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Elke Zalcman

Elke Zalcman is a financial content specialist at Natural Intelligence covering US cards and banking

Elke Zalcman is a financial content specialist at Natural Intelligence covering credit cards and online banking. She’s passionate about breaking down personal finance, making complex topics like budgeting and investing accessible and engaging for everyday consumers, and sharing practical guidance on credit card rewards and travel hacking.

Posts by Elke Zalcman

Chase Freedom Unlimited vs Wells Fargo Active Cash: Which Cash Back Card Wins for You?

Choosing the right cash back card can make a real difference in your everyday spending. The Wells Fargo Active Cash® and Chase Freedom Unlimited® both offer strong value, but their reward structures appeal to different types of cardholders. Here’s what to know before you apply.

Fed Rate Cuts & Your Credit Card APR: What You Need to Know

The Fed cut rates again. Here’s what it means for your credit card, and how to use it to your advantage.