Jan. 24, 2021

1 min read

LendingTree Summary

LendingTree is an online marketplace for loans, connecting borrowers with a wide array of lenders with whom they partner. Their reach in the marketplace offers prospective borrowers a wide range of debt consolidation loan options from which to choose. LendingTree has a solid and well-deserved reputation based on their service offerings and their wide-ranging number of lenders that can be accessed by those using the site.

Pros

Access to a wide range of lenders
A solid reputation in the industry

Cons

Many of LendingTree's partners require higher credit scores.
LendingTree is not involved once you obtain the loan.

Keep reading to learn more about what LendingTree has to offer for those needing debt consolidation loan options.

LendingTree View Rates

Why Go with LendingTree

LendingTree offers access to a wide range of lenders and provides a wealth of information to help borrowers evaluate those lenders. The site offers a great deal of research that can be useful to borrowers who may not be fully educated about their debt consolidation loan options. They offer a chat option to guide you through the initial inquiry stage as well.

LendingTree offers an extensive resource center, reviews on a number of the lenders they work with, and several calculators that prospective borrowers can use.

The interest rates and terms offered by their partner lenders are the same ones offered by these lenders if a borrower went directly to them.

Additionally, LendingTree has been in business for over 20 years, so you know they are not a fly by night company.

What’s Offered

LendingTree partners with lenders who offer three main types of debt consolidation loan products:

Debt consolidation loan. This is a personal loan that allows the borrower to consolidate different debt types into a single loan with a single monthly payment.
Balance transfer credit card. This allows you to consolidate high-interest credit card debt onto one lower APR credit card.
Home equity loans allow borrowers to use the equity in their home to consolidate various debt types into a single loan.

Highlights

LendingTree is one of America’s largest online marketplace for various types of loans, including debt consolidation loans. LendingTree offers a comprehensive range of services within their service areas. The number of lenders and offerings that can be accessed via the site is constantly growing.

They offer loan options for those who are looking for conventional financing for a home or auto.
They offer debt consolidation loan options for those needing this type of help.
LendingTree also offers student loan and business loan options.

LendingTree is a comprehensive website offering a wide range of financing options for a wide range of needs.

Types of Debt Covered

LendingTree offers access to a wide range of loan types, including:

Mortgage loans including first mortgages for home purchases and for refinancing.
Personal loans
Credit cards
Business loans
Student loans
Home equity loans
Auto loans
Credit cards

Site Security

According to information on the company site, they use “public-key cryptography algorithms with a minimum key size of 128 bits” in all transmissions between the site, banks, lenders, and third-parties involved in the process.

They utilize SSL to prevent unwanted third parties from intercepting and using your information; the site claims that only they are able to decode the encryption that is used. Additionally, the site will log you out automatically after a period of time if there is no activity.

Help & Support

LendingTree offers 24-hour access to customer service via their site. They offer extensive hours via email as well. Phone support is available from:

8am - 9pm Mon-Thurs
8am. - 8pm Friday
10am - 7pm Saturday

The customer service staff at LendingTree is well-versed across the line of loan products offered through LendingTree's partners and can be a valuable resource as you look at debt consolidation loan options.

Physical Address

LendingTree, LLC

11115 Rushmore Drive,

Charlotte, NC 28277

Contact Details

You can contact LendingTree via phone, email, or chat.

Their customer care phone number is 888-813-4620.

LendingTree View Rates

Written by

Roger Wohlner

Roger is a financial writer who brings his experience as a financial advisor to his writing. His work has been featured in TheStreet, Investopedia, US News & World Report, Yahoo! Finance, The Motley Fool and his blog, The Chicago Financial Planner. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

Trustpilot reviews

See what some costumers are saying about LendingTree

Excellent

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Reviews 12,824

Excellent

81%

Great

10%

Average

Poor

Bad

john v

17 hours ago

Ended up going with NBCK bank

Ended up going with NBCK bank. It was a long drawn out experience because it was a probate loan with special circumstances unique to CA. Dan Rader who I worked with was hands down the BEST. In my opinion he went out of his way to help me secure the loan.

a day ago

Easy and quick

Easy to apply . Got the money within a couple days 😃

stephanie asahan

a day ago

Thank you

Fast and easy process. Approved and deposited in 2 days.

