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U.S. Bank Visa® Platinum Card Review

Bestmoney Staff

Apr. 05, 2023

1 min read

U.S. Bank Visa® Platinum Card Summary

If you're looking to pay down your debt at a faster rate, the U.S. Bank Visa® Platinum Card may be a good option for you. This card offers an impressive 0% balance transfer and purchase intro APR for the first 18 billing cycles. Although it doesn't offer rewards, this card could be benificial with its long intro APR offers and no annual fee or penalty APR.

Pros

0% introductory APR for 18 months
No annual fee

Cons

No signup bonus or rewards
3% foreign transaction fee

U.S. Bank Visa® Platinum Card at a glance

4.4

Editorial score

Fees

No annual fee, has other fees

4.0

APR

Doesn't cover bad credit

4.0

Security

FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication

5.0

Customer service

24/7 service with multiple communication options

5.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features

4.0

Written by

Bestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.