The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.

CapCenter Review

Find a customized quote easily

Reviews 813

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

Michael Graw
Michael Graw
Jan. 27, 20224 min read

CapCenter summary

CapCenter is a mortgage lender founded in 1997. With CapCenter, you pay zero closing costs when buying a home. The lender offers a detailed calculator so you can see how much you’ll save by eliminating closing costs. You can also request a realtor through CapCenter to help you find your new home. CapCenter is accredited with the Better Business Bureau and has an A- rating.

Pros

  • Pay zero closing costs
  • Detailed mortgage calculator
  • BBB accredited

Cons

  • Only available in MD, VA, NC, SC, and DC
CapCenterat a glance
4.6

Editorial score

Customer Service and Support

Weekday and weekend service hours

4.0

Variety of Loan Types

Purchase, refinance, FHA, VA, Jumbo

5.0

Variety of Products

10, 15, 20, 30-years

5.0

Online Experience

Access to learning materials and rates

5.0

Geographical Availability

Licensed in 5 states

4.0

CapCenter CapCenter Visit Capcenter

Overview

CapCenter is a unique mortgage lender that offers mortgages with zero closing costs. This can save you between 1 and 3% on the cost of your mortgage when you close on a new home. CapCenter charges slightly higher interest rates than competitors, but you can use the lender’s calculators to see how much money you will save by eliminating closing costs.

CapCenter offers a wide range of mortgages, including conventional, jumbo, FHA, and VA loans. The lender also offers mortgage refinancing. You can choose a 10, 15, 20, or 30-year repayment period, and you can qualify for a mortgage with a down payment as low as 3%.

One thing to note is that CapCenter is only available in four states and DC at this time – Virginia, North Carolina, and South Carolina, Maryland – and the District of Columbia

Suitable For?

CapCenter is right for homebuyers who want to eliminate closing costs. Most mortgage lenders typically charge closing costs ranging from 1 to 3% of the value of your mortgage, which can be thousands of dollars. CapCenter does not charge these fees and doesn’t subtract them from your mortgage principal.

Instead, it charges slightly higher-than-average interest rates. Depending on the length of your mortgage and the interest rate you qualify for, you could end up saving money by paying no closing costs but a higher interest rate. CapCenter offers a detailed mortgage calculator to help you determine how much you can save.

Types of Loans/Products

CapCenter offers a variety of loans, including conventional and jumbo mortgages, FHA and VA mortgages, and mortgage refinance loans. All loan types come with zero closing costs.

  • Minimum 620 credit score
  • Conventional mortgage rates from 2.280% APR
  • Minimum 3% down payment
  • Zero closing costs
  • 10 to 30-year terms available

The Application Process

You can apply for a mortgage with CapCenter online. You don’t need to submit personal information to get a quote, and you can complete the online application in less than five minutes. You will need to provide information about your income, current properties, and any outstanding debt.

Once you’ve applied, a loan officer will get in touch by phone to complete your mortgage request. CapCenter typically goes from application to closing in a few weeks. Note that once your mortgage has closed, you will be directed to a third-party servicer to make payments.

Repayment Terms

CapCenter offers conventional loans and mortgage refinance loans with 10, 15, 20, or 30-year terms. FHA and VA loans are available in 15 and 30-year terms. 

Help & Support

CapCenter loan officers are available by phone, email, and live chat from 8 AM to 5:30 PM (ET) Monday to Friday. 

Phone: (800) 968-5844

Email: customerservice@capcenter.com

Summary

CapCenter offers zero-closing-cost mortgages in Virginia, North Carolina, South Carolina, Maryland, and The District of Columbia. The lender offers a detailed mortgage calculator so you can see how much you’ll save compared to other lenders, and you can apply online. Conventional mortgages are available with 10 to 30-year terms.

FAQ

Will applying for a mortgage impact my credit?

CapCenter runs a hard credit check after you apply for a mortgage, so it will impact your credit score. You can get a quote without a credit check.

Does Cap Center service my mortgage?

CapCenter creates mortgages and then sells them to a third-party servicer. You may make your first payment to CapCenter, but all other payments will be made to the third-party servicer.

Can I close remotely?

Yes. In most areas, CapCenter can send a notary for remote closings. 

Can Cap Center help me find a home?

CapCenter has a team of real estate agents that you can use when looking for a new home.

