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Varo Believe Review

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Reviews 1,783

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Michael Graw
Michael Graw
May. 03, 20214 min read

Varo summary

Varo is an online bank founded in 2015. The Varo Believe credit card is designed to help you safely build credit with no fees or interest rates. The credit card is linked to your Varo bank account and money is automatically set aside every time you make a purchase. At the end of the month, the saved money is used to pay off your credit card statement. Applying for the card won’t impact your credit score and there’s no security deposit required.

Pros

  • No interest charges
  • Money automatically set aside to pay for purchases
  • No security deposit required

Cons

  • Doesn’t offer a rewards program
  • Credit limit depends on your bank account balance

Varo Believe at a Glance.

FeesNone
RewardsNo
Minimum Credit ScoreNone
APRNone
Welcome BonusNo
Card TypeVisa
Suitable forBuilding credit without fees

Overview

The Varo Believe credit card is a unique card designed to help you safely build credit. The card is linked to your Varo bank account and money is set aside into a Vault account every time you make a purchase. At the end of each month, the money in your Vault is used to pay off your credit card bill.

The Varo credit card has no annual fee and doesn’t charge interest since you always pay your statement in full. It also doesn’t require a security deposit and there’s no impact on your credit score when you apply. Varo reports your payment history to the 3 major credit bureaus to help you build credit.

Suitable for?

The Varo Believe card is suitable for anyone looking for a way to build credit without high fees. Varo automatically sets aside money from your bank account when you make purchases and encourages you to use its Safe Credit Builder feature to enable automatic payments. Your payment history is reported to the 3 major credit bureaus, which can improve your credit score over time.

Interest Rates and Fees

The Varo Believe credit card does not have an annual fee. Since your balance is always paid at the end of the month, there are no interest charges. If you choose to opt out of automatic payments, Varo charges a $15 late fee if you miss your payment due date.

Annual Fee
None
Interest Rate
None
Late Fee
$15

Rewards & Cashback

The Varo credit card does not offer a rewards program or cash back. There is also no sign-up bonus at this time.

The Application Process

In order to qualify for the Varo Believe credit card, you must have a Varo bank account with no negative balances for the past 90 days. You must also have at least 2 direct deposits totaling $1,000 or more in the last 90 days.

Once eligible, you will be invited to apply for Varo Believe through the Varo mobile app. Application decisions are typically made in 2 business days. Once you’re approved, it can take up to 2 weeks for your card to arrive.

Help & Support

Varo offers customer support by phone and email from 8am to 9pm (ET) Monday to Friday and 11amto 7pm Saturday and Sunday. The Varo website also has a detailed FAQs page that explains how to use your bank account and credit card.

Phone call hours: 8am-9pm (ET) Monday-Friday; 11am-7pmSaturday-Sunday

Security

All of your personal and financial information with Varo is protected by 256-bit AES encryption. The Varo Believe credit card comes with an EMV chip and you can receive mobile alerts whenever a transaction is made using your card. You can also lock your card at any time using the Varo mobile app. 

FAQ

Will making late payments hurt my credit score?

Varo reports missed payments as well as on-time payments to the 3 major credit bureaus. You may also be disqualified from the Varo Believe program if you repeatedly miss payments.

What is the credit limit for the Varo Believe credit card?

Your credit limit is equal to the balance in your Varo bank account or $10,000 per billing cycle, whichever is smaller.

Can I withdraw money from the Vault account?

No, funds transferred to your Vault account cannot be withdrawn. If you pay your statement balance using a third-party account, funds in your Vault will be returned to your Varo bank account.

Conclusion

The Varo Believe credit card enables you to build credit without paying an annual fee or interest. To qualify, you must have a Varo bank account with at least $1,000 in direct deposits over the past 90 days. Varo automatically sets aside funds from your bank account to cover your credit card purchases and reports your payment history to the 3 major credit bureaus. 

Methodology

This review was completed using information from the Varo website.

Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

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  • author
    Zach Lassiter
    15 hours ago
    Super convenient

    Super convenient, and very modern

    ...

  • author
    Tatiana Bartlett
    14 hours ago
    I can't recommend Varo anymore

    I can't recommend Varo anymore. If you have a lot of money you need to access quickly (say earnest money for buying a home) and it's trapped in Varo, you're in trouble. They don't do money wires which is typical for home purchases. You also don't get an actual checkbook. The best you can do with a check is have them send one for you like bill pay that can take over a week to get there. There are arbitrary limits on how much you can send to a linked bank account with another bank. And it took me over an hour on hold before I finally got someone on the phone to even talk to about this stuff. For all the hassle of a marginally better savings rate, you lose regular bank conveniences that most people are shocked aren't a given with all banks. If you want an online only bank, that's fine. But I think you can find some that still provide some of the important services I mentioned. It doesn't hurt you till you really need it, then it's too late. Just an FYI because I researched Varo a lot before making an account and this was all new information for me.

    ...

  • author
    Jay Jay
    20 hours ago
    You guys are great!!!

    You guys are great!!!

    ...

  • author
    Erin Williams
    2 days ago
    Ive had varo for yrs and never had any…

    Ive had varo for yrs and never had any problems

    ...

  • author
    aaron sawyer
    2 days ago
    All around ok for a digital bank but…

    All around ok for a digital bank but customer service is slow very slow by email and over an hour wait on hold by phone.. I'm in middle of a 2000 dollar dispute and I never hear from a real person they act like it's no big deal while I'm sitting here broke

    ...

  • author
    shawn
    2 days ago
    Top Notch

    Will always receive deposits when sent. No waiting

    ...

  • author
    Amy Hall
    3 days ago
    I love varo

    I love varo. who don't like free checking and savings. lol the only thing that sucks is how long it takes for customer service to an answer the phone

    ...

  • author
    De'Juan Jones
    3 days ago
    The New and Improved...I've been with…

    The New and Improved...I've been with them for 2 years and counting and they haven't let me down yet and I'm praying they won't.

    ...

  • author
    Jeff Gerber Santucci
    3 days ago
    Problem-free banking

    Problem-free banking

    ...

  • author
    Jessica Lithgow
    3 days ago
    Love Varo

    Varo is great I was having a hard time finding an account and varo gave me a chance.

    ...

  • author
    Paige Carroll
    3 days ago
    Wonderful

    Wonderful , always so easy to use

    ...

  • author
    Leslie Woodrome
    3 days ago
    Varo is awesome!!!

    I love banking with Varo!!! I tell everyone how easy and hassle free it is to bank online!!!

    ...

  • author
    Jason LeRose Blankenship
    4 days ago
    One of the best apps and banking I’ve…

    One of the best apps and banking I’ve ever had.

    ...

  • author
    Stanley Williams
    4 days ago
    I have had this card about 4 year's i…

    I have had this card about 4 year's i love everything the card has to offer and some my plans are to stay with VARO banking a long time i'am very happy with the service i get and you talk to real people not a robot.

    ...

  • author
    Meg Piaskoski
    4 days ago
    I love VARO

    I love VARO! They have exceptional customer service and you are never surprised with some kind of strange fee. If anything, they will help you if perhaps you need just a little bump before payday. Love you VARO!!!!!!

    ...

  • author
    Randall Irvin
    Jun 10, 2021
    Great customer service

    Great customer service

    ...

  • author
    Eddie Sosa
    Jun 10, 2021
    The customer service is great for a…

    The customer service is great for a free bank application.

    ...

  • author
    November Byrd
    Jun 09, 2021
    This bank has been the worst bank I've…

    This bank has been the worst bank I've ever dealt with

    ...

  • author
    Dakischa Ricks
    Jun 09, 2021
    Above and beyind

    I had issues with my account and called customer service. The representatives helped me get my account back in order. They have helped me beyond my expectations of the services

    ...

  • author
    george white
    Jun 09, 2021
    Love the service

    Love the service

    ...

