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PenFed Credit Cards Review

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Reviews 178

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Michael Graw
Michael Graw
May. 03, 20214 min read

PenFed Power Cash summary

PenFed is a national credit union founded in 1935 that offers banking, loans, credit cards, and more. While you need to be a PenFed member to get a credit card, anyone can join by opening a free savings account. PenFed has 4 credit cards, all of which come with a 0% promotional APR for balance transfers. Three of the cards offer rewards for spending, and 3 have no annual fee. You can apply online and get approved in as little as 20 seconds.

Pros

  • Choose from 4 credit cards
  • 0% promotional APR for balance transfers
  • Apply online and get a decision instantly

Cons

  • Requires good to excellent credit score
  • Must open a savings account to become a PenFed member

PenFed at a Glance

Fees$0-$95 per year
RewardsYes, varies by card
Minimum Credit Score660
APRVaries by card, up to 17.99%
Welcome BonusN/A
Card TypeVisa
Suitable ForRewards with no intro APR

PenFed Power Cash PenFed Power Cash Apply Now

Overview

PenFed is a credit union established in 1935 to serve members of the military. Today, anyone can join PenFed by opening a free checking account. The credit union has more than 2 million members and manages more than $25 billion in assets. It offers banking, loans, mortgages, and 4 Visa credit cards.

PenFed’s credit cards stand out for their combination of low fees and generous rewards. All of the cards come with 0% APR for 12 months for balance transfers, and 3 of the cards have no annual fee. Rewards can take the form of cash back or points, and the cards offer different levels of rewards for spending categories like gas, groceries, and restaurants.

Suitable for?

PenFed is suitable for a wide variety of people. The promotional 0% APR for 12 months for balance transfers on all credit cards is a major plus for anyone looking to transfer their balance from another card. In addition, 2 PenFed credit cards offer rewards programs with no annual fee. Three of the cards come with bonuses if you spend at least $1,500 in your first 90 days. 

PenFed Power Cash

The PenFed Power Cash Rewards Signature® Visa has no annual fee and offers a $100 bonus statement credit when you spend at least $1,500 in the first 90 days. All cardholders receive 1.5% cash back on purchases, and PenFed Honors Advantage members receive 2% cash back. To become an Honors Advantage member, you must be an active member of the military or have an active PenFed checking account.

PenFed Pathfinder

The PenFed Pathfinder® Rewards Visa Signature®  is PenFed’s most generous rewards card and is most suitable for travelers. You get 50,000 bonus points when you spend $3,000 in your first 90 days, and the card offers 3 points per dollar on travel spending (4 points per dollar for Honors Advantage members). All other purchases earn 1.5 points per dollar. The card carries an annual fee of $95, but this is waived for Honors Advantage members.

PenFed Platinum

The PenFed Platinum Rewards Visa Signature® offers extra points on gas and groceries. You get 5 points per dollar for gas at the pump purchases, 3 points per dollar for supermarket purchases, and 1 point per dollar for all other purchases. You can also receive a $100 bonus statement credit when you spend $1,500 in your first 90 days. The Platinum Rewards Visa has no annual fee.

PenFed Gold

The PenFed Gold Visa® is a simple credit card that doesn’t offer a rewards program. The main advantage is that the interest rate for purchases on your balance can be as low as 7.49%. The card has no annual fee, and you can qualify for a $100 statement credit when you spend $1,500 in your first 90 days.