CapCenter CapCenter Visit CapCenter

Physical Address 

CapCenter has offices in Virginia Beach, VA, McLean, VA, Cary, NC, Charlotte, NC, and Greenville, SC. Their headquarters are located just outside of Richmond, VA – 4510 Cox Rd #402, Glen Allen, VA 23060

Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

CapCenter
CapCenter
ExcellentReviews 813
Visit Site

Trustpilot reviews

See what some costumers are saying about CapCenter
CapCenter
ExcellentReviews 813
on
Excellent
90%
Great
7%
Average
1%
Poor
0%
Bad
2%
  • author
    Hao T.
    Jun 30, 2022
    Excellent service with great rate and…

    Excellent service with great rate and closing cost.

    ...

  • author
    Joey Moore
    Jul 03, 2022
    My experience with capcenter was great overall.

    My experience with capcenter was great except the Loan finance person Helen Mize was not the friendliest or the most professional person that I have met but all the other people there were absolutely corteous and friendly. The VA appraiser did a lazy job of correctly appraising the property but other than that it went perfect.

    ...

  • author
    Anita S.
    Jun 25, 2022
    Easy and Efficient

    I am amazed at how easy and efficient this process was. I was with Rocket Mortgage and LoanDepot before this and was aghast at their tortuous loan process. CapCenter was ten times faster and all of their associates were smart, capable and responsive. They also offer insurance brokering services which saved me money on my homeowners insurance. Highly recommend them!

    ...

  • author
    William Burgess
    Jun 19, 2022
    The paper work was a little confusing

    The paper work was a little confusing

    ...

  • author
    Mitzi L.
    Jun 02, 2022
    We have used Cap Center several times…

    We have used Cap Center several times now for either a purchase of a home or refinancing. The people that work there are very pleasant and responsive. The on-line process is very stream lined and makes for a great user experience. I would highly recommend!

    ...

  • author
    Robert V.
    May 26, 2022
    Very positive experience

    I had a very positive experience and would highly recommend Alex Pollard and Emily Smith. Plan on using them again for future closings.

    ...

  • author
    Jason J.
    May 21, 2022
    CapCenter is simply

    CapCenter is simply, The Best!

    ...

  • author
    Brian
    May 12, 2022
    great service

    great service, very responsive, cooperative staff

    ...

  • author
    Jacquelyn B.
    May 06, 2022
    Thorough

    A well oiled machine. Great communication, always accessible, efficient, courteous, knowledgeable

    ...

  • author
    Tanya K.
    May 05, 2022
    Hands down fantastic!

    Hands down, the best refi experience EVER!! Will gladly refer anyone we know to you going forward! Everyone was amazing and knew how to get things done. No delays, no back and forth. No hoops to jump through. Expectations were clear, timelines were clear and sent on a regular basis. Not one complaint!!

    ...

  • author
    Elizabeth M.
    Apr 29, 2022
    Meador Refi 9112 Warren

    We were pleased with the service from Jay Johnson and Spencer Battle. They both were good communicators and addressed our questions. The investment property fee was higher than we would have liked. Closing was very handled smoothly.

    ...

  • author
    Joan C.
    Apr 22, 2022
    30 days from offer to closing

    Smooth process from offer acceptance to closing. Everyone was willing to answer questions and work with me through entire process.

    ...

  • author
    Adrian MacDonald
    Apr 21, 2022
    Everyone in the CapCenter team very…

    Everyone in the CapCenter team very helpful and answered all my questions promptly, quickly and explained everything thoroughly and very concisely. They were a pleasure to work with given I was a first time (on my own) house buyer.

    ...

  • author
    Thomas P
    Apr 20, 2022
    This is my fourth refinancing with Cap Center

    This is my fourth refinancing with Cap Center over 20 years. I still highly recommend them. There have never been any closing costs, just the temporary funding of the escrow account until it is refunded by your previous mortgage company. The customer service and communications outreach is excellent. An the company keeps up with technology. This latest closing was done online from the comfort of my own home. It was easy and went very well. I highly recommend Cap Center for refinancing your home.

    ...

  • author
    Lisa M.
    Apr 15, 2022
    On time closing

    Very professional I was able to close on time thanks to the manager

    ...

  • author
    Bryan D.
    Apr 04, 2022
    Great Closing Experience

    Great closing experience! Callie, Brett and Bo were fantastic to work with throughout the entire closing process.

