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PenFed Credit Cards Review

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Reviews 351

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Michael Graw
Michael Graw
May. 03, 20214 min read

PenFed Gold summary

PenFed is a national credit union founded in 1935 that offers banking, loans, credit cards, and more. While you need to be a PenFed member to get a credit card, anyone can join by opening a free savings account. PenFed has 4 credit cards, all of which come with a 0% promotional APR for balance transfers. Three of the cards offer rewards for spending, and 3 have no annual fee. You can apply online and get approved in as little as 20 seconds.

Pros

  • Choose from 4 credit cards
  • 0% promotional APR for balance transfers
  • Apply online and get a decision instantly

Cons

  • Requires good to excellent credit score
  • Must open a savings account to become a PenFed member

PenFed at a Glance

Fees$0-$95 per year
RewardsYes, varies by card
Minimum Credit Score660
APRVaries by card, up to 17.99%
Welcome BonusN/A
Card TypeVisa
Suitable ForRewards with no intro APR

PenFed Gold PenFed Gold Apply Now

Overview

PenFed is a credit union established in 1935 to serve members of the military. Today, anyone can join PenFed by opening a free checking account. The credit union has more than 2 million members and manages more than $25 billion in assets. It offers banking, loans, mortgages, and 4 Visa credit cards.

PenFed’s credit cards stand out for their combination of low fees and generous rewards. All of the cards come with 0% APR for 12 months for balance transfers, and 3 of the cards have no annual fee. Rewards can take the form of cash back or points, and the cards offer different levels of rewards for spending categories like gas, groceries, and restaurants.

Suitable for?

PenFed is suitable for a wide variety of people. The promotional 0% APR for 12 months for balance transfers on all credit cards is a major plus for anyone looking to transfer their balance from another card. In addition, 2 PenFed credit cards offer rewards programs with no annual fee. Three of the cards come with bonuses if you spend at least $1,500 in your first 90 days. 

PenFed Power Cash

The PenFed Power Cash Rewards Signature® Visa has no annual fee and offers a $100 bonus statement credit when you spend at least $1,500 in the first 90 days. All cardholders receive 1.5% cash back on purchases, and PenFed Honors Advantage members receive 2% cash back. To become an Honors Advantage member, you must be an active member of the military or have an active PenFed checking account.

PenFed Pathfinder

The PenFed Pathfinder® Rewards Visa Signature®  is PenFed’s most generous rewards card and is most suitable for travelers. You get 50,000 bonus points when you spend $3,000 in your first 90 days, and the card offers 3 points per dollar on travel spending (4 points per dollar for Honors Advantage members). All other purchases earn 1.5 points per dollar. The card carries an annual fee of $95, but this is waived for Honors Advantage members.

PenFed Platinum

The PenFed Platinum Rewards Visa Signature® offers extra points on gas and groceries. You get 5 points per dollar for gas at the pump purchases, 3 points per dollar for supermarket purchases, and 1 point per dollar for all other purchases. You can also receive a $100 bonus statement credit when you spend $1,500 in your first 90 days. The Platinum Rewards Visa has no annual fee.

PenFed Gold

The PenFed Gold Visa® is a simple credit card that doesn’t offer a rewards program. The main advantage is that the interest rate for purchases on your balance can be as low as 7.49%. The card has no annual fee, and you can qualify for a $100 statement credit when you spend $1,500 in your first 90 days.

Card Comparison


Rewards Program
Bonus Offer
Annual Fee
Interest Rate (APR)
Best For
Power Cash

1.5% cash back

(2% for Honors Advantage members)

$100 when you spend $1,500 in your first 90 days
$0
14.99%-17.99%
Cash back with no annual fee
Pathfinder

3x points on travel

(4x for Honors Advantage members)

1.5x points on all other purchases

50,000 points when you spend $3,000 in your first 90 days
$95 (waived for Honors Advantage members)
14.99%-17.99%
Travel rewards
Platinum

5x points on gas

3x points on groceries

1x points on all other purchases

$100 when you spend $1,500 in your first 90 days
$0
13.49%-17.99%
Gas and groceries rewards
Gold
None
$100 when you spend $1,500 in your first 90 days
$0
7.49%-17.99%
Low interest rate

The Application Process

You can apply for a PenFed credit card online. To start, you will need to become a PenFed member by opening a savings account with a minimum deposit of $5. Enter information about yourself, your employment, and your income. You can also add authorized users to your account, and they will receive their own credit cards. PenFed will verify your identity and run a soft credit check, which doesn’t impact your credit score.