Card Comparison


Rewards Program
Bonus Offer
Annual Fee
Interest Rate (APR)
Best For
Power Cash

1.5% cash back

(2% for Honors Advantage members)

$100 when you spend $1,500 in your first 90 days
$0
14.99%-17.99%
Cash back with no annual fee
Pathfinder

3x points on travel

(4x for Honors Advantage members)

1.5x points on all other purchases

50,000 points when you spend $3,000 in your first 90 days
$95 (waived for Honors Advantage members)
14.99%-17.99%
Travel rewards
Platinum

5x points on gas

3x points on groceries

1x points on all other purchases

$100 when you spend $1,500 in your first 90 days
$0
13.49%-17.99%
Gas and groceries rewards
Gold
None
$100 when you spend $1,500 in your first 90 days
$0
7.49%-17.99%
Low interest rate

The Application Process

You can apply for a PenFed credit card online. To start, you will need to become a PenFed member by opening a savings account with a minimum deposit of $5. Enter information about yourself, your employment, and your income. You can also add authorized users to your account, and they will receive their own credit cards. PenFed will verify your identity and run a soft credit check, which doesn’t impact your credit score.

Once your application has been submitted, you’ll get an approval decision and interest rate offer in just 20 seconds. If you accept the offer, PenFed will send your new credit card in 7-10 business days.

Help & Support

PenFed offers customer support by phone, live chat, and through a secure online messaging system. The PenFed website also has detailed help pages that explain how to apply and manage your credit card account.

Phone call hours: 7 am-11 pm (ET) Monday-Friday, 8 am-11 pm Saturday, and 9 am-5:30 pm Sunday.

Security

PenFed uses SSL (secure sockets layer) and Norton to protect your application information. Your card is secured with an EMV chip, and you can report your credit card as lost or stolen at any time. PenFed credit cards are also backed by Visa’s Zero Liability Policy, which means that you’re never responsible for fraudulent transactions made using your card.

FAQ

Do PenFed credit cards work with Apple Pay?

Yes, PenFed Visa cards are compatible with Apple Pay, Samsung Pay, and Google Pay.

How do I redeem points from my PenFed credit card?

You can redeem points earned with your PenFed credit card through Visa’s online points center.

How do I become a PenFed member?

Anyone can become a PenFed member by opening a savings account and depositing at least $5.

PenFed Power Cash PenFed Power Cash Apply Now

Conclusion

PenFed offers 4 Visa cards that suit a wide variety of needs. Three of the cards offer rewards for different spending categories, while the fourth comes with an interest rate as low as 7.49% APR. All 4 cards come with a 0% intro APR for 12 months for balance transfers. You can apply for a PenFed credit card online and get a decision right away. 

Methodology

This review was completed using information from the PenFed website and support documentation.

Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

PenFed Power Cash
PenFed Power Cash
ExcellentReviews 178
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ExcellentReviews 178
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  • author
    Mike Oglevie
    20 hours ago
    "The PenFed customer service staff are very patient & respectful.

    The PenFed customer service staff members (Sarah & Aaron) were "over the top" patient and respectful in helping us "non-techie" people to complete our transaction!

    ...

  • author
    John
    a day ago
    Very easy and user friendly process

    Very easy and user friendly process! Got a approved instantly and I am planning to open a checking and savings acct also. Will be recommending to friends and family.

    ...

  • author
    Brooklyn Native
    2 days ago
    Simply the best!!

    I decided to join PenFed Credit Union because of their great rates and services. Nearly 9 months later, they approved me for a very generous credit limit on their Platinum Rewards Visa Signature Credit Card. I couldn’t have been any happier. Thank you!!

    ...

  • author
    Pete Johnson
    2 days ago
    The best benk to sign up with.

    Ive had the best experience with a online sign up bank using the Penfed credit union.

    ...

  • author
    Bob
    3 days ago
    Great services and products

    Great services and products. Online application was easy to use. Quick response and great communication.

    ...

  • author
    Tara Haywood
    4 days ago
    Great Customer Service

    Great Customer Service.

    ...

  • author
    Dennis Heaberlin
    Jun 09, 2021
    PENFED employees are courteous

    PENFED employees are courteous, respectful, and professional! They helped me get a new truck loan when I was going thru a tough time from a divorce and they trusted me, which helped me out a lot! They just recently helped me get an pre-approval letter for a home loan which I'm currently searching for. Respectfully, Dennis Heaberlin

    ...

  • author
    Joy
    Jun 09, 2021
    Excellent professional help and very…

    Excellent professional help and very knowledgable about available services

    ...

