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Prosper® Card Review

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Reviews 10,624

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Katy Ward
Katy Ward
Jul. 03, 20224 min read

Prosper Card summary

Founded in 2005, Prosper began as the first peer-to-peer lending marketplace in the US. Its recently launched Prosper® Card is an unsecured product aimed at borrowers with a less-than-ideal credit history. The card, which allows you to borrow up to $3,000, doesn’t require a security deposit and offers no cost¹ ATM withdrawals.

Pros

  • Waive annual fees for first year
  • No cost ATM withdrawals
  • No security deposit required

Cons

  • No rewards or cash back
  • Not available to Iowa or West Virginia residents
Prosper Cardat a glance
4.4

Editorial score

Fees

Multiple fees

3.0

Eligibility (credit score)

Accepts all credit types

5.0

Security

FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication

5.0

Customer service

Multiple communication options, wide range of hours

4.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features

5.0

Prosper Card Prosper Card Apply Now

Overview 

Headquartered in San Francisco, Prosper has offered more than $20 billion in loans to over 1,1 million people since it entered the lending market. In December of 2021, it launched its credit card, which is issued by Coastal Community Bank, member FDIC and aimed towards borrowers with a less-than-ideal credit history.

Although the card carries a $39 annual fee, Prosper will waive this for the first year if you sign up to its AutoPay system before you receive your first statement. AutoPay deducts monthly payments from your bank account on a set due date.²

Suitable for?

Designed to help borrowers establish credit, the card is suitable for individuals who have previously been in debt or have never borrowed money before and therefore have been unable to establish a history of on-time repayments.

Prosper could also be a good choice for those who prefer to manage their finances on the go. Its app, which is available to download from Google Play and the App Store, allows you to review payments, see your available balances, and dispute transactions.

Interest Rates and Fees

If you take out a card, the following rates and fees will apply.

Rate/FeeAmount
Annual fee$39 (waived for first year if you sign up for autopay before your first statement)
APR for purchases21.24% - 32.24% (variable)†*
Foreign transaction fee1% of transaction amount
Late payment feeUp to $40 per late payment

*APR will vary with the market and is based on the Prime Rate (the interest rate banks charge their most creditworthy borrowers)

Rewards & Cash back

This card doesn’t offer rewards or cash back.

The Application Process

To apply for a card, you’ll need to be at least 18 years old and a US resident of any state other than Iowa or West Virginia.

If you decide to apply, the first step is to receive an estimated offer through Prosper’s pre-approval process by entering details such as those listed below.

  • Name
  • Date of birth
  • Home address
  • Social Security Number
  • Income details
  • Contact details

You’ll then see whether you're likely to be accepted, the amount of credit you could receive, and an estimated interest rate for your repayments. 

You can then decide whether you’d like to continue with your application. If so, you’ll need to connect to your bank account to confirm the details you provided in your application. You’ll receive instructions on how to do this.

Unlike many cards available to those with a less than perfect credit history, Prosper doesn’t require you to provide a security deposit when you take out a card.

The pre-application process won’t affect your credit score, although completing the application process may have a small impact.

Overall, it typically takes less than 5 minutes to apply for a card and receive a decision.

Help & Support

You can contact Prosper via phone or email. When we emailed the company for more information on the application process, we received a reply within minutes.

There is also an extremely detailed knowledge base on the company’s website, which provided almost all the information we needed about the card.

Phone support: Monday to Friday, 8am-8pm (EST)

Security 

If you’re the victim of fraud, Prosper's zero-liability guarantee means you won’t pay for any unauthorized transactions on your account. To help you spot unusual activity, you can also set up transaction alerts via the dashboard on your mobile app.

All data you enter into the website is transmitted via a secure encrypted channel, and, once inside Prosper's system, it can only be read at secured access points. Other security features include firewalls, malware detection software, and data-loss-prevention systems.

FAQ

How much can I borrow?

You can apply for a credit line of between $500 and $3000. If accepted, Prosper will automatically review your account every 3 months to check whether you’re eligible for a credit line increase.³

Can I use my card immediately if I’m approved?

Once your application is approved, you’ll typically receive your physical card within 7 to 10 days. Before it arrives, you can access a portion of your line of credit through your digital card. You can see the amount of your temporary line of credit via the Prosper app.

How can I make payments on my card?

You can make payments through the app, online, by phone, or check.

