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Elke

Elke Zalcman

Elke Zalcman is a financial content specialist at Natural Intelligence covering US cards and banking

Elke Zalcman is a financial content specialist at Natural Intelligence covering credit cards and online banking. She’s passionate about breaking down personal finance, making complex topics like budgeting and investing accessible and engaging for everyday consumers, and sharing practical guidance on credit card rewards and travel hacking.

Posts by Elke Zalcman

Chase Freedom Unlimited’s Limited-Time $300 Bonus Is a Big Win for Everyday Spending

A $300 bonus on just $500 spend is a standout deal, especially for a no-annual-fee card that also earns 1.5% back on everything and up to 5% in key categories.
Read MoreDec 19, 2025
Chase Freedom Unlimited’

Fed Rate Cuts & Your Credit Card APR: What You Need to Know

The Fed cut rates again. Here’s what it means for your credit card, and how to use it to your advantage.
Read MoreDec 18, 2025
Fed Rates
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