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ClearOne Advantage Review

Reviews 8,527
ClearOne Advantage
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ClearOne Advantage
ClearOne Advantage
Excellent
Reviews 8,527
Michael Graw
Jan. 12, 2021
2 min read
Michael Graw
ClearOne Advantage Summary
ClearOne Advantage is a debt consolidation loan service with a long track record of success. This company has been around since 2007 and has over 140,000 clients enrolled. ClearOne offers a free consultation and customer support 7 days a week. Plus, you only pay after approving a settlement plan and your fee is based on how much money you save. One thing to note is that you must have at least $10,000 in unsecured debt to qualify.

Pros

  • Fees based on how much you save
  • Free initial consultation
  • A+ rating with Better Business Bureau

Cons

  • Only deals with unsecured debt
  • Must have at least $10,000 in debt to qualify

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Why Go with ClearOne Advantage

ClearOne Advantage makes the process of getting rid of debt with a debt consolidation loan easy. The company offers a free initial consultation with a certified debt consultant to help you determine if you qualify. From there, ClearOne sets up an escrow account into which you can make payments that are up to 40% lower than your current monthly loan payments. The company also negotiates with lenders on your behalf to potentially reduce the total amount you owe.

ClearOne only works with unsecured debt, including credit card debt, personal loan debt, medical debt, and some types of private student loan debt. If both you and your spouse have outstanding loans, you can roll your debts together into a single debt consolidation loan. You must have at least $10,000 in debt to qualify for ClearOne’s service. Notably, the company charges based on how much money you save rather than based on the total amount you owe.

ClearOne Advantage is an established debt consolidation loan service. This company has been around since 2007 and has helped over 140,000 clients get out of debt over that time. The company offers customer support by phone and email 7 days a week, plus an online account where you can monitor your payments and remaining loan balance.

Reviews from former ClearOne clients are mostly positive. The company has an A+ rating with the Better Business Bureau and 4.8/5 stars on Trustpilot from more than 5,700 reviews.

What’s Offered

  • Debt consolidation loans
  • 2- to 5-year loan terms
  • Free initial consultation with a certified debt consultant
  • Phone and email support 7 days a week
  • Online account for payments
  • Negotiation with lenders on your behalf

Highlights

ClearOne Advantage is an approachable, friendly, and personalized debt consolidation loan service. The company not only offers a free upfront consultation, but they charge based on the amount you save with your new debt consolidation loan instead of on your total debt. We also like that ClearOne offers 7-day-a-week support and an online client portal where you can monitor your account.

  • Free initial consultation
  • Fee is based on how much money you save
  • Roll loans from you and your spouse together
  • Online client portal to monitor your account
  • Support available 7 days a week
  • Member of the American Fair Credit Council
  • A+ rating with Better Business Bureau

Types of Debt Covered

ClearOne Advantage only works with unsecured debt. This company can work with credit card debt, personal loans, medical debt, and some types of student loans, among other unsecured loans. If you’re not sure whether ClearOne can help with a specific debt, you can ask during the initial consultation.

Note that you must have at least $10,000 in debt in order to qualify for ClearOne’s services.

Site Security

ClearOne uses SSL on its website to protect your connection and account details, and encryption on its servers to protect clients’ financial data. Importantly, ClearOne doesn’t require any financial information when you request an initial consultation. In addition, the company has a very transparent privacy policy that covers all the data it collects and spells out exactly what it’s used for.

Help & Support

ClearOne Advantage offers customer support by phone and email 7 days a week, over 12 hours a day. We found the customer support representatives we spoke with to be friendly and knowledgeable about the company’s debt consolidation loan services. In addition, ClearOne has an online resource center where you’ll find articles explaining the debt consolidation loan process.

Phone: 1-888-340-4697

Email: support@ClearOneAdvantage.com

Address

ClearOne Advantage, 1501 S. Clinton Street, Suite 320, Baltimore, MD 21224

Summary

ClearOne Advantage is an easy to work with debt consolidation loan service. The company offers a free initial consultation to help you get started, creates simple and personalized payment plans, and negotiates with lenders on your behalf. ClearOne also offers customer support 7 days a week and has an online client portal where you can track your account. Also, you only pay after negotiating a settlement, and your fee is based on how much money you save.

