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PenFed Credit Cards Review

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Reviews 468

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Michael Graw
Michael Graw
May. 03, 20214 min read

Power Cash Rewards Visa Signature® Card summary

PenFed is a national credit union founded in 1935 that offers banking, loans, credit cards, and more. While you need to be a PenFed member to get a credit card, anyone can join by opening a savings account. PenFed has 4 credit cards, all of which come with a 0% promotional APR for balance transfers. Three of the cards offer rewards for spending. You can apply online and get approved in as little as 20 seconds.

Pros

  • Choose from 4 credit cards
  • 0% promotional APR for balance transfers
  • Apply online and get a decision instantly

Cons

  • Requires good to excellent credit score
  • Must open a savings account to become a PenFed member
Power Cash Rewards Visa Signature® Cardat a glance
4.6

Editorial score

Fees and rates

No annual fee with APR or 0% APR with annual fee

4.0

Eligibility (credit score)

Doesn't cover bad credit

4.0

Security

FDIC/NCUA insured, SSL/AES encryption and supports 2 factor and biometric authentication

5.0

Customer service

Award winning, personalized customer service

5.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features

5.0

Power Cash Rewards Visa Signature® Card Power Cash Rewards Visa Signature® Card Apply Now

Overview

PenFed is a credit union established in 1935 to serve members of the military. Today, anyone can join PenFed by opening a savings account. The credit union has more than 2 million members and manages more than $25 billion in assets. It offers banking, loans, mortgages, and 4 Visa credit cards. PenFed is Insured by NCUA and is an Equal Housing Lender.

PenFed’s credit cards stand out for their combination of low fees and generous rewards. All of the cards come with Low APR for balance transfers. Rewards can take the form of cash back or points, and the cards offer different levels of rewards for spending categories like gas, groceries, and restaurants. 

PenFed offers 0% APR promotional balance transfer rate for 12 Months on transfers made from now until September 30, 2021. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Suitable for?

PenFed is suitable for a wide variety of people. The promotional APR for balance transfers on all credit cards is a major plus for anyone looking to transfer their balance from another card. In addition, 3 PenFed credit cards offer rewards programs. Three of the cards come with bonuses if you spend at least $1,500 in your first 90 days

PenFed Power Cash®

The PenFed Power Cash Rewards Visa Signature® offers a $100 bonus statement credit when you spend at least $1,500 in the first 90 days. All cardholders receive 1.5% cash back on purchases, and PenFed Honors Advantage members receive 2% cash back. To become an Honors Advantage member, you must be an active member of the military or have an active PenFed checking account.

PenFed Pathfinder®

The PenFed Pathfinder® Rewards Visa Signature® is PenFed’s most generous rewards card and is most suitable for travelers. You get 50,000 bonus points when you spend $3,000 in your first 90 days, and the card offers 3 points on travel spending (4 points for Honors Advantage members). All other purchases earn 1.5 points. 

PenFed Platinum®

The PenFed Platinum Rewards Visa Signature® offers extra points on gas purchases at the pump and supermarket purchases. You get 5 points for gas purchases at the pump and electric vehicle charging stations; 3 points for supermarket purchases, restaurants/dining, and cable, satellite and other television/radio/streaming services; and 1 point for all other purchases. The card also comes with a New Acquisition Bonus: 15,000 points after $1,500 spend during first 3 months of card open date.

PenFed Gold

The PenFed Gold Visa® is a simple credit card that doesn’t offer a rewards program. The main advantage is that the interest rate for purchases on your balance can be as low as 7.49%. You can qualify for a $100 statement credit when you spend $1,500 in your first 90 days.

Card Comparison


Rewards Program
Bonus Offer
Interest Rate (APR)
Best For
Power Cash

1.5% cash back

(2% for Honors Advantage members)

$100 when you spend $1,500 in your first 90 days
14.99%-17.99%
Cash back
Pathfinder

3x points on travel

(4x for Honors Advantage members)

1.5x points on all other purchases

50,000 points when you spend $3,000 in your first 90 days
14.99%-17.99%
Travel rewards
Platinum

5x points on gas purchases at the pump

3x points supermarket and other purchases*

1x points on all other purchases

$100 when you spend $1,500 in your first 3 months
13.49%-17.99%
Gas and groceries rewards
Gold
None
$100 when you spend $1,500 in your first 90 days
7.49%-17.99%
Low interest rate

*see full PenFed Platinum rewards details detailed in the paragraph above.

