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5KFUNDS Review

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BestMoney Staff
Bestmoney Staff
May. 17, 20214 min read

5KFUNDS summary

5Kfunds connects people seeking loans to its network of reliable lenders. It offers an effortless way to fund life projects, vacations, and other expenses in an affordable, quick way, avoiding complications and red tape. With a simple online pre-qualify form, 5Kfunds gives the leverage back to consumers as lenders compete for their business in a modern marketplace.

Pros

  • Reputable lenders, variety of loan alternatives
  • The application process is quick and straightforward
  • US-based customer support

Cons

  • Not many educational resources
  • Little information about lending partners on the website
  • No live chat

5KFUNDS 5KFUNDS View Rates


Suitable For?

With a lightning-fast application and the ability to get funds delivered directly to a bank account, 5Kfunds is an ideal solution for anyone looking for an efficient and affordable way to finance life projects, expenses, or other spending. Its partners offer competitive interest rates and a good variety of repayment terms, giving borrowers the opportunity to compare options before making a choice. 5Kfunds’ simple application will also match you with the loan providers that are most likely to grant approval. Thanks to an extensive network of reputable lenders, you can get even better value as lenders compete for your business. Moreover, 5Kfunds doesn’t put any limits on how you use your loan, making it ideal if you want the freedom to pick the right loan for your specific needs.

Loan Feature

5Kfunds is not directly a lender, but it still provides customers with a wide range of options for personal loans. The company’s network of lenders offer a solid range of loan amounts, alongside great interest rates and flexible loan terms. Should any questions arise during the process, 5Kfunds’ US-based customer support is on hand to help answer any questions. 5Kfunds also stands out for its simple application, which takes only a few minutes before matching you to several lenders with options that match your needs and financial circumstances. Here are some of the highlights for 5Kfunds:

  • Straightforward application
  • Network of 100 reputable loan providers
  • Up to $35,000 in loans available for as long as 72-month terms
  • Competitive interest rates
  • US-based customer support
  • Match instantly to a lender
  • Reach customer support via email or telephone
  • Commitment to protecting customers’ information

The Application Process

Getting started with 5Kfunds only takes a few minutes. The initial application process takes you through several pages and collects basic information, including personal details and some banking records. Once complete, the company instantly matches you to the available lenders based on financial circumstances. It is important to remember that 5Kfunds’ application only prequalifies candidates, but official terms and conditions for the loan are negotiated directly with the lender you are matched with. A positive feature of this process is that 5Kfunds does not require a credit check to get started, though a lender might require it for final loan approval. From start to finish, the application process takes under 10 minutes, and funds can be approved shortly thereafter once you agree on terms with your chosen loan provider.

Loan Terms - The Bare Basics

With a network of 100 reliable loan providers, 5KFunds can help borrowers find a wide variety of alternatives at competitive rates. The application process is extremely intuitive, taking less than 10 minutes before capably matching you to several potential lenders. Once matched, the page that displays the possible choices is incredibly useful and easy to use.

The initial application does not require a credit check, and 5Kfunds is partnered with lenders that offer loans to borrowers with a wide range of credit scores. Before approval, some loan providers may require a credit check further into the application process.

5KFunds’s lender network offers loans up to $35,000, with APRs between 5.99% - 35.99%. Furthermore, the company can help match you with incredible precision to a lender that fits your credit qualifications.

You don’t need to submit any paperwork during your application, and even when you reach an agreement with your loan provider, all documents can be signed electronically. In addition, it is also worth noting that 5Kfunds’ services are completely free. The company does not charge customers to apply or match with a lender. The company does collect a small fee after you are matched, but we found it remained objective and continued to connect customers to available lenders.

Repayment Terms

One of the areas where 5Kfunds stands out in particular is the repayment terms available from its network of lenders. The company’s partners offer loans from less than $1,000 up to $35,000. For most of the loans, you can choose terms between 2 and 72 months. These terms offer tremendous flexibility when combined with the rates offered, and allow customers to find terms that are tailored to their individual circumstances. It is important to keep in mind that the rates quoted by 5Kfunds’ websites are representative, and individual lenders may offer slightly different terms when you reach the negotiation stage. 

Privacy & Security

5Kfunds places a serious emphasis on customers’ information security. It uses industry standard protections and secure servers to protect all valuable personal details. Additionally, all data is encrypted using bank-level security protocols. With a very thorough privacy policy, it is transparent about the information it collects, as well as how it’s used. 5Kfunds does not share your information without your consent, although it does distribute some details to partners and service providers. We were happy with the level of seriousness 5Kfunds dedicates to information security.