  • author
    Justin Lang
    Jun 09, 2021
    Best online bank.

    Great Customer service. Fantastic interest rates. Exceedingly helpful staff. Very convenient.

    ...

  • author
    Jermaine Miller
    Jun 09, 2021
    Does varo card has a lot of potential…

    Does varo card has a lot of potential and benefits great potential and benefits

    ...

  • author
    Cora Hall
    Jun 09, 2021
    Varo has been easier to use then most…

    Varo has been easier to use then most things I've tried so far.

    ...

  • author
    Christopher Duperron
    Jun 08, 2021
    I absolutely love varo the app is…

    I absolutely love varo the app is simple the purchase alerts are a game changer so you always know what’s in your spending range would definitely recommend and getting paid earlier by direct deposit is amazing.

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  • author
    DARRELL Joyner
    Jun 07, 2021
    I loved the account someone stole my…

    I loved the account someone stole my phone blocked me out of ally accounts been want a new account only problem had

    ...

  • author
    Louie Martinez
    Jun 07, 2021
    Helps out when in a bind.

    Helps out when in a bind.

    ...

  • author
    Blake Billinger
    Jun 07, 2021
    Varo is wonderful!

    Varo is wonderful!

    ...

  • author
    Brodrick Leatch
    Jun 06, 2021
    I’ve been banking with you guys for I…

    I’ve been banking with you guys for I no well over a year and I can honestly say y’all do a great job you all are on time and have resolved any and every issue that I’ve ever had yall are very respectful and trustworthy wouldn’t have it any other way

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  • author
    Emma Thaggard
    Jun 06, 2021
    There when I need them,great customer…

    There when I need them,great customer service.

    ...

  • author
    Patricia Richner
    Jun 06, 2021
    Varo

    I have been using this mobile banking app for over a year I have nothing but good things to say about Varo great customer service great banking experience I highly recommend this I'd give it a 10

    ...

  • author
    Rain Forest LeDoux
    Jun 06, 2021
    Love you guys thanks

    Love you guys thanks

    ...

  • author
    Jerry Wayne
    Jun 06, 2021
    Great

    Great bank and nofee overdraft

    ...

  • author
    Amber Knight
    Jun 05, 2021
    Best online banking service around

    Best online banking service around. No stupid bs, no falsely claimed perks, the benefits of having the account are legit with no strings attached. Customer service is mindful, friendly, helpful, and have common sense which is something most these online banks lack within their staff. Never had any issues with them. I'd recommend to anyone .

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  • author
    Moises Morales
    Jun 05, 2021
    Getting it all, plus some.., but missing just alittle sumthing..!

    Hello and I wanted to say that ever since I've used caro, it's helped me on various occasion. Due to time I lost and now realized there was a change and I would like to receive my new card in my new address but haven't as of yet. Please help me. Name: Moises Morales Phone #-(347)-258-1384 Last varo card # 4240 6801 4749 7706 Exp: 6/25. Please help me.

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  • author
    andrea kendall
    Jun 04, 2021
    You guys was very helpful when I dealt…

    You guys was very helpful when I dealt w fraud

    ...

  • author
    Main Smith
    Jun 04, 2021
    Trusted

    Good in saving

    ...

  • author
    Timothy Agnew
    Jun 04, 2021
    Well it started great but then

    Well it started great, but now I'm having issues with my acct. I lost my card and ordered a new one. This is where my problem started, they didn't close the old acct instead they rolled d.ds into the new one except this month, thier essentially lying to me know saying they sent it back to the institution but the they are saying they see it's been processed thru varo, but now I can't get anyone on the line.....

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  • author
    David D
    Jun 04, 2021
    Great to have this card.

    Great to have this card.

    ...

  • author
    Jesse Caldwell
    Jun 04, 2021
    Wonderful bank

    Wonderful bank. No fees, it’s great

    ...

  • author
    Monica Leigh
    Jun 04, 2021
    They have excellent customer service

    They have excellent customer service. The app is easy to use. Plus you get paid early.

