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Lendevity Review

Michael Graw
May. 02, 2022
3 min read
Michael Graw
Lendevity Summary
Lendevity is an online broker that helps you find the right lender for you for a home mortgage or refinance loan. You can get a quote online in minutes. Rates vary by lender but start at 2.71% APR. Loans through Lendevity typically close in 3 weeks, and the platform doesn’t charge broker fees. If you need help choosing a loan, Lendevity’s support team is available by phone, email, and text message.


  • Find the top offer from multiple lenders
  • Free online quote and no broker fees
  • Support by phone, email, and SMS


  • Must provide phone and email to see quotes
  • Cannot specify loan term during quote process
  • Only available in CA, OR, WA, AZ, CO, and FL


Lendevity was founded in 2018 to help home buyers find the right mortgage for their needs. The broker has since closed more than $500 million in loans for more than 2,000 customers. Lendevity currently operates in 6 states: California, Oregon, Washington, Colorado, Florida, and Arizona.

Lendevity works with banks and lenders to help you get the right loan for you. All you have to do is enter basic information about the home you want to buy or refinance, and Lendevity will find relevant offers. You’re not committed to an offer when you request a quote from Lendevity, and there’s no credit check required to get a quote. The platform offers fixed and adjustable-rate mortgages, jumbo mortgages, interest-only mortgages, and VA and FHA mortgages. They also offer non-conventional products such as stated income and bank statement programs.

Suitable For?

Lendevity is most suitable for new home buyers who need to find a mortgage and don’t know where to start. The platform makes it easy to match with multiple lenders who offer loans that suit your specific needs. In addition to traditional mortgage products, Lendevity has access to special mortgage programs from its partner lenders that aren’t publicly available. Unlike other mortgage brokers, Lendevity doesn’t charge any broker fees.

Lendevity is also suitable for buyers who want to close quickly. You can get a quote in minutes, then apply online. Lendevity typically closes new loans in as little as 3 weeks. 

Importantly, Lendevity only operates in California, Oregon, Washington, Colorado, Florida, and Arizona at this time.

Types of Loans/Products

Lendevity offers conventional and jumbo mortgages with fixed and adjustable interest rates as well as a few non-conventional products. It also offers interest-only loans, refinance loans, and government-backed FHA and VA loans. Lendevity is not a direct lender, but rather coordinates loans through partners such as Rocket Mortgage, PennyMac, Caliber Home Loans, and Citizens Bank.

  • Rates from 2.71% APR (rates vary by lender and loan product)
  • Minimum credit score of 580
  • 15-30-year loan terms (terms vary by lender)
  • Most loans close in 3 weeks

The Application Process

You can get started with Lendevity by requesting a quote online or by contacting a mortgage officer by phone, email, or text message. To get an online quote, you must fill in basic information about the home you want to buy or refinance, your credit score, and your income. You must enter your name, email, and phone number to see quotes, but there is no credit check required.

Lendevity will show you a list of several mortgage offers for which you are likely to qualify. If you see an offer you like, you can then apply online through Lendevity. The required documents vary by lender, but most require bank statements and pay stubs to verify your income. You will also need to submit to a credit check as part of the application process.

Loans made through Lendevity typically close in 3 weeks.

Repayment Terms

Lendevity offers loans with repayment terms from 8-40 years. When requesting quotes, there is no way to specify your desired repayment period or whether you want a fixed-rate or adjustable-rate loan. Interest rates vary by lender.

Help & Support

Lendevity offers customer support by phone, email, and text message. You can get in touch from 8AM-8PM PT 7 days a week, or schedule a phone call ahead of time. Lendevity’s website also has a mortgage calculator to help you estimate your monthly payments.

How Lendevity Compares

Here’s how Lendevity stacks up against other top mortgage loan providers.

Minimum Credit Score
Minimum Down Payment
DTI Ratio
30-year Fixed-rate APR
From 2.71% (varies by lender)3.63% (average among partner lenders)From 2.85% (varies by lender)
Best For
Comparing loans from multiple providersWide range of mortgage optionsRange of interest rate offers


Lendevity is an online mortgage broker that works with dozens of lenders to help you find the right loan for your home purchase or refinance. Lendevity offers fixed- and adjustable-rate mortgages, FHA and VA loans, jumbo loans, interest-only loans, and mortgage refinances as well as a few non-conventional products like stated income and bank statement programs. Rates and terms vary by lender, but most Lendevity loans close in 3 weeks, and there are no broker fees. You can get a quote and apply online, or, if you like, speak to a loan officer over the phone 7 days a week.


What lenders does Lendevity work with?

Lendevity works with mortgage lenders such as Rocket Mortgage, Homepoint, Loan Depot, PennyMac, Caliber Home Loans, Citizens, Kind Lending, Freedom Mortgage and more.

What states is Lendevity available in?

Lendevity is licensed in California, Oregon, Washington, Colorado, Florida, and Arizona.

Can I apply for a mortgage online with Lendevity?

Yes, you can get a quote and apply online with Lendevity. You can also speak with a mortgage officer over the phone or by SMS message.

Does Lendevity offer pre-approval?

Lendevity does not offer automated pre-approvals but when you apply for a mortgage loan, Lendevity does offer pre-approvals that are manually pre-underwritten.

Physical Address

Lendevity, Inc., 21031 Ventura Blvd #512, Woodland Hills, CA 91364


This review is based on information from the Lendevity website, Yelp reviews, and information from the Better Business Bureau.

Michael Graw
Written by
Michael Graw
Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

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