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Capital One Spark Cash Plus Review

Capital One Spark Cash Plus
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Capital One Spark Cash Plus
Capital One Spark Cash Plus
Bestmoney Staff
Sep. 22, 2022
1 min read
BestMoney Staff
Capital One Spark Cash Plus Summary
The Spark Cash Plus offers excellent rewards for business owners. You'll earn 5% cash back on hotels and rental cars booked through Capital One Travel and unlimited 2% cash back on all qualifying purchases. What really sets this card apart from other cash back cards is its unique mix of redemption options including a statement credit, check, gift card, and payments through Amazon.com and PayPal.

Pros

  • Earn unlimited 2% cash back on every purchase
  • Cash back doesn't expire and there's no minimum to redeem rewards

Cons

  • High $150 annual fee
  • Must pay off your balance in full each month

Capital One Spark Cash Plus at a glance

4.2
Editorial score

Fees

Multiple fees
3.0

APR

Doesn't cover bad credit
4.0

Security

FDIC insured, offers multiple security features
4.0

Customer service

24/7 service with multiple communication options
5.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features
5.0

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BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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