We earn a commission from brands listed on this site. This influences the order and manner in which these listings are presented.
BestMoney logo

U.S. Bank Visa® Platinum Card Review

Bestmoney Staff
Apr. 05, 2023
1 min read
BestMoney Staff
U.S. Bank Visa® Platinum Card Summary
If you're looking to pay down your debt at a faster rate, the U.S. Bank Visa® Platinum Card may be a good option for you. This card offers an impressive 0% balance transfer and purchase intro APR for the first 18 billing cycles. Although it doesn't offer rewards, this card could be benificial with its long intro APR offers and no annual fee or penalty APR.

Pros

  • 0% introductory APR for 18 months
  • No annual fee

Cons

  • No signup bonus or rewards
  • 3% foreign transaction fee

U.S. Bank Visa® Platinum Card at a glance

4.4
Editorial score

Fees

No annual fee, has other fees
4.0

APR

Doesn't cover bad credit
4.0

Security

FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication
5.0

Customer service

24/7 service with multiple communication options
5.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features
4.0

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
Top Credit Cards
Chase Sapphire Preferred
Chase Sapphire Preferred
Read Review|Visit Site
Read all reviews

Must Reads

How to Get Approved for a Credit Card
May. 19, 2024
The Ultimate Travel Credit Card Guide
May. 19, 2024
What is a Credit Builder Credit Card?
May. 19, 2024
Read all articles