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Pacific Debt Review

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Reviews 943

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BestMoney Staff
Bestmoney Staff
Jan. 20, 20214 min read

Pacific Debt summary

With competitive pricing and customer service, Pacific Debt is a good choice to consider when taking out a debt consolidation loan.

Pros

  • Accredited with AFCC and Better Business Bureau
  • Covers a wide variety of unsecured debt
  • No credit requirements to qualify for a program

Cons

  • Higher minimum debt than competitors

Pacific Debt Pacific Debt View Rates

Why Go with Pacific Debt

When your debts become an unmanageable problem, Pacific Debt’s debt consolidation loan professionals can help. Its team of professionals can assist you when it comes to dealing with debt consolidation, as well as helping drive down debt that has ballooned out of control due to late fees and high interest rates.

The company has over a decade of experience in the field, and employs a team of debt consolidation loan professionals that guide you through the whole process. Additionally, with strong and friendly customer support and an impressive collection of educational resources, Pacific Debt can empower you to look after your own personal finances.

What Pacific Debt Offers

  • Personal account manager to help you through the process
  • Extensive educational resource
  • Excellent and accessible customer support
  • IAPDA and AFCC certified agents
  • Wide variety of services

More Reasons to Choose Pacific Debt

This company excels in a comprehensive approach. Pacific Debt will guide you through the whole process of taking out a debt consolidation loan, and will not collect any fees throughout.

Because the company does not collect any monthly or upfront fees, it transparently acts in your interests. The company’s fees are near the lower end of the industry spectrum, between 15% to 25%, although the exact percentage might vary by state.

Services Offered 

Pacific Debt's staff have a proven track record, as well as a deep knowledge of the industry. This allows the company to, on average, reduce your monthly repayment. The company will also advise you on the right course of action for your situation, even if that does not always align with the services it offers. If you reside in San Diego, it can connect you with one of its trusted partners for debt consolidation loans. 

To start your debt consolidation loan program with Pacific Debt, pick up the phone or fill out a form on the website. From there, one of the company’s representatives will review your case, and work with you to determine the right course of action. It is important to keep in mind that this company generally works with customers that have $1,000 or more in outstanding debts. 

What's Unique About Pacific Debt

When it comes to consolidating debt responsibly and effectively, a key component that often gets overlooked is education. Pacific Debt has made knowledge a central element of its services.  The company’s webpage is full of outstanding educational tools and reading material that includes information about debt, credit scores, and other personal finance topics. Additionally, the company hosts a blog that features insightful posts about current issues and important debt-related developments.

The company’s focus on education is also reflected by its debt consolidation loan process. The company empowers you by requiring your approval to move forward and its excellent educational resources include:

  • An explanation of different debt consolidation loan alternatives
  • A blog with articles on current and relevant personal finance topics
  • An educational center with a collection of personal finance guides
  • Handbooks to understand different aspects of credit and its implications

Outside of its educational resources, it is also easy to get started with Pacific Debt. While the company operates out of San Diego, California, it provides its services nationwide. The only requirement is that you have $10,000 or more in aggregate debt.

The personalized level of service the company offers is quite impressive, with staff handling every case and assisting throughout a process, that can at times be complex and overwhelming. Even before you start your debt consolidation loan program, a Pacific Debt team member will be in contact with you to help you with all the necessary paperwork.

Pricing Details

Pacific Debt's pricing is extremely competitive when compared to industry standards. A pricing example from their site shows that their offering is significantly cheaper than other debt consolidation loan providers, both in terms of monthly fees and in terms of total amount paid. 

Site Security

The company's website and privacy policy are incredibly helpful when it comes to understanding the data they collect, as well as its exact use. The company does not ask you for any sensitive information. The company employs industry-standard measures to protect customers’ data including electronic safeguards, off-site backups, encryption, and procedural safety measures. 

