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Jennifer Calonia

Jennifer Calonia

Jennifer Calonia writes for BestMoney.com and has years of experience as a personal finance writer, editor, and founder of Blue Poppy Media LLC. She specializes in transforming complex money topics into accessible, educational content that helps readers confidently navigate their financial decisions.

Posts by Jennifer Calonia

What Is the Difference Between Saving and Investing — and When Should You Do Each?

Most Americans are falling behind on both saving and investing — and the gap between where they are and where they need to be is wider than you might think.
Read MoreSep 1, 2026
Person weighing whether to save or invest their money.

Why You Still Need a Savings Account, Even When Rates Feel Low

Most people know they should have a savings account. Far fewer know what it's actually protecting them from, or how much they're leaving on the table by not shopping around.
Read MoreSep 1, 2026
Person calmly handling an unexpected expense with savings set aside.

Best Summer Vacations 2026: The Travel Index on Where Your Budget Goes Furthest

According to our BestMoney 2026 Travel Index, tourists can increase their purchasing power by up to 45% — without sacrificing safety or world-class infrastructure — simply by letting the data dictate their summer vacation plans.
Read MoreAug 24, 2026
Best Summer Vacations 2026: The Travel Index on Where Your Budget Goes Furthest

Chase Slate® vs. Chase Freedom Unlimited®: Which Card Fits Your Financial Goals in 2026?

We compared the Chase Slate® and Chase Freedom Unlimited® across key features — from intro APR length to rewards rates — to help you decide which fits your needs.
Read MoreAug 24, 2026
Chase Slate® vs. Chase Freedom Unlimited®: Which Card Fits Your Financial Goals in 2026?

Chase 5/24 Rule Explained: What It Is, How It Works, and What To Do About It

Chase's unofficial 5/24 rule can block your application before human review. Here's how to check your status and plan around it.
Read MoreAug 24, 2026
Chase 5/24 Rule Explained: What It Is, How It Works, and What To Do About It

Credit Card Glossary: 15+ Fine Print Terms Decoded

A plain-English guide to the credit card terms that determine what you actually pay — and what you're really agreeing to.
Read MoreAug 24, 2026
Credit card owner reviewing credit card fine print and terms.

Survey: What's the Cost of Forgetting? 69% of People Are Losing Money to Hidden Subscriptions

Hidden subscription fees are catching most consumers off guard, with 69% charged after forgetting to cancel a free trial. Here's how to take back control.
Read MoreAug 24, 2026
The Cost of Forgetting: 69% of People Are Losing Money to Hidden Subscriptions

What Is Reverse Budgeting and How Does It Work?

Saving what's left over after expenses rarely works because present bias and lifestyle creep quietly absorb whatever remains. Reverse budgeting automates savings the moment you get paid, removing the willpower required to make traditional budgeting stick.
Read MoreAug 24, 2026
Young person setting up automatic savings transfers on a banking app to practice reverse budgeting and pay themselves first.

Why Your Banking Setup Matters More Than Your Starting Salary

Income alone doesn't build wealth; consistent automation does, since small leaks like late fees and idle cash quietly cost more than people realize. A simple three-account "wealth flywheel" of checking, savings, and investing can help even entry-level earners build momentum without relying on willpower.
Read MoreAug 24, 2026
A young earner learning about how to use a financial flywheel to automate and manage his finances.

How Online Banks are Changing How Couples Manage Money

More couples are favoring "coordinated separation" over fully merging finances, using tools like digital buckets, sub-accounts, and view-only access. The right setup depends on income parity and comfort level, but a clear spending threshold and regular check-ins matter most.
Read MoreAug 24, 2026
How Online Banks are Changing How Couples Manage Money
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