  • author
    Yvonne Franklin
    Jun 06, 2021
    I apply for credit card a little more…

    I apply for credit card a little more information need Pinfed stayed on top of it I finally got the information back to them 2 days later that same day I returned my information I was approved great job, and great Team!

    ...

  • author
    Roy BAZEMORE
    Jun 06, 2021
    I have been with them over 20 years…

    I have been with them over 20 years it’s been a great experience no problems

    ...

  • author
    Tammy Ridings
    Jun 06, 2021
    They were very fast with an answer

    They were very fast with an answer

    ...

  • author
    Jason Trenkler
    Jun 05, 2021
    There is no other financial institution…

    There is no other financial institution that cares more about their members! Thank you PenFed!

    ...

  • author
    James Mulder
    Jun 03, 2021
    Fast no hassle response to my request

    Fast no hassle response to my request. Great credit union.

    ...

  • author
    BigTimTX
    Jun 03, 2021
    Great rates and nice product portfolio

    Very easy application process for credit cards and auto loans. Competitive rates and reasonable terms. Friendly and knowledgeable account folks.

    ...

  • author
    James J Scott
    Jun 03, 2021
    Very pleased with the outcome

    Very pleased with the outcome. Application was very easy.

    ...

  • author
    Brian Rose
    Jun 03, 2021
    Take your business elsewhere

    I called to increase my line of credit on my credit card. The idiot on the phone wound up giving me a second credit card and not increasing my limit. Why would I want two identical credit cards? Now it will hurt my hard earned credit score to get the new one removed. I have no closed accounts but thanks to PenFed, now I will. She was completely unclear on the phone and I would not recommend PenFed for anyone after this horrid experience.

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  • author
    Guelo Benitez
    Jun 03, 2021
    servicio de exelencia

    servicio de exelencia

    ...

  • author
    George
    Jun 02, 2021
    Love the penfed credit union

    Love the penfed credit union, amazing people that care and truly help.

    ...

  • author
    AB The Kings Son
    Jun 02, 2021
    Easy app

    Easy to apply for services through the mobile app. Love PenFed 10/10

    ...

  • author
    Lizzette Irizarry
    Jun 02, 2021
    Very proffesional

    Very proffesional

    ...

  • author
    Mario J. Garcia
    Jun 02, 2021
    All services I have obtained from…

    All services I have obtained from PenFed have always been very Profesional and Courteous

    ...

  • author
    John Pilger
    Jun 01, 2021
    Just a perfect credit Union

    Just a perfect credit Union. Highly responsive staff works with you to solve any problem. Online loan application was fast, clear and easy with a rapid response on funding the loan. Probably the best credit union I have joined in the past 50 years.

    ...

  • author
    Tallal Hammoud
    Jun 01, 2021
    Easy application & immediate results

    Easy application & immediate results

    ...

  • author
    Bob Debbie Lavine
    May 30, 2021
    Great company great service

    Great company great service

    ...

  • author
    Gerald Estes
    May 30, 2021
    PenFed gave me an excellent offer.

    PenFed gave me an excellent offer to go along with my hard work keeping my credit.

    ...

  • author
    Beverly Hill
    May 30, 2021
    PenFed got my car loan approved at the…

    PenFed got my car loan approved at the payment amont I needed. They also processed my application for a credit card fast and efficiently. They are always helpful when I call and their online account info is so easy to accesss. They do a great job of trying to get your business, and keep your business. Great doing business with them.

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  • author
    Chris Taylor
    May 28, 2021
    Good company

    Good company

    ...

  • author
    Carol Thomas
    May 27, 2021
    Application for a pre-approved credit…

    Application for a pre-approved credit card was a very easy and simple process.

    ...

  • author
    Steve
    May 27, 2021
    Great experience

    Process was easy rates are excellent i hope to do business for a long time.

    ...

  • author
    Tawfiq Hassan
    May 26, 2021
    The invitation received was accurate to…

    The invitation received was accurate to the last letter. Fast application with a fast response. Loved it.