Conclusion

If you have a slim credit history, Prosper is an attractive credit card option. As well as providing you with a decision within minutes, the company will waive your annual fee for the first year if you sign up for automatic payments. Likewise, it doesn’t require you to put down a security deposit when you open an account. Although the card doesn’t offer rewards or cash back, you may find the ability to establish a strong credit history by making regular payments on the card is the most important benefit.

Prosper Card Prosper Card Apply Now

Methodology

This review was compiled using information on Prosper’s website and social media platforms as well as emailing its customer support team.

Disclosures

¹ Third party fees may apply. See details for additional information about rates, fees, and other terms. See cardholder agreement.

² The annual fee for this credit card is $39, which will be waived for your first year if you are approved and sign up for AutoPay before we issue your first statement. See details for additional information about rates, fees, and other terms.

³ Automatic reviews for credit line increases: Your account will be reviewed automatically for credit line adjustments. Your credit line can increase or decrease, or not change at all, depending on your payment history and eligibility.

Katy Ward
Written byKaty Ward

Oxford graduate Katy Ward is a seasoned journalist and editor covering personal finance and software topics for Eleven Writing and Top10. Over a 15-year career, Katy has worked with several finance titans, including Barclays, Tandem Bank, and Yahoo! Finance. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

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ExcellentReviews 10,624
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Trustpilot reviews

See what some costumers are saying about Prosper Card
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ExcellentReviews 10,624
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Excellent
83%
Great
7%
Average
3%
Poor
2%
Bad
5%
  • author
    Greg Boyce
    2 hours ago
    Excellent service

    Excellent service, fast response and wonderful customer service people

    ...

  • author
    Lee
    2 hours ago
    Did everything online

    Did everything online, super easy and fast

    ...

  • author
    Erica De Santiago
    3 hours ago
    Easy

    Easy, quick approval, funds arrived just in time!

    ...

  • author
    Ararat Keshishyan
    17 hours ago
    You can trust on PROSPER

    You can trust on PROSPER, they are really Excellent

    ...

  • author
    David Wilson
    Jan 01, 1970
    Very quick and efficient process

    Very quick and efficient process, Highly recommended.

    ...

  • author
    Meka
    Jan 01, 1970
    Easy and quick process

    Easy and quick

    ...

  • author
    BYRON WURST
    Jan 01, 1970
    PROSPER IS JUST WONDERFUL

    PROSPER IS JUST WONDERFUL! I HAVE BEEN WITH THEM FOR A NUMBER OF YEARS AND THEY ARE A PLEASURE TO DEAL WITH.

    ...

  • author
    Maritess Milligan
    Jan 01, 1970
    I’m so glad to have a place to get if…

    I’m so glad to have a place to get if needed for I’m happy helping me out with this situation.

    ...

  • author
    Matthew Topp
    Jan 01, 1970
    Received what I needed

    I thought it would be a good idea to consolidate some of my bills. I applied for a loan and the next day was approved. By the end of the week I'll have those credit cards paid and I'll be a happy camper. By doing so I will be saving $500 a month and I'll be taking half of that to pay this loan off and in the black 250 bucks. I'm not complaining

    ...

  • author
    NICOLE RIDDICK
    Jan 01, 1970
    Great!!

    Great!!! The representative always know the answers to any questions asked. They are very knowledgeable and helpful . Since I’ve been using Prosper I’ve always had a great experience with the representative

    ...

  • author
    John Keesee
    Jan 01, 1970
    Easy Application process

    Easy Application process

    ...

  • author
    rosemarie palomino
    Jan 01, 1970
    The process has always been convenient…

    The process has always been convenient and prompt with Prosper. They have fair interest rates and loan terms.

    ...

  • author
    nazeh elmawrdy
    Jan 01, 1970
    Best lender

    Best lender ever

    ...

  • author
    R Devero
    Jan 01, 1970
    The telephone representative was…

    The telephone representative was knowledgeable and able to help me with all the things I called in to take care of

    ...

  • author
    Maureen Fyan
    Jan 01, 1970
    this loan was applied for online

    this loan was applied for online. The communication from Prosper was excellent in that, they were sure that I knew what was happening. Everything went as they advertise and as planned.

    ...

  • author
    ET
    Jan 01, 1970
    It was faster than I thought it would…

    It was faster than I thought it would take. I’m happy with my results

    ...

  • author
    Mike
    Jan 01, 1970
    Prosper was quick and easy to deal with

    Prosper was quick and easy to deal with and the process is easy and painless. This is not the first loan I have gotten from Prosper. I have gone back to them for my good experience with my prior loan.

