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SoFi® is an online bank founded in 2011. It provides a variety of banking services, including credit cards, mortgages, investments, loans, and of course, bank accounts. SoFi Checking and Savings provides a competitive APY, and when you open this savings account, you automatically get a checking account too. The accounts are FDIC-insured, and you can access them at any time through the mobile app.

Raisin is a financial platform that brings together savings accounts, high-yield CDs, no-penalty CDs, and money market deposit accounts from over 25 partner banks. You can deposit money in any of the available accounts and manage all of your accounts through Raisin. Explore Western Alliance products powered by Raisin with no fees incurred from Raisin on any of the savings products offered.

Barclays is a trusted name in banking, and although its roots stretch back to 17th century England, it’s as innovative as any financial institution on the market. Given its reputation, we were anxious to review the latest Barclays offering, online banking, and we weren’t disappointed. Barclays offers high APYs and low or no fees. Now let’s take a closer look at this banking solution.