The listings featured on this site are from companies from which this site receives compensation. This may influence where, how and in what order such listings appear on this site
BestMoney.com

CoverRight Health Insurance Review {year}

Reviews 135
CoverRight
Visit Site
CoverRight
CoverRight
Excellent
Reviews 135
Michael Graw
Apr. 14, 2021
2 min read
Michael Graw
CoverRight Summary
CoverRight is an independent health insurance broker that helps you find the right Medicare plan for your needs. The company's online plan finder is free to use and includes Medicare Parts A and B, Medicare Advantage, prescription drug plans, and Medigap plans. You can enroll in coverage directly through CoverRight 's website or consult with a licensed advisor over the phone.

Pros

  • Free online Medicare plan finder tool
  • Sign up online or over the phone
  • Not required to submit your contact information

Cons

  • Only offers Medicare coverage
  • Must be enrolled in Medicare to sign up for a plan

At a Glance

Broker, Aggregator, or Agent?Broker
Products OfferedMedicare, Medicare Advantage, Medigap, prescription drug plans
Coverage LevelN/A
Plan TypesHMO, PPO
Suitable For? Medicare enrollees looking for a new plan
Can I keep my doctor? Yes
Standout featureComprehensive Medicare plan finder

Overview

CoverRight is a Medicare broker designed to help you find the right Medicare plan for your needs. The company's online plan finder tool asks you a series of questions about your eligibility, your budget, your medical needs, and your current doctors and prescriptions. Based on that information, CoverRight will automatically suggest one or more Medicare, Medicare advantage, prescription drug, or Medigap plans available in your area. 

CoverRight's plan finder is completely free to use. Unlike other brokers, CoverRight doesn't require your contact information, so you never receive unwanted calls after searching for plans. Another plus to CoverRight is that you can call to speak with a licensed insurance advisor at any time to get help evaluating your Medicare plan options.

Suitable For?

CoverRight is suitable for anyone who needs to change their existing Medicare coverage. CoverRight's platform can help you determine whether you need a Medicare Advantage or prescription drug plan. You must be already enrolled in Medicare in order to purchase a plan through the platform, but anyone can use CoverRight's free plan finder tool or talk with an advisor for help.

Policy Types and Terms

CoverRight offers the following Medicare-related plans:

  • Medicare Parts A+B: The ‘original' Medicare insurance covers hospital costs (Part A) and in-network medical costs (Part B).
  • Medicare Advantage plans: Medicare Part C plans bundle original Medicare and prescription drug plans. They typically also include dental, vision, and hearing insurance.
  • Prescription drug plans: Standalone prescription drug plans can be purchased as a supplement to Medicare Parts A+B to cover medication costs.
  • Medigap plans: Medigap plans provide additional coverage to pay for out-of-pocket costs that Medicare and Medicare Advantage don't cover.

The Application Process

You can start an application for Medicare coverage on CoverRight's website. If you're not sure what you're looking for, CoverRight offers a questionnaire that helps you narrow down your plan choices. If you already know what type of coverage you want, you can jump straight to looking at plan options in your area.

You can enroll in a plan directly through CoverRight. To enroll, you will need to enter your personal details and payment information if applicable. You will receive information about your new plan via email.

How much does it cost?

Medicare and Medicare Advantage plans range from free to around $100 per month. Most plans have an annual out-of-pocket maximum of around $5,000 to $7,000. Paid Medicare Advantage plans include dental, vision, and hearing (starting at $19 per month). Plans may also include a co-pay (less than $50 for in-network doctor visits) or up to 20% co-insurance.

Fees

CoverRight does not charge any fees to use its plan finder tool or to enroll in a plan. The company is compensated by your insurance provider when you enroll through CoverRight.

Qualifications

You must be enrolled in Medicare in order to sign up for a plan through CoverRight. The Medicare Advantage open enrollment period runs from January 1 to March 31 each year.

Help & Support

CoverRight offers customer support by phone and live chat. We found that it was easy to get in touch with a licensed advisor, and advisors were very knowledgeable about the different Medicare plans available.

Support hours: 8 AM to 8 PM (ET) Monday to Friday, 10 AM to 7 PM Saturday and Sunday

How Safe is It?