    ...

  • author
    G Doyle
    May 26, 2021
    Dealing with PENFED has been…

    Dealing with PENFED has been "AWESOME"!!! Very friendly and professional. Great website, easy access and movement around the site. We are new customers but feel we have made a great choice for our future financial needs.

    ...

  • author
    Don Peckham
    May 26, 2021
    PenFed Loan was easy

    PenFed Loan was easy, no hassle, and fast. Thanks!

    ...

  • author
    Yolly Riv
    May 25, 2021
    The best Bank!!!!!!

    the best Bank!!!!!!

    ...

  • author
    Deborah J.
    May 25, 2021
    I received an offer to apply for PenFed…

    I received an offer to apply for PenFed credit card by email. The process was very quick and the rate is great!

    ...

  • author
    Sharon Tatum
    May 25, 2021
    This credit union is a “WOWZER”

    This credit union is a “WOWZER”. One can only say wow that was awesome. They have found ways to experience growth without ripping a person off with high loan fees and interests rates! My personal loan process was issue free. Filled out the application electronically and at the click of the next screen I was approved! Instantly approved!! WOW!! And they are a reputable creditor!!

    ...

  • author
    Consumer
    May 23, 2021
    No other company seemed reputable or…

    No other company seemed reputable or willing to help even though I have good credit. I was in-between jobs due to covid. Your company was very helpful 🙂

    ...

  • author
    Harold Fox
    May 22, 2021
    received mailing

    received mailing. quick app processing, decent rate

    ...

  • author
    Rashawn White
    May 19, 2021
    😁😁

    Penfed is the best for service members and veterans!!

    ...

  • author
    Leon
    May 18, 2021
    I FELT PENFED LOW BALLED MY CREDIT LINE

    I've read reviews of PenFed offering $20,000 CL & above to people out of Bankruptcy of two years or so. I don't have any Bankruptcy, not a single credit card late payment in history, no late payments in over Twenty years & a mortgage history of over twenty years without ever being late or missing a payment... All that being said , PenFed only offered me a $3500 CL when Navy Federal has given me CL over $18,000. I don't know why PenFed low balled me, but it is what it is.

    ...

  • author
    Melissa A
    May 17, 2021
    Easy application completion

    Easy application completion

    ...

  • author
    Sharon Powell
    May 16, 2021
    A+ Experience

    Excllent customer support

    ...

  • author
    Richard Dodge
    May 16, 2021
    Unfair HIGH interest rate 15.75% given 5.76% higher than my two other Penfed Cards.

    I applied for a lowest rate Penfed Gold Card advertised a 7.49%. I currently have two other Penfed Credit Cards at 9.99% so I figured I could lower my rate with this new card. I am a 4 year loyal Penfed customer, perfect payment history, $110,000 annual salary, own my own home there 20 years, credit score 763. After approval I was assigned a high interest rate of 15.75%. That's 5.76% above my two other Penfed Cards !!! When I asked why they said the rate was determined by a computer algorithm and could not be changed. No consideration was given to my credit history. False Advertising !!!!

    ...

  • author
    Joyce Armstrong
    May 15, 2021
    simple easy to use uap I adore 4 times…

    simple easy to use uap I adore 4 times for free

    ...

  • author
    Justin
    May 14, 2021
    Absolutely the best credit union in the…

    Absolutely the best credit union in the nation. One call can complete the most complex transaction and the tellers are great!

    ...

  • author
    Floyd harvey
    May 14, 2021
    MY REVIEW OF PENFED CREDIT UNION

    I think the process was quick and fair.

    ...

  • author
    Stanley F.
    May 14, 2021
    Credit card services

    penFed application process was so easy and understandable and once I did have a question about any product and services the phone call with the representative was like a quick step by step process no hassle

    ...

  • author
    Lakeside Ola
    May 13, 2021
    Excellent rates and service

    Excellent rates and service, I highly recommend.

    ...