    ...

  • author
    Randy Kordomenos
    Jan 01, 1970
    5 star

    This was a great borrowing experience. Easy and quick.

    ...

  • author
    Marvin
    Jan 01, 1970
    Excellent customer service

    Excellent customer service

    ...

  • author
    José Arteaga
    3 days ago
    Second or third loan from prosper,

    Second or third loan from prosper, Very satisfied, everything goes smoothly I will probably never ever go anywhere else for a loan. Thanks Prosper.

    ...

  • author
    Ezell Johnson
    3 days ago
    One of the easiest loan transactions I…

    One of the easiest loan transactions I have ever done! I was approved within minutes. With a better interest rate than some of the well known banks! Money was in my account within 24 hours. Would highly recommend!!!

    ...

  • author
    Balbina Albarez
    3 days ago
    Quick easy and fast!!!

    Quick easy and fast!!!

    ...

  • author
    Carlton Wilkinson
    4 days ago
    Prosper

    Prosper is awesome. I was approved in less than 30 minutes. Great customer service and I received my funds the very next day.

    ...

  • author
    Jade Miorana
    4 days ago
    Very quick and efficient

    Very quick and efficient. The website is very easy and approval part is quick. I would recommend any one to borrow from you guys.

    ...

  • author
    Chad Evans
    4 days ago
    It’s a quick and easy process to apply…

    It’s a quick and easy process to apply and receive the loan, assuming you qualify.

    ...

  • author
    Matthew M.
    Sep 24, 2022
    Fast

    Fast, fair, honest, easy

    ...

  • author
    Paulette Horton
    Sep 24, 2022
    A great financial experience

    This would be the second time I have used Prosper. I have never had an issue with this company or any other incidents. The process was quick and uncomplicated. The paperwork was very easy to understand. You could talk to a live person if you needed to do so.

    ...

  • author
    JAN UNDERWOOD
    Sep 24, 2022
    The process to apply and receive was…

    The process to apply and receive was extremely easy! The website was user friendly and simple to apply for a consolidation loan. The reason I chose Prosper Financial was the lowest interest rate I found plus past business experience was awesome. I could count on their reliability and expertise. The application process to funding was a matter of a few days! Thank you for taking away the financial stress!

    ...

  • author
    Andy
    Sep 24, 2022
    Very easy and seamless

    Very easy and seamless. Great rate in this time of rising inflation and higher interest rates. Happy to get out of some high-interest credit card debt and it was quick and painless.

    ...

  • author
    Michael Taylor
    Sep 24, 2022
    Being a prior Customer

    Being a prior Customer, the initial process was longer and more complicated and complex than currently, which could be described as a hop, skip and jump. Keep up the good work.

    ...

  • author
    Barbara Stephens
    Sep 24, 2022
    Prosper and financial stability

    Prosper has been a big help to for the past several years. They are quick with turnaround time on approval. Full disclosure is given to better understand the amortization. I will continue to do business with Prosper going foward.

    ...

  • author
    Frank Feliciano
    Sep 24, 2022
    Purchased a 1961 Caddy

    I'm a returning customer and needed a loan to purchase a car. Super fast service and the money was in my savings account in 2 days. I went online and filled out some info and was approved Immediately. I didn't have to speak to a customer service representative, it was super easy. Thank Prosper Frank Feliciano

    ...

  • author
    Mary Smith
    Sep 24, 2022
    Reliable and Fast Service

    Prosper provided quick service. I got the amount I needed approved within a day and received it within 2 days.

    ...

  • author
    Maria Koreen
    Sep 24, 2022
    Prompt service

    Prompt service! Very pleased!

    ...

  • author
    KD
    Sep 23, 2022
    Customer

    The first time I called, I got a mean person who hung up on me. The 2nd time I called, I got a nice person who answered my questions and helped me out

    ...

  • author
    Andy
    Sep 23, 2022
    Fast

    Fast, no hassle service. Great rate. Thanks!!!

    ...

  • author
    Paulie Walnuts
    Sep 23, 2022
    I love working with Prosper

    I love working with Prosper! Easy, quick and calm...

    ...

  • author
    AG Rodriguez
    Sep 23, 2022
    Satisfied customer

    Easy process, quick decision.

    ...

  • author
    someone
    Sep 23, 2022
    Seamless process

    This process was great because I had borrowed previously and didn't have to complete the entire application all over. I applied while in my car and it took literally 15 minutes to have an approval online. Thank you Prosper for making this loan process painless and seamless.

