IRA Accounts Reviews

SoFi® offers $0 commission stock, ETF, and options trading. I like that you can open an IRA to invest for retirement. Plus, SoFi’s pricing is competitive, and the selection of assets is huge. Just bear in mind there are few tools for analyzing investments. A standout feature is SoFi’s automated investing tool, which lets you invest in premade portfolios. However, SoFi doesn’t support tax-loss harvesting in automated portfolios.

I found E*TRADE to be a great online broker for those who want a fully digital experience. The platform provides an intuitive user interface, and the mobile apps offer a range of features for novice and experienced traders. I especially liked the Power E*TRADE platform, which offers advanced trading tools for active investors who need access to more sophisticated analytics and options strategies.

J.P. Morgan self-directed investing accounts offer commission-free trading on stocks, ETFs, options, mutual funds, and bonds. You can earn up to $1,000 cash bonus when you open and fund an account. The investing app includes retirement calculators and access to certified financial planners. You can also invest automatically with a robo-advisor. These features make J.P. Morgan great for retirement investing.

Stash bundles self-directed investing, an automated Smart Portfolio, banking, and financial coaching into a single subscription, The Stash Plan, for $12/month or $108/year. You can open an account with as little as $5, and the plan comes with a debit card that earns stock back on purchases. The tradeoff: a flat subscription fee that eats into returns more on smaller balances, and no options, futures, or mutual funds for investors who want to branch out beyond stocks and ETFs.

If you’re a new or experienced investor looking to invest in stocks, ETFs, treasuries, crypto, and more, Public may be a good option to consider. It features helpful tools to improve your knowledge and help build a better investing strategy. The app is easy to use and has a clean interface, and the company prides itself on its security. While Public may be a good choice for some, I would like more account types and investment options added.

moomoo is a cutting-edge investment platform offering a comprehensive suite of tools and resources for both novice and experienced investors. Launched by Futu Holdings, moomoo stands out for its commission-free trading, advanced research tools, and user-friendly mobile app, making it an attractive option for individuals looking to manage their investments efficiently.

Fidelity Investments offers a low-cost, feature-rich investment platform suitable for both beginner and advanced investors. With commission-free trades*, robust research tools, and a variety of investment options**, it serves a wide user base. Its avoidance of payment for order flow and competitive robo-advisor services set it apart.

Webull stands out as a robust, commission-free platform that offers streamlined trading across stocks, ETFs, options, and cryptocurrency (where allowed). Advanced data analytics and no account minimum make Webull appealing for new and experienced investors alike. However, it lacks certain features, such as mutual funds and full support for fractional shares, which some users may miss.