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Pacific Debt Review

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Reviews 841

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BestMoney Staff
Bestmoney Staff
Jun. 18, 20214 min read

Pacific Debt summary

With competitive pricing and customer service, Pacific Debt is a good choice to consider when taking out a debt consolidation loan.

Pros

  • Accredited with AFCC and Better Business Bureau
  • Covers a wide variety of unsecured debt
  • No credit requirements to qualify for a program

Cons

  • Higher minimum debt than competitors

Pacific Debt Pacific Debt View Rates

Why Go with Pacific Debt

When your debts become an unmanageable problem, Pacific Debt’s debt consolidation loan professionals can help. Its team of professionals can assist you when it comes to dealing with debt consolidation, as well as helping drive down debt that has ballooned out of control due to late fees and high interest rates.

The company has over a decade of experience in the field, and employs a team of debt consolidation loan professionals that guide you through the whole process. Additionally, with strong and friendly customer support and an impressive collection of educational resources, Pacific Debt can empower you to look after your own personal finances.

What Pacific Debt Offers

  • Personal account manager to help you through the process
  • Extensive educational resource
  • Excellent and accessible customer support
  • IAPDA and AFCC certified agents
  • Wide variety of services

More Reasons to Choose Pacific Debt

This company excels in a comprehensive approach. Pacific Debt will guide you through the whole process of taking out a debt consolidation loan, and will not collect any fees throughout.

Because the company does not collect any monthly or upfront fees, it transparently acts in your interests. The company’s fees are near the lower end of the industry spectrum, between 15% to 25%, although the exact percentage might vary by state.

Services Offered 

Pacific Debt's staff have a proven track record, as well as a deep knowledge of the industry. This allows the company to, on average, reduce your monthly repayment. The company will also advise you on the right course of action for your situation, even if that does not always align with the services it offers. If you reside in San Diego, it can connect you with one of its trusted partners for debt consolidation loans. 

To start your debt consolidation loan program with Pacific Debt, pick up the phone or fill out a form on the website. From there, one of the company’s representatives will review your case, and work with you to determine the right course of action. It is important to keep in mind that this company generally works with customers that have $1,000 or more in outstanding debts. 

What's Unique About Pacific Debt

When it comes to consolidating debt responsibly and effectively, a key component that often gets overlooked is education. Pacific Debt has made knowledge a central element of its services.  The company’s webpage is full of outstanding educational tools and reading material that includes information about debt, credit scores, and other personal finance topics. Additionally, the company hosts a blog that features insightful posts about current issues and important debt-related developments.

The company’s focus on education is also reflected by its debt consolidation loan process. The company empowers you by requiring your approval to move forward and its excellent educational resources include:

  • An explanation of different debt consolidation loan alternatives
  • A blog with articles on current and relevant personal finance topics
  • An educational center with a collection of personal finance guides
  • Handbooks to understand different aspects of credit and its implications

Outside of its educational resources, it is also easy to get started with Pacific Debt. While the company operates out of San Diego, California, it provides its services nationwide. The only requirement is that you have $10,000 or more in aggregate debt.

The personalized level of service the company offers is quite impressive, with staff handling every case and assisting throughout a process, that can at times be complex and overwhelming. Even before you start your debt consolidation loan program, a Pacific Debt team member will be in contact with you to help you with all the necessary paperwork.

Pricing Details

Pacific Debt's pricing is extremely competitive when compared to industry standards. A pricing example from their site shows that their offering is significantly cheaper than other debt consolidation loan providers, both in terms of monthly fees and in terms of total amount paid. 

Site Security

The company's website and privacy policy are incredibly helpful when it comes to understanding the data they collect, as well as its exact use. The company does not ask you for any sensitive information. The company employs industry-standard measures to protect customers’ data including electronic safeguards, off-site backups, encryption, and procedural safety measures. 

Help & Support

Customer service is one of Pacific Debt’s strongest features. The company includes personalized assistance throughout the entire process. The company can be reached via email, telephone, and in-person if you are based in Southern California. It operates 5 days a week during normal business hours. 