CoverRight uses 256-bit AES encryption and SSL security to ensure that any information you enter through the online application is safe. The platform doesn't require personal information unless you enroll in a plan.

FAQ

Can I enroll in Medicare through CoverRight?

You must enroll in Medicare through the Social Security Administration before you can sign up for insurance coverage using CoverRight.

Can I keep my own doctor with CoverRight?

CoverRight enables you to enter information about your current doctors and medications so that you can see which plans will allow you to keep your primary care physician.

Is CoverRight affiliated with any insurance companies?

No, CoverRight is a fully independent insurance broker. CoverRight makes money through commissions paid by insurers when you enroll in a plan.

Address

CoverRight Holdings, Inc., 195 Broadway, 3rd Floor, Brooklyn, New York 11211

Summary

CoverRight is an independent insurance broker that can help you find a Medicare, Medicare Advantage, Medigap, or prescription drug plan. The platform offers a free online plan finder and you can get help from a licensed advisor over the phone at any time. If you find a plan you like, you can enroll directly through CoverRight's website.

Methodology

This review was based on CoverRight's website and online application, as well as a chat with CoverRight's customer support team.

Michael Graw
Written by
Michael Graw
Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
Top Health Insurance
CoverRight
CoverRight
Read Review|Visit Site
Read all reviews
Trustpilot reviews
See what some customers are saying about CoverRight
CoverRight
Excellent
Reviews 135
on
Excellent
98%
Great
1%
Bad
1%
M
mmg
3 days ago
Knowledgable helpful and patient
Knowledgable, helpful and patient representative. Solved my issue the best way possible.
V
vickie
8 days ago
Very helpful
Very helpful. Nick the guy that did mine was very friendly and helpful he is the reason I chose use them to do mine medicare. Than you Nick
c
customer
21 days ago
Nic was very helpful
Nic was very helpful. He helped me choose the right plan for me. He made me feel good about the decission I made. Nic was easy to understand, kind and patient.
B
brenda
21 days ago
Very knowledgeable agents
The 2 agents I delt with were knowledgeable about the variety of products and how to guide me in making the best choice that suited my needs. Nick Paison was prompt with scheduled calls, and I did not feel pressured at any time throughout the process.
S
sylvia
a month ago
Nick Paison is a fantastic agent …
Nick Paison is a fantastic agent very patient, knowledgeable, great listener and goes the extra mile to find the answers Anyone luckier enough to have him as an agent will be able to attest that I'm telling the truth. Thank You CoverRight, for having NICK
c
customer
a month ago
Nick with cover right went through all…
Nick with cover right went through all the options for my area he explained every option he did a fantastic job holding my hand and working through everything I am confident with the results thank you Nick and cover right!
c
customer
a month ago
Nick your sales agent
Nick your sales agent
T
thomas
a month ago
Very professional and courteous people
Very professional and courteous people. I really enjoy talking with the agents. Very helpful...thanks!!!!
consumer-image
joan mathison
a month ago
Everyone I talked to was infomative and…
Everyone I talked to was infomative and answered all my questions in a manner I could understand.
c
customer
a month ago
excellent!!!!!!
excellent!!!!!!
M
mahesh patel
a month ago
Choose a right company for your medical needs
The person with whom I interacted was very professional, had good job knowledge, explained my queries with clarity and patience, trustworthy, friendly and kept his appointment. It was a very good experience.
s
sheryl
2 months ago
excellent,helpful,and patient.
excellent,helpful,and patient.
J
joe
2 months ago
Great company.
Friendly and knowledgeable representatives. Great customer service.
J
jm
2 months ago
Health insurance
Nick was courteous and was able to give me the necessary information and time to make a decision. His appointment times were on the minute. The application, handled by Richard, was also informative and easy to follow.
D
d.a.
2 months ago
Knowledgeable and accommodating
Richard got back to me quickly after my initial inquiry. He patiently explained my options, no detail overlooked. He assisted me through to the application process. Very pleased with the old-fashioned customer service!
c
customer
2 months ago
Great assistance
Great assistance, patience in explaining things and going over application. Very professional.
M
marina mower
2 months ago
Easy & painless
When I first called to get info, Nick was very helpful he could hear the stress in my voice, and I can't begin to express my gratitude for he took the stress away. I feel very confident I made the right choice.