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Michael Graw
Written by
Michael Graw
Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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See what some customers are saying about ClearOne Advantage
ClearOne Advantage
Excellent
Reviews 8,527
on
Excellent
89%
Great
7%
Average
1%
Bad
3%
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ronald bell
a day ago
Louis was very helpful and explained…
Louis was very helpful and explained everything so that I could understand what would be done on this project.
S
shatikka richardson
a day ago
Elena is great
Elena is great
A
andrew chambliss
a day ago
Daniel Chandler was awesome
Daniel Chandler was awesome, he was nice, friendly, funny and relatable. He made me feel really comfortable and relax. As if i was talking to a good friend that was giving me great advice on my situation.
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catharine hill
a day ago
Great service
Walter was very helpful and answered my questions clearly.
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marie
2 days ago
The agent was very helpful…
The agent I spoke to was very helpful and knowledgeable.
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maria ivette hernandez
2 days ago
Thank you so very much!!!
Thank you so very much!!!
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diane haley
2 days ago
Amy Benjamin was so kind and…
Amy Benjamin was so kind and understanding of my situation. I was so embarrassed with the debt I had but she totally mad me feel better. Amy made the process so easy and I look forward to becoming debt free! I honestly feel like I can finally get a good night sleep! Thank you Amy for being so sweet and understanding!
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paul lyle
2 days ago
Tom was very helpful
Tom was very helpful, explaining each detail and making sure that I understood what was taking place.
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k.m.
2 days ago
Isaiah Watson was a breath of fresh…
Isaiah Watson was a breath of fresh air. He handled my case with respect and compassion. It’s a very vulnerable situation to be in asking for help with failing financial situations. I was hesitant to go through with the consultation but I am grateful that I had Isaiah on the other end to coach me through the process and explain the process in a way that was easy to understand and follow. I hope every client has a representative like Isaiah. He helped me make an informed decision with confidence.
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deidre davis
2 days ago
Customer Service was great
Don Ready was patient, knowledgeable and professional. I feel better about my financial situation.
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richard
2 days ago
James was professional and made me feel…
James was professional and made me feel confident in the process.
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justin carroll
2 days ago
Jalen was very punctual and easy to…
Jalen was very punctual and easy to understand. He made everything feel comfortable and was very patient. Two thumbs up!
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erik bradeson
2 days ago
Amber was very knowledgeable and very…
Amber was very knowledgeable and very helpful. I appreciate your efforts that she put Ford in helping me resolve my financial problems.
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gregorio reyes
2 days ago
I have to say that I just started this…
I have to say that I just started this experience with them and I am just glad I was proven wrong on my superstition of these type of company Darren has been nothing but a great help to me through this whole process I look forward to this whole process it’s given just a great hope at a brighter future
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matthew coulter
2 days ago
Very honest and easy going
Very honest and easy going
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brian hinkey
2 days ago
Alex was informative and answered all…
Alex was informative and answered all my questions professionally and with patience.
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scott turner
2 days ago
JB was amazing
JB was amazing
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annette belanger
2 days ago
Sasha was Very understanding
Sasha was Very understanding and helpful. She made me feel extremely comfortable when discussing finances and the 1st steps in asking for help.
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lisa anderson
2 days ago
Very informative and pleasant
Very informative and pleasant
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marlone oliver-sanders
2 days ago
Paula Deen was a very very nice person…
Paula Deen was a very very nice person she explained everything she took her time it was like I was talking to one of my sisters or one of my friends I knew for a long long time she’s a very beautiful person
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myra kennedy
2 days ago
How the program works
The knowledge, patience and professionalism of Adam regarding the program and how it works
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linda sylvia
2 days ago
I worked with Chris
I worked with Chris. He was extremely helpful, explaining all the different programs there was that I was able to make a choice in a decision on what to do with my debt. Thank you for assisting me and hoping to make better choices financially.
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karen liberty
2 days ago
Excellent service.
Walter was very attentive answered all my questions had quick answers. Very knowledgeable of the program. Thank you Walter for all you do. Plus my payment is so much less. Really saved me from the stress. Thank you again
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andrea beggs
2 days ago
Much impressed
I was very much impressed with how thorough, detailed, and considerate Isaiah was. I felt confident about him and the company after our first conversation.
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beverly
2 days ago
Kindness and understanding
I want to sincerely thank the employee who helped me. She was very understanding of my problem and handle my case in a respectful and kind manner she guide me on what to do and she was with all the way thank you very much
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amber mcguire
3 days ago
Thank you to Jordan!
