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361 Reviews

Hard Assets Alliance Review

Written by
Anna Baluch
Insurance Expert
Anna Baluch is an insurance and finance expert at BestMoney.com. She has written for Forbes, Newsweek, Credit Karma, CNN, and many other top publications.
Insurance Expert

November 6, 2025

1 min

hard-assets-alliance

Hard Assets Alliance Summary

Hard Assets Alliance is a precious metals platform offering direct, fractional ownership of gold, silver, platinum, and palladium. Founded in 2009, it provides secure, insured vault storage in global locations and supports delivery options. Designed for institutions and advisors, Hard Assets Alliance manages $5B in assets and over 200,000 accounts worldwide.

Hard Assets Alliance Pros & Cons

Pros

Fractional metal ownership available
Global insured storage vaults
Wide product range (coins, bars, bullion)

Cons

Fees not publicly listed in detail
Less accessible for casual retail investors
hard-assets-alliance

Hard Assets Alliance

9

Years in Business

10+ years, founded in 2009
10.0

Minimum IRA Investment

Hard Assets Alliance offers Gold IRAs indirectly through partners. However, it does not list account opening or balance minimums
8.0

Diversification

4 or more types of precious metals (gold, silver, platinum and palladium), doesn't offer direct IRAs
9.0

Customer Service

Three ways to reach support, broader hours and weekends
10.0

Online Experience

Easy-to-use site with limited resources
8.0

Overview

Hard Assets Alliance has positioned itself as an institutional-grade platform bridging investors and precious metals markets. It sources metals from LBMA-accredited refiners, executes trades at competitive spreads, and provides storage or delivery options. With $5B in administered assets, Hard Assets Alliance is recognized for transparency, liquidity, and infrastructure for wealth managers, fintechs, and high-net-worth investors.

Suitable For?

Hard Assets Alliance is most useful for wealth managers, brokers, fintech platforms, and institutional or high-net-worth investors who want real asset exposure with audited, insured security. It suits clients seeking global diversification of holdings across vaults in New York, London, Zurich, and Salt Lake City. Fractional ownership also benefits platforms looking to offer metals access to smaller investors, though individual retail investors may find fees and logistics more complex compared to ETFs.

Terms and Fees

Hard Assets Alliance charges trading spreads, storage fees, and redemption or delivery costs, though these are not publicly listed in detail. Investors must request a full fee schedule before engaging. While transparency in ownership and storage is high, fee visibility is limited.

Fee Type

Details Available?

Trading Spreads

Yes, varies

Storage Fees

Yes, but not public

Delivery Fees

Yes, not public

Redemption Fees

Yes, not public


How It Works

Here’s how to get started with Hard Assets Alliance:

  1. Open an account via Hard Assets Alliance Direct or through an advisor.

  2. Choose metals such as gold, silver, platinum, or palladium in coins, bars, or fractional amounts.

  3. Select storage or delivery to keep assets in a secure global vault or request physical delivery.

  4. Execute the trade, completed through Hard Assets Alliance’s network of accredited refiners and dealers.

  5. Maintain ownership records, with independent audits and insurance for added transparency.

  6. Monitor holdings online using Hard Assets Alliance’s platform for account access and transaction history.


Help & Support

Phone: (877) 424-9507

Email: support@hardassetsalliance.com

Address: 485 Lexington Avenue, Suite 304, New York, NY 10017

Online Resources: FAQs, Hard Assets Alliance Direct, Hard Assets Alliance Advisors portals, and guides

Operating Hours: Not publicly listed—users should confirm availability before contacting

FAQs

Who owns the metals purchased through Hard Assets Alliance?
Clients retain full, allocated ownership of metals held in insured vaults.

Can metals be delivered physically?
Yes, Hard Assets Alliance offers delivery options in addition to secure global storage.

Where are the storage vaults located?
Vaults are in New York, London, Zurich, and Salt Lake City, with insurance and audits in place.

Conclusion

Hard Assets Alliance delivers secure and flexible access to precious metals for institutional and individual investors. With fractional ownership, global vaults, and insured storage, it offers transparency and diversification. Retail investors, however, should review fees carefully before engaging.

Methodology

This review was created using information from Hard Assets Alliance’s official website, product portals, and publicly available resources, validated with industry-standard compliance checks.

Disclaimers

AI was used in the creation of this content, along with human validation and proofreading.

How do I know I can trust this review?

Our editors are serious about research - we combine our own experience with the services we recommend with reviews that come from verified users–just like you! Together with reviews from industry experts to ensure you choose with confidence and ease.

Written byAnna Baluch

Anna Baluch is an insurance and finance expert at BestMoney.com. She has written for Forbes, Newsweek, Credit Karma, CNN, and many other top publications.

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Trustpilot reviews
See what some customers are saying about Hard Assets Alliance
Excellent • reviews 361
on
Excellent
73%
Great
12%
Average
5%
Poor
3%
Bad
6%
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Le
Leigh
1 week ago
Easy website to work with.
Easy website to work with.
JT
James Tower
2 weeks ago
Very easy to fund my account
Very easy to fund my account
Brian Ascetta
2 weeks ago
I just added funds to my account
I just added funds to my account. All my banking information was already in place, so the process was easy.
DC
Donald Christians
2 weeks ago
Trading cash for small amounts of precious metals
Trading cash for small amounts of silver and gold. So far I been consistent doing this. I received the information about it from Jim Rickards Strategic Intelligence. I did not have much in savings. I don’t have a broker and I don’t know how to obtain one. I still receive update info from Jim Rickards Strategic Intelligence Pro, but have not acted on anything.
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