Help & Support

One of the features of 5Kfunds is its supportive customer service. The company offers US-based support that can be reached by both telephone and email. The phone line is available during business hours on weekdays, while the email channel is open 24/7. When we called, we did not wait long before representatives answered our questions promptly and effectively. Via email, we found that the company usually replies in a short time with professional and knowledgeable responses. Apart from dialogue with representatives, the company’s website also features an informative FAQ section to help tackle lending basics.

Summary

Access to a wide network of reliable loan providers means 5Kfunds is able to give customers a high degree of choice when it comes to personal borrowing. With a simple application process that effectively matches you immediately with a range of lenders, 5Kfunds delivers an easy way to compare different borrowing options as providers compete to give you a loan. While it could offer a slightly higher range of loan amounts, the company’s combination of terms and interest rates make for an excellent blend of convenience and flexibility. Individuals looking for a quick and efficient way to access funds while reviewing all their choices will appreciate 5Kfunds effective solution for comparing available borrowing options.

Physical Address

5Kfunds Corp.

11041 S Eastern Ave

Henderson, NV

89052

5KFUNDS 5KFUNDS View Rates

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

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  • author
    Zachary Sallinger
    Sep 01, 2022
    Read the fine print

    Ran my credit report without open disclosure. Immediately bombed with spam texts. Company is trash.

    ...

  • author
    HeroLove
    Aug 19, 2022
    Don't trust

    They ask for your bank account information before you're even sure you'll get a loan. I don't trust it. Very sketchy. I do believe this company just sells your personal information. Avoid at all costs!

    ...

  • author
    Paul Chunglo Jr.
    Aug 04, 2022
    Total Scam Beware!!!

    I entered a lot of very personal information and was tricked into a credit reporting service I never wanted or even agreed to. No loan was ever offered or even addressed. Total Scam!! I'd like to see some proof from the reviewers that say they received a loan. I am willing to bet on the fact that this company never helps anyone receive a loan.

    ...

  • author
    Anonymous
    Jun 24, 2022
    Do not give this company your personal…

    Do not give this company your personal information. I missed the part where they sell your phone number/information. I thought this was a secure, legitimate company to help people get loans. After a google search I made sure I was on the official, secure website. I don’t have any reason to believe they would not have tossed my social security number out in the open, after this fact. Of course it was mostly my fault, but seriously don’t fall for it.

    ...

  • author
    Carrie
    Jun 17, 2022
    Asked for extremely personal…

    Asked for extremely personal information and then redirected me to several different sites. Do not use this site!

    ...

  • author
    Tim Daniel
    Feb 13, 2022
    5K Funds is a Scam

    5K Funds is a Scam. I applied for a loan online and paid for a credit report. A short time later I was asked to pay a second time for a credit report. No loan was addressed.

    ...

  • author
    G J
    Jul 22, 2021
    Provided sensitive information

    Provided sensitive information, only to continuously be redirected to third party lenders. Never received a loan. My information is still out there. Not right.

    ...

  • author
    BWH
    May 29, 2021
    So far its been like 7 months and Ive…

    So far its been like 7 months and Ive ReAPPLIED for like a zillion loans even for as low as $200 and NEVER a penny ??? Really 5K ? And yet they STILL BLOW up my Cell with BOGUS text messages SAYING THAT Ive BEEN APPROVED and oH Congratulations and just click here to RELEASE your $ funds to your account Immediately! Texts and Emails STILL all the time and NO MONEY ever So I have to ask , WHAT THE HELL ?

    ...

  • author
    Jannette Cruz
    Nov 15, 2019
    Excellent service!

    Excellent service! The money was in my account the same day I applied and I was able to renovate my kitchen. 100% Recommended!!!

    ...

  • author
    Anderson
    Nov 06, 2019
    Super fast and trusted!

    Wow! Thanks to this quick loan I was able to pay my credit card on time! Money in my account in less than 8 hours.

    ...

  • author
    Sandra Teller
    Nov 05, 2019
    I was able to get the funds I needed…

    I was able to get the funds I needed for car repair within pretty much the same day I applied for a loan. Super fast! Definitely recommend to the ones who need funds fast.

    ...

  • author
    Bommel
    Aug 08, 2019
    They do nothing but we'll your data…

    They do nothing but we'll your data once they have it you Get redirects for days all with 3rd party fee crooks .don't give them any data .

    ...

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