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Anna Baluch

Anna Baluch

Insurance Expert

Anna Baluch is an insurance and finance expert at BestMoney.com. With over a decade of writing experience, she specializes in insurance, banking, mortgages, personal loans, and retirement planning. Her work has been featured in publications like Forbes, Newsweek, Fox Business, Credit Karma, Insurify, and Realtor.com. Anna holds a bachelor’s in marketing from Northwood University and an MBA from Roosevelt University. Her goal is to empower consumers to make smart financial decisions.

Posts by Anna Baluch

Americans Want Life Insurance They Can Use While They're Alive. Here's Which Living Benefits You Can Buy Today

Life insurance living benefits let you use part of your policy's value while you're alive, usually for a terminal, chronic or critical illness or long-term care. Most reduce the death benefit and some raise your premium. Most new long-term care protection is now sold as part of a life policy, so compare triggers, payouts and costs before you buy.
Read MoreOct 28, 2026
Life Insurance Living Benefits: Riders and Hybrid LTC Plans

1 in 3 Car Shoppers Would Buy Insurance From Their Automaker. Here's What to Know First

Your new vehicle may already be tracking how you drive, and regulators are paying close attention.
Read MoreOct 28, 2026
1 in 3 Car Shoppers Would Buy Insurance From Their Automaker

The Most and Least Affordable States for Car Insurance in 2026, Ranked by Share of Income

Here's a closer look at how your state compares, what's driving the differences, and what you can do if you live somewhere with expensive coverage.
Read MoreOct 28, 2026
The Most and Least Affordable States for Car Insurance

Best Pet Wellness Plans of 2025

Pet wellness plans are suitable if you want to reduce the risk of unforeseen veterinary care.
Read MoreOct 26, 2026
Best Wellness Plans for Pets

Best Pet Insurance for French Bulldogs: Top Picks for 2026

If you own a Frenchie, you know what a blessing it is to have them in your life.
Read MoreOct 26, 2026
Best Pet Insurance for French Bulldogs

Best Kitten Insurance Companies of 2025

There’s no denying that kittens have a lot to offer, including joy, companionship, and unconditional love.
Read MoreOct 26, 2026
Best Kitten Insurance Companies of 2025

Best Pet Insurance for Multiple Pets: Compare Top Plans and Discounts

Not only can furry friends bring you joy, happiness, and companionship, but they may also increase your physical activity levels and even reduce stress.
Read MoreOct 26, 2026
Best Pet Insurance for Multiple Pets

Best Emergency Pet Insurance of 2026

Pet emergencies are bound to pop up at any time, regardless of how healthy or safe your pet may be.
Read MoreOct 26, 2026
Best Emergency Pet Insurance

The Best Time to Get Pet Insurance: Age and Health Considerations

Wondering when to buy pet insurance? The best time to get coverage is before your pet needs it. Many owners wait until their dog or cat develops a health issue, but by then, most pet insurance plans won’t cover pre-existing conditions.
Read MoreOct 22, 2026
Woman playing with young Siamese kitten by window - showing the best time to get pet insurance for healthy young pets.

More Than Half of Pet Owners Have Skipped Vet Care. Could Pet Insurance Help?

Pet insurance can help with unpredictable, high-cost events, but it isn't a fix for every barrier pet owners describe.
Read MoreSep 29, 2026
More Than Half of Pet Owners Have Skipped Vet Care

Wag! Pet Insurance Review 2025

Founded in 2015 as a dog-walking service, Wag! now offers a free tool that allows you to compare coverage and find the perfect plan for your wallet and your furry companion - all in 60 seconds or less. With Wag!, you can find customizable insurance plans that cover a range of medical conditions, treatments, and preventive care, standing out for its flexible reimbursement rates and extensive coverage options.
Read ReviewFeb 18, 2026
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Fetch Pet Insurance Review

Reporting that it covers more than 300,000 pets, Fetch can provide you with comprehensive coverage if your pet is ill or injured. You can take your pet to any licensed vet in the US or Canada, and Fetch enables you to submit your claim within minutes and receive up to 90% of your money back from any unexpected bills. With policy discounts of up to 10%, it operates a fast reimbursement system and pays accepted claims in as little as 2 days.
Read ReviewFeb 18, 2026
fetch

Spot Pet Insurance Review 2026

Spot Pet Insurance offers flexible pet insurance policies for cats and dogs. You can opt for a standard plan that covers everything from accidents to illnesses, or choose accident-only or preventative care coverage. In addition, you get to choose your deductible, annual payout limit, and reimbursement model.
Read ReviewFeb 17, 2026
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