Help & Support

Customer service is one of Pacific Debt’s strongest features. The company includes personalized assistance throughout the entire process. The company can be reached via email, telephone, and in-person if you are based in Southern California. It operates 5 days a week during normal business hours. 

Summary

Pacific Debt is focused on providing a customer-first approach to debt consolidation loans. The company’s process is straightforward and geared toward letting customers consolidate their debts. Additionally, the company is focused on providing its customers with useful educational resources to empower more responsible personal financial. Also, its level of customer service makes it an appealing option for any potential client. The company provides constant assistance and helps guide customers through the entire process. 

About Pacific Debt

Pacific Debt was founded in 2002 by two San Diego natives who noticed the increasing debt problem in America. The company was conceived on the principle of empowering customers and helping people deal with problems that can be incredibly damaging and life-altering. It works with customers nationwide to help fix their credit and believes in providing a customer-centric approach to debt consolidation loans. 

Physical Address

750 B Street, Suite 1700

San Diego, CA 92101

United States

Pacific Debt Pacific Debt View Rates

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

Pacific Debt
Pacific Debt
ExcellentReviews 943
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Trustpilot reviews

See what some costumers are saying about Pacific Debt
Pacific Debt
ExcellentReviews 943
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Excellent
81%
Great
14%
Average
2%
Poor
1%
Bad
2%
  • author
    customer
    Jan 01, 1970
    Julia was fantastic to work with

    Julia was fantastic to work with. She is so kind and reassuring, and she made what could have been a very stressful process feel safe for me. I couldn't be happier with the level of service she, and Pacific Debt provided, as well as how quickly I saw results!

    ...

  • author
    Terry F
    a day ago
    Work with me and helping to my account to a payable number Thank you

    Had to much debt could not do it myself had to find better way

    ...

  • author
    Vickie
    a day ago
    Care one did it again!!!!

    I called care one credit and they put me in touch with pacific debt. I talked with a lady about my debt, and she did a soft pull of my credit and figured out how much debt I had, and what it would cost me per month to get on the debt free plan. I told her that because I am on a fixed income that that should work, and here I am, on my way to being almost debt free.

    ...

  • author
    Carmen
    Jan 01, 1970
    I Thk Irma for her great Customer…

    I Thk Irma for her great Customer service experience at all times will highly recommend them and hector

    ...

  • author
    Brandy Cassis
    Jan 01, 1970
    Allan was so understanding and helpful…

    Allan was so understanding and helpful throughout the whole entire experience. I was embarrassed and ashamed initially that I had gotten myself into this situation, but he really made me feel ok and less stressed about everything while he helped me navigate this process. He actually cared!! And I left the multiple phone calls feeling GOOD and confident about taking action, rather than embarrassed that I was in this position. I am so grateful to him!

    ...

  • author
    Patricia Mabie
    Sep 23, 2022
    Help I was scammed

    Through many sleepness nights I see an advertisement about debt relief for New York residents. I called and it has brought me to Pacific Debt Group. Going through 2 scams with a debt I am very hesitant to trust anyone from my experience with the scams. So far I have gained some trust and look forward to a successful end.

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  • author
    Kristin
    Jan 01, 1970
    Julia!!

    Julia is amazing! I’m so glad that she is helping me through this rough journey.

    ...

  • author
    Carmen
    Sep 21, 2022
    I give Thank You Pacific Debt Relief…

    I give Thank You Pacific Debt Relief especially too Hector Perez whom answer all my questions very professional great customer service made me feel welcome 🤗😁

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  • author
    Karen Van Duyn
    Sep 20, 2022
    a great teMof the people I spoke with …

    What Great Team at Debt Relief All of the people I spoke with were excellent. They took their time explaining everything. If I had a question, they paused and answered it for me. As a near 20 years of being Finance Manager I would give them each 5!! I’ve got a lot of pressure off my shoulders thanks to Pacific Debt Relief.

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  • author
    customer
    Sep 19, 2022
    Great

    Second time using this company, very helpful and reduced my monthly payments by a lot.