    ...

  • author
    John S.
    Mar 31, 2022
    Radio ads

    I heard all the radio ads and was skeptical. My 1st choice dropped the ball so I tried CapCenter and I wish I had done it sooner! Believe the ads. Smooth, fast and easy! Thx CapCenter!

    ...

  • author
    Wade
    Mar 31, 2022
    Happy CapCenter Clients

    CapCenter handled our refinance in a professional, thorough and expert way in which they kept us completely informed of every aspect in the process. We would most certainly use them in the future.

    ...

  • author
    Seth P.
    Mar 24, 2022
    Straight forward

    Straight forward, always a phone call away and very responsive to texts and emails as well. Ethan Oates made my refinance a simple process.

    ...

  • author
    Alfred A.
    Mar 24, 2022
    The most pleasant mortgage experience…

    The most pleasant mortgage experience I've ever had. We went from application to closing in 27 days. Their system was easy to use and everyone we dealt with was pleasant, responsive,and professional. There was some redundancy in their request for information, but a small price to pay for the overall ease of the process. I would definitely use them again.

    ...

  • author
    Marion P.
    Mar 17, 2022
    The process was easy and…

    The process was easy and straightforward. All employees were professional and answered any questions.

    ...

  • author
    Barbara H.
    Mar 17, 2022
    Fantastic to work with!!!

    Fantastic to work with!!!

    ...

  • author
    John W.
    Mar 17, 2022
    The Best Real Estate Group Available!

    The best knowledgeable, helpful and smart group of real estate professionals available. Timely and on point. They made my transaction so easy and understandable. It was quick and no nonsense. Would reccommend CAPCENTER to all of my family and friends. Outstanding job! 5 Stars!

    ...

  • author
    Lori B.
    Mar 15, 2022
    I love going through cap center when…

    I love going through cap center when refinancing. I have used them 3 times now. It’s a smooth process and great representatives from beginning to end. It saves a lot of money going through cap center .. I highly recommend them!!

    ...

  • author
    John F.
    Mar 15, 2022
    Great process

    Great process

    ...

  • author
    James S.
    Mar 11, 2022
    Well prepared

    Well prepared, knowledgeable representatives, Communicated throughout process.

    ...

  • author
    Nicholaos F.
    Mar 10, 2022
    Overall Outstanding Service!!

    Overall Outstanding Service!!

    ...

  • author
    Sidney T.
    Mar 10, 2022
    The Cap Center team handled our case well.

    The Cap Center team handled our case quite well. There were times where we were told what items were needed for closing, which later changed. Additional items were requested after we thought all had been submitted. Due to beyond-control- situations, we wondered if we would close on time. The closing was complete the day scheduled. Cap Center kept on-top-of our case and we got it done. We are likely to use Cap Center in the future.

    ...

  • author
    Pamela B.
    Mar 10, 2022
    Great experience!

    Great experience!

    ...

  • author
    David S.
    Mar 07, 2022
    The easiest mortgage/re-fi process I…

    The easiest mortgage/re-fi process I have ever done. And, by far, the best value!

    ...

  • author
    Harry T.
    Mar 04, 2022
    Simple

    Simple, easy and efficient process.

    ...

  • author
    Daniel R.
    Mar 03, 2022
    Good job

    Great experience

    ...

  • author
    Kimberly Hubbard
    Mar 01, 2022
    This is the worst company I have ever…

    This is the worst company I have ever dealt with in my life of 55 years. I went from consolidating debt (one credit card) and cashing out equity for home repairs. Started with 25000.00 debt consolidation and 25000.00 cash at closing to owing THEM 640.00 and paying off One credit card (the only one I had) This was a period of 5 months I have lived in my house for 22 years. I work two jobs at which I been employed first job 19 years second job 6 years. I have never missed a payment or been late for any payment in my 55 years. They continually ask week after week after week for pay stubs w2s employment verification etc etc etc. I rather make a deal with the devil than too deal with this company. Buyer BEWARE YOU GET WHAT YOU PAY FOR!!!!!!!!!!!!!!

    ...

  • author
    Edith W.
    Mar 01, 2022
    Simple and smooth

    The staff at CapCenter was respectful and willing to take the time to help me with any questions I had. They did guide me through the process with patience and understanding. They made sure that I had all necessary document's needed..Andy was a huge help in helping me figure out a few things .... they guided me through each step to make sure the closing was smooth and no surprisees at the end....which it was.

