We earn commissions from brands listed on this site, which influences how listings are presented.
Jacob Wade Bio

Jacob Wade

Jacob Wade is a personal finance expert at BestMoney.com, focusing on banking products, loans, and financial apps. His work has been featured in Forbes Advisor, Investopedia, and Time. A former enrolled agent with CPA firm experience, Jacob also shares his knowledge of credit card rewards and travel hacking.

Posts by Jacob Wade

How to Transfer Money From One Bank to Another (6 Ways)

If you need to move money between two banks, your options range from free (but slower) to fast (but sometimes expensive).
Read MoreSep 1, 2026
How to Transfer Money From One Bank to Another

What Is a Balance Transfer Credit Card?

Credit card debt can feel overwhelming when most of your monthly payment goes toward interest charges.
Read MoreSep 1, 2026
What Is a Balance Transfer Credit Card?

Government Grants vs. Business Loans: Which Is Better for Your Business?

Looking to fund your small business? When evaluating business loans vs government grants, it's essential to understand how each option can serve your needs. Grants provide funds you don't repay, while loans offer more flexible financing with repayment terms.
Read MoreAug 27, 2026
A young couple deciding between a government grant or business loan for their business.

The Ultimate Travel Credit Card Guide

Travel expenses add up quickly. Between flights, accommodations, and transportation, a single trip can cost thousands—but the right credit card can significantly reduce these costs.
Read MoreAug 24, 2026
Travel Credit Card

How To Open A Savings Account For A Child

Whether you’re stashing birthday cash, building an allowance habit, or setting up a “first money” system, the right account makes it easier to teach real-world money skills.
Read MoreAug 24, 2026
How To Open A Savings Account For A Child

Where Can I Exchange Foreign Currency?

Getting your hands on foreign currency doesn't have to be complicated or expensive—you just need to know where to look.
Read MoreAug 24, 2026
Where Can I Exchange Foreign Currency

How to Transfer Apple Cash to Your Bank Account: Step-by-Step Instructions

From coffee runs to splitting bills, Apple Cash has changed how we handle day-to-day expenses.
Read MoreAug 24, 2026
How to Transfer Apple Cash to Your Bank Account

How to Close a Bank Account

Thinking of closing your bank account? Whether you're switching to a better bank, simplifying your finances, or moving to a new location—closing an account requires more than just hitting “close” online.
Read MoreAug 24, 2026
How to Close a Bank Account

Married Filing Jointly vs Separately: How Should You File?

Married couples typically file joint tax returns to maximize credits, deductions, and potential refunds. However, in specific situations, choosing "married filing separately" might actually be the smarter financial move.
Read MoreAug 24, 2026
A couple deciding if they should file jointly or separately.

How to Report Tax Fraud to the IRS

Wondering how to report tax fraud to the IRS?
Read MoreAug 24, 2026
How to Report Tax Fraud to the IRS
test