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PenFed Credit Cards Review
Reviews 1,166
Power Cash Rewards Visa Signature® Card
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Power Cash Rewards Visa Signature® Card
Power Cash Rewards Visa Signature® Card
Excellent
Reviews 1,166
Michael Graw
Jul. 03, 2022
3 min read
Michael Graw
Power Cash Rewards Visa Signature® Card summary
PenFed is a national credit union founded in 1935 that offers banking, loans, credit cards, and more. While you need to be a PenFed member to get a credit card, anyone can join by opening a savings account. PenFed has 4 credit cards, all of which come with a 0% promotional APR for balance transfers. Three of the cards offer rewards for spending. You can apply online and get approved in as little as 20 seconds.
Pros
  • Choose from 4 credit cards
  • 0% promotional APR for balance transfers
  • Apply online and get a decision instantly
Cons
  • Requires good to excellent credit score
  • Must open a savings account to become a PenFed member

Power Cash Rewards Visa Signature® Card at a glance

4.4
Editorial score

Fees

No annual fee, has other fees
4.0

Eligibility (credit score)

Doesn't cover bad credit
4.0

Security

NCUA insured, offers multiple security features
4.0

Customer service

24/7 service with multiple communication options
5.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features
5.0

Power Cash Rewards Visa Signature® Card Power Cash Rewards Visa Signature® Card Apply Now

Overview

PenFed is a credit union established in 1935 to serve members of the military. Today, anyone can join PenFed by opening a savings account. The credit union has more than 2 million members and manages more than $25 billion in assets. It offers banking, loans, mortgages, and 4 Visa credit cards. PenFed is Insured by NCUA and is an Equal Housing Lender.

PenFed’s credit cards stand out for their combination of low fees and generous rewards. All of the cards come with Low APR for balance transfers. Rewards can take the form of cash back or points, and the cards offer different levels of rewards for spending categories like gas, groceries, and restaurants. 

PenFed offers 0% APR promotional balance transfer rate for 12 Months on transfers made from now until September 30, 2021. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Suitable for?

PenFed is suitable for a wide variety of people. The promotional APR for balance transfers on all credit cards is a major plus for anyone looking to transfer their balance from another card. In addition, 3 PenFed credit cards offer rewards programs. Three of the cards come with bonuses if you spend at least $1,500 in your first 90 days

PenFed Power Cash®

The PenFed Power Cash Rewards Visa Signature® offers a $100 bonus statement credit when you spend at least $1,500 in the first 90 days. All cardholders receive 1.5% cash back on purchases, and PenFed Honors Advantage members receive 2% cash back. To become an Honors Advantage member, you must be an active member of the military or have an active PenFed checking account.

PenFed Pathfinder®

The PenFed Pathfinder® Rewards Visa Signature® is PenFed’s most generous rewards card and is most suitable for travelers. You get 50,000 bonus points when you spend $3,000 in your first 90 days, and the card offers 3 points on travel spending (4 points for Honors Advantage members). All other purchases earn 1.5 points. 

PenFed Platinum®

The PenFed Platinum Rewards Visa Signature® offers extra points on gas purchases at the pump and supermarket purchases. You get 5 points for gas purchases at the pump and electric vehicle charging stations; 3 points for supermarket purchases, restaurants/dining, and cable, satellite and other television/radio/streaming services; and 1 point for all other purchases. The card also comes with a New Acquisition Bonus: 15,000 points after $1,500 spend during first 3 months of card open date.

PenFed Gold

The PenFed Gold Visa® is a simple credit card that doesn’t offer a rewards program. The main advantage is that the interest rate for purchases on your balance can be as low as 7.49%. You can qualify for a $100 statement credit when you spend $1,500 in your first 90 days.

Card Comparison


Rewards Program
Bonus Offer
Interest Rate (APR)
Best For
Power Cash

1.5% cash back

(2% for Honors Advantage members)

$100 when you spend $1,500 in your first 90 days
14.99% - 17.99%
Cash back
Pathfinder

3x points on travel

(4x for Honors Advantage members)

1.5x points on all other purchases

50,000 points when you spend $3,000 in your first 90 days
14.99% - 17.99%¹
Travel rewards
Platinum

5x points on gas purchases at the pump

3x points supermarket and other purchases*

1x points on all other purchases

$100 when you spend $1,500 in your first 3 months
13.49%-17.99%
Gas and groceries rewards
Gold
None
$100 when you spend $1,500 in your first 90 days
7.49% - 17.99%
Low interest rate

*see full PenFed Platinum rewards details detailed in the paragraph above.

