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Capital One Platinum Credit Card Review

Capital One Platinum Credit Card
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Capital One Platinum Credit Card
Bestmoney Staff
Sep. 22, 2022
1 min read
BestMoney Staff
Capital One Platinum Credit Card Summary
Need to build your credit history? The Capital One Platinum Credit Card allows you to establish credit history or repair your credit score without any added annual or maintenance fees or a hefty security deposit. This credit card will keep you focused on what matters most - successfully building your credit and using your card responsibly.


  • No annual fee
  • No security deposit required


  • All cardholders pay the same high APR regardless of credit score
  • Most cardholders will receive a low starting credit limit

Capital One Platinum Credit Card at a glance

Editorial score


No annual fee, has other fees


30.49% (variable)


FDIC insured, offers multiple security features

Customer service

24/7 service with multiple communication options

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features

Capital One Platinum Credit Card Capital One Platinum Credit Card Learn More

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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