ara babayan

a day ago

Highly recommend

Quick response, good communication, smooth process.

gaudencio caudillo jr

2 days ago

Easy no hassle n great agent to work with fixing shingles I've been like another complications I needed someone who who

No pressure on making a decision and the company work with me on what I needed to be done in my case great work

walter

2 days ago

Working with Mr Jackson Kemple

Working with Mr Jackson Kemple, he is amazing and knows what he is doing. He was able to get everything together and to a closing in three weeks time. He was able to get it all done, and Empower FCU could not do it in three months. My wife and I are very after trying for 9 years to get refinanced . Thank God for Lending Tree, and Mr Kemple.

michael wade

2 days ago

Great company to apply to

There a very price company to apply to

sue

2 days ago

S Davidson

I was impressed with the immediate response to my question. I would recommend this company to friends and family!! They are willing to help every step of the way!!

ian baird

3 days ago

Site was easy to navigate and served as…

Site was easy to navigate and served as a great resource for finding out the info I needed. Thanks!

contrera santana, daisvel

3 days ago

The process is very fast

The process is very fast, you are very professional, thank you

tracy calhoun

3 days ago

No Judgement Zone

I hate going to the bank and being judged, rejected and made to feel less than human all based on a made up numeric system. I took a chance on Lending Tree and WOW it was amazing. It was easy and fast. They offered more than I asked for and treated me like a human. The people who helped me were kind and incredible. I will never go to the bank again. Lending Tree for life!

ernesto miranda

4 days ago

Great

Great, easy and quick.

jack white

4 days ago

They are a great company to use. I have referred my friends and family to them. I would use them again

I would recommend Lending Tree to all my friends and family. They are easy to apply with and their online application is easy. I will use them again in the future

judith pierre

4 days ago

It was a great experience and thankIt was a great experience and thank you so much I will definitely do business with you again you…

It was a great experience and thank you so much I will definitely do business with you again

roy carpenter

4 days ago

I’m new at this but so far I give 5…

I’m new at this but so far I give 5 stars 1.they made me feel comfortable 2 the respect & friendliness 3. How they explained how easy it is to pay back so thank you so much

juan leon

4 days ago

Lo mejor de lo mejor no tengo como…

Lo mejor de lo mejor no tengo como explicar que si funciona y salí satisfecho con el resultado.

bonnie robbins

6 days ago

Nicole was wonderful She was…

Nicole was wonderful She was knowledgeable and made a stressful situation enjoyable. The whole process was completed in one meeting. Thank you One Main and thank you Nicole!

susie jasper

6 days ago

Easy and efficient

raul rodriguez

6 days ago

Easy and fast

Easy and fast. That's the way to innovate personal finance today! Keep up the good work.

greg biastock

6 days ago

Complete joke

Complete joke. No actual lenders. Just sold my name to every dealership in the state. Lol. Already have vehicle delivery. Not a single actual auto loan offer with a credit score in the 800’s. Complete waste of time.

jack m.

7 days ago

Very easy

Very easy, smooth transaction. Received the loan in my account quickly.

holly lubahn

7 days ago

Everything was going great last night 4…

Everything was going great last night 4 companies approved me but when I woke nobody put $ in my acct and today I can't get a single approval

janet shaw

8 days ago

It was an easy application process

It was an easy application process, took several days to find out whether or not I was going to be funded, but it was worth it!

george piedra

8 days ago

Easy and fast service

michael donohue

8 days ago

The loan was simple and convenient

The loan was simple and convenient. I highly recommend this service.

shun bowen

8 days ago

Great financial solution

Great financial solution I used the suggestion on here about David _financialconsultation and his transparency is outstanding, been looking for a mortgage loan and was just funded without much requirements and very interesting low interest rate. I have to leave a review here about his services as I will highly recommend anytime

kathryn c.

9 days ago

Fast, Easy and Great Rate

From the time I applied to the time I received the funds in my bank account was fast. I also had lots of options to choose from and was able to get a really great rate!

sean cusack

10 days ago

I got blown off by my closing agent

I got blown off by my closing agent, blown off by the supervisor, and ignored when I tried to call back the closing supervisor. I would not recommend this company. After they sign the dotted line they are done with you. If I could give lower than a 1 star I would.

stephen f.