The Application Process

You can apply for a PenFed credit card online. To get your credit card, you will need to become a PenFed member by opening a savings account with a minimum deposit of $5, but you can apply and find out if you will be approved without becoming a member. Enter information about yourself, your employment, and your income. You can also add authorized users to your account, and they will receive their own credit cards. PenFed will verify your identity and run a soft credit check, which doesn’t impact your credit score.

Once your application has been submitted, you could get an approval decision and interest rate offer as quick as in 20 seconds. If you accept the offer, PenFed will send your new credit card in 7-10 business days.

Help & Support

PenFed offers customer support by phone, live chat, and through a secure online messaging system. The PenFed website also has detailed help pages that explain how to apply and manage your credit card account.

PenFed’s phone number for customer support is 1-877-856-9690.

Phone call hours: 7 am-11 pm (ET) Monday-Friday, 8 am-11 pm Saturday, and 9 am-5:30 pm Sunday.

Security

Your PenFed credit card is secured with an EMV chip, and you can report your credit card as lost or stolen at any time. PenFed credit cards are also backed by Visa’s Zero Liability Policy*: PenFed's guarantee that you won't be held responsible for unauthorized charges made with your account or account information. You're protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline.

FAQ

Do PenFed credit cards work with Apple Pay?

Yes, PenFed Visa cards are compatible with Apple Pay, Samsung Pay, and Google Pay.

How do I redeem points from my PenFed credit card?

You can redeem points earned with your PenFed credit card through Visa’s online points center.

How do I become a PenFed member?

Anyone can become a PenFed member by opening a savings account and depositing at least $5.

Power Cash Rewards Visa Signature® Card Power Cash Rewards Visa Signature® Card Apply Now

Conclusion

PenFed offers 4 Visa cards that suit a wide variety of needs. Three of the cards offer rewards for different spending categories, while the fourth comes with an interest rate as low as 7.49% APR. All 4 cards come with a low APR balance transfer promotional offer. You can apply for a PenFed credit card online and get a decision right away

Methodology

This review was completed using information from the PenFed website and support documentation.



** Zero liability disclosure: 

Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.

http://www.visa.com/security.

