ask all the correct questions !! Give friendly Service. Way above what All the others 🤗!
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nasreldin mohammed
a month ago
Go to work today
ALpha Landscaping and clean company
A
angel martinez
a month ago
They are excellent people to work with…
They are excellent people to work with and they go out of their way to help
M
margaret
a month ago
Quick and easy application process
Quick and easy application process Same day funding
Y
yolanda daughtry
a month ago
Adam was extremely helpful and…
Adam was extremely helpful and compassionate. He walked me through each step and answered my many, many questions.
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nancy muniz
a month ago
Not sure
Not sure. Haven't been accepted yet.
N
natalie
a month ago
It was worth it
I had a pleasurable experience thanks
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barbara jameson
a month ago
To always pay your bills on time
They are helping me get my credit build up and have a better credit score
L
lisa goodwin
a month ago
Great experience
Customer service was very helpful.. very quick and thorough..
R
rm
a month ago
Fast and Friendly
The loan process was fast and the service was friendly and informative.
M
martha bellamy
a month ago
Loan
So far, the company is doing good by me. It's making it easy for me to do the The application And customer service person is doing good to is. Help me to put in the right information this loan
J
jabe merritt
a month ago
good people work hard to get me a better rate
it was easy to apply for the loan they were very helpful in getting the money for me very friendly people would recommend them to anyone
T
timothy g squillace
a month ago
Gave the right financial advice
Gave the right financial advice. They worked with me every day. Gave me a sense of stability. The financial group I worked with was flexible. My hats off to their team. Was very satisfied
Z
zuzana leckova
a month ago
Professional, fast and friendly!
Very friendly, professional and fast service
K
karene schnellbach
a month ago
AmOne was quick at finding a solution…
AmOne was quick at finding a solution for me with one of their services. Things went very quick and smoothly. Everyone was very helpful and friendly
R
richard juncos
a month ago
So far so good I like it that's it.
So far so good I like it that's it.
J
jessica smith
a month ago
Couldn’t approve me but transferred me…
Couldn’t approve me but transferred me to a “credit repair” service. Everyone knows those places are a scam!