Last updatedApril 2026
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BestMoney Total Score
Our product scores consist of a combination of the following 3 components:
Popularity
BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.
Brand Reputation
Semrush is a trusted and comprehensive tool that offers insights about online visibility and performance. The BestMoney Total Score will consist of the brand's reputation from Semrush. The brand reputation is based on Semrush's analysis of clickstream data, which includes user behavior, search patterns, and engagement, to accurately measure each brand's prominence, credibility, and trustworthiness. If a brand does not have a Semrush score, the BestMoney Total Score will be based solely on the Click Trend Score and Products & Features Score (read below).
Features & Benefits
BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page.
We work with the best
Our lending partners & platforms are top rated on Trustpilot
Explore freely
We promise that our loan matching process will not affect your credit score. That way, you can securely compare loan offers on our site without ever breaking a sweat.
How it works
- 1 We ask you a few questions to understand your specific needs.
- 2 We provide you with custom offers from our top providers.
- 3 You select the right plan for you.
Loan details
LOAN TERMS:
6-144 months
APR FROM:
5.99%-35.99%
The APR calculation on personal loans will vary depending on your lender – usually starting at 5.99% and capping at 35.99%. Representative loan example: If you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34, total repayment will be $5,808.24, and the total interest paid will be $808.24. The personal loan lenders and lending partners we work with may charge an origination fee for facilitating the loan to you. For example, on a $10,000 loan with a 5% origination fee, you will incur a $500 origination fee and receive $9,500 upon successful issuance of your loan. Rate, terms and fees will be based on your individual credit history and underwritten by the lender and not by BestMoney.com.