Meagan Drew

11 Types of Business Loans: Which Option is Right for You?

Choosing the right business loan starts with understanding your options. From term loans and SBA financing to invoice factoring and credit cards, each type of business loan offers unique benefits, costs, and eligibility criteria.

Medical Debt Consolidation: What It Is and How to Do It

Medical bills from various sources—credit cards, lenders, family, friends, or collection agencies—can quickly become overwhelming.

Car Insurance Myths You Should Stop Believing

Don't let these car insurance myths drive up your costs.

How to Reduce Your Taxable Income in 2025

One of the best ways to lower your tax bill is to reduce your taxable income—especially in 2025, as inflation, wage increases, and tax bracket creep could increase tax liabilities for many Americans.

What Is an Income Tax Return and Why Should You Care?

Filing your return isn't just a legal requirement. It's your chance to claim credits, get money back from the IRS, and avoid costly penalties.

What’s the Best Life Insurance for Smokers in 2025?

While smokers pay more than non-smokers, you still have plenty of options — including term life, no-exam plans, and even guaranteed approval policies.

How to Consolidate Credit Card Debt: A Guide to Simplifying Payments

Instead of juggling different balances and due dates, credit card debt consolidation combines everything into one straightforward monthly payment. Plus, you'll often benefit from lower interest rates, which can reduce your monthly payments and help you break free from debt sooner.

The Secret Perks of Credit Cards You’re Probably Not Using

You're using your credit card for points and cash back, but you may also be overlooking valuable benefits that could save you hundreds of dollars annually.

What Is Universal Life Insurance?

Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, universal life insurance allows you to make adjustments as your needs change.

Credit Card Spending Trends: How Defaults Are Reshaping Consumer Behavior

As credit card defaults soar to alarming heights, consumers are scrambling to reinvent their financial playbooks.

Posts by Meagan Drew