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If you're looking to pay down your debt at a faster rate, the U.S. Bank Visa® Platinum Card may be a good option for you. This card offers an impressive 0% balance transfer and purchase intro APR for the first 20 billing cycles. Although it doesn't offer rewards, this card could be benificial with its long intro APR offers and no annual fee or penalty APR.
Pros
0% introductory APR for 20 months
No annual fee
Cons
No signup bonus or rewards
3% foreign transaction fee
U.S. Bank Visa® Platinum Card at a glance
4.4
Editorial score
Fees
No annual fee, has other fees
4.0
Eligibility (credit score)
Doesn't cover bad credit
4.0
Security
FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication
5.0
Customer service
24/7 service with multiple communication options
5.0
Online experience
Excellent site and app with detailed FAQs, help center, and transparency of rates and features
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