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Capital One Platinum Credit Card Review

Capital One Platinum Credit Card
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Capital One Platinum Credit Card
Bestmoney Staff
Sep. 22, 2022
1 min read
BestMoney Staff
Capital One Platinum Credit Card Summary
Need to build your credit history? The Capital One Platinum Credit Card allows you to establish credit history or repair your credit score without any added annual or maintenance fees or a hefty security deposit. This credit card will keep you focused on what matters most - successfully building your credit and using your card responsibly.

Pros

  • No annual fee
  • No security deposit required

Cons

  • All cardholders pay the same high APR regardless of credit score
  • Most cardholders will receive a low starting credit limit

Capital One Platinum Credit Card at a glance

4.2
Editorial score

Fees

No annual fee, has other fees
4.0

APR

30.49% (variable)
3.0

Security

FDIC insured, offers multiple security features
4.0

Customer service

24/7 service with multiple communication options
5.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features
5.0

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BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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