The Application Process

You can apply for a PenFed credit card online. To get your credit card, you will need to become a PenFed member by opening a savings account with a minimum deposit of $5, but you can apply and find out if you will be approved without becoming a member. Enter information about yourself, your employment, and your income. You can also add authorized users to your account, and they will receive their own credit cards. PenFed will verify your identity and run a soft credit check, which doesn’t impact your credit score.

Once your application has been submitted, you could get an approval decision and interest rate offer as quick as in 20 seconds. If you accept the offer, PenFed will send your new credit card in 7-10 business days.

Help & Support

PenFed offers customer support by phone, live chat, and through a secure online messaging system. The PenFed website also has detailed help pages that explain how to apply and manage your credit card account.

PenFed’s phone number for customer support is 1-877-856-9690.

Phone call hours: 7 am-11 pm (ET) Monday-Friday, 8 am-11 pm Saturday, and 9 am-5:30 pm Sunday.

Security

Your PenFed credit card is secured with an EMV chip, and you can report your credit card as lost or stolen at any time. PenFed credit cards are also backed by Visa’s Zero Liability Policy*: PenFed's guarantee that you won't be held responsible for unauthorized charges made with your account or account information. You're protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline.

FAQ

Do PenFed credit cards work with Apple Pay?

Yes, PenFed Visa cards are compatible with Apple Pay, Samsung Pay, and Google Pay.

How do I redeem points from my PenFed credit card?

You can redeem points earned with your PenFed credit card through Visa’s online points center.

How do I become a PenFed member?

Anyone can become a PenFed member by opening a savings account and depositing at least $5.

Power Cash Rewards Visa Signature® Card Power Cash Rewards Visa Signature® Card Apply Now

Conclusion

PenFed offers 4 Visa cards that suit a wide variety of needs. Three of the cards offer rewards for different spending categories, while the fourth comes with an interest rate as low as 7.49% APR. All 4 cards come with a low APR balance transfer promotional offer. You can apply for a PenFed credit card online and get a decision right away

Methodology

This review was completed using information from the PenFed website and support documentation.



** Zero liability disclosure: 

Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.

http://www.visa.com/security.

Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

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Trustpilot reviews

See what some costumers are saying about Power Cash Rewards Visa Signature® Card
Power Cash Rewards Visa Signature® Card
ExcellentReviews 468
on
Excellent
86%
Great
4%
Average
2%
Poor
1%
Bad
7%
  • author
    Wilfred Perry
    a day ago
    Easygoing application process

    Easygoing application process For a personal loan

    ...

  • author
    DW
    a day ago
    Easy application process

    Easy application process. Anxious to help.

    ...

  • author
    Donald Southerland
    3 days ago
    Very helpful!

    I applied online for their credit card and was approved, I set up an online account and used a credit card to open a banking account. I used a card that they didn’t accept, which I didn’t know at the time and wasn’t able to submit my application.They called me the next business day and helped me correct the problem.

    ...

  • author
    Guru
    3 days ago
    Awesome Fast For Loan Process

    Awesome Fast For Loan Process, Got it like with in 2days

    ...

  • author
    Saldom Uttuka
    4 days ago
    The people are very nice and the…

    The people are very nice and the environment is clean and very welcoming. The process is very fast and short.

    ...

  • author
    Dan
    Nov 29, 2021
    Proud of to be a member of PenFed

    Customer have been treated fully respected and extremely seriously; Such outstanding rate made the whole issue as a perfect plus.

    ...

  • author
    Ray Wheeler
    Nov 27, 2021
    Why PenFed?

    Why PenFed? Only deal with PenFed if you want to be treated with Respect and kindness. I am only a very satisfied customer. I have received nothing or promised anything for this review.

    ...

  • author
    Tom Connors
    Nov 26, 2021
    depressed

    you lead me threw the hole app telling me im prequalified and then in the end you pull the sorry!!

    ...

  • author
    Andrew Bossov
    Nov 25, 2021
    Got A Loan Quickly and Easily from PenFed!

    A friend/colleague told me she'd received a loan from PenFed, which got me thinking I could do that, as well, especially since I was already a member/customer of PenFed primarily for car loans.

    ...

  • author
    Joyce Fitzgerald
    Nov 24, 2021
    PenFed was very easy to work with

    PenFed was very easy to work with. The application process was long but it was important. I was so pleased to be in the PenFed family.