c
customer
2 months ago
Very informative with all the…
Very informative with all the information I needed to make a decision.
C
carl haugen
3 months ago
Very good information from Henry he was…
Very good information from Henry he was very informative and very responsive
B
bc
3 months ago
Richard was very helpful and patient
Richard was very helpful and patient, Great to work with.
G
greg dunton
3 months ago
They were very honest and professional.
They were very honest and professional.
consumer-image
lisa ann barker
3 months ago
Deciding on a Medicare Advantage plan made easy!…
Deciding on a Medicare Advantage plan through CoverRight saved me from hours of research and stress. The process is very streamlined and easy to use. By answering a few questions, the CoverRight program identified several plans in my area that met my needs. I especially liked that I only had to list my doctors once and did not have to search each plan individually. I highly recommend utilizing CoverRight when selecting a Medicare plan.
D
diane r
3 months ago
Richard C was very helpful and patient.
Richard C was very helpful and patient.
J
james fox
3 months ago
Thank you Monique
Medicare Advantage plans were a confusing maze and I knew I needed help making a decision. Monique Williams guided me through the enrollment process with professionalism and patience, and I am absolutely convinced she found the perfect plan for me. I'm very happy and feel like a weight has been lifted from my shoulders.
c
customer
4 months ago
He went into detail that was understandable
Excellent and very informative and understandable
consumer-image
philip cody
4 months ago
I really liked the person I talked to
I really liked the person I talked to, Richard C. The whole experience was easy and informative and I came away feeling like I made a good choice - the right choice!
C
cherry ford
4 months ago
Richard was very helpful
Richard was very helpful. Thank you.
p
perlita narvaez
4 months ago
Excellent service from our agent Monique
Our agent Monique Williams was very patient and helpful and answered all our questions after researching our situation. She is very thorough and knowledgeable, compassionate yet professional.
consumer-image
regan barger
5 months ago
Highly Recommend!
Richard of Cover Right was super informative and thorough. His knowledge and patience really helped me make an informed choice for my Advantage plan.
r
robert chizmar
5 months ago
Great experience with Richard Chan
Great experience with Richard Chan, helped me set up new advantages plan. This man needs a raise.
L
laurie haley
5 months ago
He was honest and very knowledgeable
He was honest and very knowledgeable. He did well assisting us making the right decision for the right plan without any pressure. He made sure the doctors and prescriptions were covered under the plan we desired..... before accepting the plan. He made things understandable and clear of the plans being offered
H
hc
6 months ago
Excellent expertise and great demeanor
Excellent expertise and great demeanor. Patient and knowledgeable. Knows it all and ensured that I got the very best plan for my life. I will recommend him to all of my friends who are turning 65 this year! GREAT
consumer-image
dana perez
6 months ago
Monique was very helpful and really…
Monique was very helpful and really took the time to make sure i understood eveything. Thanks Monique
P
paul simpson
6 months ago
Very knowledgeable
Very knowledgeable, helpful, communicative, timely, and easy to work with.
C
cornel topala
6 months ago
Profesional
Profesional and helpful
K
kenton fourman
7 months ago
Rich was very helpful and patient
Rich was very helpful and patient. He stayed on the line while we looked for information that was not at our fingertips. He was able to explain some of the complexities of the plans.
R
russell g.
7 months ago
Easy way to find your best medical insurance plan.
It was very useful to first discuss with Monique what kind of plans were available and what I wanted. Later, she sent the CoverRight link that had me create an account with email and password. I had to answer questions about plan specifics about what I wanted and list my doctors. Then after submitting it, it showed me seven plans where I could easily see the top plan for me, features, with all my selected doctors included in its network and those not in the network for each plan. This application also allows you to change/add doctors and update the results. When done, I bookmarked the results because I didn't see a Save link, so was able to go back the next day and continue the application.
consumer-image
robin jenkins
7 months ago
Competent, friendly assistance
The agent I worked with was patient and careful to make sure I understood the various options available to me in obtaining Medicare supplemental insurance. The insurance can be a bit confusing, and I am comfortable that my agent helped me make the correct choices for my needs.