Summary

Pacific Debt is focused on providing a customer-first approach to debt consolidation loans. The company’s process is straightforward and geared toward letting customers consolidate their debts. Additionally, the company is focused on providing its customers with useful educational resources to empower more responsible personal financial. Also, its level of customer service makes it an appealing option for any potential client. The company provides constant assistance and helps guide customers through the entire process. 

About Pacific Debt

Pacific Debt was founded in 2002 by two San Diego natives who noticed the increasing debt problem in America. The company was conceived on the principle of empowering customers and helping people deal with problems that can be incredibly damaging and life-altering. It works with customers nationwide to help fix their credit and believes in providing a customer-centric approach to debt consolidation loans. 

Physical Address

750 B Street, Suite 1700

San Diego, CA 92101

United States

Pacific Debt Pacific Debt View Rates

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

Pacific Debt
Pacific Debt
ExcellentReviews 841
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Trustpilot reviews

See what some costumers are saying about Pacific Debt
Pacific Debt
ExcellentReviews 841
on
Excellent
80%
Great
14%
Average
2%
Poor
1%
Bad
3%
  • author
    customer
    2 days ago
    Everyone was very professional and I…

    Everyone was very professional and I hope this plan works and everything gets paid

    ...

  • author
    Maria W
    2 days ago
    Very kind helpful and responsive

    Very kind helpful and responsive. I know I am on a good path to becoming debt free!

    ...

  • author
    Gary Lawrence
    3 days ago
    So far so good.

    So far so good.

    ...

  • author
    Michele DiBruno Verdi
    4 days ago
    Loved my experience with this company.

    Loved my experience with this company.

    ...

  • author
    Alex Carry
    4 days ago
    I WISH WE FOUND THEM SOONER

    I just wanted to write about an outstanding credit repair Company and say FINALLY someone that cares about really fixing credit. When Bernie referred us, I have to say my husband thought this was another way to throw away money. After we had a conference call with Andrew, he felt 100% better. He did everything he said, and I never knew there were so many ways to save money. I only wish Bernie had referred us sooner. Andrew of OnlyCreditBeast did an excellent job in eliminating all the negative items on our credit reports. I had never thought that removing negative items in such a short period was a possibility. Andrew had other ideas. He not only removed the negatives, but he also cleared our debts, and our credit scores skyrocketed. Find OnlyCreditBeast, check their website, and specifically ask for Andrew. He'll handle all your credit issues. He is trusted and tested!

    ...

  • author
    Billy Lopez
    Nov 24, 2021
    HELPING HOME BUYERS

    As a Realtor, I come across several people who would like to take advantage of the low rates and great home prices, but they need some help getting their finances in order before qualifying for a mortgage. I talked to someone from Pacific Debt Relief some time ago, and he introduced me to Andrew of OnlyCreditBeast. I will never forget that day. Andrew of OnlyCreditBeast has helped several clients of mine organize so that they were able to purchase. Without the financial guidance and, of course, quick credit repair service that the guys at OnlyCreditBeast provided, these clients would not have been able to buy with a minimum down payment and a low rate. Each of them has said that the small financial investment has paid off. Now they are homeowners with a rock bottom 30yr fixed rate. It's a beautiful thing! If you are struggling with bad credit, you also need to get in touch with Andrew, let the OnlyCreditBeast team handle it for you. Look up their name on Google.

    ...

  • author
    Catherine Sakry
    Nov 22, 2021
    Hooray for Pacific Debt!

    A representative contacted me within a day of my submitting an inquiry. She was professional, while being very personable and reassuring. I was made very comfortable about my situation. Not at all ill at ease or embarrassed. The telephone conversation was extremely informative and provided me with everything I needed to make an informed decision. I am extremely pleased with Pacific Debt.

    ...