    ...

  • author
    Trixy
    Nov 24, 2021
    They Gave Me A Chance When Others Would Not!

    PenFed was the only lender to offer me a $20,000 personal loan while having a $1,000/mo, fixed income and excellent credit. I was pre-approved by other lenders, but was only offered up to $6,000 with double/triple the interest rate PenFed offered. The application process was fast and easy. I was approved and had received my check within 6 days of applying. Customer service was fantastic too. I called to have my payment due date changed, and my request was pleasantly completed in less than 10 minutes with no hold time. I highly recommend PenFed to anyone needing a personal loan.

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  • author
    Connilus stokes
    Nov 23, 2021
    I love PenFed and I recommend other to…

    I love PenFed and I recommend other to take the opportunity to use PenFed as there Financial institute

    ...

  • author
    Dominick Lombardi
    Nov 23, 2021
    Great company to deal with

    Great company to deal with! Very easy application and quick results. The mobile app is a great way to keep current when I'm not near my laptop! Overall a very nice experience!

    ...

  • author
    Lorrie Mason
    Nov 23, 2021
    PENFED IS BY FAR THE BEST!!!

    PENFED IS BY FAR THE BEST!!!! MY PERSONAL EXPERIENCE WITH TAKING OUT A LOAN WAS OFF THE CHARTS!!!

    ...

  • author
    Yesenia Mendez
    Nov 22, 2021
    The process was fast and easy.

    The process was fast and easy.

    ...

  • author
    Sharon Liles
    Nov 21, 2021
    PenFed responded to my application in a…

    PenFed responded to my application in a very timely manner. I knew within a few seconds that I was approved for the exact amount I asked for. I highly recommend PenFed.

    ...

  • author
    Celeste Yordan
    Nov 20, 2021
    the experience with Laura on the phone…

    the experience with Laura on the phone was great.....PENFED offices need to ADD more lines for customers due to TWO is ridiculously too little and the change of employees continously changing is unstable for customers that like to have "that special person" to ask about personal necesities!

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  • author
    Ann-Lise A
    Nov 20, 2021
    Would highly recommend

    The application was easy to fill out and I got an immediate decision. The money arrived right away as promised. I would definitely recommend PenFed.

    ...

  • author
    Douglas DeRoos
    Nov 18, 2021
    PenFed is number one in my book.

    Have been with PenFed for some years, mortgage,savings,etc. Needed to improve my FICO score by getting more credit. Their online application was simple and fast and I was pleasant surprised with the credit line and the interest rate.

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  • author
    Garry L Jones
    Nov 18, 2021
    Great company to do business with

    Great company to do business with, I had no problems. Fast service!

    ...

  • author
    customer
    Nov 17, 2021
    I am disappointed

    I am disappointed. I expected them to have better practices. The agent who helped me with the loan was very professional. I find their fees close to predatory practices. Let's say one month the autopay gets returned because you have insufficient funds. They'll charge you $30 for reject payments, on top of it they add $25 as late fee. Of course your bank will charge you too. No other bank has such high fees. Also they'll remove autopay from your account w/o letting you know. Customer service is ok but they can't do much to help you.

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  • author
    Fred L
    Nov 17, 2021
    Their Point system is vague

    Their Point system is vague, (What is a point, what's the value of a point?) Can I top my vehicle off more then once a day.

    ...

  • author
    Ken Palmer
    Nov 16, 2021
    Loan process was good, getting funds another issue.

    Loan process online was quick, easy and was approved. As of the time I write this review, I am several days past when my loan proceeds should have been in my account. Been told it's a IT problem that needs to be resolved. Loan approved 11/10/21. That they put a IT ticket in on 11/12/21 to resolve the issue and still unresolved as of now 11/16/21.

    ...

  • author
    Delisa Ragan Deavenport
    Nov 15, 2021
    We were approved but declined to sign due to multiple red flags.

