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David Kindness Bio

David Kindness

David Kindness is a finance, insurance and tax expert at BestMoney.com. He has written for Investopedia, The Balance, and Techopedia, sharing his deep expertise in taxation, accounting, and finance. A CPA with a Bachelor’s in Accounting, David has worked as a tax specialist and Senior Accountant for high-net-worth clients and businesses in the San Diego area.

Posts by David Kindness

5 Credit Card Mistakes to Avoid in Your 30s

A $5,000 credit card balance at 18% APR can cost over $7,000 in interest — money that could have been a down payment, a retirement contribution, or an emergency fund.
Read MoreApr 16, 2026
5 Credit Card Mistakes to Avoid in Your 30s

ATM Withdrawal Limits: Everything You Need to Know

An ATM withdrawal limit is the maximum amount of cash you can take out from an ATM within a 24-hour period.
Read MoreApr 15, 2026
A man withdrawing money from an ATM.

Credit Cards vs. Debit Cards: Understanding the Differences in 2026

When it comes to managing your money, choosing between a credit card and a debit card can be confusing.
Read MoreApr 14, 2026
Credit Cards vs. Debit Cards

Debt Relief Programs: What They Are, How They Work, and When to Consider One

Understanding how debt relief programs work can help you find the right financial path when your debt becomes unmanageable — without jumping straight into bankruptcy.
Read MoreApr 6, 2026
A man learning about debt relief programs.

Which Credit Cards Offer Lounge Access Without Flying Business Class?

While business class passengers enjoy quiet lounges with free food and comfortable seating, you're stuck at crowded gates paying airport prices.
Read MoreApr 5, 2026
A man sitting an in airport lounge as an economy flyer due to his credit card.

APR Confusion? Here’s What Credit Card Companies Don’t Explain

The 18.99% APR advertised on your credit card is not what you actually pay.
Read MoreApr 5, 2026
A man who's confused about APR.

Top 10 Most Expensive Cars to Repair and Maintain

Some vehicles may look affordable upfront, but come with maintenance and repair bills that add up quickly, especially if they're luxury models, performance cars, or heavy-duty trucks.
Read MoreMar 26, 2026
Top 10 Most Expensive Cars to Repair and Maintain

Revenge Travel on a Budget: Cards That Help You Fly First Class for (Almost) Free

You're ready to make up for lost travel time, but luxury revenge travel seems financially out of reach at first-class prices of $5,000-15,000 per ticket.
Read MoreMar 22, 2026
A woman flying first class with the help of her credit card.

When to Refinance Your Mortgage: A Comprehensive Guide

Understanding mortgage refinancing helps you secure the right funding for your future financial goals.
Read MoreMar 18, 2026
A man learning how to refinance his mortgage.

10 Cars with the Highest Theft Rates & Their Insurance Impact

Car theft is a persistent concern for many vehicle owners, with certain models being more susceptible to theft than others.
Read MoreJan 27, 2026
A woman dealing with a car insurance mistake she could have avoided.
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