  • author
    Linda Morales
    Nov 21, 2021
    My sales person was an complete god…

    My sales person was an complete god send. He was very respectful, honest and showed extreme patience with me. Although my case has just started I am completely satisfied and at ease with my situation. I would recommend Pacific to anyone in need of help with credit debt.

    ...

  • author
    Amy
    Nov 20, 2021
    Agents were timely

    Agents were timely, professional and thorough as well as very understanding and compassionate, even sharing their own experiences of debt relief.

    ...

  • author
    Katherine
    Nov 19, 2021
    Reps are very kind

    Reps are very kind, helpful and informative. I have not yet started my program, I am very hopeful that everything will go well.

    ...

  • author
    customer
    Nov 19, 2021
    friendly helpful and clear explanations

    friendly helpful and clear explanations

    ...

  • author
    Michele Verdi
    Nov 17, 2021
    Michael was great very knowledgeable…

    Michael was great very knowledgeable and pleasant. He truly walk me through everything. I have had nothing short of PERFECTION during my process with this company. Very happy with this company.

    ...

  • author
    customer
    Nov 15, 2021
    I am still new to this

    I am still new to this. So far so good.

    ...

  • author
    Ben Figueroa
    Nov 11, 2021
    The Pacific Debt Relief contact that I…

    The Pacific Debt Relief contact that I spoke to was very informative and covered most of the questions I initially had about the program offered. He did a super job of outlining all the aspects of the program and how it works and how it would benefit me. It was enlightening to learn that the program was not a loan program with high interest rates, but rather a unique program that actually helps those with increased debt due to the pandemic to help themselves out of the clutch of circumstance. I believe that unique programs that can help working people out of debt without high interest rates like Pacific Debt are innovative in an economy that sometimes does not help the working man or woman..

    ...

  • author
    customer
    Nov 05, 2021
    William was great explaining the…

    William was great explaining the process and very patient with me to answer all my questions as was Julia.

    ...

  • author
    Elizabeth DH
    Oct 19, 2021
    Very kind and helpful people!

    Very kind and helpful people!

    ...

  • author
    Mireyle Masson
    Oct 16, 2021
    Very good company to work with

    Very good company to work with. Highly professionals working there and willing to help . I had client success manager Julia Quirke helping me and I am very pleased. I absolutely recommend them .

    ...

  • author
    Jd
    Oct 16, 2021
    They explained to me everything when I…

    They explained to me everything when I enrolled this program and helping me understand each steps this program. Their customer service was very helpful and excellent!

    ...

  • author
    new york
    Oct 13, 2021
    I got excepted and a call within 20…

    I got excepted and a call within 20 minutes. Customer service has been nothing but excellent. No complaints here

    ...

  • author
    Carol
    Oct 12, 2021
    A Life Saver!!

    I am just starting but the woman who enrolled me was fabulous! She explained everything to me in detail and was polite and caring.

    ...

  • author
    customer
    Oct 02, 2021
    They were helpful and explained…

    They were helpful and explained everything well, step by step. Has good follow through.

    ...

  • author
    customer
    Sep 29, 2021
    Mr Hector Pereza

    My advisor was excellent in explaining the application so he deserves 5 stars

    ...

  • author
    SUSAN SANTINI
    Sep 28, 2021
    Friendly Application Process

    The application process was easy and the agents had excellent professionalism and friendliness (very patient as well). I cannot review the program at this time; I will await the results.

    ...

  • author
    Ann Richardson
    Sep 24, 2021
    Just started not sure as yet

    Just started not sure as yet

    ...

  • author
    customer
    Sep 23, 2021
    The representative who I spoke with did…

    The representative who I spoke with did an excellent job. I hope everything goes smoothly in the near future. Thank you

    ...

  • author
    William Stewart
    Sep 18, 2021
    So far all is great

    So far all is great. What to expect had been explained and counselor is very interested in my situation.

    ...

  • author
    customer
    Sep 17, 2021
    Excellent service

    Excellent service

    ...