    We were approved for a personal loan right away! Then many red flags began popping up attempting to read the loan papers for signature, questioning their security measures. Finally when trying to get some clarity on all our questions, their customer service lady got just down right junior high mean. First they approved the loan without proof of income (we are retired). Then they only mail out a paper check, no wire or EFT transfer. Finally when we tried to sign the loan papers, it was difficult as their technology is not only outdated, it is just NOT user friendly. After getting on with customer service, found out their was a mistake in the SS# they had for us. When I asked how we were approved with an incorrect SS# & no proof of our current income, she said "we have other ways". Scary! Then they said we had to fund our savings account to proceed. I told her we did not open one. They said the 3rd party we applied with did. Throughout the whole process, I have been told we did not have to open an account with them. When I asked if they took a debit card to fund the $5, she said she would rather have our checking information. I said I was not comfortable giving out that info over the phone & asked for a website to go to to deposit it. She said I could not get an online account without funding the new savings account. When I told her that I am really concerned about the level of security measures as it seemed anyone with minimal information about us could get approved for a loan she accused me of saying that they are committing fraud. Well, that's a stretch. She proceeded to say that if I did not trust her with my banking information, she did not trust me with $14,000 dollar check. I asked if that meant she is rescinding the loan approval & she said "well you don't trust us & giving us the wrong SS# was your fault". I knew she did not have that authority but I was playing her little game for a minute & I was not acting upset, just concerned. I politely said goodbye and hung up. The loan had a ridiculous interest rate. Borrow $14,000 - pay back $20,000. We can go to our local bank & get a loan for 7% with our high credit score & income level. Don't use them. Do you homework!

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  • author
    Sebastiano Joesph Semilia Jr
    Nov 14, 2021
    A Bank that works with you

    PenFed a bank that works with you .

    ...

  • author
    Rosa Navas-Rivero
    Nov 13, 2021
    Greatest rates in the market

    Greatest rates in the market

    ...

  • author
    Cindy Blackwell
    Nov 12, 2021
    PedFed is one of the BEST credit unions…

    PedFed is one of the BEST credit unions I've dealt with, I'm a satisfied customer.

    ...

  • author
    Steff Ferrell
    Nov 11, 2021
    Getting into your account.

    Getting into your account.

    ...

  • author
    Dennis Lightfoot
    Nov 11, 2021
    One size fits all

    PenFed Credit Union is where I do 75% of my banking. They offer a wide variety of financial services that suit my needs. Their credit cards offer a lot of services that I’m satisfied with. Accessing an account is easier than most other financial institutions. Their customer service is great!!!!

    ...

  • author
    Kim Allgood
    Nov 10, 2021
    Don’t Trust PenFed Credit Union …

    I took a loan out at PenFed credit Union and when Covid hit I got behind. I became ill and couldn’t make my payment. Once I recovered, I not only paid my loan up to date, I paid it ahead to May 2022. Since I am so far ahead I took a couple of month break. When I started again the payment was applied solely to interest. 😳. When I called to ask why wasn’t part of the payment applied to the principal, the Representative got smart with me and was just plain rude and unprofessional. She told me to bank somewhere else. 😳 PenFed is a dishonest Credit Union. There monthly statements does not show correct breakdown of interest and principal applied and PenFed wants to keep there members in debt. They run your credit when you start a membership and if you don’t get a checking the same day, they run your credit again if you come back months later for a checking. There monthly fees are outrageous, they are too small of a credit Union and there technology is way behind. They don’t have enough branches in the DMV to do your banking and the Customer Representative are rude and unprofessional!!! They only care about the sales not the members. Navy Federal Credit Union is much more professional and customer friendly. Navy Federal Credit Union technology is more advanced and they don’t try to cheat it’s members. PenFed if you need a new debit card d, you have to wait for it to come in the mail but Navy Federal can print you one same day. Navy Federal Credit member services answers the phone 24/7 and they have branches all over the world. PenFed has no Maryland branches so you have to go to DC or VA if you need to go into a branch? 😡 PenFed puts it sales first before the member and will put the members in debt by getting you to open multiple credit cards. Did you know they run your credit to see if you are worthy to have a premium savings which doesn’t pay premium rates. And if you open a premium savings and deposit cash into the account they place a hold on your cash.(?) This is a violation of Reg CC. If you want a good financial institution, do not put your money in PENFED because they are a bunch of CROOKS and they don’t have good accounts to help the Military Family!!!! 🤬👎🏽👎🏽👎🏽👎🏽👎🏽

    ...

  • author
    Arlene G. Bell
    Nov 09, 2021
    Excellent and efficient

    Fastest, most simplistic experience I have had in my 32 years of dealing with credit unions. I should preface this by saying I am a relatively new member to PenFed but should have been with them all along!

    ...

