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Anna Baluch

Anna Baluch

Insurance Expert

Anna Baluch is an insurance and finance expert at BestMoney.com. She has written for Forbes, Newsweek, Credit Karma, CNN, and many other top publications. Drawing on her in-depth industry knowledge, Anna enjoys helping individuals and small business owners make smart financial decisions.

Posts by Anna Baluch

How to Switch Pet Insurance Providers

If you have a pet insurance policy, you should know that it's not set in stone. At some point, you might decide to switch pet insurance companies for various reasons. Maybe your current coverage no longer fits your budget or your pet's evolving needs.
Read MoreOct 30, 2025
A man sitting on a couch next to his cat trying to figure out how to switch pet insurance providers.

What Is Pet Insurance — and How Does It Work?

Pet insurance is a financial safety net that helps pet parents manage the cost of veterinary care. Depending on the plan and add-ons you choose, it reimburses you for medical expenses related to accidents, illnesses, and routine wellness care.
Read MoreOct 30, 2025
What Is Pet Insurance — and How Does It Work?

How to Get Pet Insurance When Breed or Pre-Existing Conditions Raise the Price

Finding pet insurance for high-risk breeds or pets with pre-existing conditions often means facing premium increases, coverage denials, or permanent exclusions for existing health issues.
Read MoreOct 29, 2025
A dog with a pre-existing condition getting an examination.

Are Preventive Care Add-Ons Worth It?

Wellness plans only save money if you use every benefit. Best for puppies, kittens, and high-maintenance breeds. Most pet owners get better value from traditional insurance and paying out-of-pocket for routine care.
Read MoreOct 29, 2025
A golden retriever getting a preventive care add-on service

Denied a Pet Insurance Claim? Here's How to Appeal (Step-by-Step)

Getting your pet insurance claim denied can be frustrating and financially stressful.
Read MoreOct 29, 2025
A woman sitting at her desk looking at her denied pet insurance claim.

Pet Insurance vs Savings Plan: Which Is Right for Your Budget?

Your best move: Insure young pets when premiums are low and build savings as a backup.
Read MoreOct 29, 2025
A woman deciding between pet insurance or a savings plan.

The Best Time to Get Pet Insurance: Age and Health Considerations

Wondering when to buy pet insurance? The best time to get coverage is before your pet needs it. Many owners wait until their dog or cat develops a health issue, but by then, most pet insurance plans won’t cover pre-existing conditions.
Read MoreOct 20, 2025
Woman playing with young Siamese kitten by window - showing the best time to get pet insurance for healthy young pets.

Best Pet Insurance for Older Dogs of 2025

Dogs can bring so much joy to our lives, even when they enter their golden years.
Read MoreOct 1, 2025
Best Pet Insurance for Older Dogs

Best Pet Insurance for Puppies: Compare Early Coverage & Wellness Plans

A puppy can bring joy and companionship to you and your family. However, it may also require a great deal of medical care at the beginning of its life.
Read MoreSep 29, 2025
Best Puppy Insurance of 2025

Cheapest Pet Insurance Providers for Dogs & Cats 2025

If you want to keep your pet healthy and happy without breaking the bank, you might be in the market for cheap pet insurance.
Read MoreSep 29, 2025
Pet Insurance
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