    ...

  • author
    Robert Fj Kline
    Sep 17, 2022
    My welcome call was great 👍 Every…

    My welcome call was great 👍 Every step of the way was explained. I know now what to expect and how handle situations/ at might come up.

    ...

  • author
    customer
    Sep 16, 2022
    So helpful

    Irma M was so helpful and made me feel like such a priority during our first call. She made sure I understood everything before moving onto something new.

    ...

  • author
    Anita Tapia
    Sep 12, 2022
    So far everyone has been very helpful…

    So far everyone has been very helpful and kind!

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  • author
    Eduardo diaz
    Sep 10, 2022
    Amazing totally

    They quickly called and we’re on top of everything

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  • author
    customer
    Sep 09, 2022
    Thank you guys for moving so fast to…

    Thank you guys for moving so fast to help me.

    ...

  • author
    New Client
    Sep 08, 2022
    Welcome Call Victoria

    Victoria was very helpful in helping understand the program I am, although I am still very anxious and unsure if going this route to clear my debt is the right thing to do. During our conversation she reminded me of what my end goal was and it helped me to feel more comfortable about my decision.

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  • author
    Melinda
    Sep 03, 2022
    Great experience

    Great experience

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  • author
    customer
    Sep 01, 2022
    Everyone is very professional but has…

    Everyone is very professional but has empathy for my situation. No judgement! Kind and very helpful. Thorough explanations of each step. I feel secure in sharing my situation.

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  • author
    Penny SBcustomer
    Aug 29, 2022
    Thank you for the quick service and…

    Thank you for the quick service and ease of signing up.

    ...

  • author
    Jewell Kidd
    Aug 23, 2022
    PDI has been a great option for helping…

    PDI has been a great option for helping pay my credit cards down sooner, than if I have continued on alone. The staff has been helpful, knowledgeable and compassionate. My current representative's response to questions and concerns has been swift consistently. And he has a sense of humor. (Michael F) So far, I am happy with the program. FYI PDI has an A+ from BBB.

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  • author
    Brigitte Dacayo-Botardo
    Aug 21, 2022
    Julia Quirke is awesome

    Julia is very thorough, very helpful and very understanding in the situation that I am in. Put ur 100% confidence with them, they are legit.

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  • author
    Kassandra Austin
    Aug 19, 2022
    Victoria is so amazing

    Victoria is so amazing. She has been a life raft in my chaotic life. Very helpful and patient with me. She is honest and forthcoming with information and makes sure I understand all information given!

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  • author
    Alfred Breland
    Aug 11, 2022
    Excellent Customer Service by Hector…

    Excellent Customer Service by Hector and Julia. Both were knowledgeable, professional and very friendly . I recommend them both for there excellent service.

    ...

  • author
    Kristine R
    Aug 10, 2022
    Irma Montenegro is very knowledgeable…

    Irma Montenegro is very knowledgeable of what she does! Very helpful whenever I asked questions regarding my case!

    ...

  • author
    Cesar M.
    Aug 09, 2022
    Irma Montenegro has been very helpful…

    Irma Montenegro has been very helpful during the entire process. She was very clear in explaining how the process worked and provided a very good time frame on how things would be developing. Whenever I had a question or suggestion, she was very willing to help, listed and to provide feedback. I strongly recommend her. She gave me plenty peace of mind!!!!

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  • author
    Tracy
    Aug 08, 2022
    My Experience with Pacific Debt

    From the moment I called Pacific Debt everything has been great. Julia has been wonderful to work with since the first time I spoke with her. She is very friendly, very knowledgeable and very informative. She took her time and explained every detail that will happen throughout the process. She was always checking in with me to answer any questions that I may have. I would definitely recommend Pacific Debt.

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  • author
    Kevin K.
    Aug 06, 2022
    The customer service at Pacific Debt…

    The customer service at Pacific Debt was excellent. They were all very helpful in making sure I understood how their program works. I decided to go with them in which I would highly recommend them to anyone who needs help with debt relief.