  • author
    BlkSchnzr
    Nov 12, 2021
    PenFed Isn't That Into You (or your cash)

    PenFed provides slow, plodding service - so much so that you wonder why you even bothered to open new CD's with them. I didn't think it would take exactly a week for them to respond to IRA documents uploaded via their portal. I get it that you don't have enough people, but this is an indicator not to use PenFed for a mortgage or auto loan in the future. Update 11/11/21 6:30pm: As requested by PenFed, I emailed them on 11/10/21....and crickets. You just reinforced my review.

    ...

  • author
    Michael Tucker
    Nov 06, 2021
    You can trust the PenFed credit union CS department to solve your problems when you call them.

    Other than some minor PenFed website glitches, I am comfortably happy with the results.

    ...

  • author
    Jeffrey-Detroit,MI
    Nov 04, 2021
    Quality Service: In a nutshell quality service!

    Quality Service

    ...

  • author
    Orlando Batista
    Nov 03, 2021
    Excellent experience 8

    Excellent experience 8

    ...

  • author
    Mark Stroud
    Nov 03, 2021
    GREAT TO WORK WITH

    THE PROCESS TO OBTAIN A CREDIT CARD WAS FAST AND EASY

    ...

  • author
    Israel Fermin Mojica
    Nov 03, 2021
    Best online services

    Best online services, simple and efficient.

    ...

  • author
    Franklyn Wentwoord
    Nov 03, 2021
    Smooth application process

    Smooth application process. No hiccups along the way. I was able to complete the process in less than 15 minutes on my mobile device.

    ...

  • author
    Sharon Koch Hanany
    Nov 02, 2021
    Excellent credit union-Personal Loan

    Excellent credit union. Fast turnaround time, great technology, no origination fee and reasonable interest rate. It was so simple and clean, I may be looking to refi my auto loan through them.

    ...

  • author
    Justin Karlinchak
    Nov 01, 2021
    Excellent process very happy thank you…

    Excellent process very happy thank you PenFed

    ...

  • author
    Stacy
    Nov 01, 2021
    Applied for PenFed Credit Card

    This application process was quick and easy had a answer within 24 hours . Rates vs regular banks much Lower. Truly thinking about opening a savings account with them.

    ...

  • author
    Oscar Olmos
    Oct 31, 2021
    Credit card application

    Easy to apply and fast results

    ...

  • author
    Dawn Peschel
    Oct 31, 2021
    A+++company…ease

    A+++company…ease, quality, excellent customer service. Allows direct deposit from payroll …..excellent company and experience!

    ...

  • author
    Valued Customer
    Oct 31, 2021
    Very good and never had this type of…

    Very good and never had this type of survey

    ...

  • author
    Janet Guerrero
    Oct 30, 2021
    I love how PenFed is user-friendly!

    I love how PenFed is user-friendly! The ease to navigate throughout the site is stress-free!! I can easily review my score, access my accounts and just browse thru in a breeze!

    ...

  • author
    Tracy Gilet
    Oct 30, 2021
    My personal loan was approved on…

    I received notification that my personal loan was approved on October 25th and that the funds were deposited into my PenFed savings account. It's October 30th and the funds are still not there. I called a rep on October 29th and was told it was an IT issue to call back on 10/31 if the funds weren't distributed.

    ...

  • author
    Barbara Bristol
    Oct 30, 2021
    I applied to Penfed for a personal…

    I applied to Penfed for a personal loan. I received an approval very quickly and have been very pleased with their service and courteous personnel.

    ...

  • author
    gary ogden
    Oct 30, 2021
    Very unhappy with entire process

    Very unhappy with entire process. Approved for loan but cannot sign and complete!!! Have been talking by phone to PenFed for days but no one seems to be able to help me.

    ...

  • author
    Billy Ray
    Oct 27, 2021
    Good smooth service

    Good smooth service

    ...

  • author
    John The Great
    Oct 27, 2021
    Great customer service

    Great customer service

    ...

  • author
    Rosana
    Oct 27, 2021
    how easy to apply

    I trusted this site for applying and auto loan. It was the first time I applied through the internet and the experience was good. At first I was not convicend but everything even payment can be done easier at site and is safe.

    ...

  • author
    GiGi
    Oct 27, 2021
    I cannot rave enough about PenFed

    I cannot rave enough about PenFed! Easy online application for any type of loan. More than reasonable interest rate on personal loans and excellent mortgage rates. Quick. I applied on the 20th received check on the 25! Amazing source for relief from life's financial setbacks or to buy a home. You will not regret your loan with very easy payments.

