Kevin Mercadante

MoneyLion is a marketplace for lenders and borrowers that works with the best-known brands in the alternative lending industry, offering real-time pre-approval options quickly. By filling in a quick and simple online application, borrowers are matched with the loan providers most likely to approve their applications, saving them time and money.

5Kfunds connects people seeking loans to its network of reliable lenders. It offers an effortless way to fund life projects, vacations, and other expenses in an affordable, quick way, avoiding complications and red tape. With a simple online pre-qualify form, 5Kfunds gives the leverage back to consumers as lenders compete for their business in a modern marketplace.

Credibly is a dedicated business lender and marketplace catering mainly to small and medium businesses. Over the years, it has provided more than $1 billion in funding to American businesses. Credibly exists primarily to provide working capital loans, business expansion loans, and merchant cash advances. In addition, it offers a range of alternative funding options such as lines of credit, equipment financing, invoice factoring, and SBA loans.

A preapproved car loan is a financing deal that a lender conditionally agrees to in advance of the car purchase. In other words, the lender promises to provide the loan, assuming there aren't major changes to your financial circumstances once the terms come into effect.