Michael Graw
Written by
Michael Graw
Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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See what some costumers are saying about Power Cash Rewards Visa Signature® Card
Power Cash Rewards Visa Signature® Card
Excellent
Reviews 1,166
on
Excellent
84%
Great
5%
Average
1%
Poor
1%
Bad
9%
consumer-image
hipolito vazquez
2 days ago
They make everithing easy
They make everithing easy
R
raymond irizarry
2 days ago
A giant when it comes to credit unions
A giant when it comes to credit unions, great products, great service and incredible rates!
J
j nicholson
2 days ago
PenFed is an amazing organization
PenFed is an amazing organization. Ease of applying and rapid approval to deserving people. Online registration is flawless too. So happy I joined!
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jo turner
2 days ago
The ease of the experience
The ease of my experience
A
alisa
3 days ago
Credit Easy
PenFed is GREAT to Consumers and Easy Application Process
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glenette bruce
3 days ago
Willing to work with you
it was fast and easy the rate could be better it said 7.4% but no
J
james p faranda
5 days ago
Good customer service from a real person
The person I called was prompt and courteous in helping me finalize my credit card application. I believe it was about 1/23/23 but I am not exactly sure of the date.
A
aa
5 days ago
I was not able to finish my credit card…
I was not able to finish my credit card application because it would shutdown, cancel, or reload the page when I click "submit". Also, the same kind of thing happens when I try to connect my account to other bank/credit union accounts. So still not able to connect them.
C
clement williams
5 days ago
Faster application process.
Faster application process.
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scott whitmore
6 days ago
Without A Doubt, That Best Rates Anywhere!
This is the best Credit Union so far! Their rates, offers, products. All go above & beyond any other financial institution!
E
eric
6 days ago
Awesome company and great customer…
Awesome company and great customer service.
M
mabel sanchez
7 days ago
It was good and fast
It was good and fast
C
c f b
7 days ago
PenFed great services
User friendly and easy access with navigating online. Quick response.
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frank afenkhena
8 days ago
Smooth and easy
Smooth and easy
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omar oliver
8 days ago
Excelente servicio
Excelente servicio
P
pama lyons
8 days ago
PenFed is a very good company and they are great to deal with.
PenFed is a very good company and they were there for me when I needed financial help with a loan. I have no complaints. I highly recommend PenFed to anyone who will listen.
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edgar aviles
8 days ago
GREAT RATES AND SERVICE
GREAT RATES AND SERVICE
C
carolyn reynolds
9 days ago
This company is exceptional
This company is exceptional. From the products they offer to their customer service. I have been with them a little over a year now and I have no complaints whatsoever. They have come through for me in clutch moments and I appreciate the extra mile they go to assist their customers. PenFed is great!!!
C
chey dj
12 days ago
Hustle free when applying for a loan
Hustle free when applying for a loan, people were great and very helpful. I'll give you guys 👍👍👍👍👍🙂
P
pastor tantay
14 days ago
They're good on their promises
They're good on their promises
R
robert soto
14 days ago
I'm extremely satisfied with the fast…
I'm extremely satisfied with the fast approval and easy process.
A
amanda mcbride
14 days ago
Great service
Great service great customer service. Fast and easy application
A
alan meyers
15 days ago
Helped me out with what I needed
Helped me out with what I needed
B
brodz
15 days ago
PenFed is a excellent way to manage your money
PenFed gives me better interest rates, better products like saving account that generates interest by month. PenFed make me feel more confident with my accounts, overall PenFed is a great, exellent and secure way to manage your money.
N
natalie
15 days ago
I have excellent credit …
I have excellent credit 766 and they gave me a $1500 credit limit as if I'm a teenager and tell me it's going to take 5 weeks to get the card with the little limit. They have an offer to spend 1500 in the 1st 3 months and receive 15000 points, seriously I only have a $1500 credit line lol smh. I wouldn't recommend, they say you get approved with good/excellent credit so if I only had good credit what would be my limit $100. Lol again smh
12587
15 days ago
I couldn't be happier with the loan's I received.
I couldn't be happier with the experience. One of the best lenders that I've ever dealt with.
R
rosa mendoza
17 days ago
Easy to apply online and response was…
Easy to apply online and response was very quickly
J
john
17 days ago
PenFed is the best credit union in…
PenFed is the best credit union in America.
D
david batista
17 days ago
It's a good company.
It's a good company.
R
ronald wright
17 days ago
Trust and honesty
Great customer service---------precise application process----------quick response.
B
budai
18 days ago
Very fast and efficient
Very fast and efficient, hassle free process.
R
renee
18 days ago
The application process was very quick…
The application process was very quick and easy to use online. I've had very good experiences with PenFed and appreciate their support.
A
angel torres
19 days ago
Very professional
Very professional, friendly. Vest offers rates found.
m
maurice jamison
19 days ago
Easy application
Very easy to use processing can be slow but resolve quickly
E
emmanuel christopher ashong
19 days ago
Everything thing about this bank is…
Everything thing about this bank is absolutely amazing, the seamless transaction and application processes makes it a win experience and one wants to keep coming even if just to say hello!