    ...

  • author
    Cheryl “CJ” Jones
    Sep 23, 2022
    Excellent

    Excellent, quick and professional experience.

    ...

  • author
    David
    Sep 23, 2022
    Used this platform for over 10 years

    Used this platform for over 10 years. Excellent service, very quick. Never a single issue, always paid off quickly too.

    ...

  • author
    Mary Baker
    Sep 23, 2022
    Trustworthy Company

    The experience in dealing with Prosper has been one I can trust.

    ...

  • author
    Chris H.
    Sep 23, 2022
    Second Prosper Loan but Very Different App Experience

    This is my second loan from Prosper. The first time round went really quickly and smoothly. This time not so much. I missed 3 calls from someone at Prosper due to work meetings. When I called back, nobody could tell me what they needed and, the guy I was talking to actually asked me for my entire SSN even though he had confirmed my account using the last 4 of my SSN earlier in our discussion. I refused, he then said he was going to place me on a brief hold and he did place me on hold but I hung up after 12 minutes. Nobody ever called me back but I kept getting these emails that there were actions I needed to take. When I logged in, the application screen said, nothing required at this time, the request was under review. What took 3-4 days last time I took a loan from Prosper took over 2 weeks this time. I think they have a good product at a good rate but, not so sure about the Customer Service and Support.

    ...

  • author
    Timothy Fernbaugh
    Sep 23, 2022
    Great Service!

    Obtaining a consolidation loan through Prosper Marketplace was extremely easy. This is the third time I've used Prosper. The people are friendly and great to deal with. I would definitely recommend them for your next loan

    ...

  • author
    Ludrenia Hagans-Shepherd
    Sep 23, 2022
    My experience with the Prosper Customer…

    My experience with the Prosper Customer service went smoothly to the supervisor for approval. My request was to pay the requested loan of $30,000 that was reduced and approved for $27,000 - $1,350.00 Origination fee; which meant the amount that was deposited into my bank account. Therefore, I must pay back the $27,000 which included the origination fee. When the supervisor made the request that I must pay an additional $218.52 charge; since I had not made the request within 7 days of getting the funding, I asked for it to be repeated. I had read at the bottom of the email dated 8/25/22 that "if I wanted to take steps to pay off my loan even sooner, I could make additional payments at any time. There's no fees or penalty for doing so." I have not read anywhere of request within 7 days. Meaning I am paying additional $1350.00 origination fee plus $218.52 of which was not given to me in my bank account. Therefore, this is my cost for asking to borrow money that I found I didn't need and requested pay off prior to first payment.

    ...

  • author
    Mark P
    Sep 23, 2022
    Had a wonderful experience

    Had a wonderful experience, money was approved right away and in my bank. Thank you for helping me consolidate my debit.

    ...

  • author
    Joe Romero
    Sep 22, 2022
    great fast haslle free service

    great fast haslle free service

    ...

  • author
    Katie
    Sep 22, 2022
    Great service!

    Prosper was very helpful and answered all my questions thoroughly!

    ...

  • author
    Luis Reyes
    Sep 22, 2022
    You are awesome…:)

    I just want to thank you guys, you save my life with this loan…:)

    ...

  • author
    Pamela
    Sep 22, 2022
    I love your service

    I love your service, the company email me concerning a loan and i was approved. Very impress

    ...

  • author
    David R
    Sep 22, 2022
    Loan Origination Fee & Hard Credit Report

    I started my application on a Sunday night and before I knew it a hard credit report had been run. I cancelled to application because I thought that the loan origination fee was a little high. When I was working with another company with a much lower loan origination fee (75% lower) that company denied me the loan because a hard credit report had been run prior to my finishing the application process. Customer service did help me and I went through the standard loan documentation drill with the adjuster and my loan was approved and I received the funds in under 24 hours. My only issue is that was trying to pay a loan origination fee of $50 and instead I ended up paying a fee of $250 all because me credit report was run without my really knowing it.

    ...

  • author
    Jean Page
    Sep 21, 2022
    Will do it again

    Just an awesome experience! Fast, uncomplicated, transparent.

    ...

  • author
    Laurie J. Dyer
    Sep 21, 2022
    Prosper has always assisted me with my…

    Prosper has always assisted me with my financial growth of paying off debt and building solid credit history. When I am in need of services they have been truly supportive and helpful. Their application process is quick and easy no hassles.

    ...

  • author
    Tim
    Sep 21, 2022
    The process was easy and convenient.

