We earn commissions from brands listed on this site, which influences how listings are presented.
David Kindness Bio

David Kindness

David Kindness is a finance, insurance and tax expert at BestMoney.com. He has written for Investopedia, The Balance, and Techopedia, sharing his deep expertise in taxation, accounting, and finance. A CPA with a Bachelor’s in Accounting, David has worked as a tax specialist and Senior Accountant for high-net-worth clients and businesses in the San Diego area.

Posts by David Kindness

Stop Wasting Your Points: 6 Reward Redemption Mistakes to Avoid in 2026

You've worked hard to accumulate credit card points and airline miles, but one bad redemption decision can waste months of earning.
Read MoreAug 4, 2026
A woman making the most of her credit card rewards by avoiding redemption mistakes.

Debt Management vs. Debt Consolidation: Which is Better?

Feeling overwhelmed by debt? Whether you're dealing with maxed-out credit cards or juggling multiple payments, understanding your options is key. This guide compares debt management vs. debt consolidation — two leading strategies for how to get out of debt in 2026. We'll break down the pros, cons, and ideal use cases for each approach.
Read MoreJul 23, 2026
pay-debt

ATM Withdrawal Limits: Everything You Need to Know

An ATM withdrawal limit is the maximum amount of cash you can take out from an ATM within a 24-hour period.
Read MoreJul 22, 2026
ATM Withdrawal Limits

Debt Consolidation vs. Credit Counseling

If you're carrying more debt than you can comfortably manage, you're not alone — and you have real options. Debt consolidation and credit counseling are two of the most common paths forward, but they work in fundamentally different ways, and choosing wrong can cost you thousands
Read MoreJun 24, 2026
Debt Consolidation vs. Credit Counseling

Tax Deductions for Remote Workers

Everything self-employed and W-2 remote workers need to know about home office deductions, eligible expenses, and what changed under the One Big Beautiful Bill Act.
Read MoreJun 18, 2026
A remote worker learning about tax deductions and claiming expenses working from home.

Is Pet Insurance Worth It?

As pet parents face increasingly expensive medical bills for their four-legged family members, many turn to pet insurance as a potential solution.
Read MoreJun 14, 2026
A woman sitting with her pet and wondering if pet insurance is worth it.

How to Lower Car Insurance Costs: 7 Ways to Reduce Your Monthly Payments

The fastest ways to lower car insurance costs are comparing quotes from multiple insurers, raising your deductible, stacking eligible discounts, and enrolling in a usage-based program.
Read MoreJun 11, 2026
A man talking to a car insurance agent about lowering his car insurance rate.

Why Does Trump Want Tariffs?

Trump's tariffs are reshaping how Americans pay for everyday goods — and the ripple effects reach your wallet, your job, and your tax bill
Read MoreJun 10, 2026
Uncovering why Trump wants tariffs.

How to Pay Less Taxes: Strategies That Work in 2026

Tax planning isn't just for the wealthy — with new legislation reshaping deductions, credits, and contribution limits, 2026 is the year to rethink your approach
Read MoreJun 10, 2026
How to Structure Your Finances to Pay Less Taxes

Is a Debt Consolidation Loan Right for Your Credit Card Debt?

Learn how combining multiple credit card balances into one loan could lower your interest rate and simplify your monthly payments.
Read MoreJun 10, 2026
credit-card
test