We earn commissions from brands listed on this site, which influences how listings are presented.
Jacob Wade Bio

Jacob Wade

Jacob Wade is a personal finance expert at BestMoney.com, focusing on banking products, loans, and financial apps. His work has been featured in Forbes Advisor, Investopedia, and Time. A former enrolled agent with CPA firm experience, Jacob also shares his knowledge of credit card rewards and travel hacking.

Posts by Jacob Wade

How to Transfer Money From One Bank to Another

If you need to move money between two banks, your options range from free (but slower) to fast (but sometimes expensive).
Read MoreJan 18, 2026
How to Transfer Money From One Bank to Another

How To Open A Savings Account For A Child

Whether you’re stashing birthday cash, building an allowance habit, or setting up a “first money” system, the right account makes it easier to teach real-world money skills.
Read MoreJan 15, 2026
How To Open A Savings Account For A Child

The Ultimate Travel Credit Card Guide

Travel expenses add up quickly. Between flights, accommodations, and transportation, a single trip can cost thousands—but the right credit card can significantly reduce these costs.
Read MoreJan 5, 2026
Travel Credit Card

What Is a Balance Transfer Credit Card?

Credit card debt can feel overwhelming when most of your monthly payment goes toward interest charges.
Read MoreJan 5, 2026
What Is a Balance Transfer Credit Card?

Best Debt Consolidation Loans for Bad Credit

Struggling to keep up with multiple high-interest debt payments can feel overwhelming, but having bad credit doesn't mean you're out of options.
Read MoreDec 24, 2025
Best Debt Consolidation Loans for Bad Credit

Top Reasons to Get a Personal Loan: When and Why It Makes Sense

But with so many financial products available, how do you know if a personal loan is right for you? In this guide, we’ll discuss why people choose personal loans and provide insights into when taking one out can be beneficial—and when you should consider an alternative.
Read MoreNov 26, 2025
Top Reasons to Get a Personal Loan: When and Why It Makes Sense

How to Pay Less Taxes: Proven Strategies to Reduce Your Tax Bill

Effective tax planning can significantly lower your taxable income, potentially saving you thousands annually and freeing up more of your hard-earned money for saving and investing.
Read MoreNov 16, 2025
How to Pay Less Taxes: Strategies to Lower Your Tax Bill

How to Close a Bank Account

Thinking of closing your bank account? Whether you're switching to a better bank, simplifying your finances, or moving to a new location—closing an account requires more than just hitting “close” online.
Read MoreOct 28, 2025
How to Close a Bank Account

How to Report Tax Fraud to the IRS

Wondering how to report tax fraud to the IRS?
Read MoreSep 16, 2025
How to Report Tax Fraud to the IRS

How Long Does It Take to Get a Tax Refund in 2026?

Most taxpayers receive their tax refund within 21 days when filing electronically with direct deposit, though processing times vary significantly based on filing method, accuracy, and specific tax credits claimed.
Read MoreSep 9, 2025
A man and woman checking up on their tax refund.
test