c
customer
7 months ago
Richard explained the enrollment…
Richard explained the enrollment process in a way that was easy to understand.
P
professor t
8 months ago
Richard C at CoverRight was highly…
Richard C at CoverRight was highly professional, very responsive and sensitive to our needs. Everything was crystal clear and he guided us through the process of securing insurance such that the entire process was smooth and transparent. We would absolutely seek Richard's help again for insurance needs and we would gladly recommend him to family and friends. Thank you so much Richard.
T
terri goggin
8 months ago
The kindness and patience of the agent…
The kindness and patience of the agent made this process less painful and scary. I got what I wanted with all the coverage I needed.
c
customer
8 months ago
I’m thankful the person that helped was…
I’m thankful the person that helped was so patient with me. After going through so much confusion on the medigap, this person made information simple and clear enabling me to choose the best plan for me.
R
rosemary rehm
8 months ago
Richard is a wonderful resource for Medicare related issues!
Richard provided excellent guidance about how to get started with navigating the system of choosing medicare supplemental insurance/pharmaceutical plans. I had been feeling overwhelmed with the whole process and he was extremely helpful, answering all of my questions and clarifying how to best proceed. He was very knowledgable, respectful, and kind. I would highly recommend him to anyone who was about too embark on a journey through the Medicare "maze"!!
C
carmen febres-cordero
8 months ago
Best company to work with if you are new to Medicare
Knowledgeable agents guide you through every step of the process and are very patient.
W
walt chalmers
10 months ago
Medicare Advantage Plans
Richard C. answered all of my questions & helped he understand what Medicare Advantage plans offer. I don't think he could have been more transparent or helpful.
J
jill lothridge
10 months ago
All my needs were met and explained…
All my needs were met and explained throughly. Much appreciated. Thank you
V
victor j chen
10 months ago
Mr. Victor Chen
Mr. Richard Chan of your Co. is a very patient & detailed insurance agent. He always answered my Qs entirely and clearly. He always very patiently explained the details to me until I fully understood. He also sent me the links for several Evidence of coverage from different insurance companies, which helped me to make comparisons and decisions. He deserves my compliments!
L
lynda helmer
a year ago
User Friendly
Very helpful without being hard sell. We got through the enrollment process in about ten minutes. Thank you!
E
ellen
a year ago
Good information, patiently given.
Clayton made sure I understood the program I chose and was very patient through the entire process of signing up.
A
alan e.
a year ago
CoverRight and Clayton was GREAT to work with…
Clayton was GREAT to work with throughout the entire process. I highly recommend using CoverRight to navigate through the Medicare sign-up process.
r
robert siemiatkoski
a year ago
Very Knowledgeable and informative.
Very Knowledgeable and informative.
c
customer
a year ago
Clayton was very patient and helped…
Clayton was very patient and helped walk me through the process.
T
tiffany bennet
a year ago
great insurance but their programs are…
great insurance but their programs are too small, not for the whole life, could find something longer
G
gloria fernandez
a year ago
Clayton great customer service skils
Clayton was wonderful helping through this difficult time with my mother. He provided very detail information of the plans and made it easier to find a suitable plan for her needs. He was very pleasant and accommodating. Great customer service skils.
M
melani guith
a year ago
Excellent experience He listen to me…
Excellent experience He listen to me and helped me choose they right plan !!!!!
J
john gouthro
a year ago
Medicare Provider
I just moved from Florida to Georgia and needed to find a new Medicare provider. I looked online and found CoverRight and contacted them. I was contacted by advisor Clayton Avery. He was very professional, knowledgeable and helpful. He researched my area and found several providers and sent me their information for me to review. He gave me a little time to locate where I would be my final address and then contacted me. He reviewed my choices and which provider would be the best for me. I was able to sign up and complete my search.
T
tony lucas
a year ago
Not pushy
Not pushy, very patient and supportive. I will refer others to this company.
R
robert s.
a year ago
My biggest dilemma!
