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Elizabeth Rivelli

Elizabeth Rivelli

Business Finance & Insurance Expert

Elizabeth Rivelli is a business finance and insurance expert at BestMoney.com with over five years of experience covering car, home, life, and health insurance. She has contributed to major outlets such as Investopedia, Forbes, CNN Underscored, U.S. News & World Report, and Bankrate. Elizabeth also partners with insurance companies to provide readers with practical insights into industry trends.

Posts by Elizabeth Rivelli

What is Hazard Insurance for Homeowners?

Hazard insurance is the portion of your homeowners insurance policy that covers your home's physical structure against perils like fire, theft, and storms. If your lender requires it, a standard HO-3 policy already satisfies that requirement, though excluded perils like floods may need separate coverage.
Read MoreJun 8, 2026
A couple learning about hazard insurance to protect their home.

What Does Home Insurance Cover?

Standard HO-3 home insurance covers six categories, including dwelling, personal property, and liability, but excludes floods, earthquakes, and more. Depending on where you live and what you own, you may need additional riders to fill the gaps.
Read MoreJun 8, 2026
A couple feeling content because they understand the limitations and protections of their home insurance.

Most Expensive Cars to Insure in 2026: What You Need to Know

Luxury cars, sports cars, and high-performance models often have hefty insurance premiums due to their value and repair costs.
Read MoreJan 26, 2025
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