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eddie baltrip
19 days ago
I love being a member of Pen Fed
I love being a member of Pen Fed
R
roger brown
20 days ago
The nicest people!
I had to call PenFed due to being unable to pull up their email. Again, I talking to the nicest and most helpful member of their staff and the problem was solved. They are the nicest people with which to deal and offer competitive rates, fees and services. I which others could learn by their example how to keep customers!
M
mai
21 days ago
Service members are greatly appreciated
Service members are greatly appreciated
S
sean l helms
23 days ago
Ease of application
Ease of application. Fast response.
D
danny tran
23 days ago
Good service
Helpful and great service
A
arturo sandoval
23 days ago
grate card
I needed the credit to open new accts.
M
marc
24 days ago
I JOINED BECAUSE THEY ARE A CREDIT…
I JOINED BECAUSE THEY ARE A CREDIT UNION. CREDIT UNIONS OFFER LOWER RATES AND BETTER DEALS FOR THEIR CUSTOMERS.
J
jamaal wilkins
24 days ago
Great service
Great service never knew they exist
p
pardeep saini
24 days ago
Customer service
Customer service
M
mike dawson
a month ago
Wow Zero annual fees
Handled promptly pleasant customer service.
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robert bird
a month ago
no title
Easy Application Process
A
adrian ray
a month ago
Leigh
Smooth approval process
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jamie petrone
a month ago
good deal
Company was very easy to deal with, low insterest rate what more can anyone want
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alice j. english
a month ago
Time and effort efficient and great…
Time and effort efficient and great opening perks.
E
ethel
a month ago
Great Experience!
The loan process was quick and easy and the interest rate is very competitive!
B
barbara engen
a month ago
Online application was fast and…
Online application was fast and accurate.
K
kathleen s carrigan
a month ago
PenFed is exceptional in consistent…
PenFed is exceptional in consistent efficient customer service. I recommend highly even if not a veteran
R
rip d rebel
a month ago
The credit card application process was…
The credit card application process was quick and easy. Once I provided all of my information and documentation I was able to get an approval in minutes.
N
nestor sanchez
a month ago
La oportunidad de poder tener un buen…
La oportunidad de poder tener un buen crédito y también la amabilidad y la forma que te explican todo.
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scott pianalto
a month ago
I work on a navy base in Naples Italy
I work on a navy base in Naples Italy. I have been banking withe penfed since 1989. Penfed is failing me. I can't use my credit cards in Italy, merchants constantly denied. I can't do a wire to pay my rent, as they can't call international on my Italian phone. I tried to buy penfed CD and took me two hours on the phone to get it through the system since I have an Italian address. Stay away.
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willy ward
a month ago
easy to apply and rates are competitive
easy to apply and rates are competitive
K
kenneth
2 months ago
ACH Transfers originating at Penfed are limited to just one bank. You can't set up more than one bank.
ACHS transfers originating from your Penfed accounts are limited by Penfed to one banking institution. Penfed pays a low interest rate of 2% on the Premiere Savings Account. Sofi Bank pays 3.5% on their savings account. If you do in house transfers at Penfed, say from Premiere Savings to Access America Checking and and then transfer funds from Access America back to Premiere Savings, Penfed puts a 5 business day hold on your funds that are tranferred into Premiere Savings. In short funds moved electronically within Penfed that never leave the bank are held for 5 days. Customer service representatives go way above questioning when you call in for assistance. Most reps work from home and I doubt the safety and security of my data is maintained for home workers.
J
joshua moran
2 months ago
Always knowledgeable and helpful!
Always knowledgeable and helpful!
W
william frederick
2 months ago
Best Ever
PENFED is by far the easiest financial institution I have ever dealt with. If they had a branch that was closer to my location all my accounts would be with PENFED
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mark brown
2 months ago
Day process
The application process was extremely easy!
M
mel kling
2 months ago
A true pleasure!
Easy access. Professional company. Competitive rates. Overall a great experience
D
donna (dee) hall
2 months ago
All was self explained I enjoyed that
All was self explained I enjoyed that. all of this was very clear.
M
mark crnarich
2 months ago
Hackers paradise & Quicken
We have many accounts across many financial institutions. PenFed is the only one that blocks Quicken Direct connect. They claim security flaws. PenFed is also the only account where our credit card is subject to frequent fraudulent charges. We have to get new credit cards from them at least once a year. I wonder if the two are related.
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herman peoples
2 months ago
PenFed is a wonderful Credit Union and…
PenFed is a wonderful Credit Union and I like their products but most of all is the Professional Service that’s offered all the time
N
noel matos
2 months ago
Personal Loan
Easy Process and quick service
J
julie rice
2 months ago
Outstanding Service with PenFed Credit Union
If you have never worked with PenFed before, I highly recommend them. They make everything so easy, and if you run into trouble, they have excellent customer care. My hat's off to PenFed!
M
martha t.
2 months ago
BEST in every banking category - use PenFed!
I have moved all my banking to PenFed from USAA because they out-perform in all categories of savings and CD rates, credit card perks, and best mortgage. PenFed's website if the most user-friendly, making it so easy to mange my various banking functions. Most knowledgeable and pleasant customer service anytime I call!