10 days ago

The lady I spoke with in the Columbia

The lady I spoke with in the Columbia, SC was extremely helpful and insightful. She mentioned that although it was a small loan of $1500, that this would continue to help build my credit score.

will yorgey

12 days ago

Took all my information and said the…

Took all my information and said the dealer would call me. Great, exactly what I wanted, a sales call. I could have just called them first. My credit score is over 800.

brittinie terry

12 days ago

Requesting loans

The interest rate are extremely high. It wasn't with the loan amount that I received.

jeffery german

13 days ago

100% professional and friendly

michelle brumley

13 days ago

Simple

Simple, Fast. Great experience for a little peace of mind!

mabel kyeyune

13 days ago

Very easy and straight forward

Very easy and straight forward. Communication is great. I am so pleased with the services. Always they give you options and you choose depending on your requirements. Thanks.

yondelle gottesman

14 days ago

This was so fast and easy

This was so fast and easy. I was not too sure about it. But I was put on to someone who take her time and everything went OK. It only take me three days. Very please with my experience.

tony g

14 days ago

Made my phone unusable!!!

After entering my information to get suggestions for possible lenders, I'm thinking I might have to change my phone number! Between my home phone and cell phone (which I NEVER gave them!) I've gotten at least a few dozen calls within the last 24 hours. And some of them are crazy aggressive calling back every half hour or so even after I told them i'm not interested.

elena rivera

14 days ago

I received the best offer according to…

I received the best offer according to my score! The personnel were very professional and very helpful/patient. I was nervous since it was my first time and after talking to them i felt confident. Thank you! 👍

adrienne adamson

14 days ago

The service was fast

The service was fast, efficient, and professional.

rachel winiecki

15 days ago

Trying to enter creditors was frustrating with no real help available.

My only complaint is trying to list my creditors. The site wouldn't recognize one of my creditors so it wouldn't take any information. To make it worse, nobody is able to help you enter said information. Everyone Wants to Help but apparently Are NOT Prrmitted to. You Need a Better System...

thomas nicholas

15 days ago

Great and fast experience

Great and fast experience. Got funds within a day of applying.

katherine gee

15 days ago

Lending Tree was right on the spot

Lending Tree was right on the spot. No hesitation. I appreciate being given the chance, time and support I needed.

archer59

15 days ago

Although I did find a good lender…

Although I did find a good lender through Lending Tree, I am only giving it a 3 star review. This is because I got deluged with lending companies both on email and more importantly on my cell phone. As far as I know there is no way to shut this off , even after financing is completed. I would give a higher rating if you could cancel it or restrict responses to email only.

steven barnard

15 days ago

Fast

Fast, easy, money was in my account within 8 hours.

rick carlesco

17 days ago

You need to complete

Well the rates and competition are great but it kind of fell apart after that. Kind of the difference between engagement and marriage. I bought a Motor Home and I picked up on April 22nd. I still don't have my paperwork to get platers and register the vehicle.

claudette sylvain

17 days ago

Horrible too many people texting you. It’s ridiculous.

It’s horrible too many people texting you and calling you. It’s just ridiculous. You are rated number one.

ricky glover

17 days ago

mail the paper work,for i know were to…

mail the paper work,for i know were to make my payment's ,customer service was very good .18% was very high but i got to paid off some credit card's Thank's for the help.hope to pay off sooner.

sidney correll

18 days ago

All is well good things happen for them…

All is well good things happen for them that wait

18 days ago

Only 2 lenders queried

Only 2 companies queried, and they rejected to extend the offer. The website is responding with "Congratulations" and in the text they mention 2 rejections. No hint about next steps, no explanation why only 2 lenders were queried.

douglas bradshaw

19 days ago

It was quick and easy thank you so much!

scott

19 days ago

very easy to use

very easy to use, all offers in a convienent place. if you change your mind no annoying constant emails. very smooth process overall.

william lambert

19 days ago

I tried your site and I got a message…

I tried your site and I got a message stating you couldn't retrieve my credit score. because of this you sent me some ridiculous loan offers of 26%+. i have excellent credit and you send me this?

leonard contessa

19 days ago

Great Job Lending Tree

Working with Lending Tree was fast and easy. They found a great loan for me. I have paid off a major creditor with an exorbitant interest rate. My loan will be paid in 3 years in full. Very happy with my decision and my savings.

