David Kindness

11 Common Car Insurance Mistakes to Avoid

Car insurance is a complex and often misunderstood aspect of vehicle ownership.

10 Cars with the Highest Theft Rates & Their Insurance Impact

Car theft is a persistent concern for many vehicle owners, with certain models being more susceptible to theft than others.

7 Smart Ways to Lower Your Car Insurance in 2025

The good news? You have more control over your premium than most people think. In this guide, we’ll walk through seven practical, proven ways to reduce your car insurance bill without sacrificing the coverage you need.

What Happens If You Don’t Pay Taxes?

Missing your tax payment? Here's what could happen next. The IRS follows a predictable escalation from penalties, to garnishments, to asset seizure, but timing is critical—the longer you wait, the more expensive and complicated the resolution becomes.

How Tariffs Impact Your Wallet - and What Tax Moves Can Help

From electronics to groceries, prices are creeping up - and tariffs may be part of the reason. Whether you're shopping for appliances or simply trying to make your paycheck last, those hidden costs add up fast.

Does Pet Insurance Cover Vaccinations? Here’s What to Know

While standard policies focus on accidents and illnesses, many owners are surprised to learn that preventive care like vaccines isn’t automatically included.

The Most Common Pet Health Issues and How Much They'll Cost You

Caring for a pet brings immense joy, but it also comes with its share of challenges, especially when it comes to their health. From minor ailments to more serious conditions, pet owners are likely to encounter a variety of health issues throughout their pet's life.

Debt Management vs. Debt Consolidation: Which is Better?

Feeling overwhelmed by debt? Whether you're dealing with maxed-out credit cards or juggling multiple payments, understanding your options is key. This guide compares debt management vs. debt consolidation — two leading strategies for how to get out of debt in 2025. We'll break down the pros, cons, and ideal use cases for each approach.

APR Confusion? Here’s What Credit Card Companies Don’t Explain

When you see "18.99% APR" advertised on a credit card, you might think you understand what you're signing up for.

Top 10 Most Expensive Cars to Repair

Some vehicles may look affordable upfront, but come with maintenance and repair bills that add up quickly, especially if they're luxury models, performance cars, or heavy-duty trucks.

Posts by David Kindness