    ...

  • author
    Jonathan S.
    Feb 27, 2022
    Really great job

    Really great job

    ...

  • author
    TWANDA COX
    Feb 26, 2022
    CapCenter…is the one…#1

    CapCenter…is the one…#1! My husband and I were thoroughly impressed with Taylor, Alex, and Josh. Their levels of expertise made the transaction of our new home seamless and smooth. They were excellent communicators in assisting us getting aligned per the criteria for approval. My first purchase and definitely a surreal moment. The process went so smooth I’d admit I got anxious at times…”are we really moving”. CapCenter will not put you through loop holes and leave you hanging. CapCenter offers excellent friendly professionals knowledgeable in their craft to team up and work on your behalf. This is definitely a lender you can rest to sure you’re in good hands. Give them what they need, lay back, and enjoy the ride to your new home. Thank You

    ...

  • author
    Bradford C.
    Feb 25, 2022
    Great rate

    Great rate, excellent customer service, zero closing cost as expected! Can't wait until rates drop so we can do it again. Would recommend Cap Center to everyone.

    ...

  • author
    Kenneth Holley
    Feb 24, 2022
    CapCenter made my experience very…

    CapCenter made my experience very personal and grand. They made me feel as if my purchase matter and the no closing cost help and they even explained that process to me. Very great company to work with

    ...

  • author
    Kathy W.
    Feb 18, 2022
    Great experience!

    This was the easiest loan I have ever completed. They were very through, kept me update throughout the entire process, and the closing agent was very knowledgeable.

    ...

  • author
    Linda P.
    Feb 15, 2022
    2nd time using CapCenter

    2nd time using CapCenter. Great customer service. Knowledgeable. Easiest online system I have ever used. Quick response to questions and easily available human being! No “press1, 2, 3, etc. Would recommend whether you are first time home buyer or refinancing.

    ...

  • author
    Christine B.
    Feb 14, 2022
    Everyone was amazing from beginning to…

    Everyone was amazing from beginning to end! I highly recommend anyone to reach out to CapCenter first!

    ...

  • author
    George C.
    Feb 14, 2022
    Working with CapCenter was a positive experience for me

    From first contact to closing the entire CapCenter Team is staffed with professionals who make mortgage refinancing a breeze. Much of my refinancing process was completed online with a few team members walking me through each step and answering all of my questions. I was so impressed with the CapCenter operation that I talked my daughter and son-in-law into refinancing with them too. I can not be more pleased with my interactions with CapCenter. And to answer your questions: no, I don’t work for CapCenter and no, they did not pay me for this positive review. :)

    ...

  • author
    William L.
    Feb 13, 2022
    The process was quick and easy and…

    The process was quick and easy and closed on time

    ...

  • author
    Crystal
    Feb 13, 2022
    The refinance process was seamless

    The refinance process was seamless. My client advisor, Steven Poole, was great. He walked me through the process and explained everything thoroughly. Anytime I had a question, he would respond immediately. Everything went so smoothly, I thought for sure there might be a catch to the no closing costs, but I was wrong. I really did save a lot of money. Everyone that I spoke with throughout the refinance process was equally as great. CapCenter even sent someone from the lawyer's office to my house to complete the closing paperwork in the evening, so I didn't have to take time off from my job. I would recommend this company over and over again.

    ...

  • author
    Sherry S.
    Feb 11, 2022
    Easy, convenient and saves you closing costs!

    Easy, efficient, great communication and no closing costs!

    ...

  • author
    Randon spence
    Feb 10, 2022
    Our refi went smoothly and in a timely…

    Our refi went smoothly and in a timely manner. From start to finish communication was great! Thanks so much for Brian and Tyler for all their hard work! Closing was a breeze with a quick walk into Cap center being seated signing and your out! It was awesome. Definitely would choose again. I did deduct 1 star only bc they do not set up your auto payments. They sell your loan and so you have to wait to hear from them who to send your mortgage payment to and then set up auto if you would like. And if you dont hear from them then you send payment to capcenter on due date. To me it leaves me a little anxious bc I like to do biweekly payments Auto from my checking so I dont have to worry about remembering. To others that might not both them. Good Luck!

    ...

