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Jacob Wade Bio

Jacob Wade

Jacob Wade is a personal finance expert at BestMoney.com, focusing on banking products, loans, and financial apps. His work has been featured in Forbes Advisor, Investopedia, and Time. A former enrolled agent with CPA firm experience, Jacob also shares his knowledge of credit card rewards and travel hacking.

Posts by Jacob Wade

The Ultimate Travel Credit Card Guide

Travel expenses add up quickly. Between flights, accommodations, and transportation, a single trip can cost thousands—but the right credit card can significantly reduce these costs.
Read MoreAug 19, 2025
Travel Credit Card

Married Filing Jointly vs Separately: How Should You File?

How you file your taxes as a married couple can dramatically impact your refund—or what you owe the IRS.
Read MoreJun 18, 2025
A couple deciding if they should file jointly or separately.

Government Grants vs. Business Loans: Which Is Better for Your Business?

Looking to fund your small business? When evaluating business loans vs government grants, it's essential to understand how each option can serve your needs. Grants provide funds you don't repay, while loans offer more flexible financing with repayment terms.
Read MoreJun 15, 2025
A young couple deciding between a government grant or business loan for their business.

Where Can I Exchange Foreign Currency?

Planning an international trip raises an important question: Where can I exchange foreign currency?
Read MoreJun 15, 2025
Where Can I Exchange Foreign Currency

Do You Need Life Insurance in Retirement?

While retirement brings financial freedom, it also raises an important question: Should your life insurance coverage continue?
Read MoreJun 11, 2025
Do You Need Life Insurance in Retirement?

Best Debt Consolidation Loans for Bad Credit

Struggling to keep up with multiple high-interest debt payments can feel overwhelming, but having bad credit doesn't mean you're out of options.
Read MoreJun 11, 2025
Best Debt Consolidation Loans for Bad Credit

How Long Does It Take to Get a Tax Refund?

Managing expectations starts with understanding the IRS timeline.
Read MoreJun 3, 2025
A man and woman checking up on their tax refund.

How to Transfer Apple Cash to Your Bank Account: Step-by-Step Instructions

From coffee runs to splitting bills, Apple Cash has changed how we handle day-to-day expenses.
Read MoreJun 3, 2025
How to Transfer Apple Cash to Your Bank Account

How to Close a Bank Account

In this article, we’ll break down how you can close your bank account properly, the steps you need to take, and some considerations before shutting down your old account.
Read MoreJun 3, 2025
How to Close a Bank Account

How Does Life Insurance Work?

Life insurance is a necessity if you have immediate family or others that count on your income. However, choosing a policy that fits your financial goals and is affordable can be challenging.
Read MoreJun 3, 2025
How Does Life Insurance Work?
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