Once your application has been submitted, you’ll get an approval decision and interest rate offer in just 20 seconds. If you accept the offer, PenFed will send your new credit card in 7-10 business days.

Help & Support

PenFed offers customer support by phone, live chat, and through a secure online messaging system. The PenFed website also has detailed help pages that explain how to apply and manage your credit card account.

Phone call hours: 7 am-11 pm (ET) Monday-Friday, 8 am-11 pm Saturday, and 9 am-5:30 pm Sunday.

Security

PenFed uses SSL (secure sockets layer) and Norton to protect your application information. Your card is secured with an EMV chip, and you can report your credit card as lost or stolen at any time. PenFed credit cards are also backed by Visa’s Zero Liability Policy, which means that you’re never responsible for fraudulent transactions made using your card.

FAQ

Do PenFed credit cards work with Apple Pay?

Yes, PenFed Visa cards are compatible with Apple Pay, Samsung Pay, and Google Pay.

How do I redeem points from my PenFed credit card?

You can redeem points earned with your PenFed credit card through Visa’s online points center.

How do I become a PenFed member?

Anyone can become a PenFed member by opening a savings account and depositing at least $5.

PenFed Gold PenFed Gold Apply Now

Conclusion

PenFed offers 4 Visa cards that suit a wide variety of needs. Three of the cards offer rewards for different spending categories, while the fourth comes with an interest rate as low as 7.49% APR. All 4 cards come with a 0% intro APR for 12 months for balance transfers. You can apply for a PenFed credit card online and get a decision right away. 

Methodology

This review was completed using information from the PenFed website and support documentation.

Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

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  • author
    Chaz Greer Soracco
    8 hours ago
    Offers great opportunities

    I applied for a personal loan on a Sunday, got approved on Monday and had my funds by Friday! Application process was super quick and easy, did everything online and never even had to speak to an actual person. Their rates are good and payments are reasonable. Penfed is my go to for all my financial needs now!

    ...

  • author
    Clifford Benjamin Jr.
    17 hours ago
    Penn Fed is great to work with

    Penn Fed is great to work with! They are fast and simple with competitive Rates. I would recommend them to anyone.

    ...

  • author
    Robert
    17 hours ago
    Choose PenFed for a seamless experience

    PenFed was the easiest, fastest application that I've ever filled out. Without PenFed I would not have been able to pay for bills that needed to get paid. PenFed gave me an answer within minutes. I would recommend PenFed to anyone that is considering loan options.

    ...

  • author
    Armando
    a day ago
    Easy application and good rates.

    Easy application and good rates.

    ...

  • author
    Ken Sorrells
    2 days ago
    Best credit union I have ever worked with.

    Best credit union I have ever worked with. Rates are great, approval process is quick. PenFed is now the first place I go to for my financial needs.

    ...

  • author
    hannah gerrick
    2 days ago
    Penned is a great place to start a…

    Penned is a great place to start a relationship with a good trust worthy bank

    ...

  • author
    Agida Quitugua
    2 days ago
    I Strongly recommend PenFed to all who…

    I Strongly recommend PenFed to all who appreciate awesome no hassle financial service.

    ...

  • author
    Wanda Sanchez-Pierluissi
    2 days ago
    Sanchez Loan

    It was the most amazing experience, I felt secure, trusting, and he was an extraordinary professional. Thank you

    ...

  • author
    Derrick
    3 days ago
    There application process is easy and…

    There application process is easy and simple. Even there loans are reasonable. Give them a try. You want be disappointed.

    ...

