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Lance Cothern

Lance Cothern

Lance Cothern is a personal finance writer at BestMoney.com, specializing in tax relief. He is also the founder of MoneyManifesto.com and holds a CPA license from the Commonwealth of Virginia. Lance’s work has appeared in USA Today, MSN, Wells Fargo, Business Insider, Credit Karma, and LendingTree.

Posts by Lance Cothern

How I Saved Thousands Negotiating My Mortgage Terms

Buying a house is an exciting time, but it isn’t a stress-free process. Part of the process is getting approved for a mortgage to help pay for the home. My wife and I recently went through this experience when we were moving from Florida to Indiana.
Read MoreAug 24, 2026
Negotiating Mortgage Terms

Mutual of Omaha Review

Mutual of Omaha is a trusted brand founded in 1909. Mutual of Omaha offers a variety of fixed-rate and variable-rate mortgage options with 10, 15, 20, 25, and 30-year terms. As a direct lender, Mutual of Omaha can help you find a mortgage that fits your family’s needs. Borrowers need a minimum credit score of 620 and can check what rates they qualify for without a hard credit pull after speaking with a mortgage professional.
Read ReviewFeb 6, 2025
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