Freedom DR Review

ByMichael GrawFeb. 07, 2021

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In a Nutshell

Freedom DR is one of the largest negotiators of debt in the US. The service works with a range of unsecured debt types, including credit card debt, personal loan debt, and medical bills. Freedom DR offers an initial consultation for free and an online dashboard to track your account status. The company also offers customer support 7 days a week.


  • Accepts a wide range of unsecured debts
  • Free initial consultation
  • Customer support 7 days a week


  • Can negatively impact your credit score
  • Not available in all 50 states

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Why Go with Freedom DR

 Freedom DR specializes in unsecured debt, including credit card debt, debt from personal loans, and medical debt. 

Another reason to choose Freedom DR is that this service puts an emphasis on customer service. To start, you get a free personalized consultation to find out whether Freedom DR can help you with your debt. In addition, if you do choose to work with Freedom DR, you can get in touch with their support team 7 days a week. The company also offers an online dashboard where you can monitor your account and payments.

What’s Offered

  • Free initial consultation
  • Phone support 7 days a week
  • Online client portal


Freedom DR offers a free initial consultation to determine whether you qualify for their programs. If you do, you’ll pay money towards your account and Freedom DR will negotiate with lenders on your behalf to reduce the amount you owe.

The company charges between 15% and 25% of the debt you enroll in the program. While that might sound like a lot, remember that Freedom DR’s programs are designed to help you get rid of debt for less than you owe. The average person works with Freedom DR for 24-48 months. 

  • Free initial consultation
  • Fee based on the debt you owe
  • Specializes in unsecured debt
  • Support available 7 days a week
  • Online account dashboard
  • Member of the American Fair Credit Council

Types of Debt Covered

Freedom DR only works with unsecured debt. Types of debts that fall under this umbrella include unsecured personal loans, medical debt, credit card debt, and some types of private student debt.

Site Security

Freedom DR’s online account portal is secured with SSL and 128-bit encryption. The company also keeps client’s financial records encrypted on its servers.

Help & Support

Customer support is a key feature of Freedom DR. This company offers support 7 days a week by phone and email, and you have the option to speak with certified debt consultants. As a client, you can also log into your online account at any time to check your payments and account status.


Freedom DR, PO Box 2330, Phoenix, AZ 85002-2330


Freedom DR can help you reduce the amount you owe by negotiating with lenders on your behalf. This service emphasizes personalized support and offers access to certified debt consultants 7 days a week. 

There is no upfront cost to consult with Freedom DR.

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Freedom DR customer testimonials

ExcellentReviews 33,268
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  • author
    Josephine Martinez
    19 hours ago
    I had an accident on December 2020 and…

    I had an accident on December 2020 and wasn’t able to make my credit card payments no more, I contacted Freedom Dept and they were able to help me put all my credit cards together and I couldn’t be any happier with them.


  • author
    12 hours ago
    So far

    So far, all we've been able to do it send a copy of the lawsuit to someone who can help us. So I really can't judge yet.


  • author
    Miji Crespo
    20 hours ago
    Excellent service...I was called and…

    Excellent service...I was called and texted several times in regards to a settlement before it expired. I received the settlement. Very professional..and fast service..Very friendly and courteous and answered all of my questions... Thank you. Migdalia Crespo


  • author
    Kevin Graves
    21 hours ago
    Very helpful!

    Very helpful!


  • author
    Joyce Wilson Howell
    a day ago
    The representative was very thorough…

    The representative was very thorough and helpful explaining why the creditors was received my payments.


Freedom DR