Jennifer Calonia

Survey: What's the Cost of Forgetting? 69% of People Are Losing Money to Hidden Subscriptions

Hidden subscription fees are catching most consumers off guard, with 69% charged after forgetting to cancel a free trial. Here's how to take back control.

How Frictionless “Tap to Pay” Payments Are Changing Spending Habits

Frictionless payments like tap to pay reduce the psychological "pain of paying," making it easier to overspend. Understanding how digital payments affect your brain can help you budget smarter and choose the right online banking tools.

80% Feel Worse After Extreme Budget Cuts—Here Are Better Alternatives to No-Spend Months

No-spend bans create an all-or-nothing mindset that often leads to rebound spending and burnout. And the data backs it up—80% of households that made the most aggressive cost-cutting changes actually felt worse off financially, according to a 2025 Federal Reserve analysis.

Posts by Jennifer Calonia

Survey: What's the Cost of Forgetting? 69% of People Are Losing Money to Hidden Subscriptions

How Frictionless “Tap to Pay” Payments Are Changing Spending Habits

80% Feel Worse After Extreme Budget Cuts—Here Are Better Alternatives to No-Spend Months