javier chavez

19 days ago

On my second loan

On my second loan, very great, accurate and quick !!!! Thanks once again for coming thru !!!

larry brockman

19 days ago

Professional service and treatment

Professional service and treatment, the representative helped me go through different loan possibilities that would fit my needs, and to give me the least expensive loan to fit my parameters. I received my funds in two days! Excellent service, thank you! Very satisfied.

jesse leitner

20 days ago

The lending agent made the process as…

The lending agent made the process as painless as possible and kept me in the loop with everything going on. It was especially important in this case since there was a significant time urgency. I could not have asked for a better experience in obtaining such a challenging loan.

some guy building a business

21 days ago

650 Score = 50% interest and PPP - Yikes

I know that your a funding lender, and need to make profit. However, i borrowed 15k - and need to repay 22k in 12 months. Also, had to fight to get the PrePayment Penalty Reduced ( they wanted 75% of the interest even if i paid it off in a single month ). Plus, 50% Interest should be illegal. I get it, im a "Risk" - even thou, i borrowed 80k last year and paid back in 9 months with another company. ( that didnt matter, cause, Quickbooks doesnt report credit ) Now... the biggest kicker is, even thou i got the PPP Reduced to 100% on Payoff - there is ZERO way to make an Additional Payment on top of the scheduled payments. Meaning - if you make an Additional Payment, you are really only paying off interest and Principle on the backend of the loan ( which to me is un-earned interest ) . Dont get me wrong, i know im a risk at doing 150-300k in business with a 651 score - since i DONT borrow Money. However, i do need to establish credit, if i want to take my company to 1mil a year in rev.

cynthia

21 days ago

quick response

quick response, great customer service, regional financial

minh nelson

21 days ago

Ease of use

Easy to use and reputable options.

mark miller

22 days ago

Great job very easy to understand

ned jipson

22 days ago

great job thank you for working with me

elizabeth garcia

22 days ago

Process was very streamlined

Process was very streamlined, very helpful staff

willie merrill

23 days ago

They get you in the right direction to…

They get you in the right direction to find better opportunities

valerie doolittle

23 days ago

Stress free process

Stress free process. I don't think I have ever had such an easy loan process.

rich

23 days ago

Loan Depot Exceeds Expectations

Loan Depot was great to work with! They continually kept up updated on progress of the loan process and were very responsive to our questions. Professional and caring all in one. They tailored the loan to meet our needs and bent over backwards to get us to best deal.

sam comer

23 days ago

It was very easy to apply online and…

It was very easy to apply online and the approval was very quick. Thanks so much

rosa echavarria

24 days ago

Excellent service

Excellent service, professional people overall friendly.

thomas barden

a month ago

I have not closed yet even though they…

I have not closed yet even though they say I was approved.

joseph theisen

a month ago

Ethan helped me out the whole way…

Ethan helped me out the whole way through the loan process. He usually answered the phone or returned my calls in a timely manner. Ethan made the process alot less stressful

luke zielinski

a month ago

Good selection and services

danny darling

a month ago

Lending tree was great to deal with

Lending tree was great to deal with. They were fast and efficient and i would recomend them to anyone.

thomas f

a month ago

Lending tree was great

Lending tree was great. Very fast and had my deposit within a business day. Highly recommended!

elizabeth montgomery

a month ago

GREAT EXPERIENCE

GREAT EXPERIENCE Tara did everything possible to get my loan approved quickly, easily, and at the $ amount I need. She also took the time to explain every detail.

renee short

a month ago

Great Experience

Great Experience. Simple process.

tener bregel

a month ago

Easy process

Easy process , received my funds in 2 days

reviewer

a month ago

Don't do it

I worked with Ovation (a Lending Tree product for disputing credit report items) for nearly a year and they repeatedly went several months without taking any dispute actions across multiple reporting bureaus. It has been a huge waste of money and time. Work with a different company.

alice stuart

a month ago

A good and expedient experience

I used this site because I wondered if I could get a small loan without proof of income. This site shows me a nice list of places that would be helpful.

sonya middleton

a month ago

False advertisement

Your company is false advertisement completely you say that you offer loans for any type of credit is accepted I therefore apply for a loan for $7,500 and you send me to all these crap advertisement ads that has nothing to do with what I want or need and then when I finally do get to your approval page you deny me you do not know how to run a business because your customer service sucks ass

roberto m morales

a month ago

I did not close any loan with you?Let…

I did not close any loan with you?Let me know what loan you closed under my name or under my bussines because can be a huge fraud.

ms. wilson

a month ago

When Life happens!