My biggest dilemma was that I have been receiving thousands of correspondences by e-mail and postal delivery on medicare for a least a year, this was very confusing so I avoided it completely. This was until I couldn't avoid it any longer. I was contacted by reps. from CoverRight and thing were explained and offered clarification on my options. I was contacted one last time by Clayton Avery and he made it very easy to understand explaining all options and answer all my questions. It was great working with Clayton and very pleased with him and CoverRight.
M
michael murphy
a year ago
Richard was great to work with
Richard was great to work with. He was very good in helping me understand the plan I was looking at. Thank you Mike Murphy
V
virginia vukov
a year ago
The agent was very knowledgeable and…
The agent was very knowledgeable and helpful, it was a pleasant experience.
consumer-image
jfl live
a year ago
Excellent Service!
We worked with Clinton and he did an excellent job explaining everything and getting me all set up over the phone. Very easy and painless experience. I highly recommend them!
F
fred h. smith
a year ago
I spoke with an agent named Clayton
I spoke with an agent named Clayton. He was very cordial and helpful in explaining all the details involved in the various Medigap plans. He did a good job.
D
dave kvasnicka
a year ago
Clayton was very helpful
Clayton was very helpful. He answered all my questions thoroughly and walked me through the process quickly and easily.
W
wayne
a year ago
Tom was extremely knowledgeable and…
Tom was extremely knowledgeable and patient with my questions. By the end of the application process, I felt informed and comfortable with my choice.
W
wayne setness
a year ago
Thomas Ness
Thomas Ness was wonderful.
K
karen
a year ago
Very efficient way to compare
Very efficient way to compare, choose, and enroll in a plan
c
customer
a year ago
Heidi was smart on the and and weaved…
Heidi was smart on the and and weaved effortlessly through them.
P
paul davis
a year ago
They were very helpful and spent a…
They were very helpful and spent a great deal of time explaining the programs and helping me make the right decision.
c
customer
a year ago
Richard did a nice job of explaining…
Richard did a nice job of explaining all the options and helping me settle on the appropriate Medigap solution. Thank You
D
deborah
a year ago
Outstanding Service
Richard Chan of CoverRight was a professional from start to finish. Extremely responsive and most importantly, clearly understood the things I must consider when selecting a health care plan. Highly recommended.
R
robin rampani
a year ago
Great Experience
Richard was knowledgeable about the various options. He will explain everything and if you don't understand and have to ask specifics...he can easily walk you through it. I chose CoverRight because they were ranked #1 on Nerdwallet with great reviews. That is why I chose them. I was so sick and tired of everyone calling me again and again. Richard reached out to me through email. I had a lot going on with work and he waited until I had time to sit down and listen. He helped me choose the right plan for me...right now. I would recommend him to everyone.
R
rowena s
a year ago
Helpful agent
Richard explaind all of my options and was persistent about contacting me to check the status of my Medicare B application.
c
customer
a year ago
Great service
Great service. They were polite, knowledgeable, patient and kind. What more can you ask for! Thanks so much
S
sean masterson
a year ago
Richard C and Holly H from CoverRight…
Richard C and Holly H from CoverRight took the time and made the effort to ensure my coverage included my main health care provider and that everything I would need was all in network. Multiple calls had to be made by them to the provider to ensure it would all work out. Really appreciate the above and beyond effort.
C
cait falck
a year ago
Navigating the world of Medicare made easy.
Richard was extremely helpful in helping me navigate the world of Medicare. This made all the difference and eased my mind. The process was easy.
j
john birdxpert.com
a year ago
Richard Chan provided excellent…
Richard Chan provided excellent service. He was knowledgable and well versed on the medical options. Also Richard was on time for appointments and very efficient. Let's face it who wants to stay on a phone call just waiting to speak to a overworked government employee. In the time I would have been on hold I did the whole experience in 1/3 the time. Recommend CoverRight to everyone who does not have a masters in Medicare.
T
tom earnest
a year ago
Richard is great agent
Richard is great agent! I will recommend him to all my retiring friends!!!!!!
P
paul coffey
a year ago
prompt professional and courteous on Medicare topics
prompt, professional, thorough, responsive- very impressive. A complete complimentary advisor especially if you've done some homework to familiarize yourself with the subject and have questions prepared. I can think of nothing to make the service more comprehensive or complete. Very satisfied and would highly recommend Richard and his team.