  • author
    SUSAN SANTINI
    Sep 16, 2021
    We cannot review your product fairly at…

    We cannot review your product fairly at this time. We will most certainly do so when our application is processed and working. As far as the agent that we spoke to, we would most definitely give him an A+.

    ...

  • author
    Customer
    Sep 16, 2021
    Eric was so helpful

    Eric was so helpful. My intentions were to pay all my debts as I used ally for but I have fallen on hard times and had to go this route. I hope people don’t wait as long as I did I should have done it months ago but better late than never.

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  • author
    customer
    Sep 13, 2021
    They are very helpful and my experience…

    They are very helpful and my experience so far has been good

    ...

  • author
    customer
    Sep 11, 2021
    Great offer

    Great offer. Easy to understand and didn't take long to process.

    ...

  • author
    Pat McCabe
    Sep 10, 2021
    I’m excited to start the process with…

    I’m excited to start the process with your company.

    ...

  • author
    Maureen Wilson
    Sep 04, 2021
    You guys have answered all my questions…

    You guys have answered all my questions and been very understanding of things

    ...

  • author
    customer
    Sep 03, 2021
    Everyone was great

    Everyone was great, listened to my situation and have me in the best possible solution at the moment to get out of it

    ...

  • author
    customer
    Aug 31, 2021
    Excellent customer service

    The representative who worked with me was very professional and gave me very detailed information about Pacific Debt. and how everything works. I was very pleased with my experience and felt like this rep. really cared about me and my well being. I highly recommend this company.

    ...

  • author
    Dorothy Proctor
    Aug 30, 2021
    Cedric was very helpful

    Cedric was very helpful, informational and efficient. He was very pleasant and patient.

    ...

  • author
    customer
    Aug 30, 2021
    Advisor was great

    Advisor was great. When my aunt offered help how ever the calls increased to 6 -10 times per day.

    ...

  • author
    Auger MacEwan
    Aug 27, 2021
    Both Michael's were extremely …

    Both Michael's were extremely professional and took the time to answer my ?'s. Though I felt overwhelmed at times with all the information given they both took the time to answer my concerns. New to this so time will tell.

    ...

  • author
    Vicki Otto
    Aug 24, 2021
    The initial call was very good

    The initial call was very good. Then I was scheduled to have a call with the main team handling my case to go over what things would be put under this and what would not. It was a no show on there part. I called the gentleman that I originally dealt with and the team called me the next day to scheduled another meeting which I did. Low and behold another no show on there Part. I called the gentleman I originally was dealing with with no response back . This being the 3rd time I have reached out..

    ...

  • author
    Rebecca Terrell
    Aug 23, 2021
    Walter was very nice and helpful

    Walter was very nice and helpful. He explained everything to me and if I didn't understand it he went back and explained it again until I understood what he was saying..I am very pleased so far with everything. Thank

    ...

  • author
    Timothy Smith
    Aug 23, 2021
    Thankyou Pacific Debt Team for all of…

    Thankyou Pacific Debt Team for all of your Attention on every Phone call everytime for giving me the resources to get started in this Fine Program and Showing me the Plan on Getting out from under Debt. If you are in debt and Looking for the right way and Program this one is it. You are never alone just a Phone call away at anytime. James and Maria are the Complete Package in Confidence and Program knowledge. Thankyou Pacific Debt for Having Great Employees who Love to Help People become Customers. God Bless.

    ...

  • author
    customer
    Aug 19, 2021
    Could not ask anyone to be more helpful…

    Could not ask anyone to be more helpful or put me at ease helping me out on this problem I feel like i have a weigh lifted off my shoulders. Thanks so much

    ...

  • author
    Customer
    Aug 19, 2021
    Love working with Julia

    Love working with Julia, she's got me covered and made me feel the stress lifting off my shoulders. Cant wait until I am Debt Free and Stress Free.

    ...

  • author
    WILLIAM MIDDLEBROOK
    Aug 18, 2021
    Very professional and helpful.

    Very professional and helpful. I would recommend them to anybody who is trying to get out of a difficult situation.

    ...