    The process was easy and convenient.

    ...

  • author
    Scott Fore
    Sep 21, 2022
    In this time of struggles for people

    In this time of struggles for people. I was able to use my credit score of 770. To obtain a loan. At 12.2% to pay off a loan from best eggs. That was 5 yrs and 25.97% with pay 5000 and borrowing 15000 I was able to save 100 a month and 24 months off that loan it saved me almost 15000 in interest now I only have to pay 3000 in interest for the complete loan.. Thanks to PROSPER

    ...

  • author
    Mamadou Diallo
    Sep 21, 2022
    Great experience with your business

    It was very helpful dealing with your company. Complete satisfaction

    ...

  • author
    Marie Sonia
    Sep 21, 2022
    This is my second loan it was easy and money was deposited in my account in three days.

    This is my second loan, and it was easy to applied and the money was deposited in my account in three days.

    ...

  • author
    Juan V.
    Sep 21, 2022
    Excellent

    Quick and easy, no hassle. Really recommend, good rates.

    ...

  • author
    Niranjan Goud
    Sep 21, 2022
    The loan was approved quickly

    The loan was approved quickly. Good service. Thank You

    ...

  • author
    Danny
    Sep 21, 2022
    took me a minute to apply..took 1-2…

    took me a minute to apply..took 1-2 days to get funds.

    ...

  • author
    petros kontos
    Sep 21, 2022
    Second time with prosper and I can only…

    Second time with prosper and I can only say nothing but the best !!

    ...

  • author
    MARIO
    Sep 21, 2022
    Everything worked out fast and…

    Everything worked out fast and efficient.

    ...

  • author
    Perry Solomon
    Sep 21, 2022
    Process was quick

    Process was quick, easy and competitive. A painless way to apply for a personal loan

    ...

  • author
    Eddie Maines
    Sep 21, 2022
    super easy & quick

    super easy & quick

    ...

  • author
    Marcella Fontenot
    Sep 21, 2022
    I am very pleased with the fast service…

    I am very pleased with the fast service i received

    ...

  • author
    Tom
    Sep 21, 2022
    Great experience

    Great experience. Thanks for being there

    ...

  • author
    Erin Rocha
    Sep 21, 2022
    Best Loan Experience

    This has been the fastest and easiest loan I have ever had. The process was online and took 48 hours from applying to funding. Could not be happier!

    ...

  • author
    Denise Boyd
    Sep 21, 2022
    Great experience!

    Great experience!

    ...

  • author
    Mike Moroff
    Sep 20, 2022
    Straight forward and quick decision…

    Straight forward and quick decision. Fast turnaround. Have been using Prosper for serval years and they have always been top-notch,

    ...

  • author
    Lora Harper
    Sep 20, 2022
    This was an easy reliable process

    This was an easy reliable process . I have used a few times over the years and have always been impressed

    ...

  • author
    Bridget S
    Sep 20, 2022
    Prosper is a life-saver

    I am really appreciative of Prosper. At each time of my need I was able to get approved and I like that I can pay off my loan over a period time. I really like that I can double up on my payments when I have the extra funds.

    ...

  • author
    julio martinez
    Sep 20, 2022
    Everything was quick and easy.

    Everything was quick was approved and received my money all within a week.

    ...

  • author
    Jeff Ellis
    Sep 20, 2022
    Fast and easy.

    You never know what you can get qualified for. Got the info from credit carma on qualifying. Decide to check it out what is there to lose. Came back quick with response very excited to find after all the hard work of rebuilding credit to get back on track. Fast and easy thanks.

    ...

  • author
    ALEX HENDARDY
    Sep 19, 2022
    Excellent

    It was a simple transaction

    ...

  • author
    Paul
    Sep 19, 2022
    I've used Prosper successfully several…

    I've used Prosper successfully several times for convenient and fast personal loans I've used for debt consolidation, home improvements and sizable purchases such as vacant lots adjoining my residence.

    ...

  • author
    Doug Gray
    Sep 19, 2022
    The process was automatic and efficient.

    The process was automatic and efficient.

    ...

  • author
    Terri Meeks
    Sep 19, 2022
    Slow response

    Slow response

    ...

  • author
    mike howell
    Sep 19, 2022
    It was an enjoyable experience

    It was an enjoyable experience the process was fast and easy and I got my money in days I will tell everyone about them.

    ...

  • author
    Daysi Merchant
    Sep 19, 2022
    The process to get a loan was easy

    The process to get a loan was easy, hustle free, and fast.

