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Jacob Wade Bio

Jacob Wade

Jacob Wade is a personal finance expert at BestMoney.com, focusing on banking products, loans, and financial apps. His work has been featured in Forbes Advisor, Investopedia, and Time. A former enrolled agent with CPA firm experience, Jacob also shares his knowledge of credit card rewards and travel hacking.

Posts by Jacob Wade

What Is a Balance Transfer Credit Card?

Coming Soon
Read MoreOct 9, 2025
What Is a Balance Transfer Credit Card?

The Ultimate Travel Credit Card Guide

Coming Soon
Read MoreOct 9, 2025
Travel Credit Card

How to Report Tax Fraud to the IRS

Wondering how to report tax fraud to the IRS?
Read MoreSep 16, 2025
How to Report Tax Fraud to the IRS

Best Debt Consolidation Loans for Bad Credit

Struggling to keep up with multiple high-interest debt payments can feel overwhelming, but having bad credit doesn't mean you're out of options.
Read MoreSep 9, 2025
Best Debt Consolidation Loans for Bad Credit

How Long Does It Take to Get a Tax Refund in 2025?

Most taxpayers receive their tax refund within 21 days when filing electronically with direct deposit, though processing times vary significantly based on filing method, accuracy, and specific tax credits claimed.
Read MoreSep 9, 2025
A man and woman checking up on their tax refund.

2025 Federal Income Tax Brackets and Rates

Federal income tax brackets determine how much tax you pay on different portions of your income, with rates ranging from 10% to 37% in 2025.
Read MoreSep 9, 2025
Federal Income Tax Brackets and Rates

Married Filing Jointly vs Separately: How Should You File?

How you file your taxes as a married couple can dramatically impact your refund—or what you owe the IRS.
Read MoreJun 18, 2025
A couple deciding if they should file jointly or separately.

Government Grants vs. Business Loans: Which Is Better for Your Business?

Looking to fund your small business? When evaluating business loans vs government grants, it's essential to understand how each option can serve your needs. Grants provide funds you don't repay, while loans offer more flexible financing with repayment terms.
Read MoreJun 15, 2025
A young couple deciding between a government grant or business loan for their business.

Where Can I Exchange Foreign Currency?

Planning an international trip raises an important question: Where can I exchange foreign currency?
Read MoreJun 15, 2025
Where Can I Exchange Foreign Currency

Do You Need Life Insurance in Retirement?

While retirement brings financial freedom, it also raises an important question: Should your life insurance coverage continue?
Read MoreJun 11, 2025
Do You Need Life Insurance in Retirement?
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