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  • author
    customer
    Aug 05, 2022
    Very professional and detailed.

    Very professional and detailed.

    ...

  • author
    RC
    Aug 03, 2022
    So far Pacific Debt has been great

    So far Pacific Debt has been great! I started the program early this year of 2022 and from the beginning everything has been thoroughly explained to me. I have been working with Julia and she is very friendly and great at keeping in communication with you and up to date. She has been very helpful throughout the whole process and I would be lost without her! Amazing service!

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  • author
    Sarah
    Jul 29, 2022
    Very friendly

    Very friendly, easy to understand. They made me feel that everything is going to be ok. And if I follow the plan in a couple of years yeah!!!!! Debt Free !!!!!!!!

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  • author
    New York City
    Jul 28, 2022
    Professional and Knowledgeable

    Pleasant experience by far! It's difficult to trust someone to manage and resolve your debt. However, I felt comfortable speaking with my initial Debt Specialist, Erin C. She explained the company, paperwork process and the next steps of resolving my debt. I was transitioned to my Director of Client Experience, Julia Q. Her dedication and commitment with me is so transparent! From the constant communication, consistency, and assurance of what to expect in this process is comforting. Julia went above and beyond providing helpful information with closing my inactive bank account and setting up unknown callers to silent. This tip was a game changer for so many reluctant scam calls! So happy I chose Pacific Debt Inc to resolve my debt matter!

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  • author
    Ernestine Wallace
    Jul 27, 2022
    I researched all the other debt…

    I researched all the other debt services and Pacific won. I am now in the program and the company is so hands on and professional. I am excited to work with them.

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  • author
    John Tucker
    Jul 22, 2022
    Julia is aways great to work with

    Julia is aways great to work with. Always friendly, and professional. She aways answer all my question, and concerns. All in all it is aways a great experience dealing with her.

    ...

  • author
    Teacher
    Jul 16, 2022
    TRUSTING the people I have spoken with.

    I trust the people I have spoken with. They have guaranteed their company will help get me out of credit card debt. I am "past ready" to be out of credit card debt.

    ...

  • author
    M. Bingham
    Jul 15, 2022
    Excellent

    I am very pleased with the help I received from Gabriel Torres. He was friendly, informative and resourceful.

    ...

  • author
    customer
    Jul 12, 2022
    Richard WAS GREAT!

    Richard WAS GREAT! Knowledgeable and nice personality!

    ...

  • author
    customer
    Jul 09, 2022
    Good service

    Good service. Give me a hope to start a new financial future. Very friendly and professional personal with a knowledge and ready to help. I do hope everything to go nice and smooth to the end of this program!

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  • author
    Cynthia Velazquez
    Jul 06, 2022
    My husband and I are grateful we found…

    My husband and I are grateful we found Pacific Debt when we did. I was referred by a friend. Even though we were so embarrassed to admit we made a huge financial mistake because we have also been very smart about our finances. I felt like we failed and I would just cry myself to sleep every night. Once we got contacted to Pacific Debt we were assigned to a wonderful and amazing person named Julia!!! Julia is the best client success manager and she has been our saving grace threw out this whole process. She took her time explaining every single detail to were me and my husband understood everything so well we really didn’t have much questions. Because of her this has such been an easy process (still a little stressfull sometimes) but when you talk to her she makes you feel like you are not alone in this process. Me and my husband are so happy with Julia and Pacific Debt with helping us get out of our debt and become debt FREE!!! I promise if you are hesitant with starting this process don’t be because you will not regret it.

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  • author
    Lupe Byfield
    Jun 24, 2022
    I am barely getting started with the…

    I am barely getting started with the program so I don't feel I can give an opinion at this time. My initial conversations went well and I hope that it will continue.

