Zigzy is based out of Plano, Texas and has provided mortgage services nationwide except for New York and Hawaii since 2019. It can help you find a real estate agent, apply for a mortgage, and secure financing to make a cash offer on your dream home.
Zigzy’s online application allows you to get pre-approved and secure your mortgage quickly and easily. If you don’t have an agent, you can use Zigzy to find a local, knowledgeable agent and loan officer to help you throughout your application. You can use Zigzy whether you’re buying a new home or refinancing your current home. A standout feature is that you can stay in your existing home while you secure the cash for your loan and roll Zigzy’s service fee into your mortgage.
Zigzy is suitable for both homeowners and prospective home buyers.
With Zigzy, you can get financing to make a cash offer when you purchase a new home or secure financing for an existing home. It covers primary homes and secondary homes including multi-family homes, townhouses/condos, and mobile homes. Zigzy works with conventional, jumbo, FHA, VA, and USDA loans as well as cash-out, home improvement, and debt refinancing. Down payments and credit requirements vary depending on the loan product, credit score, and eligibility.
Loans that Zigzy works with include the following.
Zigzy has several unique features that make it quite attractive.
Simply follow these steps to get started with Zigzy.
Zigzy requires all mortgages to clear through its sister company, New American Funding. It requires a minimum credit score of 580, and rates and terms vary depending on your credit score and loan product, type, and amount. Generally speaking, fixed-rate mortgages range between 10 and 30 years, while ARMs have a set rate between 3 and 10 years.
You can contact Zigzy’s customer support team via phone from 8am-8pm CT Monday-Friday, and 8am-3pm CT Saturday. Alternatively, you can send questions via email and expect a response within one to two business days. In addition to providing support in English, Zigzy also has Spanish-speaking representatives that can assist you. Its website is available in both English and Spanish.
Zigzy is worth considering if you’re having a hard time finding a home because you don’t have enough cash to make a competitive bid. Zigzy’s ability to help you find a local agent also sets it apart from its competitors as you get the assistance of a specialist who knows the market in your area. Best of all, you can move in and rent your new house for 90 days until you sell your current house and secure your mortgage.
Which states does Zigzy provide services in?
Zigzy currently provides mortgage services in all states except for New York and Hawaii.
What are the costs associated with Zigzy?
There is a one time service fee associated with the cash buyer program. Luckily, you can roll up that fee into your loan and pay it back over time. The fee varies by state.
How does the cash buyer program benefit the seller?
Cash sales reduce closing costs for both buyers and sellers. Cash offers are competitive and less complicated, which typically result in faster closings.
654 International Pkwy, Ste 1300, Plano, TX 75093
This review was created based upon 3rd-party reviews and information available on the company’s website.