  • author
    James baker
    3 days ago
    I’m very happy with the service I…

    I’m very happy with the service I received thrown out the online application

    ...

  • author
    Sidney Davis
    Sep 19, 2021
    Outstanding services and prompt…

    Outstanding services and prompt courteous response.

    ...

  • author
    Curtis McCoy
    Sep 18, 2021
    Good Customer Service

    I had not heard of Pen Fed Credit Union received a pre approval offer in the mail for a credit card, check into the products offered, called and got answers to my questions, the representative was very professional.

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  • author
    Diana Perdue
    Sep 17, 2021
    PENFED online application process was…

    PENFED online application process was easy and quick. The balance transfer was also user friendly. Overall all good experience.

    ...

  • author
    Majed Rizk
    Sep 16, 2021
    Very satisfied with application…

    Very satisfied with application process. I felt secure while filling the credit card application. Approval was fast. Thanks for a job well done.

    ...

  • author
    GSDENALI
    Sep 16, 2021
    Signing of application online a…

    Signing of application online a complete failure

    ...

  • author
    Tim Schwent
    Sep 14, 2021
    FALSE ADVERTISING

    This credit union uses false advertising. They advertise a great rewards card then send you a poor rewards card claiming you did not qualify for the better rewards card. We have over 815 credit rating from the reporting service PenFed uses and a 100% on time payment record with no derogatory remarks and still do not qualify. Also since we pay 100% of our credit card charges each month and have no "revolving credit" (in other words, a balance they can charge interest on) we also don't qualify for their best rewards card. This is just a come on to hook you in. Go somewhere else for a better deal.

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  • author
    faith
    Sep 13, 2021
    Great customer service

    The application and processing of my membership and credit card application was fast, efficient and professional - kudos

    ...

  • author
    James Anderson
    Sep 12, 2021
    Very easy process.

    Very easy process.

    ...

  • author
    DAVID VAZQUEZ
    Sep 12, 2021
    Excellent and fast automates systems…

    Excellent and fast automates systems that provides accurate and fast information in a matter of seconds.

    ...

  • author
    Armando
    Sep 11, 2021
    Easy and smooth process,

    Easy and smooth process,

    ...

  • author
    Robert Jaurigue
    Sep 10, 2021
    Log on

    Can’t seem to log in , haven’t been able to establish a user or password.

    ...

  • author
    don upshaw
    Sep 10, 2021
    Excellent credit union

    Excellent credit union, quick response

    ...

  • author
    Aliyu Abubakar
    Sep 10, 2021
    Pretty much the worst financial institution I have dealt with

    Pretty much the worst financial institution I have dealt with. I am just waiting for the insurance charge on my loan to be removed so that I can close my account and move my car note somewhere else. Quite a number of confused individuals from the loan dept to the insurance department. I refinanced my truck that had been parked for over a year. The insurance had expired. They added $5757 to my loan for insurance. I told them to take it off and that I would add the truck to my insurance. They asked for proof of that and told me it was going to take 48 to 72 hours to get the charge off my insurance. After over 72 hours, and after verifying that I had insurance, they said it was going to take 10 business days to get the charge off. I had a buyer for the truck but now I have lost several potential buyers because of this. Too many inconsistent interpretations of their policy by different cus service reps. Terribly disappointed.

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  • author
    Jessica
    Sep 10, 2021
    Worst company to work with

    This is the worst company to work with. Their customer service is horrible and no one ever knows what they are talking about. I refinanced my vehicle with them and they held my title. When I tried to get them to send it to me so I could sell my vehicle I had to call them 5 separate times and every time was a different story. When they finally did mail out my title they mailed it to an old address which is not the one they have on file. Their answer was that I have to wait for it to be delivered, sent back to them, and then they will mail it out to me again to the correct address. Do not use this company.

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  • author
    Barbara-Jo Savell
    Sep 10, 2021
    I highly recommend Pentagon Federal Credit Union!…

    Pentagon Federal Credit Union is one of the nicest, easiest businesses I have ever had the pleasure of dealing with. Unlike many banks, they actually seem more willing to work with a client, more reasonable interest rates! I highly recommend Pentagon Federal Credit Union!

