We earn commissions from brands listed on this site, which influences how listings are presented.
Anna Baluch

Anna Baluch

Insurance Expert

Anna Baluch is an insurance and finance expert at BestMoney.com. She has written for Forbes, Newsweek, Credit Karma, CNN, and many other top publications. Drawing on her in-depth industry knowledge, Anna enjoys helping individuals and small business owners make smart financial decisions.

Posts by Anna Baluch

How to Cancel Pet Insurance: A Step-by-Step Guide

You can cancel your pet insurance policy at any time — and for any reason. Whether you found a better plan, changed providers, or no longer need coverage, canceling is usually simple. In this guide, we’ll walk you through the step-by-step cancellation process and explain how top providers like ASPCA, Lemonade, and Embrace handle cancellations and refunds.
Read MoreSep 10, 2025
Can You Cancel Pet Insurance at Any Time

What to Do if Your Car Insurance Lapses

Life happens—maybe you forgot to pay your car insurance bill, or there was a mix-up when switching insurers.
Read MoreSep 9, 2025
A woman wondering what will happen if her car insurance lapses.

Does Your Credit Score Affect Car Insurance?

Most drivers know that accidents and speeding tickets affect car insurance rates, but your credit score?
Read MoreSep 9, 2025
A man figuring out that his credit score is affecting his car insurance rate.

How to Cancel Car Insurance Without Penalties

Car insurance protects you financially and keeps you legal on the road, but that doesn't mean you're locked into your policy forever.
Read MoreSep 9, 2025
A man looking relieved because he cancelled his car insurance without penalties.

Multi-Policy Discounts for Car Insurance: How to Save by Bundling Coverage

Want to pay less for car insurance and simplify your coverage?
Read MoreSep 9, 2025
Multi-Policy Discounts for Car Insurance: How to Save by Bundling Coverage

State-by-State Car Insurance Minimum Requirements

Car insurance is legally required in nearly every state, but requirements vary dramatically.
Read MoreSep 9, 2025
A woman driving her car with her minimum state requirements for car insurance.

SR-22 Insurance: What It Is, Cost & How to Get It

Getting hit with a serious driving violation can have consequences that extend far beyond fines and court dates.
Read MoreSep 9, 2025
A man standing next to his car wondering about SR-22 insurance and whether he should get it.

What Is Gap Insurance and How Does it Work?

When you buy or lease a new car, its value starts declining the moment you drive off the lot.
Read MoreSep 9, 2025
A man being grateful that he has gap insurance after his car got damanged in an accident.

How to Switch Car Insurance: Complete Step-by-Step Guide for 2025

Wondering how to switch car insurance providers without stress or coverage gaps?
Read MoreSep 9, 2025
How to Switch Car Insurance: Complete Step-by-Step Guide for {year}

Why Is Car Insurance So Expensive?

Car insurance premiums have hit record highs in 2025, leaving drivers across the country wondering why they're paying more for the same coverage.
Read MoreSep 9, 2025
A man sitting in his car wondering why car insurance is so expensive.
test