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Advertising Disclosure

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which may impact the location and order in which brands (and/or their products) are presented, and may also impact the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time

7
Best Personal Loan Companies 2020
Take control of your finances now.
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  • APR: Low - High
  • Term: Long - Short
  • Payment: Low - High
  • Total: Low - High
  • Amount: High - Low
APR Disclosure
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner/platform must show you the APR before you enter into the loan. States have laws that may limit the APR that the lender or lending partner/platform can charge you. Rates will vary based on your credit worthiness, loan size among other variables with the lowest rates available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner/platform. We recommend that you read the lender's and/or lending partner's/platform's personal terms and conditions in full before proceeding for a personal loan.
5KFUNDS
76Reviews
5KFUNDS
76Reviews
  • APR:
    5.99% - 35.99%
  • Loan Term:
    2-72 mo.
Credit Score:
Poor/Fair/Good/Excellent
  • APR:
    5.99% - 35.99%
  • Loan Term:
    2-72 mo.
Credit Score:
Poor/Fair/Good/Excellent
LifeLoans
3Reviews
LifeLoans
3Reviews
  • Loan Term:
    3-60 mo.
Credit Score:
Poor/Fair/Good/Excellent
  • Loan Term:
    3-60 mo.
Credit Score:
Poor/Fair/Good/Excellent
BankRate
771Reviews
BankRate
771Reviews
  • APR:
    3.49% - 35.99%
  • Loan Term:
    12-144 mo.
Credit Score:
Poor/Fair/Good/Excellent
  • APR:
    3.49% - 35.99%
  • Loan Term:
    12-144 mo.
Credit Score:
Poor/Fair/Good/Excellent
Upstart
45,989Reviews
Upstart
45,989Reviews
  • APR:
    8.27% - 35.99%
  • Loan Term:
    36-60 mo.
Credit Score:
Fair/Good/Excellent
  • APR:
    8.27% - 35.99%
  • Loan Term:
    36-60 mo.
Credit Score:
Fair/Good/Excellent
OneMain Financial
63,289Reviews
OneMain Financial
63,289Reviews
  • APR:
    18.00% - 35.99%*
  • Loan Term:
    24-60 mo.
Credit Score:
Poor/Fair/Good
  • APR:
    18.00% - 35.99%*
  • Loan Term:
    24-60 mo.
Credit Score:
Poor/Fair/Good
AmOne
2,228Reviews
AmOne
2,228Reviews
  • APR:
    5.99% - 35.99%
  • Loan Term:
    24-84 mo.
Credit Score:
Poor/Fair/Good/Excellent
  • APR:
    5.99% - 35.99%
  • Loan Term:
    24-84 mo.
Credit Score:
Poor/Fair/Good/Excellent
Fiona
3Reviews
Fiona
3Reviews
  • APR:
    4.99% - 35.99%
  • Loan Term:
    24-84 mo.
Credit Score:
Poor/Fair/Good/Excellent
  • APR:
    4.99% - 35.99%
  • Loan Term:
    24-84 mo.
Credit Score:
Poor/Fair/Good/Excellent
Best Egg
8,871Reviews
Best Egg
8,871Reviews
  • APR:
    4.99% - 35.99%
  • Loan Term:
    36-60 mo.
Credit Score:
Fair/Good/Excellent
  • APR:
    4.99% - 35.99%
  • Loan Term:
    36-60 mo.
Credit Score:
Fair/Good/Excellent
FastLoanAdvance
2Reviews
FastLoanAdvance
2Reviews
  • APR:
    5.99% - 35.99%
  • Loan Term:
    2-72 mo.
Credit Score:
Poor/Fair/Good/Excellent
  • APR:
    5.99% - 35.99%
  • Loan Term:
    2-72 mo.
Credit Score:
Poor/Fair/Good/Excellent
LoansUnder36
4Reviews
LoansUnder36
4Reviews
  • APR:
    5.99% - 35.99%
  • Loan Term:
    2-72 mo.
Credit Score:
Poor/Fair/Good/Excellent
  • APR:
    5.99% - 35.99%
  • Loan Term:
    2-72 mo.
Credit Score:
Poor/Fair/Good/Excellent
* Marcus By Goldman Sachs® Offer Terms and Conditions:

Your loan terms are not guaranteed and are subject to our verification of your identity and credit information. To obtain a loan, you must submit additional documentation including an application that may affect your credit score. The availability of a loan offer and the terms of your actual offer will vary due to a number of factors, including your loan purpose and our evaluation of your creditworthiness. You may be required to have some of your funds sent directly to creditors to pay off down certain types of outstanding unsecured debt. Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans. Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness. Your verifiable income must support your ability to repay your loan. Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch. Applications are subject to additional terms and conditions

LendingClub Terms and Conditions:

All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 7.95% to 35.89%. The origination fee ranges from 1% to 6% of the original principal balance and is deducted from your loan proceeds. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. The average origination fee is 5.49% as of Q1 2017. In Georgia, the minimum loan amount is $3,025. In Massachusetts, the minimum loan amount is $6,025 if your APR is greater than 12%. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long term visa and at least 18 years old. Valid bank account and Social Security number are required. Equal Housing Lender. All loans are subject to credit approval. LendingClub’s physical address is: LendingClub, 71 Stevenson Street, Suite 1000, San Francisco, CA 9410

* Eloan Terms and Conditions:

Rates from 7.99% up to 19.49% APR. Your APR will be determined based or your risk score and credit history. Loans start from $2,000 up to $35,000. The loan amount will be subject to credit approval. Eloan is a Division of Banco Popular de Puerto Rico. Subject to credit approval and meeting the parameters set forth by Banco Popular de Puerto Rico (“Banco Popular”). This offer applies to personal loans without collateral. Offer subject to presenting evidence and verification of acceptable income to Banco Popular. Banco Popular may deny your application if you do not meet the parameters and the established conditions. Other terms and conditions may apply.

† Credible Terms and Conditions:

Credible is so confident in the personal loan rates you’ll find on Credible, we’ll give you $200 if you find and close with a better rate elsewhere. See full terms and conditions

‡ Upgrade Terms and Conditions:

Personal loans made through Upgrade feature APRs of 7.99%-35.97%. All personal loans have a 2.9% to 8% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. For example, if you receive a $10,000 loan with a 36-month term and a 17.98% APR (which includes a 14.32% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $343.33. Over the life of the loan, your payments would total $12,359.97. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's lending partners. Information on Upgrade's lending partners can be found at https://www.upgrade.com/lending-partners/.

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