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  • author
    Chuck S.
    Jun 24, 2022
    My experience working with Julia Quirke…

    My experience working with Julia Quirke has been nothing short of great. She has kept me updated and been a terrific resource to work with.

    ...

  • author
    Cindy Tamblyn
    Jun 28, 2022
    Vince Matlock was great in the selling…

    Vince Matlock was great in the selling phase. I decided against the program pretty quick, so I mailed the cancellation, and it was taken care of.

    ...

  • author
    customer Karen Ladd
    Jun 23, 2022
    Very professional and friendly.

    Very professional and friendly.

    ...

  • author
    Charlotte Hagos
    Jun 17, 2022
    Pacific Debt Relief is a great strategy…

    Pacific Debt Relief is a great strategy to eliminate and pay off debt. Since retiring in July 2015, I’ve attempted several times to eliminate my debt, and my strategy has left me with $65,000 dollars in debt. I finally talked with a Pacific Debt Relief client success manager. I read some great reviews about Pacific Debt Relief and I’m happy to say I have no regrets. The Pacific Debt Relief client success manager reviewed a detailed strategy and discussed how this strategy could benefit me. Signing up and having a get out of debt date is awesome. What’s so amazing is that I can be debt free sooner by adding extra funds to my escrow account. Doing my monthly budget is now easier without worrying about how to pay my creditors. I now have a plan and make one monthly payment for my debt free solution plan. Being debt free is my goal and Pacific Debt Relief has given me a winning strategy. As long as I remain consistent and follow my Pacific Debt Relief strategy, I will be debt free. Thanks.

    ...

  • author
    customer
    Jun 16, 2022
    thanks for your help and i do talk with them. good discuess what plans for debt means.. thanks

    your program is good to me and mau save my life. thanks

    ...

  • author
    customer
    Jun 16, 2022
    This program is necessary and useful

    This program is necessary and useful. The only reason I can’t give a perfect 5 is there is so many things to remember to have a successful outcome.

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  • author
    Harold
    Jun 10, 2022
    I was so appreciative of the knowledge…

    I was so appreciative of the knowledge of Richard Wilkins. Very kind and caring.

    ...

  • author
    Diane Lynch
    Jun 08, 2022
    Too new to program to rate.

    Too new to program to rate.

    ...

  • author
    DENISE M
    Jun 08, 2022
    Good customer service!

    The whole process was pretty easy and everyone I’ve dealt with so far have been helpful, patient and friendly.

    ...

  • author
    Charles P
    Jun 02, 2022
    you guys are great

    you guys are great, wonderful to deal with

    ...

  • author
    Suzanne
    May 27, 2022
    I was very reluctant to try this agency…

    I was very reluctant to try this agency due to difficulty with this type of collection/debt consolidation agency in the past. So far I find the people to be genuinely caring individuals and they show empathy to people like me that find themselves in a financial hole and don't know how to get out of it.

    ...

  • author
    Michael McLaughlin
    May 26, 2022
    Pacific Debt has been nothing but a…honest,professional and delightful business to work with

    Pacific Debt has been nothing but a great experience for me since beginning this course of action They are polite, explain everything in laymans terms,answer all questions in detail,don't rush you and keep in contact with regular updates This has been a great experience so far and I would definately highly recommend them

    ...

  • author
    customer
    May 18, 2022
    Extremely knowledgeable

    Extremely knowledgeable, helpful and reassuring during a stressful process!

    ...

  • author
    Julie Thomas
    May 17, 2022
    Excellent experience

    I'm very happy with my experience with Pacific Debt Relief. The person who called me was extremely helpful and kind. And, when I decided to cancel my program, they were still very kind and took care of everything to wrap it up. There may come a time when I decide I need to go through with a debt relief program. If I do, I will definitely call Pacific Debt.

