Meagan Drew

Choosing between a bank and credit union means weighing personalized service against modern convenience. Here's what you need to know.

Consolidation loans offer a way to simplify your finances and make your debt more manageable.

When a recession hits, credit card rates can swing dramatically—costing you thousands. Here's what to do.

The average American holds 3.84 credit cards, according to Experian — but the right number for you could be one or ten, depending entirely on how well you manage them. One missed payment on any card can stay on your credit report for seven years. This guide helps you find the number that maximizes rewards without putting your finances at risk.

You're using your credit card for points and cash back, but you may also be overlooking valuable benefits that could save you hundreds of dollars annually.

You're considering the Apple Card for its sleek design and Apple ecosystem integration, but its 2% cash back on Apple Pay purchases pales compared to cards offering 3-5% in popular categories.

Credit cards can do more than just facilitate payments—they can be powerful tools for achieving your financial goals, from building credit to saving for a house.

Maximize your business credit card's potential with these smart charging guidelines.

Credit card rewards can unlock excellent benefits, from free flights to cash back, all with minimal effort on your part.

During the 2008 recession, U.S. credit card delinquency rates hit 6.77% — a direct result of consumers using credit cards as income replacements rather than financial tools. Used strategically, credit cards can provide real breathing room during an economic downturn. Used carelessly, they can compound the damage. Here's how to tell the difference.