  • author
    Marie L.
    Feb 10, 2022
    The entire team worked fantastic…

    The entire team worked fantastic together from pre-approval letter to the closing day. I could not be happier with how easy the entire process was. I highly recommend CapCenter for all your house buying or refinance needs.

    ...

  • author
    Dennis S.
    Feb 10, 2022
    Best refinancing experience of my life

    Best refinancing experience of my life. The cap center team was outstanding not only did I save money but it was a pleasure dealing with everyone. Thanks cap center

    ...

  • author
    Stevie Overton
    Feb 10, 2022
    Smooth professional transaction

    Smooth professional transaction. I would recommend their services.

    ...

  • author
    Stuart L.
    Feb 08, 2022
    Family Affair

    It was an easy choice for us after two members of my family used CapCenter for their mortgage.The experience was 100% positive.

    ...

  • author
    William O.
    Feb 05, 2022
    Our experience with the entire process…

    Our experience with the entire process with CapCenter was positive. Every person with whom we worked was professional, friendly, and helpful. The process was easy and happened in a relatively short period of time. We highly recommend CapCenter to anyone who wants to finance or refinance a mortgage.

    ...

  • author
    Timothy G.
    Feb 05, 2022
    Great help that I worked with

    Great help that I worked with. They made things clear.

    ...

  • author
    Gregory V.
    Feb 04, 2022
    4th time using Cap Center

    4th time using Cap Center, both buying and refinancing. Not only saved $thousands, but they also made the process extremely easy on my end.

    ...

  • author
    Bruce J Schumm
    Feb 03, 2022
    simple and fair

    simple and fair

    ...

  • author
    Sarah T.
    Feb 03, 2022
    I give cap center five stars because…

    I give cap center five stars because the Experience I had when buying my house was absolutely amazing they made everything easy as possible and I greatly appreciate it

    ...

  • author
    Heath Weatherford
    Feb 02, 2022
    Their team absolutely crushed it!

    Their team absolutely crushed it! I couldn't imagine a better experience and will be using Andy and his team for all future needs.

    ...

  • author
    Patrick
    Jan 28, 2022
    Pretty smooth refinance process…

    Pretty smooth refinance process overall. Couple of minor things kept me from giving 5 stars - late recognizing house was titled under living trust and closing started 30 minutes late. Efficient process other than that,. All CapCenter associates were very nice and helpful.

    ...

  • author
    Ashok Shah
    Jan 27, 2022
    Zero cost

    Zero cost, competitive rate

    ...

  • author
    Reba A.
    Jan 25, 2022
    Each person I talked with was helpful…

    Each person I talked with was helpful from beginning to end, and very courteous, answering whatever question I had.

    ...

  • author
    Sharon Courtwright
    Jan 21, 2022
    I cannot begin to say enough great…

    I cannot begin to say enough great things about CapCenter and my realtor Jacqueline. Without her I honestly don't think I would have found my dream home, or at least not as quickly and easily! She listened to everything I did and didn't want in a home and suggested a new construction neighborhood ( something I hadn't even considered ). I got exactly the area I wanted at a great price and was also able to choose many of the interior features. Something I couldn't have done with a used home. Jacqueline was friendly, professional, always on time, quick to respond to emails & phone calls and honestly just 100% on top of everything from start to finish. I also used CapCenter for my mortgage and the entire process was great.

    ...

  • author
    Kyle
    Jan 20, 2022
    Refi with Cash-out

    Entire experience was wonderful.....very easy and clear. Online process was fantastic. Communications were brief and straightforward. Was referred to CapCenter by our financial advisor. Would absolutely use them again if shopping for a no closing cost option. Closing process also very smooth, completed in 20 minutes.

    ...

  • author
    Richard G.
    Jan 20, 2022
    Refi loan

    Everyone we spoke to was very helpful and answered all question we had

    ...

  • author
    Mary R.
    Jan 20, 2022
    Very Smooth Process

    Very smooth, professional process. Everyone is very knowledgeable. Thanks to all.

    ...

  • author
    Jeni Millikin
    Jan 20, 2022
    CapCenter gave us the best APR and of…

    CapCenter gave us the best APR and of course we loved the no closing costs for our refinance. Very convenient with the notary coming to our house to close it as well!

    ...

  • author
    William T.
    Jan 20, 2022
    Easiest process I have ever had

    Easiest process I have ever had. Highly recommended

    ...