  • author
    Luscilda Mattis
    May 13, 2021
    Timely and smooth application process

    Timely and smooth application process. Knowledgeable customer service rep.

    ...

  • author
    matthew kanczes
    May 13, 2021
    PPenfed is my number 1 financial company.enfed offers the best financial tools…

    Penfed offers the best financial tools to combat the current credit world and its onslaught of credit offers which tend to trap you into unforgiving credit company rules, regulations, fees and interest rates. I really appreciate the interest rates on their credit cards and savings accounts and the customer service is second to none. Bravo Penfed!!

    ...

  • author
    kelly oathoudt
    May 12, 2021
    Simple application with quick results.

    Simple application with quick results.

    ...

  • author
    Bridget H.
    May 11, 2021
    Transferring some of my credit card…

    Transferring some of my credit card debt and excited to be a part of this credit union!

    ...

  • author
    Darryl Anderson
    May 10, 2021
    The representative was was pleasant and…

    The representative was was pleasant and informative. They welcome me has a member

    ...

  • author
    Kim Pederson
    May 09, 2021
    Great Experience!

    I was getting very stressed with juggling numerous credit card payments. PenFed C.U. made things easier. From application to funding & every thing in between easy. The questions I had were handled professionally. The customer service agents were patient & friendly.

    ...

  • author
    ramon vega
    May 09, 2021
    Me gustaría se comunicaran conmigo en…

    Me gustaría se comunicaran conmigo en español. Para aclarar algunas dudas. Gracias

    ...

  • author
    Miguel Serrano
    May 08, 2021
    I have no bone to bark over

    I have no bone to bark over. Sometimes we make mistakes because we are human. Like we say in NYC "It is what it is". The issue is not the problem but how you are going to solve it. I'm sure you will.

    ...

  • author
    Juan Pan Guerrero
    May 07, 2021
    Fast

    Fast, easy and prompt processing.

    ...

  • author
    Ron Schiller
    May 07, 2021
    I am a 100% completely satisfied with…

    I am a 100% completely satisfied with PenFed services. I had to call a couple of times and your rep always was polite, courteous and completely professional with the knowledge of your services.

    ...

  • author
    Don Jayhan
    May 07, 2021
    PenFed is offering great terms...

    PenFed is offering great terms and rewards, everything you would expect from a responsible credit managers point of view.

    ...

  • author
    Darnell-Shannon Seals
    May 07, 2021
    PenFed made my application stress free

    PenFed made my application stress free. Very professional.

    ...

  • author
    Berenice Ochoa
    May 06, 2021
    I am happy with the online services.

    I am happy with the online services, it was easy to follow up to people like me with not to much experience using technology. The process getting my credit card was fast and easy. I decided to take it because the rates and fees that are not higher comparing other banks.

    ...

  • author
    Steven Whiteside
    May 05, 2021
    there was no issues at all opening the…

    there was no issues at all opening the account

    ...

  • author
    Larry Barber
    May 05, 2021
    Very good experience with PenFed.

    Very good experience with PenFed.

    ...

  • author
    Robert
    May 05, 2021
    Secure and Simple

    Everything is so simple and user-friendly. From applying for loans to daily banking transactions.

    ...

  • author
    Dee Fowler
    May 03, 2021
    Very timely application process.

    Very timely application process.

    ...

  • author
    Georges Marius
    May 03, 2021
    Quick response and reasonable rate and…

    Quick response and reasonable rate and least amount of fees no prepayment matters. I struggled not to give them five ⭐ after all they are a financial institutions (no zero interest)

    ...

  • author
    ROGERS AREVALO
    May 03, 2021
    I received a mail invitation for a line…

    I received a mail invitation for a line of credit. I thought I was not going to qualified but it turned out to be the other way around. The online application process took only seconds and my application was accepted.

    ...

  • author
    MR Kennedy
    May 03, 2021
    PenFed is my saving grace

    PenFed is my saving grace! I have been searching for a financial institution to consolidate my credit that also has a great rate to offer. PenFed is saving my bacon! Thank you so much for making it easy to apply for the loan and easy to become a member.