    ...

  • author
    chaztee
    Sep 09, 2021
    How All Banks Should Be

    PenFed has competitive rates and a streamlined loan process. Everything was spelled out and painless. Immediate decision and quick deposit of funds. I've worked with them on multiple loan products and have been satisfied each time.

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  • author
    Robert J. Christmann
    Sep 09, 2021
    Going Through The PENFED Application Process

    My experience with PENFED has been nice. Maybe this was because I had been rejected a couple of times in the past. As a consequence we have had a chance to better familiarize ourselves with each other. When the last application arrived through The US Post Office, I submitted it through the Internet, and got a nice detailed positive answer in about 20 seconds.

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  • author
    Penny Pincher
    Sep 09, 2021
    Easy application process / trusted organization

    Easy application process / trusted organization / feel very secure using this company.

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  • author
    Yankee Garrett
    Sep 08, 2021
    Quick, clear and easy application process

    I was glad to receive the PenFed offer in the mail. So many of the offers I get are not all that great. I'm getting a great rate, balance transfer offer, and cashback benefit. Also, my wife asked me why I didn't contact one of my existing credit unions to get a credit card. I answered that neither one of them sent me an offer, and they already have most all of my information. If PenFed wants to fight for my business, I might as well give them a chance. The online application process was quick and easy. Transparent and understandable, not a great mystery. I think I'll be able to work with them and manage this credit card well to build even better credit.

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  • author
    Mark
    Sep 08, 2021
    Great service

    Great service and great rates and the process on line is simple and fast.

    ...

  • author
    Will
    Sep 08, 2021
    Great credit union!

    Great credit union!! Credit app was easy and instant approval!! No hurdles sign couple documents and that was it!!

    ...

  • author
    Brenda Knox
    Sep 07, 2021
    Excellent Services…

    Very professional services and quick to answer all of my questions. They get the job done, in fulfilling your needs.

    ...

  • author
    poncho santiego
    Sep 07, 2021
    Excellent credit card rates.

    Excellent credit card rates.

    ...

  • author
    Bruce A Dexter
    Sep 07, 2021
    PenFed offers amazing financial…

    PenFed offers amazing financial services opportunities. I am abundantly grateful that I seized the chance to take advantage of them..BD

    ...

  • author
    Pam Rivers
    Sep 07, 2021
    Great customer service!!

    Great customer service and responds to requests quickly.

    ...

  • author
    J RIvera
    Sep 07, 2021
    Smooth and easy credit card Application process

    Application process for credit card was very easy and smooth.

    ...

  • author
    Jayson Martínez
    Sep 06, 2021
    PenFed is the Best of the Best!

    PenFed is the Best of the Best!

    ...

  • author
    JMichael
    Sep 04, 2021
    Responded to a mailer with a decent…

    Responded to a mailer with a decent interest rate and received a decent line of credit.

    ...

  • author
    Fred Hampton
    Sep 03, 2021
    Pre approval letter & easy application

    I received a pre approval application in the mail. The rewards looked great so filled it out and submitted online and was approved. Very easy. Looking forward to building a great relationship with PenFed.

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  • author
    Uriah Acquisit
    Sep 01, 2021
    Simple application

    Simple application, fast processing, fair rates. Highly recommended!

    ...

  • author
    Deborah Dixon
    Aug 31, 2021
    I applied for a PenFed Credit card and…

    I applied for a PenFed Credit card and got one with a decent interest rate and cash back option.

    ...

  • author
    Rene Velazquez
    Aug 29, 2021
    I apply for a loan at PenFed Credit…

    I apply for a loan at PenFed Credit union. The process was very simple. I got a very good rate. Which I am very happy about.The representative was very helpful, and very professional. I recommend PenFed Credit union without reservations.

    ...

  • author
    D
    Aug 27, 2021
    Credit Card Application

    I'm an existing member and the application for a new credit card was very easy and fast. Would recommend to everyone.

    ...

