Ryan Sze

Toggle is a technology-focused, digital-era company that offers comprehensive and customizable auto insurance. You can get a quote and get covered online, all without having to get on the phone or talk with a representative. The company offers flexible insurance policies that allow you to purchase extra coverage for pet passengers or car-related side hustles like food delivery or rideshare.

If you’re a homeowner, you can use Point to turn your home equity into cash. The company’s home equity line of credit allows you to access cash in a flexible and convenient manner—all at an affordable interest rate. To qualify, you’ll need a 680+ credit score. If approved, you’ll be able to borrow as much as $500k in home equity, and can use your credit line to fund home renovations, investments, or other major expenses.