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  • author
    customer
    May 14, 2022
    Just call them…

    After many sleepless nights wondering what to do I contacted Pacific Debt. I was immediately put in touch with Julia whi explained everything in detail and answered all my silly questions. As promised I was assigned an account manager, Janet. This time frame was exactly as discussed. I got my first settlement offer the day she took my case. I sleep really well now and am anxious to work with both of them for the duration of my contract. If you're not sleeping well and worried about your debt just call them. They will help you and even take the time to wish you a happy weekend. ❤❤❤❤❤

    ...

  • author
    Werner Wurth
    May 12, 2022
    Very professional and helpful

    From the first meeting they were professional and kind, this is what you need in a bad situation. The process was easy to follow and all went well. Regards Werner

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  • author
    customer
    May 04, 2022
    Eric was very great at explaining what…

    Eric was very great at explaining what needs to be done.

    ...

  • author
    Greg D.
    May 04, 2022
    I was very skeptical at first but it…

    I was very skeptical at first but it didn't take long to feel that I was in good hands. Process is easy and lends to a much needed sense of relief!! I would highly recommend!!

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  • author
    KV
    May 04, 2022
    Julia Quirke

    Julia at Pacific Debt has been an amazing support. She helped me navigate and understand the process from start to finish. I feel confident that I can be more successful managing finances now that she has assisted me. I will recommend her and this program to everyone.

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  • author
    Gene
    May 03, 2022
    Julia was very communicative during the…

    Julia was very communicative during the whole process. I’ll admit, that all of this is a bit overwhelming, but she took me step-by-step through the process. She reached out to me routinely to ensure I was doing well. Thanks for the outstanding support!

    ...

  • author
    Ghayth Azez
    May 01, 2022
    Great customer service

    They deserve 5 star, they make sure to answer every question that I have via email, text and phone. They have an A+ on BBB I was dealing with a company before that they had 246 complaints on BBB and when I searched pacific they were one of the best.

    ...

  • author
    Tracy Hodges
    Apr 28, 2022
    All good thx for the help!

    All good thx for the help!

    ...

  • author
    customer
    Apr 28, 2022
    I just started my account

    I just started my account, so far so good

    ...

  • author
    customer
    Apr 25, 2022
    Everyone is so helpful.

    Everyone is so helpful.

    ...

  • author
    Miranda Williams
    Apr 22, 2022
    I have just started with Pacific Debt

    I have just started with Pacific Debt, but so far I am impressed with their professionalism, helpfulness, and honesty. Debbie Achin was fantastic helping me start the process. I look forward to positive long term changes to my credit. Thank you, Pacific Debt.

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  • author
    Rick
    Apr 21, 2022
    Julia was awesome!

    Julia was my guidance counselor through the first few months of the process. She would counsel me on what to expect; what to do and how to communicate with company. She would call and check on my status on a regular basis and was open for questions should I have had any. She really made the process for me a lot easier than what it could have been.

    ...

  • author
    customer
    Apr 20, 2022
    Michael and Harley were very helpful…

    Michael and Harley were very helpful and understanding my situation.they both walked me through the complete process to get me back in control of my life and be debt free

    ...

  • author
    customer
    Apr 20, 2022
    Great customer service

    Great customer service, really listened and was able to help our family tremendously!

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  • author
    Katrina Rivers
    Apr 19, 2022
    I am infinitely thankful to have found…

    I am infinitely thankful to have found Pacific Debt. They are extremely personable. Helpful. And know what they're doing and how to do it. Their advice is direct, and informed, and their communication efficient. They have always been available to me for my questions. Such a relief to be on track. THANK YOU.

    ...

  • author
    customer
    Apr 15, 2022
    Been playing phone with my account…

    Been playing phone with my account representaive

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  • author
    customer
    Apr 11, 2022
    Staff was really informative and…

    Staff was really informative and helpful. I feel very confident that I made the right financial choice in picking Pacific Debt to help me with credit card consolidation.

    ...

  • author
    Alain Gray
    Apr 08, 2022
    The representatives was very helpful…

    The representatives was very helpful transmitting all their knowledge to us

    ...