  • author
    customer
    Aug 18, 2021
    The review with Ariana is excellent she…

    The review with Ariana is excellent she clearly explains all aspects of the subject matter. I and my wife appreciate your assistance we could highlight recommend your business in the future.

    ...

  • author
    Jill B
    Aug 16, 2021
    Justin Sherman was very professional

    Justin Sherman was very professional, friendly, quick and he explained everything. Thanks Justin

    ...

  • author
    Vicki
    Aug 15, 2021
    Riun was very helpful in the progress

    Riun was very helpful in the progress. He walked me through the pages that I needed help on. I would recommend Pacific Debt to anyone that needs help.

    ...

  • author
    Jose delgado
    Aug 13, 2021
    Great customer service

    Great customer service

    ...

  • author
    customer
    Aug 11, 2021
    Justin,my initial contact was very…

    Justin,my initial contact was very polite and straightforward.He answered any and all questions I had! Julia,was prompt,explained the program and the way things will happen and what to expect. I look forward to working with he and the rest of the team!

    ...

  • author
    Karen
    Aug 02, 2021
    Very happy with how comfortable you…

    Very happy with how comfortable you guys make me feel during this process and give me step by step information.

    ...

  • author
    customer
    Jul 25, 2021
    Don’t know what this is but it was great

    Don’t know what this is but it was great

    ...

  • author
    customer
    Jul 22, 2021
    Great Job

    Great job. Both Miriam and Erin are top-notch customer service professionals. Knowledgeable and empathetic are a winning combination. Really engendered my trust in the process. A perfect start to a new debt-free beginning. Thank you.

    ...

  • author
    G8rgrowler
    Jul 18, 2021
    Positive Experience

    Everything, up and to this point, has been a positive experience. I hope the remainder of the process is the same.

    ...

  • author
    Nisha Stillwell-Frankson
    Jul 18, 2021
    Great job

    Great job. Explained everything clearly. Looking forward to working with you!

    ...

  • author
    Nisha Stillwell-Frankson
    Jul 16, 2021
    Miriam was absolutely awesome!!

    Miriam was absolutely awesome! Very friendly, professional and made sure that I was clear on what they will do for me and my responsibilities on getting this program underway. I was even tested at the end, which was what I needed to be sure that I understood what I needed to do. I am excited about getting out of debt and being free of the financial stress that I have put myself in. This girl is getting to Paris after this!!

    ...

  • author
    Ana
    Jul 13, 2021
    I’ve had a great experience so far with…

    I’ve had a great experience so far with Justin and Miriam. They were both super helpful and understanding. Thankful to have found Pacific Debt during this difficult time.

    ...

  • author
    customer
    Jul 12, 2021
    I’m trying to cancel my services with…

    They were extremely helpful and I will reccommend to friends.

    ...

  • author
    Larry Ashford
    Jul 09, 2021
    So thankful I found Pacific Debt

    So thankful I found Pacific Debt. They are very professional and caring. Their goal is to help get you out of debt in the most honest and best way. They explain everything in detail and they are available whenever you need them

    ...

  • author
    Alyssa
    Jul 08, 2021
    I asked for my payments to be put on…

    I asked for my payments to be put on paused prior to beginning the program Rian was very aggressive and unprofessional about it. I felt very pressured and when I asked for something simple, I was ignored until I asked serval more times. Because of this I will most likely not be going back to Pacific Debt.

    ...

  • author
    Lynn Langford
    Jun 23, 2021
    It is premature to opine your…

    It is premature to opine your performance, but sales presentation was good. Interface with mobile app is not good. I am still trying to upload pictures of my statements through the app, not through my picture/camera files. I'm new at using the app; could be there are other approaches.

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  • author
    customer
    Jun 14, 2021
    I had a very wonderful experience…

    I had a very wonderful experience with Pacific Debt, and they treated me as if I was family, and had known me for a long time. They made me feel very comfortable, and I would highly recommend them. They have helped me tremendously.

    ...