    ...

  • author
    jeila vespo
    Sep 19, 2022
    Thanks for you service

    Thanks for you service! Excelent

    ...

  • author
    Charles Hamilton Jr.
    Sep 18, 2022
    Got approval quickly.

    Got approval quickly.

    ...

  • author
    Mark
    Sep 18, 2022
    Process was simple

    Process was simple, quick and support was great.

    ...

  • author
    Kenneth
    Sep 18, 2022
    I'm very happy with Prosper

    I'm very happy with Prosper. I have used them before and are very quick to respond to your requests. Process is very easy and quick.

    ...

  • author
    Mary
    Sep 18, 2022
    I’m so pleased the process was simple…

    I’m so pleased the process was simple and approval was quick. I’m excited to get the surgery done.

    ...

  • author
    Trisha
    Sep 18, 2022
    This is my first experience with Prosper

    This is my first experience with Prosper and applying for a personal loan in general. Overall the experience was very simple and easy. The people I talked to when a call was necessary were very friendly and helpful. I was not sure how long the process would take. If you provide them with all the documents and follow up calls it should be a smooth process. I would do it again, especially since I know the process now. The process from start to finish was about 3 weeks total. Just make sure to follow up with details when necessary.

    ...

  • author
    Hesam Ghaffari
    Sep 18, 2022
    All staff great

    Everyone professional

    ...

  • author
    Lucky Rattanasithy
    Sep 18, 2022
    Very good

    Good to do business with you

    ...

  • author
    J Contro
    Sep 18, 2022
    So easy to apply and fast service

    So easy to apply and fast service

    ...

  • author
    GARY
    Sep 18, 2022
    Great service

    Great service - Easy procures and Money in your account within 1 to 3 days.

    ...

  • author
    FRANKIE
    Sep 18, 2022
    Trustworthiness …

    The most efficient and problem free service I have ever encountered..Trustworthiness goes both ways..,and Prosper stands by you…

    ...

  • author
    Peggy Brown
    Sep 20, 2022
    I was impressed, but...

    I was impressed. I spoke to two representatives who explained things. Then I forgot the requested document, and was equally impressed again to get a reminder. She was polite and respectful even though I was flustered!! I was however told a couple of conflicting interpretations of my loan specifics which include the timeline. I still have yet to have confirmation of definite date of my loan. It is inconvenient only.

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  • author
    Alfonso Silvestre
    Sep 17, 2022
    Hassle free application this time around

    Hassle free application this time around

    ...

  • author
    NELLIE G. RYAN
    Sep 17, 2022
    EFFICIENT AND EXCELLENT

    THIS TRULY WAS THE FASTEST AND EFFICIENT LOAN TRANSACTION I HAVE EVER EXPERIENCED. CONGRATS ON SUPERIOR BUSINESS TRANSACTION THANK YOU IT WAS A PLEASURE.

    ...

  • author
    Paul
    Sep 17, 2022
    Great product

    Great product

    ...

  • author
    Christina Hager
    Sep 17, 2022
    Decent loan experience.

    I don’t like the terms that I can’t pay off the loan early, that I’m responsible for the full finance charge even if I wish to do so. I don’t like that it takes up to a week to receive funds. I do like that I was able to get an answer within the same day, and that my APR was reasonable.

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  • author
    Lesley Amber Kwallek
    Sep 17, 2022
    Efficent and Easy

    I am a return customer. I appreciate I can count on Prosper Loan when I need it.

    ...

  • author
    Brian Leatherman
    Sep 17, 2022
    They denied me cause they couldn't read…

    They denied me cause they couldn't read a deposit form and get my account # off it. I walked 3 people through it and they all got off the phone knowing the #. I did everything they asked. missed 4 hrs of work, over 3 weeks, on hold or working for free on their behalf. Jumped through all their hoops and all I got was a hit on my credit. I have good credit and they just tarnished it due to lack of knowledge

    ...

  • author
    Kristy
    Sep 17, 2022
    I received the money 2 days after…

    I received the money 2 days after approval. The people i talked to on the phone were nice and very professional! Thank you!

    ...

  • author
    Claude McKinney
    Sep 17, 2022
    I was called to verify my information…

    I was called to verify my information given on my application in a professional and courteous manner. The ACH was in my account in one day. Thank you so much..

    ...

  • author
    Kevin Pyatt
    Sep 17, 2022
    I had a good experience with you guys

    I had a good experience with you guys

    ...

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