  • author
    Darrell Westfall
    Aug 27, 2021
    Penfed refuses to stop payment!

    I was scammed today by a cloned Penfed representative that informed me my debit card had been hacked. I.lost $1000 because my bank Penfed refused to stop payment! I had talked to the fraud department, the dispute department, and credit card security department, and they refused to stop payment on an action not completed! I now am thinking that if Penfed won't stop payment on an action not completed, when will they! BEWARE! BEWARE! BEWARE!

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  • author
    Soho HC Byrne
    Aug 26, 2021
    From application to approval

    From application to approval, Pen Fed was the fastest, easiest process which got me the money I needed. I applied to them after applying to 3 other institutions. While the other guys were still trying to shave points off apr in competition, Pen Fed blew them away in terms of APR, length of loan and fees. They were the most reasonable, providing me with a loan that I can manage.

    ...

  • author
    Ford_guy
    Aug 26, 2021
    Very simple process and fast!

    Very simple process and fast!

    ...

  • author
    Donn Clark
    Aug 26, 2021
    I applied for a Platinum rewards card…

    I applied for a Platinum rewards card but was approved for a different card that did not give the benefits of a platinum card. I have a 799 FICO and I could never contact a real person to find out the reason I didn't get the platinum card.

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  • author
    Jennie On
    Aug 26, 2021
    Great service

    Professionalism and quick service

    ...

  • author
    Steven Gates
    Aug 25, 2021
    Very quick and efficient application…

    Very quick and efficient application process for their Power Cash CC. I applied a few days ago, received approval in less than 20 seconds, and received other documents requiring an e-signature the same day. The entire process was fast. Card is supposed to arrive in 5-7 business days.

    ...

  • author
    Michael Winrod
    Aug 25, 2021
    My loan experience was excellent

    My loan experience was excellent, I had my approval in 5 minutes.

    ...

  • author
    luis
    Aug 24, 2021
    Smile from ear to ear

    Very happy with my new loan, with a little help from PenFed I am a happy camper

    ...

  • author
    SWEPT BILBREY
    Aug 24, 2021
    Great institution

    Great institution great rates great services

    ...

  • author
    Tony Carter
    Aug 24, 2021
    I have been a member for less than one…

    I have been a member for less than one year however compared to some of the other credit unions I have had a membership with Pen Fed stands head and shoulders above them with customer service and product availability.

    ...

  • author
    Greg Gonzalez
    Aug 23, 2021
    PenFed has always been there for me

    PenFed has always been there for me. They offer excellent credit lines with great rates. They take care of you and I will continue to be a loyal customer.

    ...

  • author
    ripperAZ
    Aug 23, 2021
    Easy process decent rates

    Easy process decent rates

    ...

  • author
    Dave Beruh
    Aug 22, 2021
    I applied for an unsecured loan

    I applied for an unsecured loan. The application was clear and simple and the loan was approved in less than a minute!

    ...

  • author
    Joy Babcock
    Aug 22, 2021
    Pen Fed trustworthy

    Pen Fed is a trustworthy organization. Their service representatives are helpful and never rush.

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  • author
    james dahl
    Aug 22, 2021
    PenFed staff members are AWESOME in…

    PenFed staff members are AWESOME in every way, every time. The only regret I have with PenFed is that I did not move my accounts here years earlier. I am treated like a king and you would think that my modest account was worth millions. They are unfailingly friendly, helpful and professional.

    ...

  • author
    Bizski Yosh
    Aug 21, 2021
    Fast loan approval, questionable funding method for first timers

    While I am satisfied with the outcome, the loan process was extremely simple, and it turns out my loan check was mailed the day after I initiated the loan. However, the finishing of the application, and loan completion was pretty unclear and the loan money is required to be mailed via check. The target time is 5 to 7 days. There is no way to overnight the check, or track the check. Also there is no signature required to receive.

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  • author
    Melissa Lynn Fisher
    Aug 21, 2021
    This Credit Union gave me a wonderful…

    This Credit Union gave me a wonderful invitation. I felt like me great Credit score was really worth something. Thank you

    ...

