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Citi® Secured Mastercard® Review
Citi® Secured Mastercard®
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Bestmoney Staff
Nov. 14, 2022
1 min read
BestMoney Staff
Citi® Secured Mastercard® summary
The Citi® Secured Mastercard® is good option if you're starting to build credit. It comes with $0 annual fee, a $200 minimum security deposit, and a variable APR of 23.24%. While it doesn't offer rewards, this secured Citi card is designed specifically for customers with little or no credit history, making it easy for you to establish good credit.
  • No annual fee
  • 26.24% variable APR, which may be lower than other secured cards
  • No additional credit-building features or other perks
  • Only eligible for card upgrade and deposit refund after 18 months

Citi® Secured Mastercard® at a glance

Editorial score


No annual fee, has other fees

Eligibility (credit score)

Accepts all credit types


FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication

Customer service

24/7 service with multiple communication options

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features

Citi® Secured Mastercard® Citi® Secured Mastercard® Learn More

BestMoney Staff
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Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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