    ...

  • author
    Dennis Gilmore
    Oct 26, 2021
    It was one of the best finical branches…

    It was one of the best finical branches I found.

    ...

  • author
    domingo gomes
    Oct 26, 2021
    Professional

    Professional

    ...

  • author
    Kim White
    Oct 26, 2021
    I am going to receive a loan from…

    I am going to receive a loan from Penfed with very decent and fair interest rates. I feel highly inclined to pay back quickly and save money with this institution.

    ...

  • author
    Guadalupe
    Oct 25, 2021
    Amazing service

    Amazing service, great rates, no messy paperwork!

    ...

  • author
    AE Phoenix
    Oct 25, 2021
    It was easy and fast to get the loan

    It was easy and fast to get the loan, without a lot of bs.

    ...

  • author
    JANET K ANDERSON
    Oct 25, 2021
    Definitely a reputable institute

    I was so happy to find a reputable institute that was able to provide me a loan when I was in need for an emergency repair project

    ...

  • author
    Chuck Piper
    Oct 24, 2021
    Excellent rates

    Excellent rates

    ...

  • author
    Gerald
    Oct 23, 2021
    My experience with PenFed was a very…

    My experience with PenFed was a very good one. The application process was easy and everyone I spoke to was kind, considerate and knowledgeable.

    ...

  • author
    Erika
    Oct 23, 2021
    Overall amazing

    Overall amazing, fast, efficient, & highly recommend Pen Fed!

    ...

  • author
    Roy Vance
    Oct 22, 2021
    A1 fast and good rates

    Great rates and tranfers

    ...

  • author
    Keith Beppler
    Oct 20, 2021
    Fantastic service with great rates and…

    Fantastic service with great rates and friendly experts. Also competitive in all services offered.

    ...

  • author
    Chris Lenga
    Oct 20, 2021
    Quick and helpful solutions.

    Went through the process of a refinance after creating a bank account with them. The rate wasn't as competitive as another vendor, so I declined the refinance. I received an email a day later saying that they were moving forward with the refinance, even though I declined it. Gave them a call and their automated system wasn't the smoothest. Reached two individuals and within about five minutes my situation was handled. Thanks for making something such a smooth process! So many other companies I'd be sitting there for an hour to address a concern like this. Pretty excited to see how banking with them is.

    ...

  • author
    Robert .Rodriguez
    Oct 19, 2021
    So far PenFed has treated me with…

    So far PenFed has treated me with golden gloves in building a my financial future.

    ...

  • author
    Harold Sanders
    Oct 19, 2021
    Best bank

    Best banking experience I ever had, I highly recommend It.

    ...

  • author
    Ronald Begger
    Oct 19, 2021
    Unsatisfied

    I wasn't to happy with penfed. I got proved for a loan. Then I emailed then to see if they could put it in my checking account. They never got back to me. So I haven't sign the loan papers. Not until they get back to me. So I am very unsatisfied with them.

    ...

  • author
    Wendy Nimmons
    Oct 19, 2021
    Easy loan process!

    Easy loan process and so far no problems.

    ...

  • author
    Patricia Fleming
    Oct 18, 2021
    Thank you PenFed for providing me with…

    Thank you PenFed for providing me with a personal loan so I can consolidate my bills into one payment. Your online process was easy and prompt.

    ...

  • author
    Osiris Savar
    Oct 18, 2021
    Easy to navigate

    Easy to navigate , fast and straightforward.

    ...

  • author
    Jonathan Dawson
    Oct 17, 2021
    The online process was very easy

    The online process was very easy. This is a good place to do your banking

    ...

  • author
    Weldon Vogt
    Oct 17, 2021
    Fast

    Fast, simple and easy.

    ...

  • author
    Deb Johnson
    Oct 16, 2021
    Great experience with this credit union…

    Great experience with this credit union lots to offer

    ...

  • author
    rocky
    Oct 15, 2021
    very fast professional service

    very fast professional service great rates

    ...

  • author
    Edward shattuck
    Oct 15, 2021
    I tEasy processhought it would be a long process…

    I thought it would be a long process but it wasnt and i understood everything that was presented to me thank you Edward Shattuck

    ...