  • author
    Cyril
    Aug 20, 2021
    This was a quick and painless process.

    This was a quick and painless process.

    ...

  • author
    Shawn Hill
    Aug 20, 2021
    I received a invite in the mail for a…

    I received a invite in the mail for a credit card through penfed applied had to send in two Documents which was easy and fast. They got back in touch with me with within 2 to 3 days lwtting me know I was Accepted exceptional credit line very Happy with how the process went would recommend to family or friend!!!!!!!

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  • author
    Kay
    Aug 20, 2021
    Best Financial Institution

    PenFed is one of the best financial institutions I’ve worked with.

    ...

  • author
    Robin Carlisle
    Aug 20, 2021
    Air Force Veteran Happy With PenFed

    As a veteran, I had PenFed invitations for credit cards, savings, checking, etc. in my "tickler file" for several years, but had not applied until recently. I finally did so, using the application code found on my latest mailed invitation and found the process to be easy peasy. After inputting all my data, and the wheel spinning round while crunching my data, there was a bit of a glitch, in that the final screen that popped up said their system was down and I'd need to come back later. Oh, dangy! But then I quickly popped over to my email account and... voila!... there was PenFed's email with my acceptance and approval and all the details of my moderately generous credit line and a handy link to click on that took me to the e-documents I needed to digitally sign in order for them to set up my new credit card and banking accounts. All in all... a very simple process. Highly recommend them... for veterans, military and others (now that they allow everyone to become a member).

    ...

  • author
    Jeffry
    Aug 20, 2021
    Another credit/loan opportunity.

    Another credit/loan opportunity.

    ...

  • author
    Jose Escalera
    Aug 19, 2021
    I still have not receive my VISA CARD

    I still have not receive my VISA CARD, since my application on 08-10-21.

    ...

  • author
    michelle
    Aug 19, 2021
    Awesome

    Fast, easy and simple. Best rates around.

    ...

  • author
    Joslyn Fredericks
    Aug 18, 2021
    Very satisfied with the speed and…

    Very satisfied with the speed and professionalism this application was handled

    ...

  • author
    dan
    Aug 18, 2021
    pretty straight forward

    nothing special just like any other application. had lower interest rate. did not like 2 point reduction on my credit score. also showed lower credit score than i actually have.

    ...

  • author
    Elaine Estabrook
    Aug 18, 2021
    great cashback credit card

    great cashback credit card. like dealing with a credit union rather than bank.

    ...

  • author
    Juan Morales
    Aug 17, 2021
    Love PenFed

    Love PenFed, great credit card rewards and low interest rates. Very personal service.

    ...

  • author
    chuck williams
    Aug 17, 2021
    Very easy experience!

    Very easy experience, i encourage all who are credit worthy to apply.

    ...

  • author
    Raymond Douglas
    Aug 17, 2021
    Good experience

    Good experience

    ...

  • author
    Bob Kinder
    Aug 17, 2021
    Great customer service and…

    Great customer service and professionalism at all times.

    ...

  • author
    Dino Meadows
    Aug 15, 2021
    very good experience

    very good experience. app was easy and the rates are good too....called cust service and they were extremely pleasant.....looking fwd to this relationship

    ...

  • author
    Consumer
    Aug 15, 2021
    Low variable interest rate

    Low variable interest rate, great introductory 0% interest rate on new purchases, coupled with no annual fees makes my new PenFed Visa card one of my best credit cards ever.

    ...

  • author
    Joyce
    Aug 14, 2021
    The offer for a credit card was easy to…

    The offer for a credit card was easy to apply for and got an answer the next day.

    ...

  • author
    Dominic
    Aug 13, 2021
    Straight and to the point.

    Not much to say. The application process was pretty much straightforward. It was easy to navigate, and it provided the relevant details about the card. Didn't take long at all.

    ...

  • author
    Dayton Maxwell
    Aug 12, 2021
    The application process was not clear…

    The application process was not clear and I was never sure I had completed it successfully. One difficulty is the requirement to sign up to the Credit Union for $5, with a sign-up process that didn't work.