    ...

  • author
    Ebony Wilder
    Jun 04, 2021
    I just hate when I deposit my mobile…

    I just hate when I deposit my mobile check it takes along time to be on my card its been 4 hours now still hasn't deposited i will be closing my account after this because its like that every single time

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  • author
    Benjamin Angel
    Jun 03, 2021
    Awesome bank

    Awesome bank, easy to use app and customer service is wonderful. Varo Advance helps you out when your in a tight spot.

    ...

  • author
    Pachungas G
    Jun 03, 2021
    Varo is cool

    I've had a great experience with varo. Convenient and nice to get paid a little bit earlier too

    ...

  • author
    Juan Gaines
    Jun 03, 2021
    DO NOT USE VARO!!! DOES NOT LIKE TO WORK FRAUDULENT TRANSACTION DISPUTES

    DO NOT USE VARO!!!! VARO decided they didn’t see any “error” in our dispute where 2 transactions came off my husband’s card on the SAME day!! One was in the Philippines, one was in Pennsylvania and the card was “present” at BOTH Locations when the transactions were done!!! NOT!! We live in KY!! They don’t have a “resolution” department you can speak with on the phone!! Both totaling almost $400

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  • author
    Bonnie Phifer
    Jun 03, 2021
    Have been hearing a nice and good them

    Have been hearing a nice and good them

    ...

  • author
    Sofia Calderon
    Jun 03, 2021
    Very efficient & easy to access.

    Very efficient & easy to access.

    ...

  • author
    Bradley Bartelt
    Jun 03, 2021
    Go with Varo!

    have had a very good experience with Varo without any problems or issues. I can't think of anything negative to say about Varo which makes it a 10 in my book.

    ...

  • author
    Ahmed Karrani
    Jun 02, 2021
    60 minutes why

    So I have an account with varo so long as u have a card and its working your ok but minute you run into somekind of issue there costumer service is no where to be found so I disputes a transaction and they gave me my money back thanks onther problem is now I have no card because of the dispute card is no longer I get it so now how do I get money out hmm they say call and have old card ready be at some atm we activatr old card then get money out ok fine how i get in contact with you guys no 24/7 please thats a lie I like the bank but there's no 24/7 and impossible to get through the 60/ 90 Minute wait why that long your a bank how ppl u have working 2 5 that part there needs fixing to make matters worse the app is tripping I dont know why I have changed my pass word like 3 times since yesterday but every other hour it saying error we don't recognize the this email or pass word I swear I just got a new pass word not even hour ago so who do I contact who do I call i have kids to feed who do I contact to get help from what if god forbid I have an emergency and need cash like hospital or medicine or even milk ppl need to stop lieing i left chime to come to varo but now even thaw there crooks over there at chime im starting to regret the move atleast the crooks were responsible and have good communication skills but you Varo need to learn how to communicate with clients hire more staff god your a bank we give you our money god sake get it together

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  • author
    Jon giersu
    Jun 01, 2021
    Easy spending

    I love spending my money and I'll have a good time knowing I'm not getting any fee's I'm not knowing

    ...

  • author
    Dominic Rowley
    Jun 01, 2021
    I've been with Varo since 2019

    I've been with Varo since 2019, love this bank, love all the features they offer and the ones they continue to roll out. Customer service is actually located in my home state so I feel extra comfortable working with them, which, to be fair, doesn't happen often, as I've had no major issues this entire time. Thanks Varo!

    ...

  • author
    Jason Tice
    May 31, 2021
    This is the best bank I've ever had

    This is the best bank I've ever had! They don't nickel and dime you with charges. The rates on the savings account are great!

    ...

  • author
    Devin Reed
    May 31, 2021
    Got paid 2 days early

    Got paid 2 days early

    ...