  • author
    Nanci M. LambCranford
    Oct 15, 2021
    PenFed; The Manifested Answer to My Prayer…

    PenFed is the long awaited manifestation to my answered prayer. The application process was so easy that I was driven to research any possibile connections to fraud or scam accusations against PenFed. What I discovered were high approval ratings, from various entities throughout diverse genres. The entire experience proceeded, unhindered, due to the knowledgeably professional assistance of numerous assistants, exhibiting compassionate interest and an eager kindness to provide help and reassurance, whatever the needed format.

    ...

  • author
    Nibo
    Oct 14, 2021
    Excelent services and competitive…

    Excelent services and competitive interest rate.

    ...

  • author
    Cieara Wilson
    Oct 14, 2021
    Very fast and easy application.

    Very fast and easy application.

    ...

  • author
    Henry
    Oct 12, 2021
    not for now maybe later

    not for now maybe later

    ...

  • author
    Jeanette Robinson
    Oct 12, 2021
    Quick and Stress-free

    My experience with Penfed was quick, prompt, and stress-free. I would definitely recommend them for all your financial needs.

    ...

  • author
    Michael Howard PhD
    Oct 12, 2021
    Excellent professionalism with…

    Excellent professionalism with outstanding customer service, very pleased

    ...

  • author
    Stanley Pearson
    Oct 11, 2021
    My experience with Penfed was quick and…

    My experience with Penfed was quick and seamless.

    ...

  • author
    Scott Miller
    Oct 10, 2021
    The best and easy application process…

    The best and easy application process of any banks..Love them and recommend using them....

    ...

  • author
    Lawrence Randle
    Oct 09, 2021
    MY REVIEW IS THANK YOU FOR GIVING…

    MY REVIEW IS THANK YOU FOR GIVING MYSELF AND SO MANY OTHERS FOR AIDING IN FINANCIAL SECURITY!

    ...

  • author
    Tracy Pavlas
    Oct 08, 2021
    Highly recommend

    Highly recommend

    ...

  • author
    Elida Hager
    Oct 07, 2021
    Great customer servics

    Site is simple, user friendly. Quick response from customer service.

    ...

  • author
    Craig Ramsey
    Oct 07, 2021
    Great service and fast processing

    Great service and fast processing. Highly recommended.

    ...

  • author
    Martin Pereyda
    Oct 07, 2021
    GREAT EXPEREIENCE WITH THE WEB SITE AND…

    GREAT EXPEREIENCE WITH THE WEB SITE AND THEIR PEOPLE ARE VERY HELPFUL AND FRIENDLY

    ...

  • author
    David S
    Oct 06, 2021
    With such a great on deal on the Credit…

    With such a great on deal on the Credit Card. The application was very easy to fill out. Had approval in minutes.

    ...

  • author
    Mark
    Oct 06, 2021
    Process was super easy from start to…

    Process was super easy from start to finish, response was super fast. Would recommend definitely.

    ...

  • author
    Karen Bedsaul
    Oct 05, 2021
    The website is very easy to use and…

    The website is very easy to use and navigate. The employees are always friendly when you need to contact them.

    ...

  • author
    Oscar Burnett
    Oct 05, 2021
    One of the best credit unions out…

    One of the best credit unions out there!!!

    ...

  • author
    Michael Williams
    Oct 05, 2021
    The credit card application is simple…

    The credit card application is simple and easy not complicated the best experience I’ve had with applying for credit

    ...

  • author
    Irvin-Sacramento,CA
    Oct 04, 2021
    Swurvin irv

    The best loan experience I've ever had

    ...

  • author
    Vickie Schelk
    Oct 04, 2021
    Fast response

    Fast response. Friendly, knowledgeable staff.

    ...

  • author
    Sewanna Griddle
    Oct 03, 2021
    Great experience!!!!

    Great experience all around. Fast and efficient service.

    ...

  • author
    Peter Woodland
    Oct 03, 2021
    The Way Banking Should Be

    I have been a PenFed customer for several years and have always been satisfied in my dealings.

    ...

  • author
    David Black
    Oct 03, 2021
    Would recommend to family and friends.....

    great experience. easy process. very professional....

    ...

  • author
    Kwaku Agyeman-budu
    Oct 02, 2021
    Penfed credit union is people's union ,they are always ready to help the helpless, count on them and you will never regret.

    Good credit union

    ...

  • author
    George Stipe
    Oct 02, 2021
    Great credit card

    Seen an advertisement and was able to apply online. Was fast, efficient, and great card rates.

    ...

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