    ...

  • author
    Debbie Zimnock
    Aug 12, 2021
    PenFed Credit Union Loan Application

    When I applied to PenFed Credit Union, I was very happy that the rates were not only competitive, they were also very easy to manage. I was surprised at how efficient and quickly my loan was approved.

    ...

  • author
    Jesus Cruz
    Aug 11, 2021
    ¡Excellent Service

    ¡Excellent Service! ¡Highly recommended!

    ...

  • author
    Carlos Cooper
    Aug 11, 2021
    Awesome bank

    Awesome bank, easy to apply and I've got an amazing credit card

    ...

  • author
    Alex Larios
    Aug 11, 2021
    very very satisfied with everything

    very very satisfied with everything

    ...

  • author
    G
    Aug 10, 2021
    great service great rates overall a 10

    great service great rates overall a 10

    ...

  • author
    Walter Barnett
    Aug 10, 2021
    Super easy and fast service

    Super easy and fast service! Excellent web site

    ...

  • author
    Brenda BP
    Aug 09, 2021
    PENFED is awesome

    PENFED is awesome. Easy process to apply for a rather larger personal loan with shaky credit. Membership, especially long-term membership, makes a difference!

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  • author
    Brian Stevens
    Aug 07, 2021
    PenFed took great care of me

    PenFed took great care of me. The process was simple and to the point. I would highly recommend them to anyone.

    ...

  • author
    Angela
    Aug 06, 2021
    Exlente Finalcial institusion

    Walways available, exelente customer services high standards. I love this People ¡¡

    ...

  • author
    Michael Quinn
    Aug 06, 2021
    Not happy

    Not happy! I have had 3 loan officers because the others quit to go to different companies. I have not heard from my loan officer in 4 weeks. I called her and emailed her and now I wonder if she left too! I would never have gone through the process for this long if I knew it would be more than 2 months to close on an easy loan!

    ...

  • author
    Dana
    Aug 05, 2021
    Easy application process

    This was a very smooth process!

    ...

  • author
    Faye
    Aug 04, 2021
    Very satisfied

    Very satisfied with the quick response, easy process and the approval was very timely.. just wish the interest rate was a little less but overall I am very happy..keep up the good service!

    ...

  • author
    Martha Young
    Aug 04, 2021
    I am not good with electronics

    I am not good with electronics, so it took 2 different tries at about an hour each . I kept getting stuck at the "sign in" step. It wouldn't take my ss# or membership #. I was getting very frustrated!!!!

    ...

  • author
    Xiomara Hernández
    Aug 03, 2021
    Excellent Services

    Excellent Services, helps you find the best solution for your finances.

    ...

  • author
    Chad Cole
    Aug 01, 2021
    Always giving the best offerts

    Always giving the best offerts

    ...

  • author
    eddie aldoph
    Aug 01, 2021
    Outstanding customer service there was…

    Outstanding customer service there was no problem getting a real person on line

    ...

  • author
    Danny Zeledon
    Aug 01, 2021
    Great Service

    Great service and very easy process

    ...

  • author
    G. Chambers
    Aug 01, 2021
    Filling out the application was a breeze!

    Filling out the application on the website was a breeze. The best online experience overall in comparison to others that I have experienced with other companies in the past.

    ...

  • author
    Vinay Prasad
    Jul 31, 2021
    Exceptional banking experience

    Exceptional banking experience. I have been with PenFed for many years, customer care is excellent and turn around time is very quick on all online and on telephone applications I will always recommend PenFed!!

    ...

  • author
    Brownee Me
    Jul 30, 2021
    PenFed Credit Union Quick and Easy

    PenFed Credit Union was one of the offers for a personal loan that I received through Monevo. I choose this loan because it had the lowest interest rate. The entire process was quick and painless. Honestly, the easiest loan process that I have ever experienced.

    ...

  • author
    Jose Osorio
    Jul 30, 2021
    Atención super buena

    Estoy muy satisfecho con el servicio

    ...

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