  • author
    Michael Grant
    May 30, 2021
    The best way to describe my experience…

    The best way to describe my experience with Varo Bank would be "disgraceful, opportunistic, unethically fraudulent. This is my experience with them. They closed my account . No reason other than for what follows next. They took my Social Security Deposit and promised payment two weeks later. Two weeks and two days later I called to see what was going on with my payment and was told that the payment was being made in an escalated fashion on that day with their apologies. That payment hasn't arrived yet. Next they help another Social Security payment. This was was held three days and guess what? That payment hasn't been delivered to me either! After numerous calls and emails, I was sent an apology stating that my account should never have been closed and they would offer a "Customer Service Gesture" of $100 as a way of settlement. This payment arrived. No mention of the two previous payments. I called once more to express my displeasure and was told nothing further was to be expected. That another request could not be made for 90 days from my first request. That puts me without two Social Security Checks until around August. At that point I would have to start the whole process over. I cannot pay my bills on time. A creditor has decommissioned a credit card, the creditors call daily and I have no answers, I couldn't pay a security deposit on an apartment I was to rent, nor can I get the dentures I need. I could go on but I will this forum. Did I mention that I have had a Stroke.

    ...

  • author
    Desiree Lewis
    May 30, 2021
    Varo is the best bank ever

    I love varo the mobile app is my go to on all occasions. With the push notifications I always know whats happening with my money. The overdraft protection is a lifesaver when I go a little over my budget. Varo the best bank I ever had!!

    ...

  • author
    Michael Thompson
    May 29, 2021
    Great way to Build your credit score…

    Great way to Build your credit score Great bank no fees.I have Varo believe credit card make sure keep your safe builder on.Recommend this bank to any one.

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  • author
    nanireddy bhimireddy
    May 29, 2021
    Good response and best financial…

    Good response and best financial services available for any kind of people

    ...

  • author
    Jerold
    May 28, 2021
    I have been with Varo almost from…

    I have been with Varo almost from inception, and can strongly recommend this online banking institution. Professional always and just a great experience.

    ...

  • author
    Yung Sin Yung sin
    May 28, 2021
    Love Varo honestly

    Love Varo honestly! It trust me to pay back an advance without any type of interest

    ...

  • author
    T MONEY
    May 28, 2021
    Varo is a very good bank from the day I…

    Varo is a very good bank from the day I got it. Nothing but good experiences with this bank

    ...

  • author
    Elizabeth Authement
    May 28, 2021
    I live Varo they have next day and…

    I live Varo they have next day and sometimes the same day direct deposit ..they have overdraft protection and awesome customer service team when you need help. They are very quick to return emails and they are very helpful when problems come up.

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  • author
    Jason Oldenburg
    May 28, 2021
    Great and easy to use

    Great and easy to use

    ...

  • author
    Shonna Sabine
    May 27, 2021
    I am having a little bit of a problem…

    I am having a little bit of a problem with my account right now but I think I can get it fixed by the end of the day tomorrow afternoon after I get in touch with the customer service and see what is going on with my account. Other than that I have already said that I love my Varo account so far.

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  • author
    B&M
    May 27, 2021
    I love this bank won’t use another bank…

    I love this bank won’t use another bank again

    ...

  • author
    Ca Pastor
    May 26, 2021
    Awesome bank

    Awesome bank

    ...

  • author
    Jaybird
    May 26, 2021
    Great bank until recently

    I loved the varo bank until with no explanation I'm not able to use the advance feature and can't find out why nothing has changed as far as I can see but can't get any response as to why. Other than that it's a wonderful bank and I always recommend to anyone who is looking for a good bank with no extra costs of fee's

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  • author
    Morgan Lummus
    May 26, 2021
    Varo Bank is the only bank that makes…

    Varo Bank is the only bank that makes financial situations a breeze!! Banking made easy, thanks to Varo Online Banking

    ...

  • author
    Rachel Lynn Hogue
    May 26, 2021
    Overall a good bank I have not had no…

    Overall a good bank I have not had no problem out of it

    ...