  • author
    Amy Bohan
    Jun 13, 2021
    Unbelievable! First class treatment!

    I can not be more impressed with this company! I didn't know that it was possible to receive this kind of help with my debt! I have been overwhelmed with crazy internet rates and I felt like I was drowning. After speaking with Walter Moreno, who got me enrolled and started with my debt relief, I felt a sense of calm and peace for the first time in a long time! This has been nothing but a positive experience! Miriam Girmai was the 2nd person to speak/work with me. Miriam was sooo understanding! She explained the process again and answered all of my questions. She was so sweet and patient and reassuring. I can't thank Walter and Miriam enough! They are so accessible and have reached out to me, just to check on me! Wow! I still feel like I am dreaming. Thank you, Pacfic Debt and thank you, Miriam and Walter!!! Unbelievable!

    ...

  • author
    Linda B.
    Jun 11, 2021
    I Am Ready to Get Out of Debt NOW!

    I've spoken to Ray Thomas and Riana Agliam and they are very helpful. They went over in detail about Pacific Debt program is all about. They explained what is expected of me to do in order to be successful with is program and I am ready to proceed.

    ...

  • author
    customer
    Jun 05, 2021
    Estoy confiando en ustedes q me…

    Estoy confiando en ustedes q me ayudarán gracias

    ...

  • author
    Drake
    Jun 02, 2021
    Worst company I have ever used

    Worst company I have ever used. I tried to get my debt negotiated because I wanted to retire soon without debt. Bad idea. Not only did I ruin my credit by using this company but I can negotiate my own debt with better results and no fees to do so. This company chas a third party company that is suppose to do just that and so far they managed to collect fees but not do their jobs. Neither party can return calls and all they do is go in circles to explain any so called negotiations that they don’t do. I am now in the process of looking for another company or just taking all the bills I have with them and do my own negotiations myself because they can’t and haven’t done their jobs! Oh now I’m not a client. I am and here y’all go again passing the buck! If you really wanted to speak with me you would call. I am a client and I’m sticking with what I said.

    ...

  • author
    customer
    May 23, 2021
    Seems a good fit for my situation

    I have some experience with bankruptcy. This program seems a win/win for me. I need to discharge the debt and I have a very small fixed income. So far, so good. When you have set-up an escrow account for all monies paid into program, that is as safe as you can get.

    ...

  • author
    Catherine
    May 23, 2021
    Pacific Debt and Miriam G are amazing!

    Miriam G. Is amazing to work with and walked me through everything. She was very knowledgeable and made sure to follow up on all my questions.

    ...

  • author
    Demetrius
    May 15, 2021
    I had the pleasure speaking Miriam…

    I had the pleasure speaking Miriam Girmai she went over everything with me in a easy fashion manner making sure i understood everything and answered any extra questions i asked.

    ...

  • author
    customer
    May 12, 2021
    So far my experience with Pacific debt…

    So far my experience with Pacific debt has been great. Damion & Miriam have been very professional. And have helped me get this process started in a timely manner. On the road to be debt free with the help from Pacific debt. Thank yall!

    ...

  • author
    Joanna
    May 05, 2021
    Great experience so far

    Great experience so far! Julia has been amazing. She always responds and makes herself available when I need her. She makes what is a stressful situation, bearable. She has been such a pleasure to work with!

    ...

  • author
    Maria Grando
    May 04, 2021
    Miriam was very helpful and thorough

    Miriam was very helpful and thorough. I appreciate the patience with explaining the terms, as well as the customer service. Keep up the good work!

    ...

  • author
    Downing
    May 04, 2021
    Julia is the best!

    Julia has been a god send to me! She is so knowledgeable, kind, caring, thorough, all-around wonderful person. She eased my mind about going into the program when I had apprehension. She calls and checks on me and I actually look forward to hearing your calls because her chipper happy voice checking and makes my day. Anybody would be lucky to work with pacific that but especially Julia!

    ...

  • author
    Katherine McDonell
    May 03, 2021
    Very helpful

    Very friendly, helpful and knowledgeable staff.

