Last updatedJuly 2024

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Explore $30,000 debt consolidation loan offers for December 21st
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5KFUNDS
80Reviews
5KFUNDS
80Reviews
  • APR:
    5.99% - 35.99%
  • Loan Term:
    2-72 mo.
Credit Score:
Poor/Fair/Good/Excellent
  • APR:
    5.99% - 35.99%
  • Loan Term:
    2-72 mo.
Credit Score:
Poor/Fair/Good/Excellent
LifeLoans
4Reviews
LifeLoans
4Reviews
  • Loan Term:
    3-60 mo.
Credit Score:
Poor/Fair/Good/Excellent
  • Loan Term:
    3-60 mo.
Credit Score:
Poor/Fair/Good/Excellent
BankRate
772Reviews
BankRate
772Reviews
  • APR:
    3.49% - 35.99%
  • Loan Term:
    12-144 mo.
Credit Score:
Poor/Fair/Good/Excellent
  • APR:
    3.49% - 35.99%
  • Loan Term:
    12-144 mo.
Credit Score:
Poor/Fair/Good/Excellent
Upstart
46,876Reviews
Upstart
46,876Reviews
  • APR:
    8.27% - 35.99%
  • Loan Term:
    36-60 mo.
Credit Score:
Fair/Good/Excellent
  • APR:
    8.27% - 35.99%
  • Loan Term:
    36-60 mo.
Credit Score:
Fair/Good/Excellent
OneMain Financial
65,266Reviews
OneMain Financial
65,266Reviews
  • APR:
    18.00% - 35.99%*
  • Loan Term:
    24-60 mo.
Credit Score:
Poor/Fair/Good
  • APR:
    18.00% - 35.99%*
  • Loan Term:
    24-60 mo.
Credit Score:
Poor/Fair/Good
AmOne
2,364Reviews
AmOne
2,364Reviews
  • APR:
    5.99% - 35.99%
  • Loan Term:
    24-84 mo.
Credit Score:
Poor/Fair/Good/Excellent
  • APR:
    5.99% - 35.99%
  • Loan Term:
    24-84 mo.
Credit Score:
Poor/Fair/Good/Excellent
Fiona
3Reviews
Fiona
3Reviews
  • APR:
    4.99% - 35.99%
  • Loan Term:
    24-84 mo.
Credit Score:
Poor/Fair/Good/Excellent
  • APR:
    4.99% - 35.99%
  • Loan Term:
    24-84 mo.
Credit Score:
Poor/Fair/Good/Excellent
Best Egg
9,205Reviews
Best Egg
9,205Reviews
  • APR:
    4.99% - 35.99%
  • Loan Term:
    36-60 mo.
Credit Score:
Fair/Good/Excellent
  • APR:
    4.99% - 35.99%
  • Loan Term:
    36-60 mo.
Credit Score:
Fair/Good/Excellent
FastLoanAdvance
4Reviews
FastLoanAdvance
4Reviews
  • APR:
    5.99% - 35.99%
  • Loan Term:
    2-72 mo.
Credit Score:
Poor/Fair/Good/Excellent
  • APR:
    5.99% - 35.99%
  • Loan Term:
    2-72 mo.
Credit Score:
Poor/Fair/Good/Excellent
* Marcus By Goldman Sachs® Offer Terms and Conditions:

Your loan terms are not guaranteed and are subject to our verification of your identity and credit information. To obtain a loan, you must submit additional documentation including an application that may affect your credit score. The availability of a loan offer and the terms of your actual offer will vary due to a number of factors, including your loan purpose and our evaluation of your creditworthiness. You may be required to have some of your funds sent directly to creditors to pay off down certain types of outstanding unsecured debt. Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans. Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness. Your verifiable income must support your ability to repay your loan. Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch. Applications are subject to additional terms and conditions

LendingClub Terms and Conditions:

All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 7.95% to 35.89%. The origination fee ranges from 1% to 6% of the original principal balance and is deducted from your loan proceeds. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. The average origination fee is 5.49% as of Q1 2017. In Georgia, the minimum loan amount is $3,025. In Massachusetts, the minimum loan amount is $6,025 if your APR is greater than 12%. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long term visa and at least 18 years old. Valid bank account and Social Security number are required. Equal Housing Lender. All loans are subject to credit approval. LendingClub’s physical address is: LendingClub, 71 Stevenson Street, Suite 1000, San Francisco, CA 9410

* Eloan Terms and Conditions:

Rates from 7.99% up to 19.49% APR. Your APR will be determined based or your risk score and credit history. Loans start from $2,000 up to $35,000. The loan amount will be subject to credit approval. Eloan is a Division of Banco Popular de Puerto Rico. Subject to credit approval and meeting the parameters set forth by Banco Popular de Puerto Rico (“Banco Popular”). This offer applies to personal loans without collateral. Offer subject to presenting evidence and verification of acceptable income to Banco Popular. Banco Popular may deny your application if you do not meet the parameters and the established conditions. Other terms and conditions may apply.

† Credible Terms and Conditions:

Credible is so confident in the personal loan rates you’ll find on Credible, we’ll give you $200 if you find and close with a better rate elsewhere. See full terms and conditions

‡ Upgrade Terms and Conditions:

Personal loans made through Upgrade feature APRs of 7.99%-35.97%. All personal loans have a 2.9% to 8% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. For example, if you receive a $10,000 loan with a 36-month term and a 17.98% APR (which includes a 14.32% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $343.33. Over the life of the loan, your payments would total $12,359.97. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's lending partners. Information on Upgrade's lending partners can be found at https://www.upgrade.com/lending-partners/.

1. Eligibility for personal loans up to $40,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed and requires that enough investors commit funds to your account and that you meet credit and other conditions. APR’s through Prosper range from 7.95% to 35.99%, with the lowest rates for the most creditworthy borrowers. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.

2. You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s ability to quickly process the transaction.

3 For example, a three-year $10,000 personal loan would have an interest rate of 11.74% and a 5.00% origination fee for an annual percentage rate (APR) of 15.34% APR. You would receive $9,500 and make 36 scheduled monthly payments of $330.90. A five-year $10,000 personal loan would have an interest rate of 11.99% and a 5.00% origination fee with a 14.27% APR. You would receive $9,500 and make 60 scheduled monthly payments of $222.39. Origination fees vary between 2.41%-5%. Personal loan APRs through Prosper range from 7.95% to 35.99%, with the lowest rates for the most creditworthy borrowers. Rate offered is based on Prosper Rating and other factors, and your actual rate may differ.

4. APR’s through Prosper range from 7.95% to 35.99%, with the lowest rates for the most creditworthy borrowers.

5. Terms presented, including APR and monthly payment amount, are estimated and were created based upon information entered by you and through analysis of historical data on loans originated through Prosper between Oct. 1, 2021 and Oct. 31, 2021. Your eligibility for a loan offer and actual terms of any loan offer depend on the information you provide in your application, and other variables including but not limited to your credit score, Prosper Rating, loan amount, loan term, employment and income details, credit usage and history. Personal loans through Prosper are not available to borrowers residing in Iowa or West Virginia. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Eligibility for personal loans up to $40,000 depends on the information provided by the applicant in the application form. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.