  • author
    Patricio Moya
    Apr 05, 2022
    To whom it may concern:

    To whom it may concern: I would like to express my sincere congratulations to Julia Quirke for such an outstanding and profesional way to conduct business and more important for providing me with a peace of mind during this stressful financial situation of me. She has been an angel and she is a very valuable asset to you business. Kindly regards, Patricio

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  • author
    Maria W
    Apr 05, 2022
    Julia was amazing and guided me through…

    Julia was amazing and guided me through this process- which is not easy but made it feel almost effortless. I highly recommend Pacific Debt to anyone who feels they are drowning in debt and feel hopeless

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  • author
    John Tucker
    Apr 01, 2022
    Everyone has been kind and courteous…

    Everyone has been kind and courteous and very helpful while we have been setting this up. it is a pleasure working with all concerned.

    ...

  • author
    Stacy Ward
    Apr 01, 2022
    Julia is the absolute best

    Julia is the absolute best. Explains the whole process step by step and makes sure you are in the loop the whole time. She was always available for any questions I had.

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  • author
    customer
    Mar 31, 2022
    Cedric was excellent.

    Cedric was excellent.. Very helpful and informative

    ...

  • author
    New York City
    Mar 31, 2022
    Professional

    Representatives are knowledgeable, great listener, sympathetic, and reassuring

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  • author
    customer
    Mar 31, 2022
    Easy

    SO far the start up process has been easy to understand and handle.

    ...

  • author
    Don Howerter
    Mar 25, 2022
    Very Professional and Caring

    We have had 2 extremely helpful representatives so far. Debbie was the first person we worked with to get the process going. She was very knowledgeable and caring. She took the time to understand our situation and explained the steps thoroughly. Her professionalism made us feel very comfortable in signing up. Julia has been our representative since we signed up and she has been wonderful to work with. She is also very knowledgeable about how to handle the "Mess" we are in. She is very personable and has helped ease the stress. She has kept us informed of how the process is progressing. She has answered all of our questions in a timely manner and her assurance has made us confident that we made the right decision. Thank you!

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  • author
    Deb Slinger
    Mar 23, 2022
    Julia is friendly

    Julia is friendly, supportive and informative. She explains everything very well and she eases my concerns and makes me feel comfortable moving forward. She does a great job!!

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  • author
    Katherine
    Mar 22, 2022
    Very satisfied customer

    I am a very satisfied customer. This team is the best from start to finish. Julia has been so professional, and has made the process go so smoothly for me. Julia explained the process clearly, and advised me of how things would go, and if I had any questions, she was always there to answer them and ease my nerves. I truly appreciate her honesty and genuine answers to all of my questions... Thank you so much! Katherine

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  • author
    Marsha
    Mar 22, 2022
    Very helpful

    Julia explained everything to me and answered all my questions. I was nervous about the whole process, she reassured me and took away my worries. It is a scary thing to do but Pacific Debt was great

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  • author
    tmackg
    Mar 21, 2022
    Irma Montenegro

    Irma Montenegro Is a very good representative she had a very pleasant attitude and was very knowledgeable about everything and made sure I understood everything and keeps doing follow ups and checking on me she is an excellent representative

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  • author
    New Customer
    Mar 13, 2022
    Pleased so far!

    It’s a little to early to give an comprehensive review but the initiation for a new account was easy and informative. My client representative has been extremely helpful and is easy to contact should I have questions.

    ...

  • author
    tmackg
    Mar 10, 2022
    The representative was excellent and…

    The representative was excellent and very professional very caring and explained everything very well and make sure I understood it I’m very pleased with her service

    ...

  • author
    Yolanda Doering
    Mar 10, 2022
    At this early stage in the process

    At this early stage in the process, I have had a good experience. PDI was quick to respond and explain everything. I still have a few questions. I will see how it goes as we move forward.

    ...