The overall experience was great from start to finish. I completed everything online. Just a simple application to verify my info and the loan was funded in one day! If there’s one thing I’d change, it would be to personalize the loan initiation fee. I’d suggest they base it on the applicant’s credit worthiness/ financial history instead of the requested amount! I would hope this would give some people a break on the excessive fee(s) to begin with Thankful for the help!

richard mares

a month ago

Everything great

melissa

a month ago

Convenient to have available loans in…

Convenient to have available loans in one space, even though many already in the past mailed me advertisements. Quick and helpful. I did not appreciate cold call before I even had a chance to look at sample rates from one of the companies. Once I chose one, was quickly approved.

jeffery lal

a month ago

This company is so easy to deal with…

This company is so easy to deal with getting my Loan approved and into my Bank account very quickly. Thank you for being there for me!!!!

roy klein

a month ago

What went wrong

What went wrong? Well, let's see...you decided to INSULT me by offering me a $4,000 loan when I specifically requested $25,000. You should have just simply denied me.

peggy rivera

a month ago

I am in need of a personal loan

I am in need of a personal loan. My income was reduced but the bills haven’t been reduced and I find myself with more money going out than what’s coming in. I need to pay off and restructure my monthly bills!

linda brougher

a month ago

Great customer service when I applied…

Great customer service when I applied they contacted me right away company is also local very happy with everything

stefan eller

a month ago

I found the process to be easy to…

I found the process to be easy to follow and those I interacted with to be responsive and kept me informed along the way. As long as I submitted my docs on time, the whole process was well within the time-frame I was given.

megan gjetley

a month ago

Ease of use

Process was easy, placed me in contact with lenders who aligned with what I needed. Loan process was quick and simple.

daniel beatham

a month ago

Very easy experience

Very easy experience, needed some extra cash quickly to pay off some dept and this was very smooth and quick.

mohammed

a month ago

Fast and great service

a. hill

a month ago

Lending Tree led me to Mariner Finance…

Lending Tree led me to Mariner Finance where I was able to obtain my personal loan. The requirements were easy and their staff was very helpful and professional. After confirmation of my personal information, I was able to close and receive my my funds.

jco

a month ago

Same rates as credit cards and higher than banks

Imagine being able to pay $1500 a month in credit card bills, never missing a payment and always on time with a 700 score and then deciding to get a consolidation loan, but the payments are $1200 a month with 22% interest. No thank you! Go to a credit union or a local bank and you’ll get better rates by far. 90% percent of offers are to settle your accounts instead of consolidating them. This will hurt your credit score

damian miller

a month ago

it was an easy process

it was an easy process, and the rate was much better than the things i paid off with it, it was still a bit high, but that was expected

jeanette knox

a month ago

Great customer service

Kind. Helpful knowledgeable Easy to apply with real person that I was able to understand. Great Customer Service

shane english

a month ago

Super easy to see different loan…

Super easy to see different loan options, easy applications and quick responses. Excellent website to use

deana

a month ago

The application process was easy

The application process was easy, the verification was quick and the funding was within 24 hours . Everything ran seamless.

sharon gowl

a month ago

Such a smooth and easy experience!

Such a smooth and easy experience!! Highly recommend!

darlene henson

a month ago

Brandy

Brandy, was the best!!! If I ever need another loan I will definitely use you.

josh w

a month ago

Bait and Switch and not helpful

Bait and Switch and not helpful. Went to site and clicked through for a new purchase auto loan, already have vehicle on order. Instead of giving me rates and loan offers it sent my information to a dealer (different one from where i am buying my truck) and not one loan offer or overview was given. I have excellent credit, very low debt, and good income. Total waste of time. They just want to make money on a referral for a vehicle purchase instead of providing a loan. Useless.

norma santiago

a month ago

Es una empresa de confianza

Es una empresa de confianza, con aprobación rápida.

mohammed rashid

a month ago

in short time this refinance prosses done it was remarkable, specially my agent whee was great, i am very happy about this process and i will recommend everyone.

time and professionally was great, very helpful experts in this organization .

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