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David Kindness Bio

David Kindness

David Kindness is a finance, insurance and tax expert at BestMoney.com. He has written for Investopedia, The Balance, and Techopedia, sharing his deep expertise in taxation, accounting, and finance. A CPA with a Bachelor’s in Accounting, David has worked as a tax specialist and Senior Accountant for high-net-worth clients and businesses in the San Diego area.

Posts by David Kindness

Are Premium Credit Cards Worth the Fee? A Deep Dive on Benefits You'll Actually Use

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Read MoreOct 9, 2025
A man wondering if his premium credit cards are worth the fee.

APR Confusion? Here’s What Credit Card Companies Don’t Explain

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Read MoreOct 9, 2025
A man who's confused about APR.

Chase vs. Amex: Which Rewards Program Is Actually Worth It in 2025?

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Read MoreOct 9, 2025
A man wondering if a Chase or Amex rewards program is better.

The Truth About Minimum Payments—and How They Can Hurt You

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Read MoreOct 9, 2025
A woman sitting at her desk being worried about how her minimum credit card payments are hurting her finances.

5 Credit Card Mistakes to Avoid in Your 30s

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Read MoreOct 9, 2025
A woman in her 30s thinking about the credit card mistakes she might be making.

Credit Card Skimming Is Getting Smarter—Here's How to Stay Safe

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Read MoreOct 9, 2025
A man worried that he may have been a victim of credit card skimming.

Credit Cards vs. Debit Cards: Understanding the Differences in 2025

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Read MoreOct 9, 2025
Credit Cards vs. Debit Cards

Should You Use a Credit Card for Back-to-School Spending? Here's When It Makes Sense

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Read MoreOct 9, 2025
A man sitting with his high-school daughter trying to decide if he should use his credit card for back-to-school spending.

The Rise of "Buy Now, Pay Later" vs. Credit Cards: What You Should Know

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Read MoreOct 9, 2025
A man sitting at his desk deciding between Buy Now, Pay Later options vs credit cards.

5 Hacks to Turn Everyday Spending into $1,000+ in Cash Back Rewards

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Read MoreOct 9, 2025
A man learning about hacks to turn his everyday spending into cash back rewards.
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