  • author
    LN
    Jan 18, 2022
    Wonderful experience

    Wonderful experience! Everyone was thorough, kind, and knowledgeable! Highly recommend Cap Center!!!!

    ...

  • author
    Summer clothes fit
    Jan 14, 2022
    John O’Conner and Casey Gennette were…

    John O’Conner and Casey Gennette were great.

    ...

  • author
    Robert W.
    Jan 14, 2022
    The entire process was smooth and…

    The entire process was smooth and efficient. If I ever need to finance again, I would not hesitate to use CapCenter

    ...

  • author
    Giovanna C.
    Jan 13, 2022
    Great service!

    Great service!

    ...

  • author
    Russell L.
    Jan 13, 2022
    Process is easy and straightforward

    Process is easy and straightforward. CapCenter staff are all very helpful and friendly.

    ...

  • author
    Pam
    Jan 13, 2022
    Very easy to work with

    Very easy to work with, kept me in the loop.

    ...

  • author
    Susan B.
    Jan 14, 2022
    Great experience

    Great experience! Highly recommend Capcenter!

    ...

  • author
    Aaron M.
    Jan 13, 2022
    I'm very impressed

    I'm very impressed. My previous refinancing back in 2019 with another lender was a lengthy and time consuming process met with many delays before receiving the clear to close. With CapCenter, I was approved and provided a closing date within a few days of my application and closed on time less than 3 weeks later. Well done!

    ...

  • author
    A. B.
    Jan 12, 2022
    excellent to work with

    excellent to work with

    ...

  • author
    Rachel F.
    Jan 10, 2022
    Gold Status

    Excellent customer service! Great overall experience! Would definitely use CapCenter again! A+++

    ...

  • author
    Roger L.
    Jan 08, 2022
    Great refinancing experience

    We refinanced our home mortgage and everything went very smoothly. The people we worked with made the whole process easy and quick.

    ...

  • author
    Jennifer S.
    Jan 07, 2022
    Smoothest refinance we have ever done

    Smoothest refinance we have ever done. Cap Center has everything covered from notary to appraiser. It is a true one stop business. Also they where 1/2 the price of other refi companies we considered. We would recommend Cap Center to anyone looking to refi their home and would definitely use them again! Thank you Cap Center for an almost effortless(on our part) experience!

    ...

  • author
    Andrea N.
    Jan 07, 2022
    I have used Cap Center previously

    I have used Cap Center previously, and as always, they are very professional, personable and intelligent. There is always someone available to answer questions and they respond quickly and with accuracy! Thanks again for another seamless closing and with a SUPER RATE!

    ...

  • author
    Rose I.
    Jan 06, 2022
    The process and agents were great!

    The process and agents were great! Wish my rate was lower is only thing.

    ...

  • author
    Jeff Yerigan
    Jan 06, 2022
    this was the easiest transaction i…

    this was the easiest transaction i could have asked for

    ...

  • author
    James B.
    Jan 06, 2022
    Give Cap Center a shout!!

    Give Cap Center a shout!!! They are one of the best in the business

    ...

  • author
    Gary H.
    Dec 30, 2021
    Very happy with them

    Very happy with them. Seamless process.

    ...

  • author
    Kristine T.
    Dec 29, 2021
    Great customer service!

    Great customer service!

    ...

  • author
    Jonathan D.
    Dec 27, 2021
    I was unsure, but it turned out great!

    I was unsure about CapCenter’s “no closing costs” model, except that a friend had just used them to refinance and had a great experience. My apprehension was quickly put to rest. The loan consultant was quick to answer any questions and helped me navigate the process as a first time homebuyer. Overall, I’m more than pleased and happy to recommend CapCenter.

    ...

  • author
    Patricia M.
    Dec 24, 2021
    Super easy refi

    Super easy refi! The only negative was due to the overwhelming amount of people getting refi’s it took more than 60 days to close. Good thing we weren’t desperate to close earlier. Would definitely use them again though.

    ...

  • author
    Curtis M.
    Dec 23, 2021
    My only negative was it took almost 60…

    My only negative was it took almost 60 days to close on our refinance. Way to long Other companies are much quicker

    ...

  • author
    Harold B.
    Dec 23, 2021
    The application process was easy and…

    The application process was easy and the staff did a great job responding to questions and ensured we provided the correct information through the easy to use web portal. The closing was well organized and the agent was able to answer our questions with confidence.

