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Capital One Spark Cash Plus Review

Capital One Spark Cash Plus
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Capital One Spark Cash Plus
Capital One Spark Cash Plus
Bestmoney Staff
Sep. 22, 2022
1 min read
BestMoney Staff
Capital One Spark Cash Plus Summary
The Spark Cash Plus offers excellent rewards for business owners. You'll earn 5% cash back on hotels and rental cars booked through Capital One Travel and unlimited 2% cash back on all qualifying purchases. What really sets this card apart from other cash back cards is its unique mix of redemption options including a statement credit, check, gift card, and payments through Amazon.com and PayPal.

Pros

  • Earn unlimited 2% cash back on every purchase
  • Cash back doesn't expire and there's no minimum to redeem rewards

Cons

  • High $150 annual fee
  • Must pay off your balance in full each month

Capital One Spark Cash Plus at a glance

4.2
Editorial score

Fees

Multiple fees
3.0

APR

Doesn't cover bad credit
4.0

Security

FDIC insured, offers multiple security features
4.0

Customer service

24/7 service with multiple communication options
5.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features
5.0

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BestMoney Staff
Written by
Bestmoney Staff
The BestMoney.com editorial team is composed of writers and experts covering a full range of financial services. Our mission is to simplify the process of selecting the right provider for every need, leveraging our extensive industry knowledge to deliver clear, reliable advice.
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