P
pamela young
a year ago
I really like Tom Ness's approach and…
I really like Tom Ness's approach and professional attitude, explained everything completely, I will send other clients his way when I can.
M
mary kleinman
a year ago
Tom was very knowledgeable and…
Tom was very knowledgeable and thorough. He was a pleasure to work with.
c
customer
a year ago
Thanks for your help me to complete…
Thanks for your help me to complete fill up MediGap and part D application.
T
tequesta
a year ago
Great Company Easy Process
The process was easy and they were friendly. I would recommend them if you are looking for plans.
A
ann
a year ago
Thomas was a joy to work with
Thomas was a joy to work with. He was so patient, he took his time. He made my mother in law feel very comfortable
K
karen bauer
a year ago
Tom N was very patient with all my…
Tom N was very patient with all my questions/ concerns in regards to choosing my plan. It was a pleasure to work with him.
c
customer
2 years ago
Cover right was very helpful.
Cover right was very helpful.
D
denise
2 years ago
Right person for the work
Thomas Ness very helpful, patient and knowledgeable
D
denise
2 years ago
As a soon to be retiree and a new…
As a soon to be retiree and a new beginner to the Medicare System, I began to research Medicare Plans. I had a few advisers contact me with plans and options, but all were overwhelming, and I got lost in the translation until I spoke with Tom from CoverRight he was patient and explained in terms I understood. I felt at ease. I chose CoverRight because of Tom; I felt confident with the plan I decided on it's the right plan for me. Tom, Thanks so much!
B
bob e.
2 years ago
Everything went smoothly.
Everything went smoothly.
J
joni gold
2 years ago
Thank you again Tom and thank you CoverRight!
This agent, Tom, was very good in covering all avenues with me and explaining things in detail that I could understand. He answered every single question that I had. (He also took the time to listen patiently to some of my personal stories) His approach was genuine in meeting my personal needs for coverage. Thank you again Tom and thank you CoverRight! Joni Gold
M
miriam westheimer
2 years ago
The process was clear and…
The process was clear and straightforward. Lots of good information in a timely and thoughtful manner.
C
carl wolfston
2 years ago
Thomas Review
Thomas did an excellent job explaining my options and working with him was professional. I would have no problems recommending him to another person.
K
karen di donato
2 years ago
Not planning on changing plans‼️…
I was not planning on changing plans but after I talked with your agent Thomas Ness, he was very helpful and easy to understand! He spent time on getting the answers that I needed and had a pleasant personality. He was following what I was looking for my insurance coverage and I had questions and he investigated even though sometimes we, because he included me in some of the calls ,to find what I was looking for! He got the job done and I was happy with this plan offered! I will pass on my good experience with others.
M
melinda w
2 years ago
Thomas was great
Thomas was great ! Outlined my best options, answered all my questions & made this process easier for me. Which was very appreciated ! I will be recommending him to others ! Thanks Melinda
P
paul bradley
2 years ago
Patient and through
Patient and through Was very easy to work with and quick to follow up to ensure our satisfaction
M
michael cosgrove
2 years ago
Our health insurance advisor
Our advisor, Tom, was helpful and knowledgeable. He helped make sense of it all.
E
eileen mandilakis
2 years ago
Tom was very thorough and extremely…
Tom was very thorough and extremely patient with me and made sure I understood everything. He went through everything possible. Another very important thing is that he spoke clearly with good English which made the process more efficient. Thank you Tom!!
consumer-image
john anderson
2 years ago
Thomas at CoverRight was amazing!
Thomas at CoverRight was amazing! -- very knowledgeable, no pressure, great plans.
R
raj
2 years ago
Good experience
Me and my husband enrolled with a agent very pleasant and kind. He is very knowledgeable in his profession.we recommend for family and friends.
A
a guy from the bronx
2 years ago
I wish all service was like this!
I wish all service was like this! Tom worked with me through a number of Medicare options I was considering, with infinite patience and good guidance throughout. He followed up on every question I had and responded quickly to my emails, even over the weekend. Could not have asked for more! thanks, Tom!!!
J
john h
2 years ago
Tom was very nice and helpful
Tom was very nice and helpful . But the process itself was long and cumbersome.