  • author
    Dawn Grimes
    May 26, 2021
    Varo is the complete package bank

    Varo is the complete package bank. They are always there to help ,attentive, kind, and very helpful. Things have been hard because of coronavirus/covid and no matter what varo was there to help with a 50$ advance! Thank you!

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  • author
    Khang Khuc
    May 25, 2021
    Fast and Reliable.

    Fast and Reliable.

    ...

  • author
    Catherine Benmouha
    May 25, 2021
    Horrible customer service

    Horrible customer service. Waited 30 minutes to talk to someone and they said hanging up like automatically. Not is someone there, hi, just hanging up. Very very very very freaking frustrating.

    ...

  • author
    Edification and Exaltation Out
    May 25, 2021
    Great for saving.

    Great banking app. Love making interest on my money.

    ...

  • author
    Virginia Ramirez
    May 25, 2021
    Awesome

    Happy with all the feedbacks and experience

    ...

  • author
    Emily Martin
    May 25, 2021
    Love the app and no fees

    Love the app and no fees! It's easy to use and hastle-free. I also love that the customer service is right here in the United States. I have no complaints at all with Varo, and I've been banking with them for years now, since their first year in business. I so happy the company is taking off and they are their own bank now. Thanks Varo!

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  • author
    penny semon
    May 25, 2021
    I love this bank

    I love this bank. This bank has great customer service everyone is so helpful and friendly. They actually got my money back from a place I didn’t purchase from. No other bank has ever got my money back for me. I was told banks don’t do that only credit cards do. No tru Varo did and does. I haven’t had a bank account over 20 something years. First because I didn’t trust banks, then because I had bad credit and no credit. Banks turned me away. Told me I had to take classes which cost money. Varo excepted me with open arms and no classes no restriction. . The perks here are great they have a wide variety of programs . No service charges or fee. It’s easy to use even I can do it. Thank you Varo . Banks are copying them which is a compliment to Varo. Varo will show you how your bank you are with now is robbing you blind in fees.

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  • author
    Johnathan Abel
    May 24, 2021
    Awesome banking

    Awesome banking

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  • author
    Garydog Goodman
    May 24, 2021
    The website is very easy to navigate…

    The website is very easy to navigate through and I had a few problems and Varo had my back I recommend Varo to all my friends.

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  • author
    Jonette
    May 24, 2021
    Very good bank

    Verygood bank8

    ...

  • author
    Jessica Finch
    May 23, 2021
    Very Trustworthy and Safest Online Bank

    By far the best online bank. Have never had an issue, they inform you of any transactions going in or out of your account within seconds that the transactions are made. Send updates and very useful tips. Very Honest Company and everything runs smoothly just as it should. NEVER HAVE TO WORRY ABOUT MY MONEY, CAUSE I KNOW IT IS IN GOOD HANDS WITH VARO BANK..

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  • author
    Jeremy Kincaid
    May 23, 2021
    I love it!!!!!

    I love it!!!!!

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  • author
    Lara
    May 23, 2021
    Thank you

    It’s a great bank just take too long on hold

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  • author
    Alfred John Blackhorse
    May 23, 2021
    Great bank

    I've used Varo Bank for about a year now and the customer service has been there 100% for me and I've never had a problem out of them at all.

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  • author
    Kevacia Comeaux
    May 23, 2021
    I love this bank

    I love this bank. My direct deposit post to my account early and I never have a problem login into my account.

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  • author
    kelly costa
    May 22, 2021
    I give varo a 10stst for great service…

    I give varo a 10stst for great service timely and so easy to use. I was only with them a few months and during that time I received 75 dollar referral bonus and then I was approved for a loan on my varo card it was so fast and helped in a time of need. I recommend them highly.

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  • author
    Terrion Market
    May 21, 2021
    I love this app I can do anything

    I love this app I can do anything

    ...

  • author
    Som Dasa
    May 21, 2021
    This is where you write your review

    This is where you write your review. Explain what happened, and leave out offensive words. Keep your feedback honest, helpful, and constructive.

    ...