Thank you to Jordan!! He is the best. Without him I don’t know what I would have done. Great guy they will help you. I’m so happy . Thank you!! Can’t wait to see my credit go up!!
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erundina peralta
3 days ago
My account representative who helped process my application was extremely helpful and understanding of my concers.
My account representative who helped process my application was extremely helpful and understanding of my concers.
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jovan washington
3 days ago
Good service
Good service! Good people
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georgiana grove
3 days ago
LaMar very personable and non…
LaMar very personable and non judgmental.
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edward watson iii
3 days ago
Robin Durnil was Awesome to work with
Robin Durnil was Awesome to work with. Went over every option with us. Now we have money to buy some food every month without worrying!!!
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beverly judy
3 days ago
Steve Ineich was so very clear and…
Steve Ineich was so very clear and understanding how the program works. I was impressed how well he clearly knows what his job is all about. You have a valuable employee there. Thank you Steve for a job well done.
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roberto lozano
3 days ago
Tony is the guy you need
Was helped by Tony Carloni, wonderful person with lots of patience. Took the time to explain everything to me in detail to make sure I understood everything, great guy.
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susan sparks
3 days ago
Cody wanted to help me get out of my…
Cody wanted to help me get out of my troubling debt and explained everything how your programs work just hope I can remember if someone calls .
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gina stork
3 days ago
Tom was very helpful in completing this…
Tom was very helpful in completing this process easily and seamlessly.
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leigh t
3 days ago
Adrianna is knowledgeable and professional
Adrianna is knowledgeable and professioonal She answered all of my questions and put me at ease about this decision.
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jennifer
2 days ago
Seriously y’all a wonderful experience
What a wonderful experience. The Representative that helped me with my consultation went over and beyond to create solutions unique to my situation. I was never handled like another customer, rather helped out like a friend would. The process is simple and worth it! Thank you Clear One.
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shirlene myers
3 days ago
Stephanie made this anxiety situation…
Stephanie made this anxiety situation go so smoothly!! She cared she was very helpful and gave me a helpful vibe which is so needed during these toughest times. I am so grateful for Stephanie she definitely is GOD gift to Me!!! Debt free here I come!!
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gerald miller
3 days ago
Professional
Professional
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deanne scott
3 days ago
I spoke with Kristin and she was…
I spoke with Kristin and she was extremely helpful and explained everything in detail.
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matthew brooks
3 days ago
Shannon was awesome
Shannon was awesome! Quick and easy!
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ml
3 days ago
Jermaine Dawson explained everything…
Jermaine Dawson explained everything possible that I should know. He answered my questions in order that I clearly understood. I so hope this program works well for me. Thank you Jermaine for helping me with this plan.
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melanie gearheart
3 days ago
Sarah truly made me feel easy to talk…
Sarah truly made me feel easy to talk to as this can be an embarrassingly moment in my life.
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david pruitt
3 days ago
Timothy Brown was very knowledgeable…
Timothy Brown was very knowledgeable and great to work with. I highly recommend him. He made it easy and was transparent with everything. Just to know I’m on my way out of debt this is just amazing. He needs a raise for sure. Thanks again Timothy.
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sandi lee
3 days ago
Tom Stewart is amazing at his job
Tom Stewart is amazing at his job. He went through all the little details. He listened to my situation and felt like he truly understood my problems. And did everything to help. I greatly appreciate him for what he has done for me and my girls. I wish him the best. Thank you again. Sandi Lee
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la pressley
3 days ago
Caryn was awesome
Caryn was awesome. Understood and cared. Worked with me gave options. Thanks!
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norma
3 days ago
Since I have been enrolled with…
Since I have been enrolled with ClearOneAdvantage, I have been summoned onced. Had to deal with the court. No fun! Scary! Had to pay a bill in full 2609.00 even tho ClearOne had my money. Then another Company called me and they made a payoff to them and was 269.00 short and they were filing with the court that day if I did pay that. I did again out of my pocket and ClearOne had not paid all the amount they were suppose to, and took a COA for paying that one again.Now I have another one sending me letters and I have been enrolled in this company since 2021 and the company sending the letters have not been contacted for a settlement once again? I tried ClearOnes chat and noone ever answered? I like talking to a Supervisor. I hate ChatBots ! I want real answers. I need to hear from ClearOne a talking Human being. I will cancel you ClearOne if you cannot do what you said when I signed up.
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sheila best
3 days ago
Very helpful and understanding
Very helpful and understanding. Explained everything. Nobquestions unanswered.
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bonnie leininger
3 days ago
Amy was wonderful
Amy was wonderful. She walked me through the process. Helped me with phone calls. She was warm and friendly and very easy to talk to. Gave me some peace of mind. Thank you Amy.
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alex bell
3 days ago
Erin was extremely helpful
Erin was extremely helpful. She very quickly set my mind as ease. I wish I would have called sooner.