    ...

  • author
    Myssa G
    May 01, 2021
    The application for a personal loan was…

    The application for a personal loan was smooth. The rates are very competitive and the customer service was fantastic to work with. I am planning on getting more information for other services as well to move all our financial needs to PenFed.

    ...

  • author
    Keith Anderson
    Apr 30, 2021
    Pen Fed is easy to work with and very…

    Pen Fed is easy to work with and very completive rates!

    ...

  • author
    stephanie Joseph
    Apr 30, 2021
    Impressive products and ratings

    Impressive products and ratings

    ...

  • author
    Fredric M. London
    Apr 30, 2021
    A great card, a great experience.

    I received a pre-screen notification of what looked like a great card. I applied on line, a very easy and straightforward process, and was approved. No annual fee, cash back, low card rate, for what more could one ask of a card?

    ...

  • author
    G M
    Apr 29, 2021
    Love the easy applications and services…

    Love the easy applications and services of applying online. The best I ever used.

    ...

  • author
    David Wheat
    Apr 29, 2021
    Very easy to work with!

    Very easy to work with!

    ...

  • author
    Kristi Garner
    Apr 27, 2021
    Great loan experiences

    I recently used PenFed for both a personal loan and HELOC. Both were good to excellent rates. The personal loan was easier than most other applications, and allowed me to do a soft credit application first to check on approval and rates. After receiving the preliminary approval and rate, I agreed to allow a hard credit pull and the approval was very fast, at an ever better rate than was shown for the initial approval. The money was in my account the next business day. Really could not have been easier.

    ...

  • author
    D. L. Montgomery
    Apr 26, 2021
    Credit Card process was smooth and easy.

    Credit Card process was smooth and easy.

    ...

  • author
    Robert M. Pinkelman
    Apr 24, 2021
    PenFed Credit Union is awesome!

    PenFed Credit Union is very responsive to their customers and have a solid, secure, user-friendly Website, with tons of features and financial services and options.

    ...

  • author
    Sydney McNaughton
    Apr 24, 2021
    Horrible. I would wish my worst enemy banked here.

    Even if their guidelines are less strict and this is your last option PLEASE do not use them. You will have different information on your loan than what you signed on your paperwork. When you call you will be on hold for 30 minutes minimum just to be connected to 3-4 people who have no idea what you are talking about or how to calculate interest.

    ...

  • author
    Darrell R.
    Apr 23, 2021
    PenFed should be your source for a…

    PenFed should be your source for a personal consolidation loan. They are more than fair in the underwriting and competitive in their rates.

    ...

  • author
    Andy Francis
    Apr 22, 2021
    The online application process was…

    The online application process was simply and easy to complete. I was approved for my loan in a matter of minutes.

    ...

  • author
    Amy Tiong
    Apr 21, 2021
    Grateful Member

    As long time member, the easy & convenient on-line access & services was especially important to me when my family and I relocated during a difficult 2020.

    ...

  • author
    Robert W.
    Apr 20, 2021
    Great experience and very nice to deal…

    Great experience and very nice to deal with PenFed!! Thanks!!

    ...

  • author
    Natasha Quailey
    Apr 18, 2021
    A Bank that willing to help poor…

    A Bank that willing to help poor Ambitious people achieve something in life🙏🙏

    ...

  • author
    Daniel N
    Apr 17, 2021
    PenFed Application

    PenFed was recommended to me by a friend online application process took minutes, rates are great compared to other CC companies!

    ...

  • author
    Ed King
    Apr 16, 2021
    Great Easy Smooth CC Experience-Grade…

    Great Easy Smooth CC Experience-Grade Is 10 Stars, Cant Wait To Get Started With This PEN-Fed Credit Union Experience

    ...