    ...

  • author
    Jo
    May 02, 2021
    My interaction with all associates has…

    My interaction with all associates has been positive. I have worked with Julia Quirke mostly and she has been very helpful, supportive, informative and kind. She is helping me to get through this experience less stressful.

    ...

  • author
    Corey
    Apr 28, 2021
    Miriam and Ryan were both absolutely…

    Miriam and Ryan were both absolutely amazing and patient with me. They answered all my questions and we're genuinely interested in helping. Give them a raise!

    ...

  • author
    Melissa Coco
    Apr 26, 2021
    Helpful

    Everyone was very helpful and informative. Miriam really took the time to explain the whole process to me in the Quality Review.

    ...

  • author
    Fernando Marques
    Apr 21, 2021
    They are all very well outstanding…

    They are all very well outstanding people, good job, helpful, very professional, very patient, kindly informed everything very clearly and precisely. Especially Miss Debbie Achin , Debt specialist. Appreciated his helpful and thoughtful suggestions and advices.

    ...

  • author
    customer
    Apr 18, 2021
    My experience thus far has been…

    My experience thus far has been fantastic. This whole process can seem scary abs daunting to say the least and they have been patient as well as informative with all my questions. I feel very taken care of and as of right now I feel like I finally have someone in my corner to help me out of this debt.

    ...

  • author
    customer
    Apr 11, 2021
    Overall pretty happy with my experience…

    Overall pretty happy with my experience so far. There were a couple of people I talked to sounded like I just woke them up and very bored.

    ...

  • author
    Cuthaleeya Chaturongkul
    Apr 04, 2021
    They are all very well outstanding…

    They are all very well outstanding people, good job, helpful, very professional, very patient, kindly informed everything very clearly and precisely. Especially Mr.Damion Montano, Debt specialist. Appreciated his helpful and thoughtful suggestions and advices.

    ...

  • author
    customer
    Apr 01, 2021
    Satisfied with the help

    Satisfied with the help

    ...

  • author
    Eric C
    Mar 31, 2021
    Professional & Helpful From Day One

    Julia has been great to work with - from our first conversation she did an excellent job of walking me through the process and responding to any questions. If anything comes up along the way, she is always incredibly knowledgeable, helpful and responsive. She continually checks in as well which makes me feel like a valued client. It's been a pleasure working with her.

    ...

  • author
    mbusiness
    Mar 29, 2021
    Wonderful experience

    Julia has been wonderful, this process can be stressful and worrisome but with her guidance she has helped to make this a better experience than expected. She is very helpful and informative, giving me step-by-step information on the process.

    ...

  • author
    Mark Swann
    Mar 25, 2021
    It was a good time either way it worked…

    It was a good time either way it worked out for me to get a better idea of my bills.

    ...

  • author
    customer
    Mar 22, 2021
    Great customer service

    I was so relief after talking to Hector and understanding how my debt will be solved and I’ll be able to sleep again. Thanks for the help and for being so respectful.

    ...

  • author
    customer
    Mar 21, 2021
    Joshua was ver helpful

    Joshua was ver helpful

    ...

  • author
    Ed Singer
    Mar 20, 2021
    Pacific Debt is doing a great job

    Pacific Debt is doing a great job. Their customer service is the best. They walk you through the entire process, leaving nothing behind. I also learned about this onlycreditbeast group directly from my debt relief officer, even though I have seen people also mention them on here. These people are experts at eliminating huge debts within just a short time. I mean that. Massive debt within just a short period. You will only have to spend a tiny cut of what you owe, and they will do their thing and get the debt out of your credit. Everyone should try them out, and you will be saving yourself money and time. I contacted them by texting their number 724 381 4028

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  • author
    Keith
    Mar 18, 2021
    Best company in their field, highly recommended

    I've just started with Pacific Debt so the final outcome won't be known for months. However that being said, Hector was the first person I spoke to after showing interest and he was so helpful, friendly, and knowledgeable so I had no doubts about signing up with Pacific Debt to help get us back on the right track. With both my wife and I losing jobs due to Covid, and basically being forced into early retirement, we had more debt than income, having to rely on Social Security and retirement benefits from now on. We basically lost about 80000.00 in salary per year between us. The plan Pacific Debt has us on is affordable and hopefully will have us debt free in a couple of years. I have a much better outlook for the future thanks to Pacific Debt and would recommend them to anyone that is in our situation.

