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JM Bullion Review
Reviews 1,913
| Years in Business | 12 |
| Minimum IRA Investment | Varies by custodian |
| Fees | $9.95 shipping fee on purchases under $199 |
| Services Offered | Physical assets, including gold, silver, platinum, palladium, and copper bullion |
| Suitable for | Investors who want to buy popular coins and bars at an affordable price |
| Online Experience | Extensive FAQs, guides, and learning resources to help you get started investing in bullion coins and bars |
JM Bullion is an online precious metals retailer founded in 2011. The company enjoys an A+ rating with the Better Business Bureau and a rating of 4.3 out of 5 stars on Trustpilot. It is a Certified Coin Exchange (CCE) member and an authorized Numismatic Guaranty Corporation (NGC) dealer.
For the past 12 years, JM Bullion has bought and sold coins and bullion through its online store. Its product offerings include gold, silver, copper, platinum, and palladium coins, bars, rounds, and bullets.
JM Bullion also works with several precious metals IRA custodians whose services you can use to invest in precious metals in your IRA. You don’t pay any commission on purchases and can earn free shipping on orders over $199. Plus, military members, bulk purchases, and specific payment methods can qualify for a discount.
JM Bullion separates itself from its competitors by making it affordable and easy to invest in precious metals. Unlike most precious metals dealers, JM Bullion doesn’t have a minimum purchase price for most orders. It doesn’t charge any commission or fees on purchases and will even waive its shipping fee on orders over $199.
Another reason I like JM Bullion is that it offers numerous discounts that can help you save money on each purchase. If you’re in the military, you qualify for JM Bullion’s lowest available price on every order. Additionally, JM Bullion offers discounts on bulk orders and orders paid via paper check, ACH, bank wire, or Bitcoin.
JM Bullion accepts numerous payment methods, including credit and debit cards, Google and Apple Pay, PayPal, paper checks, ACH, bank wire, and cryptocurrency. Accepted cryptocurrencies include Bitcoin, Bitcoin Cash, Wrapped Bitcoin, Ethereum, Dogecoin, and Litecoin.
On orders less than $199, JM Bullion charges $9.95 for shipping and insurance. Orders above $199 qualify for free shipping and insurance.
One unique aspect of JM Bullion is how it prices its products. Instead of charging commissions or transaction fees on purchases, JM Bullion adjusts its prices depending on your payment method. It provides a 3% discount when you pay with Bitcoin and a 4% discount for paper checks, ACHs, and bank wires.
Additionally, it doesn’t require a minimum purchase amount except when you pay via bank wire, which requires a minimum purchase amount of $500. Similarly, the maximum purchase amount varies depending on the payment method, as outlined in the table below:
| Payment Method | Purchase Minimum | Purchase Maximum | Discount |
|---|---|---|---|
| Credit/Debit Card | $0 | $50,000 | None |
| Google/Apple Pay | $0 | $50,000 | None |
| PayPal | $0 | $60,000 | None |
| Paper Check | $0 | $100,000 | 4% |
| ACH (eCheck) | $0 | $100,000 | 4% |
| Bank Wire | $500 | $1,000,000 | 4% |
| Bitcoin | $0 | $500,000 | 3% |
JM Bullion also offers discounts on bulk orders as well as discounts for military members. Upon confirming your status in the military, you qualify for JM Bullion’s lowest available price for each unit purchased, regardless of your chosen payment method or quantity purchased.
To get started with JM Bullion, simply visit its website and choose the precious metals you want to purchase. Once you’ve selected your desired products, navigate to your cart, and click “Checkout”. At this point, you can either log in or check out as a guest. You don’t need an account to make a purchase, although you can choose to create an account before or after you place your first order.
When registering, you must provide your name, email, and phone number and create a password to secure your account. You’ll provide your payment and shipping information during checkout to complete your order.
Although JM Bullion does not directly service precious metals IRAs, it does work with several precious metals IRA custodians. If you want to purchase precious metals from JM Bullion for your IRA, simply follow the steps below:
It’s a quick and easy process to open a precious metals IRA. While JM Bullion doesn’t require you to work with a specific custodian, its preferred custodian is New Direction.
Once you open your IRA, you’ll need to fund your account. During this process, you’ll need to pay any applicable fees, including setup, annual, and storage fees.
Your custodian will notify you once your account is funded and ready to purchase precious metals. From there, you can contact JM Bullion to place your order and have your precious metals sent to your chosen depository for safekeeping.
You can reach JM Bullion’s customer service team via phone, chat, or email. Support is available from 8am-6pm (CST) Monday-Friday. Its website also provides an extensive library of learning resources, including FAQs, guides, and blog posts.
JM Bullion lists live spot prices for gold, silver, platinum, and palladium on its website. Sign up for its free newsletter to get details on special offers, product giveaways, and market insights.
You shouldn’t have to wait long for a response if you contact JM Bullion during regular service hours. I found its customer service team very knowledgeable and pleasant when I called to get information about its products, fees, terms, and conditions.
Phone: 1-800-276-6508
Support Hours: 8am-6pm (CST) Monday-Friday
What are the fees in a precious metals IRA?
Your fees will depend on the custodian you select for your precious metals IRA. Generally speaking, you can expect to pay a setup, annual, and storage fee, but fees vary from one custodian to the next.
Does JM Bullion ship internationally?
JM Bullion only ships to U.S. addresses, including P.O. boxes and APO addresses. It does not ship internationally or to U.S. territories.
What are certified coins?
Certified coins are graded and authenticated by the Professional Coin Grading Service (PCGS) or the Numismatic Guaranty Corporation (NGC). Certified coins receive a serial number and grade from 1-70, with a score of 70 reserved for coins in perfect condition.
It’s easy to see why JM Bullion is one of the most popular online precious metals dealers. It offers discounts for military members, specific payment methods, and bulk orders, plus free shipping on orders over $199.
In addition to buying and selling physical bullion, JM Bullion can help you invest in precious metals in your IRA. With its range of discounts and affordable pricing, JM Bullion is an excellent option if you want to start investing in precious metals.
This review was completed using information from JM Bullion’s website, customer reviews, and conversations with JM Bullion’s customer service team.