  • author
    Mike Delk
    Apr 16, 2021
    I am absolutely impressed with the…

    I am absolutely impressed with the PenFed process. I've been trying to become a member of this credit union since the early 1990s. Your loans and programs are great. Because of recent events we don't get to go out and do things like we use to. But somehow, PenFed has made the banking process smooth. Keep up the great offers!

    ...

  • author
    Jack
    Apr 15, 2021
    Applying online was easy

    Applying online was easy, low interest rates, credit limit generous and decision within minutes.

    ...

  • author
    HENRY PAUL VELOZ
    Apr 15, 2021
    I RECIEVED A PRE-APPROVAL BY MAIL

    I RECIEVED A PRE-APPROVAL BY MAIL. I ACCEPTED THE 0% BALANCE TRANSFER OFFER ONLINE. I WAS ABLE TO TRANSFER A BALANCE FROM A HIGHER RATE CARD DURING THE APPLICATION PROCESS. VERY IMPRESSIVE! SEAMLESS AND QUICK PROCESS. THANK YOU PENFED!

    ...

  • author
    Nicholas J
    Apr 15, 2021
    I'm amazed with how easy and quickly my…

    I'm amazed with how easy and quickly my request was answered, approved and funded.

    ...

  • author
    Ronald Jamieson
    Apr 15, 2021
    Great rates and terms

    Great rates and terms

    ...

  • author
    Margarita Nieves-Bruno
    Apr 15, 2021
    Los mejores en productos

    Los mejores en productos, seguridad en las cuentas,

    ...

  • author
    Chasity Dearman
    Apr 15, 2021
    I was approved in seconds

    The easiest personal loan I have ever taken out. I'm sure good credit helped with the process but I was approved in seconds! I received a little higher interest rate than I would have at my local credit union but it was worth it because I would have had to jump through a lot more hoops to get it done.

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  • author
    Janson Vu
    Apr 15, 2021
    Great for personal loans

    Great for personal loans. I got mines quickly with ease. Would recommend to anyone who needs a quick loan.

    ...

  • author
    Lee Stevens
    Apr 14, 2021
    Smart choice for all banking needs.

    One stop shop for all banking needs. Easy to work with. Competitive rates. Web page is very user friendly. Supporting our military! PenFed is ware it’s at.

    ...

  • author
    Dennis P Huff
    Apr 14, 2021
    Such a pleasure working with Pen fed

    Such a pleasure working with Pen fed

    ...

  • author
    Beatrice Johnson
    Apr 14, 2021
    My credit card application

    I applied for a credit card online and within 24 hours I was approved. The response time was excellence. Thanks!

    ...

  • author
    Juan L. Laracuente
    Apr 13, 2021
    EXCELLENT AND VERY USEFUL.

    EXCELLENT AND VERY USEFUL.

    ...

  • author
    Jami S. Oliver
    Apr 12, 2021
    Great credit union

    Great credit union - what a credit union was meant to be.

    ...

  • author
    Tyrone Davis
    Apr 10, 2021
    Five Stars Offering Great Services

    Five Stars Offering Great Services

    ...

  • author
    SAL MALDONADO
    Apr 08, 2021
    HI my name is Sal Maldonado retired US…

    HI my name is Sal Maldonado retired US Army 101st Airborne Sergeant, PenFed customer service staff surprise me the way they handle my loan, they were very helpful in everyway in guiding me on how to apply for my loan online. There customer service made me feel like they are part of my family. That is what makes there customer service so trusty and truthful, I highly recommend this place for anyone seeking a loan.

    ...

  • author
    Carlos Ortiz
    Apr 07, 2021
    Pentagon offer misleading offers...

    I am very dissatisfied with having applied for the Gold credit card since the promotion offered from 7.49% - 17.99% APR depending on the credit one had. I have excellent credit with a Transunion score of 811 and Equifax of 821, and when the card was approved, the interest they gave me was 15.99% APR, which is almost the maximum. The promotion is a deception since even having excellent credit they approve the customer's card with the interest almost at the highest. I plan to cancel that card and not reapply or recommend a Pentagon card to anyone.

    ...

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