    ...

  • author
    David C.
    Dec 22, 2021
    CapCenter provides outstanding service.

    I have used CapCenter multiple times.The service is outstanding.The rates are excellent and paying the closing costs is unbelievable.The team is well organized and the process moves very fast.The staff is always customer focused.

    ...

  • author
    Anitra A.
    Dec 20, 2021
    I used CapCenter the first time in 2009

    I used CapCenter the first time in 2009. It was such a stress-free experience that I have referred others and wouldn't even consider going anywhere else. No closing costs means just that! I have a better rate without an extended term, and the process was seamless!

    ...

  • author
    Bob B.
    Dec 20, 2021
    Quick and easy

    Quick and easy. As discussed upfront

    ...

  • author
    Cathy C.
    Dec 19, 2021
    Very smooth transaction

    Very smooth transaction - everyone was kind and helpful. CapCenter is the way to go.

    ...

  • author
    Elizabeth M.
    Dec 17, 2021
    CapCenter is so easy to work with

    CapCenter is so easy to work with. They worked with my schedule, happily answered any question that I had kept me informed each step of the way. Very satisfied client!

    ...

  • author
    Bryan K.
    Dec 16, 2021
    Easy

    The process was super easy Would highly recommend. Not a lot of paperwork

    ...

  • author
    Luke H.
    Dec 16, 2021
    Great for first time homebuyers!

    Great for first time homebuyers!

    ...

  • author
    Anonymous
    Dec 16, 2021
    Exceptional Service

    From application to close CapCenter provided courteous, professional service on the refinancing of our home. Questions and/or concerns were answered promptly and professionally. We were kept informed of different phases of the loan and timelines were right on target. We would definitely recommend CapCenter.

    ...

  • author
    Sandy C.
    Dec 16, 2021
    Responsive to questions and very good…

    Responsive to questions and very good at keeping me informed

    ...

  • author
    Hubert L.
    Dec 09, 2021
    Capcenter Re-Fi

    Very good experience with Capcenter. Had a few unexpected delays but handled very well.

    ...

  • author
    Sheila Levesque
    Dec 07, 2021
    We received a pre-approval letter and…

    We received a pre-approval letter and went looking for houses put in an offer and it was accepted and we were suppose to close on December 19,2021 and paid for a home inspection only for them to tell us they can't approve the loan. I had given my notice to quit at my apartment and now have no place to live in 2 months. Not sure why we got the pre-approval letter before they got all the verification done but they completely crushed our dream and I would never recommend this place to anyone and wouldn't even give them a one star rating

    ...

  • author
    Christopher C.
    Dec 04, 2021
    I had used CapCenter previously for a…

    I had used CapCenter previously for a refinance which went well and decided to go with them again for a new home purchase. Graham and Hannah were very helpful every step of the way in the process of securing a mortgage for our new home. Their communication was excellent as they answered all of my questions well. I would highly recommend them for your mortgage needs.

    ...

  • author
    Mark W.
    Dec 02, 2021
    Fantastic experience

    This was my third time using Capcenter and they continue to exceed expectations each time and somehow improve to make the process easier. No gimmicks, they do what they say and make the process extremely easy.

    ...

    site logo

    Copyright © 2009-2022 Natural Intelligence Ltd. All Rights Reserved.

    By using our content, products & services you agree to our Terms of Use and Privacy Policy.

    • About Us
    • Cookie Policy
    • Terms of Use
    • Partner with us
    • Privacy Policy
    • Contact

    Designed to help users make confident decisions online, this website contains information about a wide range of products and services. Certain details, including but not limited to prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice. Though based on meticulous research, the information we share does not constitute legal or professional advice or forecast, and should not be treated as such. Company listings on this site DO NOT imply endorsement. We are not a loan provider or a broker and we do not offer loans or mortgages directly to end users, but only allows users to match with lending partners and platforms that may extend a loan. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. Any matching request submitted through our website does not constitute a loan application and you will have to submit a loan application to the respective lender before the lender provides you with an actual offer. We do not warrant that you will be approved for a loan, nor that you will be offered a loan with the same terms presented on our website.

    Insurance services offered through Natural Intelligence Technologies Inc.: Licenses

    Reproduction in whole or in part is strictly prohibited.