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Credit One Bank® Platinum X5 Visa® Review

Credit One Bank® Platinum X5 Visa®
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Credit One Bank® Platinum X5 Visa®
Bestmoney Staff
Dec. 15, 2022
1 min read
BestMoney Staff
Credit One Bank® Platinum X5 Visa® Summary
The Platinum X5 Visa Card offers the highest Credit One cash back rate - 5% on eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases for the first $5,000, then 1% after that. Although the card has an annual fee of $95, its exceptional rewards and lower qualifications (fair to good credit) makes the charges easier to offset.

Pros

  • Earn up to 5% cash back across multiple spending categories
  • Rotating cash-back offers at selected online retailers

Cons

  • $95 annual fee
  • Typically requires good to excellent credit

Credit One Bank® Platinum X5 Visa® at a glance

4
Editorial score

Fees

Multiple fees
3.0

APR

Accepts most credit types
5.0

Security

FDIC insured, does not offer encryption software
3.0

Customer service

Multiple communication options, wide range of hours
4.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features
5.0

  

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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