D
denver mullins
2 months ago
Fastest service and approval for…
Fastest service and approval for personal loan. Would recommend.
S
sal monastero
2 months ago
Great experience every time I have…
Great experience every time I have contact with them.
B
brian oleary
2 months ago
Need
Thanks for any link u could send for auto pay.i downloaded the pen fed app did not take my password or username. any help appreciated
r
ricardo martinez
2 months ago
Helpful through all the process of my credit
Helpful through all the process of my credit application with positive results !
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willie guyton
2 months ago
The timely matter in which my…
The timely matter in which my application was handled
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jorge urquizo torquemada
2 months ago
Pen Fed Credit Union application…was very easy
Pen Fed Credit Union application precess make me feel a valuable costumer, thanks Pen FedCU.
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james anthony
2 months ago
easy to fill out!excellent survey!
easy to fill out!
M
michael
2 months ago
Quicken online has been blocked
For many years all were good, till an year ago PenFed has started blocking Quicken online access to download transactions. It was on and off, but from September it's permanent issues. I wasn't able to use Quicken to download any transactions from Penfed CU. This is critical feature for me to track in Quicken all my transactions across all financial institutions.
D
daniel r
3 months ago
PenFed is a great choice!!
PenFed is honest and has the best interest of their customers at heart. I have only good things to say about this company and the fine people who run it.
J
jose
3 months ago
The security on personal information…
The security on personal information and making sure that I was the one applying for the credit card
M
marco a. chacon
3 months ago
Fast service
Fast service
R
ruvic ann lopez
3 months ago
Best credit union
Best credit union
M
matt
3 months ago
Now Blocking Aggregation Services
Starting in Jul 2022, Penfed started blocking aggregation, false claiming there is a security issue but not actually working with a major aggregation service (personal capital) to resolve any legitimate concern. When I called, PenFed customer service just said there was nothing that could be done and didn't care how long I had been with them and how much money I have with them (not a small amount--I was using them to manage my household expenses. Closing my accounts and taking my business elsewhere.
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john tomarchio
3 months ago
Fed up! with PenFed.
PenFed has been worse to deal with than the Federal Government. All impersonal communication and phone robotics. All "sir" and no service. They have been running me around for a month about my application to remove PMI from my mortgage, and now I get an anonymous letter, with no contact info. for that "division", telling me that I never qualified in the first place because of a 5 year "seasoning" requirement. I've been on the phone dozens of times with a dozen reps for over a month, I have exchanged a dozen emails with a case manager (with no telephone contact for her), I have sent a professionally prepared property valuation, and it was all a waste of time from the start! Hours and hours of preparation and frustration for nothing! PenFed made me pre-pay by phone (big phone ordeal!) for an appraiser of their choosing--a company with a one-start customer rating and a dead-end web address--and their feckless appraiser neglected to include a comparable sale 3 months ago on my own street in my own housing development. Instead, he reached back 12 months to a low sale that was part of a estate liquidation, for one of only 4 comparables, and he put a value on my house $30,000 less than the real estate's estimate based on 14 comparables in the last six months. Talk about incomptence, talk about negligence. But it doesn't stop with the appraiser. I sent the real estate agent's report to my Pen Fed case manager, and she has kept me waiting a week on the "form" to "process" my challenge of the appraisal. "Process" is all I get, and now an anonymous letter I just called to complain to Pen Fed Customer Service, and they gave me a 3-day window for a supervisor call-back! It's all robotics: the computer doesn't let me; I have no access; wrong department; the process requires a form; you can't call them, I can't call them, they have to call you--within a week. Worse than the Federal government. It's even in the name, PenFed. Well, I am: fed up
J
james chance
3 months ago
Penfed has given me everything I asked for!
Penfed has given me everything I asked for, with a fare cost. I was in business for a long time and my succes came from caring more about my people than I did my wallet. Sense I retired I've had customers come to my door wanting me to help them, because they trust me. Caring about the people that put food on the table is always more important than your needs.
N
nancy van
3 months ago
The positive reviews on here are true
The positive reviews on here are true! Penfed really does offer competitive rates and they are nonsense free. They are transparent and competitive. The best part is their customer service. Every representative has been patient, helpful and kind. They have spent time explaining my statements to me when I've had questions. I would say their customer service is comparable with Discover.
w
walter marhelski
3 months ago
The application was very easy
The application was very easy, and I had in answer in less than 24 hours. The interest rates are very good also.
S
steeven sunderraj
3 months ago
the wallet amount refund not now happiness is not fetch
Not fetch my amount
M
mark
3 months ago
Customer Service
On line excess and very forward on documents
j
janice avant-gaffney