  • author
    Bryant
    May 21, 2021
    Varo...👍

    Varo money is a upgrade from my chime account... So many more features and bonus offers from places I actually shop at not some no name brand online store nobody ever heard of... I had chime for 5 it six years getting Direct deposit of over a thousand every month and never got more than 20 spot me 👎chime and 👍varo😃

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  • author
    Michael Morrison
    May 21, 2021
    Great customer service

    Great customer service, easy to use, fast deposits..

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  • author
    Kenyata Thomas
    May 21, 2021
    Don’t recommend they closed my account…

    Don’t recommend they closed my account and sent my money back And didn’t tell me

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  • author
    Heather Burke
    May 21, 2021
    This bank is horrible!!

    This bank is horrible!!! They may give you your direct deposit two days earlier but they have NO perks other than that! And if you want to deposit your stimulus check don't expect to get it right away, because they will put at least a two day hold on it!!! Oh, and if you ever want to speak to customer service...you can forget about that because you'll be on hold for at least an hour...minimum!! And they never respond to emails! I don't know what kind of bank they're running here, but I am so disappointed because and am going back to a brick and mortar...this is ridiculous!!

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  • author
    Patti Jones
    May 20, 2021
    Varo is awesome!!!

    Varo’s dependability and ease of use has been great for me. I like the advantage of the loans when ends don’t meet.

    ...

  • author
    Tyler Hensley
    May 20, 2021
    10/10 Always Recommend

    This bank is the best thing for the younger generation. The give you the best things about a bank and without any of the fees. It’s truly been the best experience with a bank so far!

    ...

  • author
    Maryjo Boone
    May 20, 2021
    Varo has been and remains a reliable…

    Varo has been and remains a reliable safe honest bank ! I couldn't ask for anything more plus the growth is perfect ! Plus soon you guys will be offering a credit card ! I plan on applying as soon as it becomes available ! I recommend Varo to all my friends and family !!!

    ...

  • author
    Jonathan Terry
    May 20, 2021
    My only problem is I can’t get in touch…

    My only problem is I can’t get in touch with no one I’ve set on the phone for a hour and no one assisted me. I’ve emailed the people too since April 25th, still no response so I think I’m about to leave them

    ...

  • author
    Gary Garner
    May 19, 2021
    Easy to use app good customer service

    Easy to use app good customer service. Get your money early.

    ...

  • author
    Matthew James
    May 19, 2021
    Don't ever get this card they closed my…

    Don't ever get this card they closed my account for know reason at all I had refunds going to that card. They told me to call back in a few days and if the money was in my account they would mail me a check. So I waited a few days and called the number the woman gave me waited 45min to get someone on the phone for them to tell me there was nothing they could do about it so there not worried about if you get your money of not. Hell they probably keep it.

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  • author
    Desirae brown
    May 19, 2021
    It is a awesome bank and you get your…

    It is a awesome bank and you get your money sooner love it

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  • author
    adam clausen
    May 19, 2021
    Best on line bank

    I've never had a problem with varo bank I think it's the best online bank that that experience I would highly recommend it to my friends

    ...

  • author
    Anthony Michael
    May 18, 2021
    It is my primary bank 🏦🏧💵🥰💕

    It is my primary bank, and just hands down the best online banking option out there currently. No fees, no nothing but yet still all the same features as a name brand brick and mortar institution such as ACH transfers.(handy for investment and loan purposes) Direct deposit 3% APY SAVING ACCOUNT(AWESOME) Mobile deposit Few free arms Customer service A reward program similar to cash apps And much more Screw big banks Ease your sorrow, bank with varo! -Anthony Michael Zavoral-Fox *Satisfied lifetime customer and investor*

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  • author
    Barbara Brown
    May 18, 2021
    Easy to use.Easy to set up.Ive had no…

    Easy to use.Easy to set up.Ive had no issues.

    ...

  • author
    Mike Sharrow
    May 18, 2021
    Easy to use banking

    Easy to use banking, easy to transfer funds. No holds on deposits.

    ...

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