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cynthia brown
4 days ago
Was very easy to understand
Was very easy to understand, made me feel very comfortable. Stephen was very understanding of my situation.
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christine rolle
4 days ago
My experience it’s is a very good…
My experience it’s is a very good experience. It’s saving my life from my death. I’m really happy now and I feel I have a big break. and the gentleman was very nice very patient talk to me he explained too me everything I appreciate and I’m already like the company and I’m gonna tell My friend about it too. It’s a very good choice to make. thank you thank you and I’m gonna have a good sleep tonight.
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james nelson
4 days ago
Jordan was very helpful to me
Jordan was very helpful to me. I can’t tell you how much I appreciated it because this was a very difficult decision for me.
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dw
4 days ago
Easy process
Isaac made the process very easy. He treated me nicely and spoke with kindness and empathy to my situation so it made me feel at ease. Thank you.
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blanca christman
4 days ago
Zack expertise and great customer…
Zack expertise and great customer service was amazing. He explained everything and made me feel so relieved, such an easy way to settle your debt!
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beverly ponzetti
4 days ago
Everything was explained to me so I…
Everything was explained to me so I understood the program
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terry brooks
4 days ago
Jermaine Dawson two other people were…
Jermaine Dawson two other people were amazing bunch of folks that I talked with. I’m new hope Clear One will be amazing also thank y’all so much.
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j parra
4 days ago
Very resourceful
Adam was thorough, professional, understanding and very resourceful
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luis v.
4 days ago
Quick and easy
After filling everything out online they sent me a text on what time would work so they could give me a call. James Schultz was great at explaining the program and left very little room for any questions and answered the ones I did have. Can't wait to be debt free!
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amy neal
4 days ago
What made my experience great was…
What made my experience great was James!! He made everything so simple and best of all I can breathe again!!! I would recommend this place and James to anyone!!! Thank you so much!
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m m
4 days ago
Caryn Coleman was amazing!
Caryn Coleman was amazing!! She explained everything and made sure I understood as well. She is an incredible asset!!
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carolyn taylor
4 days ago
Isaiah was very helpful and explained…
Isaiah was very helpful and explained every thing in detail I really appreciated the input. The fee could be a little lower but it does save me the legwork. Thanks
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abdeta diribi
4 days ago
Kindly and professional customer…
Kindly and professional customer service And so helpfull
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anna rich
4 days ago
Thank you for helping me 🙏🧡🪶
I'm about to start working with you guys
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timothy horn
4 days ago
Better future
Still to early to comment, up to this point I am pleased.
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brenda ragg
5 days ago
Issac was very helpful and very nice
Issac was very helpful and very courteous and I am in hopes all goes well. Thank you so much. Brenda Braff
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stephanie thontlin
5 days ago
Amy Benjamin was very helpful with…
Amy Benjamin was very helpful with explaining everything to me as I knew nothing about credit. She made me feel comfortable with my future debt.
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abdeta diribi
6 days ago
Really i want to approciate christopher…
i want to really appriciate Christopher so helpfull, professional. thank you
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carolyn todd
6 days ago
Jennifer kept it uncomplicated
Jennifer kept it uncomplicated. She is knowledgeable, nonjudgmental and explains complicated issues with logical statements that aren’t repetitious. I cannot imagine having worked through this with anyone else.
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manuel paul
6 days ago
Good customer service and experience
Good customer service and experience
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helen perez
6 days ago
I’m very relief to be able to breathe…
I’m very relief to be able to breathe better now that I’ve had some of my credit cards combined into one account to pay. I give a lot of thanks to mr. Tom Stewart for his service. Will keep in contact with him as needed. Thank you!!’
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carmalear keesee
7 days ago
Process so easy
Lisa Lane made this process so easy. I really appreciate her patience and how detailed she was when explaining the process to me.
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t from texas
7 days ago
Great experience with Destinee
Great experience with Destinee. Getting our debt to a manageable level has instantly provided stress relief. Thank you
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sabrina carrera
7 days ago
James S was very helpful and explained…
James S was very helpful and explained everything in detail. He has been very patient and supportive in answering our questions.
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aida l dominguez
7 days ago
Excellent service
Customer service excellent
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tony hansen
7 days ago
Lisa was amazing
Lisa was amazing! She explained everything and made me feel comfortable with the process!
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darlene ledbetter
7 days ago
The experience was the most perfecinal…
The experience was the most perfecinal and satisfying also kind and considerate and helpful thank you very much. Darlene Ledbetter
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beverly windorski
7 days ago
The sense of relief that I felt after…
The sense of relief that I felt after enrolling in the program
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meredith morris