3 months ago
The application process is seamless.
The application process is seamless.
J
jared
3 months ago
Untrustworthy
I will preface this with the fact I went through a learning curve with this institution, as other banks I refinanced a vehicle with did most of the work, requesting title transfers from the other bank, etc. With them you do most of the legwork, or you pay an insane APR, which they tried to do, causing my payment to increase almost 50%. They straight up lied to me about my direct payment for their GAP policy, and raised my monthly rate from 517 to 539, which at 62 months, more than doubles the cost of the policy itself. After I had proof of payment on my end (which they have to had seen on theirs), they acknowledged the payment, but then tried to sneak back in that $22 monthly increase. They sound less like a CU and more like a penny thieving institution that banks on you messing up the process, so they have an excuse to jack up your payment and keep the money.
J
josé diaz
3 months ago
very good card
very good card
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maria roof
3 months ago
Online transactions quick and efficient
Many account transactions can be completed online quickly and efficiently. I've been a member for many years and have been 100% impressive with their customer service and competitive rates.
J
jonathan nave
3 months ago
A well balanced institution!
This company invest in good people and treated me better than family.
L
l. wong
3 months ago
A great card with no annual & foreign transaction fee
PenFed's Platinum rewards Visa signature credit card has no annual fee, no foreign transaction fee which is great to carry this card for foreign travel or purchases made outside of the US, no cash advance fee. The card features fixed point/s rewards between 1-point and 5-points for everything you purchase. There is no need for you to activate on a monthly or quarterly basis, this fixed point system saves time and is effortless to earn your rewards. You earn 3 points for supermarket (including most Walmart and most Target stores; something that all other credit cards have specifically restricted), you also get 3 points to enjoy your meal at your preferred restaurants, selected subscription services are also included in their 3 points reward, you earn 5 points for gas/EV vehicles (which is super for EV owners, not a lot of credit card give rewards or cash back for EV cars as of this writing), you also earn 1 reward point for everything else that does not fall under the other points system, these are all of your other daily expenses. Their card has Visa's enhanced security, their 24/7 service, discounts, points can be redeemed in many ways. But note that I did not see their offer to redeem in statement credit or cash deposit to PenFed account. I hope they will add those in for this card, and remove the fee for balance transfer since they charge an interest rate on balance transfer anyway. To sum up: this is a great card to have for your rewards without the need to remember to activate them just so you can earn those rewards points. This card is hard to beat and is in a higher bracket of card's rewards system, an everyday card to have to reward you for most if not all of your spendings. I can't comment on credit limit, it is a subjective discussion and since it depends on many factors to determine how risky to lend to each individual. But I can say that they offer you a fair enough amount of credit limit or loan amount at the time of their assessment of your credit worthiness. This is an independent review of PenFed Rewards Credit Card, no compensation and no benefit derives from this writing. Also their rewards program may change after the date of this writing. What I described here are current PenFed offerings which includes a welcome bonus of 0% APR for balance transfer with a 3% fee. Please note that I applied for this credit card on October 30, 2022 which is the actual date of experience (and NOT on October 29, 2022 as Trust Pilot's calendar would not accept the correct date, I wonder if it has to do with a Sunday date?, I don't have a clue, just guessing). Review written on November 5, 2022, edited or updated on November 6, 2022.
L
laura parker
3 months ago
What made my experience great is being…RECOGNIZED.
What made my experience great is being recognized as a reliable customer. They have the best loan and deposit rates, and the best customer service.
R
ramon mota
3 months ago
They are very fast process to any…
They are very fast process to any application without many questions.
T
thatguy
3 months ago
go somewhere else
started out great, but after i was in car accident and made them aware of it they still closed my account. I had 120.00 balance with almost a 10k limit. then theres the multiple automated calls everyday even after paying them. do you yourself a favor, go somewhere else
R
rs
3 months ago
Easy online application
Easy online application, fees and rates are great. The offer of 0% interest on transfers forward year saves me money immediately.
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pat walter
3 months ago
Pen Fed is excellent
Was able to apply and get response within minutes and their site is easy to find out what's available and the options are simple to understand. Would recommend Pen Fed to anyone.
D
daun thomas
3 months ago
Easy to apply
Easy to apply, quick response no hassle and easy to reach someone if you have questions
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david caldwell
3 months ago
Penfed has the best rates and products…
Penfed has the best rates and products met my every need. I have experienced nothing but positive professional services in acquiring all my needs whether they be loans or credit cards! I would definitely recommend them!
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joseph beckum
3 months ago
Personal loan
Was simple and user friendly, fast and with a quick response time. loan approved that day and processed the next day.