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  • author
    Windy Hastings
    Mar 18, 2021
    Professionalism on point.

    They are so professional and straight on point. The entire process I had to go through was completely laid out in front of me from the start. And in the process, I got to talk to Andrew of onlycreditbeast who helped me with some complex credit issues I was having at the time. Onlycreditbeast *17243814028 removed my negative items, after which i got back with pacific debt

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  • author
    customer
    Mar 17, 2021
    Custoner service is very precise and…

    Custoner service is very precise and procedure is explainable so I got reasonable processing. .

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  • author
    Joe McRobert
    Mar 10, 2021
    Kindness, respect and professionalism go a long way.

    I'd like to express my gratitude on how professional Erin Cornford conducted the process along with her kind patience and respect for time and understanding of me and my families situation. I commend her on her explanation of what's to come and the satisfaction I will have once the process has been completed. She brings peace to me and my families mind. Thank you for allowing me to work with such a person. A raise would be a good thing. Had to mention it.

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  • author
    HUGH KNIGHT
    Mar 06, 2021
    So far so good

    So far so good. Still very early in the program to rate results however everyone at PD I have delt with so far I rate personable and professional.

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  • author
    Kelly
    Mar 04, 2021
    Took a leap of faith, glad we did..

    My fiancé and I have gotten ourselves into a mess we have been trying to untangle for a while, so we signed up with Pacific Debt and the whole process has been such a breeze! We figured we’d get a robotic, unfriendly person since that is what we are used to whenever we need to speak with a rep from any company, but not here... we got matched with Debbie and she is just so wonderful! Not only does she answer all of our questions with a great attitude but she puts us at ease, which is what we needed because this is a big decision to make. It just feels like we are chatting with a long-time friend who wants the best for us. We feel very grateful to have come across her. Not only do we look forward to the phone calls but she brightens up our days :-) thank you Pacific Debt but most of all thank you DEBBIE!❤️❤️❤️ Without your awesome personality we might still feel so stuck and hopeless. Thank you for giving us a plan with hope !!!!

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  • author
    Rosland Stokes
    Feb 26, 2021
    Everything about this process is first…

    Everything about this process is first class and excellent

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  • author
    Denise B
    Feb 24, 2021
    Great customer service I was explained…

    Great customer service I was explained how the program works. Miriam Girmai was very pleasant and was very knowledgeable and very thorough in explaining to me what I need to do to make my experience a successful one.

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  • author
    Johen Maldonado
    Feb 23, 2021
    God sent company

    God sent company! in very trying times, they gave me peace of mind knowing i'm in good hands and well on my way to get out of debt the right way. I don't understand why isn't everyone in debt using their system. J.M.

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  • author
    customer
    Feb 19, 2021
    Very helpful and patient walking me…

    Very helpful and patient walking me through a very stressful process.

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  • author
    customer
    Feb 19, 2021
    Very helpful and accommodating.big help…

    Very helpful and accommodating.big help for peope like us.100% recommended.

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  • author
    Chris Walters
    Feb 19, 2021
    They were great at explaining on the…

    They were great at explaining on the details it is a process but very informative excited to be debt free process is scary but they are very good at explaining everything

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  • author
    Robin
    Feb 18, 2021
    A great experience

    What a great experience in dealing with them. They made it easy for me to discuss my situation with no judgments, only ways in how they can help me resolve my issues. I especially give a shout out to Julia Q. who was absolutely fantastic and took the time to explain everything in ways I could understand. I highly recommend them!

    ...

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