7 days ago
Really easy step by step instructions
Really easy step by step instructions. Very personable customer service.
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diane louise rimestad
7 days ago
Chris was wonderful
Chris was wonderful, he explained everything and was a joy to work with, appreciate everything he did.
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toni megliorino
7 days ago
A lifesaver solution
The representative that helped me with this process was Terry Wilson. He explained everything fully and really made me feel at ease about this process. I would recommend ClearOne Advantage to anyone that is facing financial difficulties..
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neketia bailey
7 days ago
what made my experience with her so…
what made my experience with her so incredible was that she explained everything in detail that I could understand,
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joshua gruber
7 days ago
Outstanding customer service
Outstanding customer service! I am very happy with the service I received. The agent who helped me (Adriana) was personable, friendly and very helpful. I will be recommending this company and Adriana to anyone in financial need.
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marjorie priegue
7 days ago
I had a wonderful experience
I had a wonderful experience. Chris was amazing and so informative. He helped me understand and took his time to best find a solution for my personal situation.
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lee smith
7 days ago
Ann is wonderful person and make you…
Ann is wonderful person and make you feel welcome throughout the process
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mahmoud kishk
7 days ago
Excellent service
Robert LaPerriere Jr Excellent customer service and a great help! I'm so happy to be a customer with clear one because of him. Thanks Rob!
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cindy lambruschini
7 days ago
Great customer service
Great customer service with Don Ready! Program explained in terms that are easily understood, and all options given as well. It is a pleasure working with Don!
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elsy cuadra
7 days ago
Everything was well explained and…
Everything was well explained and understood. Very helpful kind answered all my questions. I will definitely recommend this company to family and friends trying to remove thier debt. Thanks again .
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stacy ann gardner
7 days ago
Jalen was the representative that…
Jalen was the representative that called me and explained everything to me when I was looking for options to start my debt relief. He took the time out and explained everything and walked me through the process. I was very happy at the end of the call because I no longer had to worry about how i would get these bills resolved.
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tonya ramacher
8 days ago
The person I spoke to was very…
The person I spoke to was very knowledgeable and sweet
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lestina rodgers
8 days ago
I would like to personally thank Tim…
I would like to personally thank Tim Brown for working with me to get my bills consolidated. I was drowning in debt and he has help me find the light at the end of the tunnel. Thank you ClearOne Advantage for making my life a little easier and being one step closer to financial freedom
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tawana magee
8 days ago
Jeff Laux was my rep and he was…
Jeff Laux was my rep and he was wonderful. Very helpful and maintained communication with me. He explained everything throughout the process. He was very friendly.
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consumer
8 days ago
Terry Wilson was a true gem to work with
Terry Wilson was a true gem to work with today. He is knowledgeable and down to earth and put me at ease with this whole scary process. I feel I was given clear cut answers and information for the very first time while seeking financial advice. I am relieved and hope to have the process work well for my needs. Thank you, Terry!
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courtney norris
8 days ago
Very helpful
Dria was extremely helpful and talked with me for over an hour and answered all my questions.
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paul mason
8 days ago
Great customer service
Christopher Talley was relatable and help me understand the process wonderfully. I am happy that he was the rep that I had the opportunity to speak with and made me feel better about my situation?
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morgan wilson
8 days ago
Helpful and very thorough!
I was given all my options and time to think before making a decision. Helpful and very thorough with every step.
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jason cho
8 days ago
Tony was the best!
Tony was great. He talked about the programs that I can qualify for. He spent a lot of time to help with my situation. I'm glad we reached a conclusion that benefits me in the long rin. Really appreciate all the work Tony and thanks again for your work.
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robert reimer
8 days ago
I trust Daniel Chandler and he knows a…
I trust Daniel Chandler and he knows a lot about your product .
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grace
8 days ago
fantastic to work with
Megan was absolutely fantastic to work with, she made the process quick and easy!
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richard t baldwin
8 days ago
Mr. Bruce Rapp
I had been speaking with Mr. Bruce Rapp since April I believe. Mr. Rapp went through the entire program with me not once but several times afterwards. I had a hard time convincing my wife that we need ti do this. Mr. Rapp had taken time to go over this with my wife. After several months today I am in your family and Thank you Mr. Rapp. Mr. Rapp made this program very clear to me although I had several questions. I spoke to other company’s such ad Freedom and I decided to with your company. Due to Mr. Rapp being very good at his job and he was not demanding me to go with this program but very convincing. Thank you
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anthony spadaccini
8 days ago
Jalen was very friendly and…
Jalen was very friendly and informative. He was personable. He returned my call promptly. Great conversation