  • author
    customer
    Mar 04, 2022
    Thank you for helping

    Everyone was very clear on explaining how the program worked and answered all my questions honestly every step of the way

    ...

  • author
    customer
    Mar 03, 2022
    very helpful

    very helpful

    ...

  • author
    JPTECH INC.
    Mar 03, 2022
    service of excellence

    Thank you so very much, I see light at the end of tunnel and its not a train packed headed full blast towards me! I spoke at first with Walter Moreno, He was one of the best salesman (hate to use that word) I have ever spoke with, seriously. He explained how the process works, in easy to understand language, He was very personable, warm and empathized with my situation. Trust me I didn't see either Covid-19, Biden, or Russia and Ukraine coming. so guess what happened? right! got into major debt (for me). So with you guys working for me I am going to end up paying about less the half of what I would have payed banks and credit cards. I thank God for businesses like yours who actually help people rather than rob them blind( like so many do!)

    ...

  • author
    Angie Bisson
    Feb 24, 2022
    Julia was so wonderful to work with

    Julia was so wonderful to work with. She is so knowledgeable and really helped me with this difficult decision. I appreciate her for everything so very much!!!

    ...

  • author
    Rhonda P.
    Feb 22, 2022
    My representative was very pleasant and…

    My representative was very pleasant and helpful. She explained the program to where I could understand by taking the time answering my questions . I am really excited about this program.

    ...

  • author
    Chris
    Feb 21, 2022
    Highly Recommend Pacific Debt and very satisfied with the attention and service they provided. Thanks again!

    Very happy and satisfied I found and went with Pacific Debt Relief to get a well detailed plan to relief pressure from my credit card debt and high interest rates. They fully explained the process and techniques to find and achieve the best results for my situation. Julia specifically was a pleasure to work with, fully explained everything each step of the way with check in phone calls and emails, and always maintained such a positive outlook on an unfortunate situation we can get ourselves into with debt. I highly recommend Julia and Pacific Debt relief to help turn around your financial hardship and get out of debt and back on track within a short period of time. Thank you again!

    ...

  • author
    Michael McLaughlin
    Feb 18, 2022
    Hail to the PDI gang

    our experience with PD so far has been quite pleasent Julie and Walter are very knowledgeable in explaining the whole process in laymans terms and answered all of our questions with no hesitancy very happy with the process so far

    ...

  • author
    Diane Gordon
    Feb 15, 2022
    Incredible customer service

    When I called Pacific debt I wasn't expecting a lot, and i was delighted to be proven totally wrong. The help and reassurance I received from their customer service was exceptional, Julia specifically was incredibly kind, knowledgeable and communicative every step of the way and gave me complete confidence in the company. I'd recommend it to anyone in my position. PD if you read this - Whatever you currently pay her, it is not enough.

    ...

  • author
    customer
    Jan 31, 2022
    These are the nicest people who…

    These are the nicest people who genuinely made me feel they were concerned about a positive outcome for me.

    ...

  • author
    Marc Destine
    Jan 20, 2022
    Unity is strength!

    Harley, you are the man! I hope you and your family have a wonderful 2022. I’m thankful that you are here to help those of us who are in need. God bless you and your team for providing a way out of debt and holding me accountable.

    ...

  • author
    Daniel
    Jan 19, 2022
    Happy Customer

    So far my experience with pacific debt has been awesome. The people I’ve talked to have been courteous, friendly and very knowledgeable. Thank you.

    ...

  • author
    customer
    Dec 23, 2021
    So far great service.

    So far great service.

    ...

  • author
    Anonymous
    Dec 20, 2021
    From the first point of contact through…

    From the first point of contact through the beginning of the settlement process, PD is responsive, professional and thoroughly knowledgeable. Highly recommend them!

    ...

  • author
    John Nickols
    Dec 18, 2021
    Walter and Irma on top of things

    Walter and Irma on top of things. Explained the program very well and made me feel like family right from the start. These are good people who are very good at their jobs. 👍

    ...

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